If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Ghaziabad Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
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    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
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  • Ghaziabad Car Loan is Rated as "Great!" by 747 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Ghaziabad Car Loan

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Ghaziabad Car Loan if you are

    01
    02
    03
    04
    Ghaziabad Car Loan Minimum Age

    At least 21 years old

    Ghaziabad Car Loan Maximum Age

    Less than 67 years old

    Ghaziabad Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ghaziabad Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Car Loan amount eligibility is based on these factors

    01
    02
    03
    Ghaziabad Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Ghaziabad Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Ghaziabad Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Car Loan amount by these steps

    01
    02
    Ghaziabad Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Ghaziabad Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ghaziabad Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Car Loan Interest RatesUpdated on 19 Oct 2017

    Ghaziabad Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Ghaziabad Car Loan Reviews

    • HDFC Bank Car Loan
      "worst service"
      0.5 1.0/5 "Really Bad"
      I am not happy with HDFC service ,from the date I applied for my loan there was no proper response from HDFC staffs no proper response they lack in the communication so I feel they needs to improve their service a lot ,I am not comfortable with the HDFC service for my car loan service.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 16, 2017
    • Bank Bazaar Car Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have got the call back from bank bazaar immediately after I gave my requirement in the bank bazaar website The customer service helped to me get in touch with the bank partner on time. The website of bank bazaar is easy to use and user friendly.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 09, 2017
    • ICICI Bank Car Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      The ICICI bank has taken more than 2 weeks to disburse my car loan amount. It has taken longer than normal time. The customer support was average with ICICI bank. The rate of interest is nominal with ICICI bank. I am satisfied with the loan amount.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 09, 2017
    • Bank Bazaar Car Loan
      "Should include more banks"
      0.5 3.0/5 "Satisfactory"
      Usually i do many free searches and i found bankbazaar. I think bankbazaar is very popular among all. With my experience i had a good time with them, they gave me regular follow ups and service.It would been better if they include more banks.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 04, 2017
    • Kotak Car Loan
      "Recommendable for car loan"
      0.5 4.0/5 "Great!"
      I have taken a car loan from KOTAK MAHINDRA BANK with a processing fee of 3000 rupees.The disbursed loan amount was 3lakh 75 thousand with the rate of interest of 9.5%. The monthly EMI comes around8100 for 5 years.The documentation process was also very good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 04, 2017
    • ICICI Bank Car Loan
      "Approachable bank"
      0.5 3.5/5 "Pretty good"
      As was planning to take loan from ICICI BANK but due to the distance i could not able to take loan. The location was in Delhi and it was bit difficult for me to go with ICICI so i have taken a loan from KOTAK MAHINDRA BANK.I can recommend this ICICI bank to everyone.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 04, 2017
    • Bank Bazaar Car Loan
      "SATISFACTORY"
      0.5 2.0/5 "Expected more"
      Bankbazaar contacted me immediately once after i placed a request on line for the car loan.I had contacted bankbazaar for my car loan, only one bank was provided which was AXIS . Information about car loan was available online . Besides that, i got all the other information too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 03, 2017
    • Axis Bank Car Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I have not taken the car loan with the Axis bank because I have not got the proper response from them for my inquiry, which I have made, also I was really disappointed with Axis bank. As they didn't respond not even once when I applied for a car loan. Their customer service is also not up to the mark.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 03, 2017
    • Bank Bazaar Car Loan
      "Customer friendly"
      0.5 4.0/5 "Great!"
      From Google i found bankbazaar website I have experienced the online application of bankbazaar.It was really good and have lots of banks for comparison.The executives are very good and supportive. The website was easy to navigate and convenient.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 03, 2017
    • ICICI Bank Car Loan
      "Approachable bank"
      0.5 5.0/5 "Blown Away!"
      I am not interested in taking a car loan for now and i am planning to take some other loan so that only i dropped the plan of taking car loan for now. In future if i need any car loan then definitely i can approach ICICI bank. The bank and there service is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 03, 2017
    • Bank Bazaar Car Loan
      "Easy to Use"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar website is good. It is a user friendly website and easy to navigate. Customer service is very good and I got a immediate response. But offers are not up to the mark. Need to add more Bank options and offers on the website. Overall it was good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 29, 2017
    • HDFC Bank Car Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have not taken the car loan with the HDFC bank because I got the better offer with Yes Bank. I'm not satisfied with the terms and conditions of HDFC. There was no call and no response from their end. The rate of interest is also very high. Customer service is poor.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 29, 2017
    • Bank Bazaar Car Loan
      "Good platform"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is doing a good service interms of financial needs. It is very easy to approach the finanicial institution on our requirements. It is a good platform for the people to compare the financial products with all other bankers without any hassle.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 29, 2017
    • HDFC Bank Car Loan
      "Good "
      0.5 4.0/5 "Great!"
      I have applied for a car loan with HDFC bank through online channel. After that I have a visited the showroom, they gave me a good response and rate of interest is also nominal compared to the bankers. So I didn't get a chance to go further with HDFC bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 29, 2017
    • ICICI Bank Car Loan
      "Best bank"
      0.5 5.0/5 "Blown Away!"
      I am fan of ICICI bank the processing was very simple and friendly. I have to submit the basic documents and rest was taken care by Icici. ICICI bank took 3 days t process the request. Interest rate was as per the market standard and the processing fee charged by them was NIL.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 27, 2017
    • Bank Bazaar Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar should tried to attach the bank which is customer friendly , initially when i approach the online hdfc executive called me but the bank deviated form its time scales. I am happy with the customer service which was provided by bankbazaar. .Bankbazaar is a platform to reach the bank also the Website is good
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 27, 2017
    • HDFC Bank Car Loan
      "WORST bank"
      0.5 1.0/5 "Really Bad"
      I have post pond the plan of taking the car loan with HDFC. I had submitted the documents but even after that they were asking for more documentation. i am working in a organization i have submitted my bank statements i kept asking for more and more documents i am not sure what more they need.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 27, 2017
    • Bank Bazaar Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Also they are helpful in selecting the bank with low interest rate for the loan process. I got good response when I applied for my loan requirement. Bankbazaar is a good platform where we can check the interest rate and other details offered by all the banks.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 26, 2017
    • HDFC Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The service provided was very good with HDFC bank based on the car loan process.The customer follow up made is the positive end of the bank.They have provided very immediate and fast service based on the application But i have posponded the plan.The interest rate offered was very minimal and the processing fee was also OK.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 26, 2017
    • Bank Bazaar Car Loan
      "Easy to navigate"
      0.5 5.0/5 "Blown Away!"
      They are very prompt whenever I am posting any request Bank Bazaar is calling and check customer's requirement and also they are providing good solution on customer queries. Bank Bazaar is much more userfriendly to navigate all banking products.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 26, 2017
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