If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Kochi Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
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    Eligibility Criteria
    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
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    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
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  • Kochi Car Loan is Rated as "Great!" by 230 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Kochi Car Loan

    Kochi or Cochin is an important port city located on the western coastline of India, along the fringes of the Arabian Sea.On the same note, it is often informally called the ‘Gateway to Kerala’ and taken to be the point to begin the exploration of the deep and profound beauty of the state.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Cochin Car Loan if you are

    01
    02
    03
    04
    Cochin Car Loan Minimum Age

    At least 21 years old

    Cochin Car Loan Maximum Age

    Less than 67 years old

    Cochin Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Cochin Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Cochin Car Loan amount eligibility is based on these factors

    01
    02
    03
    Cochin Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Cochin Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Cochin Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Cochin Car Loan amount by these steps

    01
    02
    Cochin Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Cochin Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Cochin Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Cochin Car Loan Interest RatesUpdated on 22 Nov 2017

    Cochin Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Kochi Car Loan Reviews

    • Bank Bazaar Car Loan
      "User friendly website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar having a customized facilities from other banks. They gave me instant response and follow ups.The customer service executives helps in every query i had. They do the work very effectively. The website of bankbazaar is really good and user friendly.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 30, 2017
    • ICICI Bank Car Loan
      "Car loan with ICICI"
      0.5 5.0/5 "Blown Away!"
      I have applied for a car loan with ICICI BANK.The rate of interest with the bank was 9.5%. After 2 years only pre closure option available.In SBI rate of interest was 8.9% later by negotiation they converted to 8.75%.but the customer service of ICICI bank is good.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 30, 2017
    • ICICI Bank Car Loan
      "Please never apply ICICI bank loans"
      0.5 0.5/5 "Unacceptable"
      Fake people always changing there already agreed interest rates and bargaining before amount disbursal. Very pathetic customer approach and slow processing. It took 2 weeks for me to get a car loan and changed already agreed interest rate just before amount dusbursal, hated it and it is very bad.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 23, 2017
    • Bank Bazaar Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Customer service is real good from the bank bazaar side . Within 24 hours i received call from the Bank bazaar and they explained me everything in detailed way i liked it , the detailing . The website is real user friendly and easy to use , i did not find any difficulty in any where . I like this experience I would say.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 14, 2017
    • Oriental Bank of Commerce Car Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      They called me on time i can say it was a good customer service from the Oriental Bank of India from the bank side . The rate of interest given from the bank side was real low about 7% i really liked it and processing fee was not told to me . I kept it on hold from my side due to some problem . Rest everything i should say is fine .
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 14, 2017
    • ICICI Bank Car Loan
      "good service"
      0.5 4.0/5 "Great!"
      It have been 7 years, I have taken a car loan from ICICI ,employes of ICICI was very good and the customer service was also fine, even during the documentation there was no issue ,it was a good service from ICICI for my car loan service. I am happy with ICICI service.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 12, 2017
    • Syndicate Bank Car Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken the car loan with the Syndicate bank and the interest rate is around 9.1% and the customer service is good one for me like they have 100% of cost of car as loan. Customer service and other things are really fine one for me with them.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 04, 2017
    • Bank Bazaar Car Loan
      "Very Good"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com is really a good one for me and I been with them from the last six months of time. I would like to response is very good one and their customer service was really fine one. I am really happy with the Bankbazaar.com.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 04, 2017
    • ICICI Bank Car Loan
      "Very Easy"
      0.5 3.0/5 "Satisfactory"
      I have not applied for the car loan with the ICICI bank because other bankers are really provided with the subscription amount, also its very suitable one for me. I would like to say that the customer service with the ICICI bank was very good.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 04, 2017
    • ICICI Bank Car Loan
      "Good for car loan"
      0.5 5.0/5 "Blown Away!"
      For now i am not interested in taking a car loan and i am planning to take some other time . That was the only reason i dropped the plan of taking car loan . In future if i need any car loan then definitely i can approach ICICI bank. The bank and there service is good.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 03, 2017
    • ICICI Bank Car Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      Service is very good from ICICI for my car loan service ,representatives and customer service was very helpful and responsible ,even the documentation part was also fine I don't have any issue with their service ,I can say the overall service is excellent.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 29, 2017
    • Axis Bank Car Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      I had a very good experience with Axis bank on my credit card because they are clear in what they provide me with regards to the offers. The credit limit value with Axis bank is around 47 thousand the offers there are very much beneficial and no hassles faced till now. I have opted this card in 2011 they have called to enhance my limit but I wasn't Interested.I use this card for online payments booking flights and IRCTC.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 29, 2017
    • Bank Bazaar Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bankbazaar website is helpful to apply for a loan online this is not my first experience I had already applied loan through bank bazaar unfortunately it got rejected. But this time my car loan got approved Bankbazaar executives are very helpful till I complete my loan process. They were fast and also supportive in the follow up calls
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 29, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The service provided by ICICI Bank on the car loan was really good I am satisfied with their overall services interest rate is 11% approximately processing fee was 14000 rupees approximately total loan amount I opted for 6.85laks and the loan got disbursed with 8 to 9 working days I would certainly say that I had a better banking service with ICICI.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 29, 2017
    • Bank Bazaar Car Loan
      "excellent service"
      0.5 4.5/5 "Excellent!"
      Bankbazaar service was very excellent from the date I applied for my loan ,customer support executives where also very helpful and responsible. Even I check with Bankbazaar website I feel it has to me improve some more in categories and should be more easy to use ,so overall I can say it was an very excellent service from Bankbazaar. Never faced any issue with the service of Bankbazaar.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 29, 2017
    • ICICI Bank Car Loan
      "excellent service"
      0.5 4.5/5 "Excellent!"
      Service is very good ,representatives and customer service was also very helpful and responsible . Interest rate was fine, even the documentation part was fine, so as a overall it was a excellent service from ICICI for my car loan ,never had any queries with their service.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 29, 2017
    • Bank Bazaar Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience with Bank bazaar was really good. This is my first experience, the customer service and responses was up to the mark. I have tried the EMI calculator and credit score option which was helpful. I would like to recommend to others.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 25, 2017
    • ICICI Bank Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had a plan to take my car loan with ICICI bank. Their rate of interest was high comparing HDFC bank. The customer service and responses was good but due to my personal reason I have cancelled the request. My overall experience with ICICI bank was good so I would like to rate 4 out of 5 overall.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 25, 2017
    • Bank Bazaar Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      No suggestions for bankbazaar as its already doing great and I am happy with the dea; which was offered by bankbazaar. The moment I registered my details on the portal, bankbazaar quickly acknowledged my details and after identifying my needs they passed on the request to the respective bank on time.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 23, 2017
    • ICICI Bank Car Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      My experience was not really a good one for me with the ICICI bank for the car loan, which I have got because of the rate of interest they are very high. The loan I have not taken from them I processed with different source. Response with the HDFC bank is not really good one I was about to avail 7 laksh loan.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 23, 2017
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