If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Kochi Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval available
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    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    8.90% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Paperless approval available
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    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Fees & Charges
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    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
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    Fees & Charges
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.80% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
    What you'll love
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  • Kochi Car Loan Reviews

    • Cholamandalam Finance Car Loan
      "Okay"
      0.5 2.5/5 "Just OK"
      I had the car loan with the Cholamandalam DBS and they have provided around 80% of the cost of the car as loan , I have done the loan before three years of time and I really don't have any issues on it.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 21, 2017
    • Bank Bazaar Car Loan
      "Very Good"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good one for me because they have provided the proper response to me. I am using Bankbazaar.com from the last five months of time. I came to know baout Bankbazaar.com through Google search.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 21, 2017
    • TVS Credit Services Car Loan
      "Average"
      0.5 2.5/5 "Just OK"
      TVS credit services have contacted me for the car loan, which I have applied. I would like to say that the rate of interest is very higher one and the response is okay one for me and also there was some delay from their end.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 21, 2017
    • IOB Car Loan
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      I am happy with Indian overseas bank in terms of the car loan. Because my loan got approved and disbursed from IOB on time. They approved my loan in few days. The interest rate was 9%. I had taken the loan for personal purpose so the interest rate is very nominal for that loan amount I have applied for 5.5 lakhs and there was minimal processing fee charged aslo
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 09, 2017
    • Bank Bazaar Car Loan
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      The team was prompt in the response after I placed my request on the website. My experience at Bank bazaar has been good and the overall experience is satisfactory There were proper follow up calls and I kept getting updates on a regular basis.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 09, 2017
    • HDFC Bank Car Loan
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      The prime reason for not availing the car loan from HDFC bank, Already I have availed the car loan from indian overseas bank. But Services offered but them was very good with the HDFC bank and each and every person from the bank contacted me and provided a clear picture about the car loan process. But at that time I have informed them as the same
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 09, 2017
    • Bank Bazaar Car Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      I know bank bazaar for more 2 months. I came to know about bank bazaar through my friends referral. The website of bank bazaar is easy to use and user friendly. The bank bazaar customer support team helped me to get in touch with the bank partner.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 08, 2017
    • ICICI Bank Car Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The ICICI bank gave better support to avail their car loan but I got the best offer than ICICI and I have arranged the cash from other source, so that was the reason I haven't got the loan wit ICICI bank. The rate of interest was nominal with ICICI. I can say I got good service from ICICI.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 08, 2017
    • Bank Bazaar Car Loan
      "Userfriendly website"
      0.5 5.0/5 "Blown Away!"
      I could see the detailed explanation about the car and car loan, whatever I browsed in the site, entire information is visible. Their executive are supportive and helpful on my car loan application, I am very fine with their service and response.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 05, 2017
    • ICICI Bank Car Loan
      "Its Good"
      0.5 1.0/5 "Really Bad"
      We are still in discussing, I haven't shortlisted the car to purchase, hence I didn't go head for car loan process. Response part was lacking in ICICI, there was no call back from end. I am not fine with ICICI service and response on the car loan.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 05, 2017
    • YES Bank Car Loan
      "Easy process to get a loan"
      0.5 4.0/5 "Great!"
      I have taken my car loan from YES Bank. The good thing about this loan was, I only had to submit my documentation to the dealer and he supported me in forwarding the same to the bank. It was minimal paper work. The interest rate and processing charges is normal.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 29, 2017
    • Bank Bazaar Car Loan
      "Great experience & good customer services"
      0.5 5.0/5 "Blown Away!"
      My experience at Bankbazaar was fine. It was a swift process and there were no hassles to get details about the banks. The website was clear and the customer support was also good and they explained the details clearly. There were proper follow up calls too.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 29, 2017
    • ICICI Bank Car Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      Everything was fine at ICICI Bank for the car loan. The process was good and so was the response as well. The only reason I did not go ahead as the dealer got me the loan from another bank without me doing much from my end. The interest rate and processing charges was a good deal at ICICI.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 29, 2017
    • Bank Bazaar Car Loan
      "Prompt Response"
      0.5 5.0/5 "Blown Away!"
      When I approached bankbazaar for the loan process, I had received a prompt service from them. Actually I do not have any suggestions for the bank because everything went good with bankbazaar. There was no hassles and web portal was easy to handle.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 09, 2017
    • HDFC Bank Car Loan
      "Good Interest Rate"
      0.5 4.0/5 "Great!"
      The entire car loan process went good with HDFC bank. Actually I approached the bank through online source. I had no issues with the bank throughout the loan process. The rate of interest is quite good and it is nominal. The customer service also fine.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 09, 2017
    • Bank Bazaar Car Loan
      "EXCELLENT"
      0.5 2.0/5 "Expected more"
      VERY EASILY STEP FOR GETTING LOANS AND CARDS.INSTANT APPROVALS FOR LOANS AND CARDS. GOOD CUSTOMER SERVICE, CONVINCED BY FILLED APPLICATION FORM AND DETAILS. INSTANT INFORMATION OF LOAN INTEREST AND AMOUNT.WEB DESIGN IS GOOD. VERY MUCH RESPONSIBLE CUSTOMER SERVICE PROVIDED BY THEM.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 08, 2017
    • HDFC Bank Car Loan
      "Convenient and Customer friendly"
      0.5 4.5/5 "Excellent!"
      Basically, my uncle was working with HDFC, so it was very much convenient for me to get loan on time. The car loan process was completed in a day's time, also the amount got disbursed to the dealer instantly. HDFC sanctioned 100% loan on the road price, I purchased Hyundai Eon, they offered me 10.4% as an interest rate.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 01, 2017
    • Bank Bazaar Car Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Overall it was a good experience with Bankbazaar, but there are few things I suggest that need a change. Things like when I add my PAN card information to my profile. I get the list of banks I bank with, but there is another bank on the profile which I do not bank with as well. It would be better if there is some who calls and checks with the customer if the details on his profile belongs to him or her as I am unable to delete the account which is not mine.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 04, 2017
    • Ford Finance Car Loan
      "The best"
      0.5 5.0/5 "Blown Away!"
      I had taken my car loan from Ford credit and the services are good from them. They had given me a very good deal of around 8% as the interest rate and the processing charges was normal too. The overall process was on time right from collecting my papers to the disbursement.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 04, 2017
    • HDFC Bank Car Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      I did not go ahead with HDFC Bank for the car loan as I got a better option with another institution. The interest rate was on the higher side, I was given a offer of 9.5%. and the team was not consistent in the details. Towards the end I was told that I would have to pay a one month installment upfront.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 04, 2017
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    Kochi Car Loan is Rated as "Great!" by 210 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Kochi Car Loan

    Kochi or Cochin is an important port city located on the western coastline of India, along the fringes of the Arabian Sea.On the same note, it is often informally called the ‘Gateway to Kerala’ and taken to be the point to begin the exploration of the deep and profound beauty of the state.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Cochin Car Loan if you are

    01
    02
    03
    04
    Cochin Car Loan Minimum Age

    At least 21 years old

    Cochin Car Loan Maximum Age

    Less than 67 years old

    Cochin Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Cochin Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Cochin Car Loan amount eligibility is based on these factors

    01
    02
    03
    Cochin Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Cochin Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Cochin Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Cochin Car Loan amount by these steps

    01
    02
    Cochin Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Cochin Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Cochin Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Cochin Car Loan Interest RatesUpdated on 24 Sep 2017

    Cochin Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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