If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
  • loading

    We found 31 Kochi Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 11.10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    13.1% - 15% Fixed
    1999
    50K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% financing on car value
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.75% - 8.80% Fixed
    3,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.75% - 13% Fixed
    Up to ₹ 5,000 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    11.50% Floating
    575 One time fee
    1L Min
    1-3 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Loading your search...
    Close

    Compare Car Loan Offers from Top Banks. Apply Online and Get e-Approved Instantly.

  • Kochi Car Loan is Rated as "Great!" by 241 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Kochi Car Loan

    Kochi or Cochin is an important port city located on the western coastline of India, along the fringes of the Arabian Sea.On the same note, it is often informally called the ‘Gateway to Kerala’ and taken to be the point to begin the exploration of the deep and profound beauty of the state.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Cochin Car Loan if you are

    01
    02
    03
    04
    Cochin Car Loan Minimum Age

    At least 21 years old

    Cochin Car Loan Maximum Age

    Less than 67 years old

    Cochin Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Cochin Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Cochin Car Loan amount eligibility is based on these factors

    01
    02
    03
    Cochin Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Cochin Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Cochin Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Cochin Car Loan amount by these steps

    01
    02
    Cochin Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Cochin Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Cochin Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Cochin Car Loan Interest RatesUpdated on 22 Sep 2018

    Cochin Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Kochi Car Loan Reviews

    • Tata Finance Car Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I have taken car loan with TATA FINANCE and my loan experience was good. My loan amount is 600000 and interest rate is 14.1% and it is too high compare to others.There is no hidden charges. I use to pay 14000 as EMI per month and tenure period is 5years. I am not satisfied with customer service they did not respond on time.
      Was this review helpful? 3
      , kochi
      Reviewed on Aug 19, 2018
    • HDFC Bank Car Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken an used car loan from the HDFC bank and my loan experience was good, the loan amount was for Rs 2.5 lakhs with the rate of interest of 12% which is nominal rate. Customer service was good with HDFC bank and they followed up on time....
      Was this review helpful? 4
      , kochi
      Reviewed on Jul 23, 2018
    • HDFC Bank Car Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My car loan experience was very good with HDFC bank, the loan amount was for Rs 2.8 lakhs with nominal interest rate. I have taken a new car and my loan was approved based on ex-showroom price. The process was smooth and i received my loan amount on time. The tenure for this loan is 5 years.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 05, 2018
    • SBI Car Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The loan experience had been very good, the process has been fast in getting this loan and there has not been any delay. The rate of interest which they have been offering also had been very good and i can say it was not too high. The loan amount which they had offered also had been satisfactory.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 04, 2018
    • HDFC Bank Car Loan
      "HDFC car loan"
      0.5 4.0/5 "Great!"
      I have taken a car loan from HDFC bank and the approved loan amount was 5.40 lakhs. The rate of interest was 8.75%. First it was 8.25% and since the financial year got changed the interest got changed to 8.75%. The monthly emi is 11658 for tenure of 5 years .There was a processing fee of 4000.
      Was this review helpful? 0
      , kochi
      Reviewed on May 18, 2018
    • Bank Bazaar Car Loan
      "Fast approval for loan"
      0.5 3.0/5 "Satisfactory"
      I just used bankbazaar to calculate my EMI and later i got processed with my car loan through bankbazaar. The credit score checking option with bankbazaar was good.It was really helpful to use this website .The customer service and response with the bank is fine.
      Was this review helpful? 0
      , kochi
      Reviewed on May 18, 2018
    • HDFC Bank Car Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan with HDFC bank and my loan experience was good, the loan amount was for Rs 6 lakhs with nominal interest rate when compared to other banks. The tenure period for this loan is 5 years. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , kochi
      Reviewed on May 02, 2018
    • HDFC Bank Car Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My car loan experience was good with HDFC bank was good, the process was quick and i received my loan amount on time. The rate of interest was nominal when compared to all other banks. Customer service was good and the tenure period for this loan is 5 years.
      Was this review helpful? 0
      , kochi
      Reviewed on May 02, 2018
    • ICICI Bank Car Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had taken my car loan with ICICI Bank for 5 years and I had closed in 3 years. The charges are very high so I decided to close it very soon. The customer service and response was good. I have purchased Maruti Ertiga. They didn't give any benefits for foreclosing.
      Was this review helpful? 0
      , kochi
      Reviewed on Jan 27, 2018
    • SBI Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a car loan with State bank of India.The loan amount is three lakhs,rate of interest is nominal as compered to others.The tenure is for seven years.The monthly EMI is 6000 I had to submit documents to process the request.The loan request processed within 7 days.
      Was this review helpful? 6
      , kochi
      Reviewed on Dec 13, 2017
    • HDFC Bank Car Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      Within 5 to 6days HDFC bank has approved my car loan and they have disbursed it within the promised time. The required loan amount has been given by HDFC bank and I am satisfied with it. The rate of interest and the additional charges are average with HDFC bank car loan service.
      Was this review helpful? 0
      , kochi
      Reviewed on Dec 02, 2017
    • Bank Bazaar Car Loan
      "User friendly website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar having a customized facilities from other banks. They gave me instant response and follow ups.The customer service executives helps in every query i had. They do the work very effectively. The website of bankbazaar is really good and user friendly.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 30, 2017
    • ICICI Bank Car Loan
      "Car loan with ICICI"
      0.5 5.0/5 "Blown Away!"
      I have applied for a car loan with ICICI BANK.The rate of interest with the bank was 9.5%. After 2 years only pre closure option available.In SBI rate of interest was 8.9% later by negotiation they converted to 8.75%.but the customer service of ICICI bank is good.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 30, 2017
    • ICICI Bank Car Loan
      "Please never apply ICICI bank loans"
      0.5 0.5/5 "Unacceptable"
      Fake people always changing there already agreed interest rates and bargaining before amount disbursal. Very pathetic customer approach and slow processing. It took 2 weeks for me to get a car loan and changed already agreed interest rate just before amount dusbursal, hated it and it is very bad.
      Was this review helpful? 1
      , kochi
      Reviewed on Oct 23, 2017
    • Bank Bazaar Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Customer service is real good from the bank bazaar side . Within 24 hours i received call from the Bank bazaar and they explained me everything in detailed way i liked it , the detailing . The website is real user friendly and easy to use , i did not find any difficulty in any where . I like this experience I would say.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 14, 2017
    • Oriental Bank of Commerce Car Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      They called me on time i can say it was a good customer service from the Oriental Bank of India from the bank side . The rate of interest given from the bank side was real low about 7% i really liked it and processing fee was not told to me . I kept it on hold from my side due to some problem . Rest everything i should say is fine .
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 14, 2017
    • ICICI Bank Car Loan
      "good service"
      0.5 4.0/5 "Great!"
      It have been 7 years, I have taken a car loan from ICICI ,employes of ICICI was very good and the customer service was also fine, even during the documentation there was no issue ,it was a good service from ICICI for my car loan service. I am happy with ICICI service.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 12, 2017
    • Syndicate Bank Car Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken the car loan with the Syndicate bank and the interest rate is around 9.1% and the customer service is good one for me like they have 100% of cost of car as loan. Customer service and other things are really fine one for me with them.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 04, 2017
    • Bank Bazaar Car Loan
      "Very Good"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com is really a good one for me and I been with them from the last six months of time. I would like to response is very good one and their customer service was really fine one. I am really happy with the Bankbazaar.com.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 04, 2017
    • ICICI Bank Car Loan
      "Very Easy"
      0.5 3.0/5 "Satisfactory"
      I have not applied for the car loan with the ICICI bank because other bankers are really provided with the subscription amount, also its very suitable one for me. I would like to say that the customer service with the ICICI bank was very good.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 04, 2017
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.