If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Kochi Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Eligibility Criteria
    8.95% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.25% - 9% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
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    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    13.50% - 15% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 9.30% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.85% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
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  • Kochi Car Loan Reviews

    • Bank Bazaar Customer Support
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Overall it was a good experience with Bankbazaar, but there are few things I suggest that need a change. Things like when I add my PAN card information to my profile. I get the list of banks I bank with, but there is another bank on the profile which I do not bank with as well. It would be better if there is some who calls and checks with the customer if the details on his profile belongs to him or her as I am unable to delete the account which is not mine.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 04, 2017
    • Ford Finance Car Loan
      "The best"
      0.5 5.0/5 "Blown Away!"
      I had taken my car loan from Ford credit and the services are good from them. They had given me a very good deal of around 8% as the interest rate and the processing charges was normal too. The overall process was on time right from collecting my papers to the disbursement.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 04, 2017
    • HDFC Bank Car Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      I did not go ahead with HDFC Bank for the car loan as I got a better option with another institution. The interest rate was on the higher side, I was given a offer of 9.5%. and the team was not consistent in the details. Towards the end I was told that I would have to pay a one month installment upfront.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 04, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is really a good one, I would like to say that, I can get all the details through their portal.Comparison part acts a major factor with the Bankbazaar.com and that made me to approach them for all kind of financial product, also they value their customers a lot.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 03, 2017
    • HDFC Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC BANK is charging a very high interest rates, they are also offering the Car loans for almost 9% interest rate. I got better a better rate of interest from other resources apart from this, they responded me very well and their service was on time.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 03, 2017
    • Bank Bazaar Customer Support
      "Better comparison"
      0.5 4.0/5 "Great!"
      Bank bazaar is the portal where we can compare and choose the financial products with the different bank partners. The bank bazaar web site is easy to use and customer friendly. I came to know about bank bazaar through a referral and I have made a goggle search too. I am with bank bazaar for 1 year, I am very much satisfied with bank bazaar service.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 08, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Last month I got a car loan from HDFC bank . The service with HDFC bank is really good, they had disbursed my car loan within 3 days of time. The rate of interest is better when compared with other banks, I say the service with HDFC bank is very good.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 08, 2017
    • SBI Car Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The process was very smooth and effective with respect to my car loan with State bank of India. Within 2 days of time SBI has disbursed my loan, I am happy with the loan amount with SBI. The rate of interest is high with SBI , they had offered me the car loan for 9.25% as an interest rate. Overall I am happy about the service and I can say it is the best service provided by SBI .
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 08, 2017
    • Bank Bazaar Customer Support
      "Good Portal"
      0.5 5.0/5 "Blown Away!"
      I got good regular follow up from Bank Bazaar, When I approached them for the car loan, I got good service from them and they connected with HDFC for the loan process. The portal is easy to check in all financial details in single slot and it is really great.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 06, 2017
    • HDFC Bank Car Loan
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      I had finalized the car through some other source, therefore I had not taken the loan from HDFC. However there was no follow up from the bank end, they didn't call me or confirmed my requirements about the car loan application, they should improve their services too.
      Was this review helpful? 1
      , kochi
      Reviewed on Jun 06, 2017
    • Union Bank of India Car Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      Union bank of India did a great job for me for the car loan. I got the loan through within two days and the bank transferred the funds to the dealer in the next three days. The rate of interest was of 9% and the processing charges was normal. Overall a satisfactory experience.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 06, 2017
    • Bank Bazaar Customer Support
      "Provide more banks with lesser ROI"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been good and the team was very much responsive. They were on time to contact me and give me the details and also suggest me the banks that had deals. It would be better of there are more banks listed on the web page with a lesser rate of interest.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 06, 2017
    • Oriental Bank of Commerce Car Loan
      "High on ROI"
      0.5 4.0/5 "Great!"
      I had not taken the car loan from OBC because of the rate of interest. The bank had a rate of 9.1 % and the processing charges were very much normal. The customer services was on time and the process was also good enough. I went ahead with another bank with a lesser rate of interest.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 06, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Actually I got the car loan from Hdfc bank. It was satisfactory experience with Hdfc bank. . Interest rate is 13.5% which is reasonable as compared to the other bank. The processing fee is Rs6000 which is reasonable and the tenured is for 24 months and the loan got disbursed with in 3 to 4 days.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 05, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The services offered by Bankbazaar is really good and it was on time. I was given proper information and the team also followed up much with me till the end. The website is good because it is simple and easy to access and the comparison options has been very much helpful too.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 05, 2017
    • TVS Credit Services Car Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      The first and foremost thing would be I did not get calls from TVS credit on time for the car loan. Previously no one contacted me . No one turned up for documents collection I was very much disappointed with them I have applied for 3.5 laksh loan.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 05, 2017
    • Bank Bazaar Customer Support
      "Supportive Service"
      0.5 4.0/5 "Great!"
      Bankbazaar people had done well on my loan application. I had not found any issues with bankbazaar. I got enough response from them and they were very helpful in processing my car loan. I had selected the bank with the help of bankbazaar.
      Was this review helpful? 0
      , kochi
      Reviewed on May 08, 2017
    • HDFC Bank Car Loan
      "Helpful Service"
      0.5 3.0/5 "Satisfactory"
      HDFC bank gave me a realistic picture for the car loan so it was very helpful for me to take a decision. Also I have postponed my plan in taking a car loan. I got good response and assistance from HDFC bank. I did not face any kind of challenges with the bank.
      Was this review helpful? 0
      , kochi
      Reviewed on May 08, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 4.0/5 "Great!"
      My experience with bankbazaar is really amazing and the response is a good one with them. I am using the Bankbazaar.com from the last three years of time and they had provided an immediate revert to the customers, once after I am done with my query.
      Was this review helpful? 0
      , kochi
      Reviewed on May 05, 2017
    • HDFC Bank Car Loan
      "Excellent "
      0.5 3.0/5 "Satisfactory"
      I had applied for the car loan with the HDFC bank but in the meantime, I got an offer from other bankers for a lesser rate of interest , so I did not take the loan from HDFC bank. Services were good with the HDFC bank and the response was also a good one with them.
      Was this review helpful? 0
      , kochi
      Reviewed on May 05, 2017
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    Kochi Car Loan is Rated as "Excellent!" by 193 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Kochi or Cochin is an important port city located on the western coastline of India, along the fringes of the Arabian Sea.On the same note, it is often informally called the ‘Gateway to Kerala’ and taken to be the point to begin the exploration of the deep and profound beauty of the state.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Cochin Car Loan if you are

    01
    02
    03
    04
    Cochin Car Loan Minimum Age

    At least 21 years old

    Cochin Car Loan Maximum Age

    Less than 67 years old

    Cochin Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Cochin Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Cochin Car Loan amount eligibility is based on these factors

    01
    02
    03
    Cochin Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Cochin Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Cochin Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Cochin Car Loan amount by these steps

    01
    02
    Cochin Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Cochin Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Cochin Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Cochin Car Loan Interest RatesUpdated on 28 Jul 2017

    Cochin Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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