If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
  • loading

    We found 31 Chandigarh Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 11.10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    13.1% - 15% Fixed
    1999
    50K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% financing on car value
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.75% - 8.80% Fixed
    3,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.75% - 13% Fixed
    Up to ₹ 5,000 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    11.50% Floating
    575 One time fee
    1L Min
    1-3 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Loading your search...
    Close

    Compare Car Loan Offers from Top Banks. Apply Online and Get e-Approved Instantly.

  • Chandigarh Car Loan is Rated as "Excellent!" by 341 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Chandigarh Car Loan

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Chandigarh Car Loan if you are

    01
    02
    03
    04
    Chandigarh Car Loan Minimum Age

    At least 21 years old

    Chandigarh Car Loan Maximum Age

    Less than 67 years old

    Chandigarh Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Chandigarh Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Car Loan amount eligibility is based on these factors

    01
    02
    03
    Chandigarh Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Chandigarh Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Chandigarh Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Car Loan amount by these steps

    01
    02
    Chandigarh Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Chandigarh Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Chandigarh Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Car Loan Interest RatesUpdated on 22 Sep 2018

    Chandigarh Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Chandigarh Car Loan Reviews

    • UCO Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My car loan experience was good with UCO bank, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. Preclosure charges were nominal and i closed the loan in 2 years but the tenure period is 5 years.
      Was this review helpful? 4
      , chandigarh
      Reviewed on Jul 23, 2018
    • Bank Bazaar Car Loan
      "Shared the best deal"
      0.5 4.0/5 "Great!"
      The executives came to my place collected all the documents. The customer service and response with the bank is fine. I did not find any difficulty . Once i approached bankbazaar for the car loan the shared the best deal and i got the loan on time
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 14, 2018
    • HDFC Bank Car Loan
      "Easy documentation with HDFC"
      0.5 4.0/5 "Great!"
      I have taken a car loan from HDFC bank and the approved loan amount was 4 lakhs. The rate of interest was 9%. he monthly emi is 12860 for tenure of 3 years.There was processing fee of 3200. Fast approval and the documentation was easy for the car loan.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 14, 2018
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      Hdfc car loan service is excellent. The rate of interest is 8.5 % which is fine compared to others in the market. The documents process was been smooth they collected from my door step. The customer service support is good with Hdfc. It is a excellent service from Hdfc car loan department.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 09, 2018
    • Bank Bazaar Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I apply through Bankbazaar.com website which is easy to use and user friendly. It shows me all the exact comparison which helps me to find right service from the market. The customer support is good with Bankbazaar.com. It is a good experience with Bankbazaar.com.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 03, 2018
    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Hdfc car loan service is good. The interest rate they offer me is fine compared to the market value. During the process they collected my documents directly so it was a simple process,it is totally a good experience with Hdfc Car loan service.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 03, 2018
    • SBI Car Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest was 9.20 % which was fine for me, The documents have been collected from my door step and the staffs are friendly. The customer support was good but the process was been little delay. It was a average service from Sbi car loan service.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 06, 2018
    • Corporation Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a car loan with Corporation bank 3 years back and my loan experience was good with this bank. The loan amount was sufficient and the rate of interest was best in the market when compared to other banks. My loan amount was approved based on the ex-showroom price. Customer service was good and they followed up on time. The process was smooth and the loan was approved within the given time.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 27, 2017
    • Bank Bazaar Car Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      I had a good experience wit Bankbazaar in regards to my Car Loan they found me a good Financial Institute for my Loan. The website of them is a good one, I was able to compare various options available to me. Overall they provide you with good knowledge about the various Bank products.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
    • Capital First Car Loan
      "Good Loan"
      0.5 4.0/5 "Great!"
      The experience with Capital First in regards to my Car Loan is great. They gave me the Loan pretty swiftly and didn't require a huge process. The Rate of 12.5% is a good one to have. Their customer service communication is always top notch and does the job perfectly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
    • HDFC Bank Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the car loan from HDFC bank, my loan application was approved and the requested amount was disbursed. The process was very smooth and easy. The loan amount was approved within a day. The rate of interest is less when compared to all other banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 04, 2017
    • Bank Bazaar Car Loan
      "Perfect experience"
      0.5 4.5/5 "Excellent!"
      I felt the experience with Bankbazaar was perfect. As soon as I submitted by Loan request, calls started coming in. Lot of offers were put forward to me. All I had to do was to select the one that would fit my needs and pick the same. The rest of the work is done by Bankbazaar.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 25, 2017
    • Capital First Car Loan
      "Interest is quite high"
      0.5 3.0/5 "Satisfactory"
      I felt the Rate of Interest of 18-19% is pretty high for a Car Loan. Other than that I felt the communication provided by them was standard. They need to reduce their interest and bring it down to the normal Market standards. Definitly not recommendable.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 25, 2017
    • ICICI Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The response was really good from the bankers end they where ready to offer me the loan but I got good deal from other resources so I had cancel the loan from icici, so that was the reason I haven't got the loan from ICICI bank. The customer support was good with ICICI bank as per my car loan application. They gave better response in regards to my car loan
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 19, 2017
    • Bank Bazaar Car Loan
      "Goor experience"
      0.5 4.0/5 "Great!"
      This is my first experience with Bank bazaar. The customer service and responses was amazing and supportive. The website was very informative and user friendly . I have approached for my car loan , the process was quick and hassle free so Its recommendable.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Capital First Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have applied for my car loan with CAPITAL FIRST first and later changed my plan so I have cancelled my application, I have no idea about the rate of interest here. Their customer service and responses was good. I would like to recommend to others.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • SBI Car Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from State Bank of India and the bank has not charged me a processing fee. There is no insurance charges as well. Like wise the bank has offered me a 100% of loan amount and the interest rate is also normal for me. It was a excellent process too.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar is good and there are no hassles in the process. The team was on time and they provided all the information I needed. The website is also good and there are no hassles with the website as it is very much convenient to use and place a request.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Capital First Car Loan
      "High on the ROI"
      0.5 4.5/5 "Excellent!"
      The services and response was good from Capital first as they contacted me on time and informed me the details. I did not go ahead for the car loan as they were not offering me the loan amount I needed and the interest rate and charges was pretty higher.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am pretty happy with Bank Bazaar service, They followed up my home loan status in regular basis.And the website is very easy to navigate and portal is also good,Customer service is really good they kept on following up with us till i got the loan..
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 15, 2017
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.