If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
  • loading

    Chandigarh Car Loan

    We found 34 Chandigarh Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 13.25% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 11.6% Fixed
    Up to ₹5,150 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    PAPERLESS APPROVAL OPTION AVAILABLE
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    100% financing on car value
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    9% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.25% - 13.99% Fixed
    Up to ₹2,300 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.00% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
     Loading your search... Loading your search...
  • Chandigarh Car Loan Reviews

    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had taken a car loan from HDFC bank in the year of 2014 and completed it in 2016. Interest rate was 9% which is on higher side at that time. Processing fee is zero. Documentation process was very simple, in fact, they were not asking documents from me as I hold savings account with them.
      Was this review helpful? 1
      , chandigarh
      Reviewed on May 15, 2017
    • HDFC Bank Car Loan
      "Bad Experience"
      0.5 1.0/5 "Really Bad"
      There was no response from HDFC, no body contacted me on the car loan process and no one came to collect my documents my place for the further process. Infact I am not aware why my car loan application got rejected. Really I felt bad about their service.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 08, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar.com is excellent and the response was instant from them after applying online with in fifteen minutes of time they gave a call back. I had received good follow ups it was really an amazing service on my loan request. The website is also good at the same time.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 05, 2017
    • Capital First Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I did not take the car loan from CAPITAL FIRST because the car I was about to buy was sold. So that was the reason why I dropped the plan. The services and response has been excellent and though I had not taken the loan and I was looking out for an amount of 10 lakhs.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 05, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I was overwhelmed by the service offered by CANARA bank, when it comes to Car loan as without any hesitation they were able to provide the car loan the response and the follow up was good with my car loan application. The rate of interest and the charges levied low with my car loan disbursement. They just took 2 to 3 days to disburse my car loan.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 04, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had received a call from bank bazaar immediately, when I applied for a loan. The response was good from them and they had submitted my application to the bank They are providing a very good service. Bank bazaar was very useful to me to find the bank based on my requirement.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 04, 2017
    • HDFC Bank Car Loan
      "Service Was Good"
      0.5 5.0/5 "Blown Away!"
      Hdfc is really good. I have not availed my car loan from them since I got good rate from other bank I did not proceed further. The process is very much satisfactory with HDFC bank. response was also prompt for the customer's query. There was no hassles on my car loan but I had postpond it from my side.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 04, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been great. It was a nice deal where I got to know various banks and the products they offer as well. It is clearly mentioned. The process is swift and in all a hassle free experience. I also received follow up calls as well.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2017
    • Capital First Car Loan
      "Good services"
      0.5 4.0/5 "Great!"
      Since I cancelled my plans to buy a used car loan, I did not go ahead with Capital first. I did get a response from them and they explained the details to me. The rate of interest and processing charges was on the average side. Overall it was a good experience.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar was great. It was a nice experience and I am happy with the whole process as everything happened on time and I did not have to struggle much to get connected. My details were forwarded swiftly. The portal is also very helpful.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 28, 2017
    • Capital First Car Loan
      "High ROI & charges"
      0.5 4.0/5 "Great!"
      Though I received a call from Capital first on time for the car loan. There was one thing that was not comfortable for me. They were offering me a higher EMI for the tenure for five years. Where as I got a lesser EMI from another bank for the same tenure. The interest rate and charges are high too.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 28, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I approached the bank for my loan requirement with the help of bankbazaar and I received a very good assistance it was completely satisfactory. They helped me to forward my application to the selective bank and they promptly followed up on my application.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 27, 2017
    • ICICI Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I applied for a car loan with ICICI bank. Post applied, I received a good response from them and they were about to process my loan application. But I went ahead with my existing bank where I submitted all the documents and I done with the process.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 27, 2017
    • ICICI Bank Car Loan
      "Need loan not to go with ICICI"
      0.5 0.5/5 "Unacceptable"
      My deal with ICICI for Car loan during March,2015. total 36 month period loan. loan guys ensure that no prepayments charges applicable on my loan. but now after 2.1 year they charge 5.75% extra on my loan as prepayment charges. when i visit the bank nobody give response properly. then i talk with ICICI loan department guy whose collect the document from me for loan. i also said no charges applicable on your loan also give a notification of RBI rules applicable (no charges on prepayments). then i visit ICICI Sector- 9, Chandigarh, they told me ICICI loan department guys not select the option of waiver of prepayments charges @ time of loan approval. i told her its your bank employee mistake. but they not listen & force to me to pay 5.75% on loan extra. But this cheater bank employee not provide any solution. i check RBI notification. In RBI notification clearly mention no extra charges on prepayment. but ICICI employee not agree to read or listen. 1. ICICI Bank employee mistake
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 25, 2017
    • HDFC Bank Car Loan
      "HDFC BANKCar Loan"
      0.5 5.0/5 "Blown Away!"
      When I applied for a car loan, I did not receive proper response from HDFC bank on my car loan application. Actually I preferred HDFC bank for a loan purpose but I did not receive any response from them so I had to go with other bank. Hence I cancelled my application with HDFC bank. thnxx
      Was this review helpful? 1
      , chandigarh
      Reviewed on Apr 19, 2017
    • Kotak Car Loan
      "Good Deal from Kotak"
      0.5 5.0/5 "Blown Away!"
      I got best offer from Kotak Mahindra Bank because I am banking with for long years so they gave me the least rate of interest of 8.7% on my car loan and they taken 2300 rupees as processing fee it is bit high compared to HDFC, Kotak done the fast car loan process.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 18, 2017
    • Bank Bazaar Customer Support
      "Good financial advisor and it has multiple options"
      0.5 4.5/5 "Excellent!"
      Bank Bazaar kept calling me and gave me good experience on the car loan process. They connected with the bank on the same day of my request. Online channel experience is good with Bank Bazaar it gave me hassle free and time saving process. Overall I am happy with their service.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 18, 2017
    • HDFC Bank Car Loan
      "HDFC should reduce the interest rate"
      0.5 4.0/5 "Great!"
      When I approached HDFC for the ca r loan, I compared HDFC with ICICI and KOTAK . Finally I got best offer from Kotak because I have been banking with for many years, So I took car loan with them, HDFC offered high interest rate. meanwhile my dealer suggested Kotak so they done the process quickly without any hassles. HDFC service is also good, I have recommended HDFC to my friend.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 18, 2017
    • Bank Bazaar Customer Support
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      The services provided by Bankbazaar was really good as they were immediate in contacting me and giving me details I had no issues with them throughout the process. I got a good customer support and they promptly assigned my loan application to the bank after getting my confirmation.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 10, 2017
    • Oriental Bank of Commerce Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got the car loan from Oriental Bank of Commerce i have never experienced such a good service from any other bank I would say it was like 100% trouble free, the customer service executive was doing a follow up from the day one till i get the loan processed total loan amount I opted for 8 laks with 9.7% rate of interest and EMI is 12912
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 10, 2017
    Common Loader Icon

    Chandigarh Car Loan is Rated as "Excellent!" by 290 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Chandigarh Car Loan if you are

    01
    02
    03
    04
    Chandigarh Car Loan Minimum Age

    At least 21 years old

    Chandigarh Car Loan Maximum Age

    Less than 67 years old

    Chandigarh Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Chandigarh Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Car Loan amount eligibility is based on these factors

    01
    02
    03
    Chandigarh Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Chandigarh Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Chandigarh Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Car Loan amount by these steps

    01
    02
    Chandigarh Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Chandigarh Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Chandigarh Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Car Loan Interest RatesUpdated on 30 May 2017

    Chandigarh Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.