If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Chandigarh Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.35% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Fees & Charges
    Good to Know
    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    Perks
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    Good to Know
    Eligibility Criteria
    13.1% - 15% Floating
    999 + applicable tax
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
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    Eligibility Criteria
    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    What you'll love
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    What you'll love
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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    Good to Know
    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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  • Chandigarh Car Loan is Rated as "Excellent!" by 334 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Chandigarh Car Loan

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Chandigarh Car Loan if you are

    01
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    03
    04
    Chandigarh Car Loan Minimum Age

    At least 21 years old

    Chandigarh Car Loan Maximum Age

    Less than 67 years old

    Chandigarh Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Chandigarh Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Car Loan amount eligibility is based on these factors

    01
    02
    03
    Chandigarh Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Chandigarh Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Chandigarh Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Car Loan amount by these steps

    01
    02
    Chandigarh Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Chandigarh Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Chandigarh Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Car Loan Interest RatesUpdated on 11 Dec 2017

    Chandigarh Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Chandigarh Car Loan Reviews

    • Corporation Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a car loan with Corporation bank 3 years back and my loan experience was good with this bank. The loan amount was sufficient and the rate of interest was best in the market when compared to other banks. My loan amount was approved based on the ex-showroom price. Customer service was good and they followed up on time. The process was smooth and the loan was approved within the given time.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 27, 2017
    • Bank Bazaar Car Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      I had a good experience wit Bankbazaar in regards to my Car Loan they found me a good Financial Institute for my Loan. The website of them is a good one, I was able to compare various options available to me. Overall they provide you with good knowledge about the various Bank products.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
    • Capital First Car Loan
      "Good Loan"
      0.5 4.0/5 "Great!"
      The experience with Capital First in regards to my Car Loan is great. They gave me the Loan pretty swiftly and didn't require a huge process. The Rate of 12.5% is a good one to have. Their customer service communication is always top notch and does the job perfectly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
    • HDFC Bank Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the car loan from HDFC bank, my loan application was approved and the requested amount was disbursed. The process was very smooth and easy. The loan amount was approved within a day. The rate of interest is less when compared to all other banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 04, 2017
    • Bank Bazaar Car Loan
      "Perfect experience"
      0.5 4.5/5 "Excellent!"
      I felt the experience with Bankbazaar was perfect. As soon as I submitted by Loan request, calls started coming in. Lot of offers were put forward to me. All I had to do was to select the one that would fit my needs and pick the same. The rest of the work is done by Bankbazaar.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 25, 2017
    • Capital First Car Loan
      "Interest is quite high"
      0.5 3.0/5 "Satisfactory"
      I felt the Rate of Interest of 18-19% is pretty high for a Car Loan. Other than that I felt the communication provided by them was standard. They need to reduce their interest and bring it down to the normal Market standards. Definitly not recommendable.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 25, 2017
    • ICICI Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The response was really good from the bankers end they where ready to offer me the loan but I got good deal from other resources so I had cancel the loan from icici, so that was the reason I haven't got the loan from ICICI bank. The customer support was good with ICICI bank as per my car loan application. They gave better response in regards to my car loan
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 19, 2017
    • Bank Bazaar Car Loan
      "Goor experience"
      0.5 4.0/5 "Great!"
      This is my first experience with Bank bazaar. The customer service and responses was amazing and supportive. The website was very informative and user friendly . I have approached for my car loan , the process was quick and hassle free so Its recommendable.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Capital First Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have applied for my car loan with CAPITAL FIRST first and later changed my plan so I have cancelled my application, I have no idea about the rate of interest here. Their customer service and responses was good. I would like to recommend to others.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • SBI Car Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from State Bank of India and the bank has not charged me a processing fee. There is no insurance charges as well. Like wise the bank has offered me a 100% of loan amount and the interest rate is also normal for me. It was a excellent process too.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar is good and there are no hassles in the process. The team was on time and they provided all the information I needed. The website is also good and there are no hassles with the website as it is very much convenient to use and place a request.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Capital First Car Loan
      "High on the ROI"
      0.5 4.5/5 "Excellent!"
      The services and response was good from Capital first as they contacted me on time and informed me the details. I did not go ahead for the car loan as they were not offering me the loan amount I needed and the interest rate and charges was pretty higher.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am pretty happy with Bank Bazaar service, They followed up my home loan status in regular basis.And the website is very easy to navigate and portal is also good,Customer service is really good they kept on following up with us till i got the loan..
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 15, 2017
    • HDFC Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC bank done well in the process of the car loan. The customer services and response from them was good and the process was very much smooth and hassle free.I have done the down payment of a lakh rest am paying EMI,Bankers explained all the features accurately.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 15, 2017
    • Bank Bazaar Car Loan
      "Good Financial Advisor"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar has good customer service, as soon as file my request for the car loan I got a good service. I came to know Bank Bazaar through internet then I approach the bank by by comparing bank offers. I am the happy customer of Bank Bazaar its great.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 13, 2017
    • ICICI Bank Car Loan
      "Its Best"
      0.5 4.0/5 "Great!"
      My father have helped to purchase the car without loan, that is the reason, I don't have need to take car loan from ICICI bank. But their bank response is good they offered good interest rate and principal amount, but there is no need to go head..
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 13, 2017
    • Central Bank of India Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the car loan with the Central bank of India and the interest rate is around 8.7%. The loan amount got disbursed by very next week. Response is very excellent one for the car loan , which I have got it from them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • Bank Bazaar Car Loan
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com have worked for me and they have come up with all the option. I would like to say that the customer service and the response is really a good one for me with the Bankbazaar.com.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • ICICI Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of interest part was very huge one with the ICICI bank and the customer service was good one for me. I would like to say that the response was also good one and in future, I would like to go ahead with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • SBI Car Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Customer service is was real good from the state bank of India for the car loan I took for HONDA EON . It was a faster approval loan I got . Its been 2 years now the bank gave me a rate of interest of 9.75% and they did not even charge any kind of processing fee . All in all I am real happy with it .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
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