If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Chandigarh Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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  • Chandigarh Car Loan is Rated as "Excellent!" by 328 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Chandigarh Car Loan

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Chandigarh Car Loan if you are

    01
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    03
    04
    Chandigarh Car Loan Minimum Age

    At least 21 years old

    Chandigarh Car Loan Maximum Age

    Less than 67 years old

    Chandigarh Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Chandigarh Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Car Loan amount eligibility is based on these factors

    01
    02
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    Chandigarh Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Chandigarh Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Chandigarh Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Car Loan amount by these steps

    01
    02
    Chandigarh Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Chandigarh Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Chandigarh Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Car Loan Interest RatesUpdated on 19 Oct 2017

    Chandigarh Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Chandigarh Car Loan Reviews

    • ICICI Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The response was really good from the bankers end they where ready to offer me the loan but I got good deal from other resources so I had cancel the loan from icici, so that was the reason I haven't got the loan from ICICI bank. The customer support was good with ICICI bank as per my car loan application. They gave better response in regards to my car loan
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 19, 2017
    • Bank Bazaar Car Loan
      "Goor experience"
      0.5 4.0/5 "Great!"
      This is my first experience with Bank bazaar. The customer service and responses was amazing and supportive. The website was very informative and user friendly . I have approached for my car loan , the process was quick and hassle free so Its recommendable.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Capital First Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have applied for my car loan with CAPITAL FIRST first and later changed my plan so I have cancelled my application, I have no idea about the rate of interest here. Their customer service and responses was good. I would like to recommend to others.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • SBI Car Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from State Bank of India and the bank has not charged me a processing fee. There is no insurance charges as well. Like wise the bank has offered me a 100% of loan amount and the interest rate is also normal for me. It was a excellent process too.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar is good and there are no hassles in the process. The team was on time and they provided all the information I needed. The website is also good and there are no hassles with the website as it is very much convenient to use and place a request.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Capital First Car Loan
      "High on the ROI"
      0.5 4.5/5 "Excellent!"
      The services and response was good from Capital first as they contacted me on time and informed me the details. I did not go ahead for the car loan as they were not offering me the loan amount I needed and the interest rate and charges was pretty higher.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am pretty happy with Bank Bazaar service, They followed up my home loan status in regular basis.And the website is very easy to navigate and portal is also good,Customer service is really good they kept on following up with us till i got the loan..
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 15, 2017
    • HDFC Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC bank done well in the process of the car loan. The customer services and response from them was good and the process was very much smooth and hassle free.I have done the down payment of a lakh rest am paying EMI,Bankers explained all the features accurately.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 15, 2017
    • Bank Bazaar Car Loan
      "Good Financial Advisor"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar has good customer service, as soon as file my request for the car loan I got a good service. I came to know Bank Bazaar through internet then I approach the bank by by comparing bank offers. I am the happy customer of Bank Bazaar its great.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 13, 2017
    • ICICI Bank Car Loan
      "Its Best"
      0.5 4.0/5 "Great!"
      My father have helped to purchase the car without loan, that is the reason, I don't have need to take car loan from ICICI bank. But their bank response is good they offered good interest rate and principal amount, but there is no need to go head..
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 13, 2017
    • Central Bank of India Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the car loan with the Central bank of India and the interest rate is around 8.7%. The loan amount got disbursed by very next week. Response is very excellent one for the car loan , which I have got it from them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • Bank Bazaar Car Loan
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com have worked for me and they have come up with all the option. I would like to say that the customer service and the response is really a good one for me with the Bankbazaar.com.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • ICICI Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of interest part was very huge one with the ICICI bank and the customer service was good one for me. I would like to say that the response was also good one and in future, I would like to go ahead with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • SBI Car Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Customer service is was real good from the state bank of India for the car loan I took for HONDA EON . It was a faster approval loan I got . Its been 2 years now the bank gave me a rate of interest of 9.75% and they did not even charge any kind of processing fee . All in all I am real happy with it .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
    • Bank Bazaar Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I like the response part a lot with bank bazaar the response has been given immediately based on my requirement by bank bazaar. The customer service and response is good with bank bazaar. The website of bank bazaar is easy to use and customer friendly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 19, 2017
    • Capital First Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I dropped my plan of taking the car loan and that is why I cancelled my application with Capital first. The response was prompt though and they informed me the details as well. The loan amount I had an idea of taking 3 lakhs. Good overall.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 19, 2017
    • Bank Bazaar Car Loan
      "Easy to navigate"
      0.5 5.0/5 "Blown Away!"
      All communication of Bank Bazaar is good, they gave me proper updates through mail and over the phone call. Everything is upto the mark, they gave me timely response on loan process. I personally opened Bank Bazaar website to post the loan request.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 12, 2017
    • HDFC Bank Car Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      They gave me 8.5% of interest for the new car loan, its really satisfied for me. I purchased Hyundai Grand Sports worth Rs. 5.5 lakhs, HDFC gave me five year of tenure on my car loan but I could do the foreclosure anytime but some charges applicable.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 12, 2017
    • Bank Bazaar Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar service was good always ,they fulfilled all my requirements .I use to get regular followup calls from Bankbazaar executives during my loan process ,I have applied for my loan process through Bankbazaar website ,which was user friendly ,so overall I am very much happy with the service provided by bankbazaar.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 07, 2017
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Good service was provided by HDFC for my car loan process with a very helpful representatives of HDFC . Even the rate of interest of HDFC was comfortable for me, the representatives of HDFC was always helpful in solving any queries regarding service. Documentation part was also made easy by the HDFC representatives ,so there was no delay in the loan process .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 07, 2017
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