If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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  • Car Loan Reviews

    • Oriental Bank of Commerce Car Loan
      "Very good car loan"
      0.5 4.0/5 "Great!"
      Three months back, I had taken a car loan from HDFC based on the previous track records and that was the reason why I had not taken loan from OBC. Otherwise Service provided by OBC was very good, interest rate offered by OBC was very much reasonable and processing fee charged by them was normal too.
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      , bangalore
      Reviewed on Sep 22, 2017
    • Oriental Bank of Commerce Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I was not ready for the loan process ,during the loan process itself I got money for buying car . So I was not needed with loan after that,even the representatives of ORIENTAL bank was very responsible during my loan process when ever I contact customer service they will be very helpful and friendly and given lot of ideas regarding loan ,I can say overall service was excellent but they where not clear with some information's other than that everything was excellent from the service of ORIENTAL bank.
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      , bangalore
      Reviewed on Sep 18, 2017
    • Oriental Bank of Commerce Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was an good service from ORIENTAL BANK from the date I applied for my loan ,representatives of ORIENTAL bank was also very helpful and responsible , when ever I contact their customer service they where very helpful for me during my loan process . Even when it comes to interest rate it was fine I was comfortable ,but I had some personal reason in processing for not processing my loan request further. I can say the overall service was very good .
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      , bangalore
      Reviewed on Sep 18, 2017
    • Oriental Bank of Commerce Car Loan
      "Excellent site"
      0.5 5.0/5 "Blown Away!"
      In no time my car loan was sanctioned by OBC, I am completely happy with their service. They deserve the best rating for all parameters of course their executives were really nice. I had requested for 4 lakhs loan amount the bank was able to provide the same . Also the dealer took around 2 months to deliver the car . I had infact recommended this car loan to others,
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      , jalandhar
      Reviewed on Sep 05, 2017
    • Oriental Bank of Commerce Car Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      Actually I was looking for second hand car and the car was not available in the same state the bank said if your interested you can from other state the same car which our looking that is available But I did not proceed further. So I had canceled my car loan request at OBC. The bank was fast in providing the response and they informed me all the details as well.
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      , faridabad
      Reviewed on Aug 31, 2017
    • Oriental Bank of Commerce Car Loan
      "Looking for a better offer"
      0.5 3.0/5 "Satisfactory"
      There is miscommunication between bank and me, I was looking for 80% of funding but Oriental Bank of Commerce not accepted to sanction the requested amount . They were not fulfill my needs and also I felt their service was not upto the mark, they should work on it.
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      , bangalore
      Reviewed on Aug 31, 2017
    • Oriental Bank of Commerce Car Loan
      "OBC is good even their employees"
      0.5 5.0/5 "Blown Away!"
      In all the aspects OBC is doing well, they had processed my loan very fast. The turn around time taken to process the loan was hardly 2 days. I had shortlisted the car Toyota Dx Model and the bank has sponsored 15 lakhs 80% of the ex showroom price was offered and interest rate offered by OBC was very good
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      , nagpur
      Reviewed on Aug 29, 2017
    • Oriental Bank of Commerce Car Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      My car loan is from Oriental Bank of Commerce. The services for this process was excellent. They offered me a good deal on the interest rate and it was a zero processing fee. The process to get the loan is good and the documentation is normal too.
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      , mumbai
      Reviewed on Aug 28, 2017
    • Oriental Bank of Commerce Car Loan
      "Very interesting"
      0.5 4.0/5 "Great!"
      Very interesting ,very comfortable with the loan process, It was completed well within the time farme. I had received the loan amount. The fact is they are very much cooperative and they always focus on the customers need and they always try to provide the best customer service . I am a customer of this bank for about 4 months only did not experience anything negative It would be better if they send SMS before 2 days before due date.They had collected rs 4000 as documentation for the processing fee.
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      , hyderabad
      Reviewed on Aug 07, 2017
    • Oriental Bank of Commerce Car Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      The Oriental bank of commerce gave good service in regards to my car loan application. They told that they can process my car loan but I had doubt about my credit score, so that was the reason I haven't proceed with OBC car loan. The customer service and the response was good with OBC. The rate of interest is nominal with OBC.
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      , gurgaon
      Reviewed on Jul 24, 2017
    • Oriental Bank of Commerce Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I didn't find the car which I want to buy, but the Oriental bank was ready to offer the loan , so that was the reason I have asked them to close the car loan application. The customer support and response with OBC is good . The rate of interest is nominal with OBC.
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      , mumbai
      Reviewed on Jul 24, 2017
    • Oriental Bank of Commerce Car Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest is very high with Oriental bank of commerce when compared with other banks, so that was the reason I haven't got the car loan with Oriental bank. The customer service and the response is average with Oriental Bank of Commerce.
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      , new delhi
      Reviewed on Jul 24, 2017
    • Oriental Bank of Commerce Car Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      Right now I am not planning to buy a new car, so that was the reason I haven't got the car loan with Oriental Bank of Commerce. The customer service and their response is good with OBC. The rate of interest is low . I would say OBC gave better service in concern to my car loan application.
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      , new delhi
      Reviewed on Jul 10, 2017
    • Oriental Bank of Commerce Car Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      OBC has extended the plan to get the loan for my car after some time, so I did not go ahead with the Oriental bank of commerce for the finance of my car. They provided a good response and the loan amount that I had opted for was 8 lakhs and it was an average service.
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      , indore
      Reviewed on Jul 10, 2017
    • Oriental Bank of Commerce Car Loan
      "Loan interest should be flexible"
      0.5 2.0/5 "Expected more"
      Bank executive called me and I didn't compromise with Oriental bank of commerce norms. They offered me high rate of interest rather than SBI and they have some processing fee for the car loan. I just said to Oriental bank executive will get back but my application got closed.
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      , kolkata
      Reviewed on Jul 07, 2017
    • Oriental Bank of Commerce Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I got the car loan from HDFC bank because I got it with the same Interest as Oriental bank of commerce offered. so that was the reason I haven't got the car loan with Oriental bank of commerce. I haven't met any of the OBC executives but they gave me frequent calls and explained me about the product, they were prompt with their service. The rate of interest is nominal with OBC.
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      , mumbai
      Reviewed on Jul 07, 2017
    • Oriental Bank of Commerce Car Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      The car loan experience with OBC has not been up to the mark. The bank contacted me initially and later there was no follow up calls done .So went ahead with another bank which provided better services. Not sure on the interest rate and charges the amount that I was in need is 8 lakhs.
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      , hyderabad
      Reviewed on Jul 07, 2017
    • Oriental Bank of Commerce Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      OBC is doing good in the services as the contacted me on time and the overall experience was nice. I did not take the car loan because I had postponed my plans and for the GST issues, I have applied for 8.5 lakhs loan Their customer service was also good.
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      , hyderabad
      Reviewed on Jul 04, 2017
    • Oriental Bank of Commerce Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I did not go ahead with OBC for the car loan , because they were not ready to provide the car loan in the name of company. The response what they had provided was on time and the bank had informed me the details. Over all their banking process is really good.
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      , new delhi
      Reviewed on Jul 03, 2017
    • Oriental Bank of Commerce Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Due to my personal reasons I did not go ahead for the car loan therefore I had postponed the plan. The customer services were good and they were prompt. OBC also continued to check about my requirement. Since I had not taken the loan I have not discussed anything about the rate of interest as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 01, 2017
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    Oriental Bank Car Loan Customer Care is Rated as "Great!" by 341 Users

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    Promised Interest Rate

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    Car Loan BYTES FROM OUR KITCHEN
    rated 4.0/5.0 by 341 users

    Oriental Bank Car Loan Customer Care

    Oriental Bank has been and continues to be one of the most trusted and reliable banking institution in India. Ever since its inception, the bank has laid strong emphasis on providing its customers with a world-class banking experience. To achieve that, Oriental Bank has set up dedicated customer support system which operates 24 hours to competitively address all queries and issues which a customer may be facing during their banking related transactions with the bank.

    Hundreds of customers take car loans from Oriental Bank each year, which is a popular choice among customers. Oriental Bank car loans come with a variety of benefits and features such as the following:

    • The car loan can be taken to purchase a new or a pre-owned vehicle.
    • This car loan is available to salaried individuals, professionals, business organizations, agriculturists and also non-resident Indians.
    • The maximum amount of loan available is up to Rs 100 lakhs.
    • Collateral security has to be provided towards application of the loan in the form of a personal guarantee only if the loan applicant’s monthly income is below Rs. 40,000.
    • The loan amount provided is to cover the showroom price of the vehicle, its one-time road tax, registration charges and the vehicle’s insurance premium cost for the first year.
    • Loan repayment can be done in 84 EMIs.
    • The bank shall give a concession of 0.25% on the interest rate to its loyal customers, its existing home loan customers and own employees.

    Assuming that not everyone is well-versed in loan related jargon, Oriental Bank, for the benefit of its customers, has set up a dedicated customer care helpline for its car loan customers. For the resolution of all queries and complaints related to car loans, customers can contact Oriental Bank’s dedicated customer care department via phone, SMS, email or simply by visiting their nearby Oriental Bank branch.

    Apply for Car Loan Online

    Oriental Bank Car Loan Customer Care Toll Free Numbers

    For its car loan customers, Oriental Bank has set up a dedicated customer care helpline station which only handles the resolution of queries and issues. Customers can contact this customer are center for the resolution of any query which they may have relating to a car loan which they have taken or wish to take. The customer care helpline can be accessed around the clock, on all 365 days of the year. No matter where you are, you can connect to the bank’s customer care helpline via phone. The toll free customer care number is 1800-180-1235, while the tolled customer care number is 0120-2580001.

    The address and contact details of the bank’s corporate office are as follows:

    Corporate Office

    Plot No. 5, Institutional Area

    Sector-32 Gurgaon - 122001

    PBX board/ Reception numbers: 0124-4126200 and 0124-4126300

    Oriental Bank Customer Care Numbers (City wise)

    City (Area covered) Contact Numbers Email Address
    Agra (Agra, Mathura, Firozabad, Hathras, Aligarh, Bulandshahr, Farrukhabad, Kannouj, Jhansi, Etawah, Etah, Mainpuri, Kasganj) Tel: 0562– 2158816 / 2154524 / 2523768 Fax: 2158816 edp_agr@obc.co.in; rh_agr@obc.co.in
    Ahmedabad (Gujarat, Daman and Dadra Nagar Haveli) Tel: 079-26587539 / 26585830 / 26587444 Fax: 26589456 edp_ahm@obc.co.in / rh_ahm@obc.co.in
    Amritsar (Amritsar, Tarn Taran, Gurdaspur, Pathankot, Jammu & Kashmir) Tel: 0183 - 2501644 / 2501645 / 5030001 Fax: 0183 - 2505482 edp_asr@obc.co.in / rh_asr@obc.co.in
    Bangalore (Karnataka & Kerala) Tel: 080 - 25808905 / 25808913 / 25808920 Fax: 080 - 25808922 edp_blr@obc.co.in / rh_blr@obc.co.in
    Bareilly (Badaun, Bareilly, Bijnore, J.P. Nagar, Moradabad, Rampur, Farrukhabad, Shahjahanpur, Kasganj, Khiri & Pilibhit) Tel: 0581 - 2302474 / 2302475 / 2300620 Fax: 0581 - 2300620 edp_bar@obc.co.in / rh_bar@obc.co.in
    Bhatinda (Bathinda, Mukatsar, Fazilka, Mansa, Faridkot, Ferozepur) Tel: 0164 - 5002473 / 5002476 / 5002480 Fax: 5002472 edp_bth@obc.co.in / rh_bth@obc.co.in
    Bhopal (Madhya Pradesh and Chhattisgarh) Tel: 0755 - 2553856 / 2767216 / 2553518 Fax: 2553851 edp_bpl@obc.co.in / rh_bpl@obc.co.in
    Bhubhaneshwar (State of Odisha) Tel: 0674– 2544852 Fax: 0674 – 2546269 edp_bhu@obc.co.in / rh_bhu@obc.co.in
    Chandigarh (Chandigarh, Panchkula, Himachal Pradesh, Punjab [Mohali, Ropar, Nawanshahar]) Tel: 0172 - 2704386 & 2709998 Fax: 2703431 edp_chd@obc.co.in / rh_chd@obc.co.in
    Chennai (Tamil Nadu and U.T Pondicherry) Tel: 044-28492345 & 28502000 Fax: 044-28495566 edp_che@obc.co.in / rh_che@obc.co.in
    Dehradun (Almora, Champawat, Nainital, Pithoragarh, Udham Singh Nagar, Rudraprayag, Haridwar, Dehradun) Tel: 0135 - 2746920, 2749715, 2746097 Fax: 2749715 edp_ddn@obc.co.in / rh_ddn@obc.co.in
    Delhi Tel: 011-28751536 Fax: 011-28758036 edp_del@obc.co.in / rh_del@obc.co.in
    Durgapur (Malda, Burdwan, Bankura Hoogli, Nadia, Murshidabad & Midnapur) Tel: 0343 - 2587787, 2587785, 2587786 edp_dgp@obc.co.in / rh_dgp@obc.co.in
    Ghaziabad (UP - Ghaziabad, Gautam Budh Nagar) Tel: 0120 - 2700018 & 2701302 Fax: 2701310 edp_gzb@obc.co.in , rh_gzb@obc.co.in
    Gurgaon (Haryana - Faridabad, Gurgaon, Mahendergarh and Rewa) Tel: 0124 - 2550011, 2550047 Fax: 0124 - 2544140 edp_gur@obc.co.in , rh_ggn@obc.co.in
    Hyderabad (Telangana & Andhra Pradesh) Tel: 040 - 23147012, 23147026, 23147050 Fax: 23351191 edp_hyd@obc.co.in , rh_hyd@obc.co.in
    Jaipur (Rajasthan Districts of Alwar, Bharatpur, Baran, Bundi,Dausa, Jaipur, Jhunjhunu, Jhalawar, Karauli, Kota, Sawai Madhopur, Sikar) Tel: 0141 - 4149908, 4149921 edp_jpr@obc.co.in, rh_jpr@obc.co.in
    Jalandhar (Punjab - Hoshiarpur, Jalandhar and Kapurthala) Tel: 0181 - 5009764, 5009763, 5009767 Fax: 2221915 edp_jal@obc.co.in , rh_jal@obc.co.in
    Jodhpur (Rajasthan Districts Of Ajmer, Banswara, Barmer, Bhilwara, Chittorgarh, Jodhpur, Nagaur, Pali, Pratapgarh, Rajsamand, Sirohi, Jalore, Udaipur, Jaisalmer, Dungarpur) Tel: 0291 - 2623582, 2623583, 2623584, 2633585, 2633586 Fax: 0291-2623583 edp_jod@obc.co.in , rh_jod@obc.co.in
    Karnal (Haryana - Ambala, Kaithal, Karnal, Kurukshetra, Panipat, Panchkula, Yamunanagar) Tel: 0184-2204401, 2200620, 2204401 Fax: 2201972 edp_kar@obc.co.in , rh_kar@obc.co.in
    Kolkata (West Bengal, Assam, Sikkim and Meghalaya) Tel: 033 - 23379559, 23379560, 23379561 Fax: 23379554 edp_kol@obc.co.in , rh_kol@obc.co.in
    Lucknow (Lucknow, Kanpur, Rai bareilly, Gonda, Basti, Bahraich & Faizabad) Tel: 0522 - 2305764, 2305768 Fax: 0522 - 2305762 edp_lko@obc.co.in , rh_lko@obc.co.in
    Ludhiana (Punjab - Ludhiana & Moga) Tel: 0161 – 2539840, 2539841, 2535456 Fax: 2539838 edp_ldh@obc.co.in , rh_ldh@obc.co.in
    Meerut (Meerut, Baghpat, Muzaffarnagar, Shamli, Saharanpur, Hapur) Tel: 0121-4011901-14 rh_mrt@obc.co.in,edp_mrt@obc.co.in , rh_mrt@obc.co.in
    Mumbai Tel: 022 - 43434619, 43434646 Fax: 022 - 24217576 edp_mum@obc.co.in , rh_mum@obc.co.in
    New Delhi Tel: 92740903, 49270904, 49270913, 49270922 Fax: 011 - 49270932 edp_ndl@obc.co.in , rh_ndl@obc.co.in
    Patiala (Punjab - Fatehgarh Sahib, Patiala & Sangrur) Tel: 0175 – 2215255, 2201487, 2225025 Fax: 2214133 edp_pat@obc.co.in , rh_pat@obc.co.in
    Patna (Bihar) edp_ptn@obc.co.in , rh_ptn@obc.co.in
    Pune (Goa & Maharashtra Except Mumbai) Tel: 020 - 25676464, 25670693, 25670694 Fax: 020-25676464 edp_pun@obc.co.in , rh_pun@obc.co.in
    Raipur (Mahadev Ghat Road, Sundar Nagar Raipur (Chhattisgarh) Tel: 0771-2252851,2252850 edp_rpr@obc.co.in , rh_rpr@obc.co.in
    Ranchi Tel: 0651 - 2283853, 2284844, 2283814 Fax: 2284844 edp_ran@obc.co.in , rh_ran@obc.co.in
    Rohtak (Haryana (Rohtak, Jhajjar, Bhiwani, Sonepat, Jind, Hisar, Sirsa, Fatehabad) Tel: 01262 - 242235, 253683, 241797 Fax: 01262 - 245508 edp_roh@obc.co.in , rh_roh@obc.co.in
    Sriganganagar (Sriganganagar, Hanumangarh, Churu, Bikaner) Tel: 0154 - 2477956, 2425356, 2485330 Fax: 0154 - 2477954 edp_sgn@obc.co.in , rh_sgn@obc.co.in
    Varanasi (Allahabad, Gorakhpur, Varanasi, Jaunpur, Azamgarh, Ballia,Sant Ravidas Nagar, Chandauli, Deoria , Ghazipur , Kushinagar, Maunath, Mirzapur, Pratapgarh, Amethi, Maharajganj) Tel: 0542 - 2510072-75, 2510075 Fax: 0542 - 2510071 edp_vns@obc.co.in , rh_vns@obc.co.in

    Oriental Bank Car Loan Customer Care SMS

    Oriental Bank has introduced a special SMS Banking facility for its customers. This service is based on push based and pull based alerts. The Oriental Bank SMS Banking facility can be accessed via a large number of mobile networks such as Airtel, Vodafone, Reliance, Idea, MTNL, VSNL, etc.

    Push-based Services

    The push based services are designed to allow automatic transmission of banking action related SMS to be sent to the customer’s mobile number to alert them about account activity or request placed by them. Following are some of the push based services offered.

    · Balance credit /debit alerts

    · SMS-based tracker ID messages sent when the beneficiary registers for transactions, to ensure security of transactions.

    · SMS alerts sent when account balance goes below the minimum balance limit (varies with different accounts).

    · SMS alerts on cheque book issuance, cheque bounce, Aadhaar seeding / activation and DBT/DBTL credit.

    · Promotional SMS alerts informing customers about new launches, forex rates, loan queries, etc.

    · SMS alerts for all transactions which have been done via any channel such as ATM, mobile banking, internet banking, etc.

    · As per recent rules, Oriental Bank plans to roll out an SMS facility where SMS alerts will be sent to all minors attaining majority.

    Pull-based Services

    Oriental Bank also allows customers to place service requests by sending SMs messages with specific keywords to designated numbers set by the bank. Some of the pull based requests which customers can make include checking one’s account balance, obtaining a mini account statement, stop payment on a cheque, block an ATM card which is lost or has been stolen, etc.

    Oriental Bank Missed Call Service

    Oriental Bank customers can also avail the missed call service wherein they have to make a missed call from their registered mobile number to the bank’s designated number to make a balance enquiry or obtain a mini account statement. To make a balance enquiry, customers must make a missed call to 91-8067205757. To obtain a mini account statement, they must make a missed call to 91-8067205767.

    How To Register For Oriental Bank SMS Facility

    If you wish to register for this SMS banking facility offered by Oriental Bank, then you must fill in the Application Form for the same and submit it at any Oriental Bank branch.

    BankBazaar Finance App

    Your search for a state-of-the-art banking and finance app ends with the new Bankbazaar app. Designed to provide a user experience like never before, this all-in-one app offers the best of financial products and services, right to your mobile screen. With the Bankbazaar app, you have access to all the information you possibly need on everything about car loans. Choose between multiple car loans, check your eligibility for a car loan, apply for a particular car loan, all through the app. The Bankbazaar app allows you to fast-track your search and helps save you precious time, effort and money which you’d otherwise spend contacting different banks for car loans. If you have applied for a car via Bankbazaar, you can easily track your application and also find out the EMI amount you have to pay with the help of the Car EMI calculator. Not only this, the app also brings to your mobile screen, all finance related news that is potentially relevant to you. Not to forget, via the Bankbazaar app, you can also avail the various discounts, promotional offers and deals which are offered from time to time. The Bankbazaar app is available for download on the Google Play Store for Android devices.

    About Oriental Bank

    Oriental Bank of Commerce, also known as Oriental Bank, is one of the oldest and most trusted names in the world of banking. Founded all the way back in the pre-independence era of 1943, the bank attained a nationalized status in the year 1980. Currently, Oriental Bank offers a wide range of financial products and services which include investment banking, consumer banking, commercial banking, retail banking, private banking, asset management, pensions, loans, mortgages and credit cards.

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