Most Expensive Cars in India and the World

Here’s a curated list of some of the most expensive car models available in India in today:

• Rolls-Royce Cullinan Black Badge Series II: The car is available at an ex-showroom price of Rs.12.25 crore and is powered by a 6,750 cc petrol engine. The SUV comes with various features and goes from 0 to 100 kilometres per hour in 5.2 seconds. 

• Lamborghini Revuelto: Powered by a 6.5-litre petrol engine, the Lamborghini Revuelto is available at an ex-showroom price of Rs.8.89 crore. The coupe is fitted with an automatic transmission and comes with a top speed of 350 kilometres per hour. The bootspace and ground clearance of the four-wheeler are 158 litres and 107 millimetres, respectively. 

• Bentley Continental GTC Mulliner W12: The car is available at an ex-showroom price of Rs.8.45 crore and is powered by a 5,950 cc petrol engine. The top speed of the four-wheeler is 335 kilometres per hour and the fuel tank capacity is 90 litres. The car goes from 0 to 100 kilometres per hour in 4.8 seconds. 

• Rolls-Royce Spectre Electric: The electric car is available at an ex-showroom price of Rs.7.50 crore and comes with a range of 530 kilometres per charge. The car goes from 0 to 100 kilometres per hour in 4.5 seconds. The length, width, and height of the four-wheeler are 5,475 millimetres, 2,144 millimetres, and 1,573 millimetres, respectively. 

• Ferrari SF90 Stradale: Powered by a 4.0-litre petrol engine, the Ferrari SF90 Stradale is available at an ex-showroom price of Rs.7.50 crore. The coupe is fitted with an automatic transmission and comes with a top speed of 340 kilometres per hour. The ground clearance of the four-wheeler is 180 millimetres. The fuel tank capacity of the car is 68 litres. 

Most Expensive Cars in the World

One may wonder what truly makes these cars the most expensive in the world. The answer often lies in their exclusivity, craftsmanship, and the extensive personalization options offered to ultra-wealthy buyers. Many of these cars are custom-built, pushing their prices even higher based on the owner's preferences.

Here’s a list of the most expensive modern cars in the world today:

• Bugatti La Voiture Noire: At an estimated price of $13.4 million, the Bugatti La Voiture Noire is not just a car—it’s a one-of-a-kind creation. Powered by an 8.0-litre quad-turbocharged W16 engine, it produces a staggering 1,479 horsepower. This exclusive hypercar blends performance with elegance and remains a symbol of rare automotive artistry. 

 Note: reported prices for this one-off hypercar vary widely across sources, from around $12.5 million to $18.9 million.

• Rolls-Royce Sweptail: Designed specifically for a single customer, the Rolls-Royce Sweptail carries an elite price tag of around $13 million. Featuring a V12 engine and handcrafted luxury interiors, this car is inspired by classic Rolls-Royce designs and luxury yachts, making it a true collector's item. 

• Bugatti Chiron Profilée: With only one unit ever produced, the Bugatti Chiron Profilée is priced at approximately $10.5 million. It features a high-performance W16 engine generating 1,476 horsepower. The Profilée offers a unique blend of elegant styling and record-breaking performance, making it a standout among Bugatti's elite lineup. 

• Bugatti Centodieci: Celebrating Bugatti’s 110th anniversary, the Centodieci is a tribute to the legendary EB110. Limited to just 10 units, each priced at around $9 million, this hypercar houses a 1,600-horsepower W16 engine and features aggressive design cues that reflect both heritage and innovation. 

• Mercedes-Maybach Exelero: The Mercedes-Maybach Exelero, valued at approximately $8 million, is a high-performance concept car built for speed and luxury. It’s powered by a V12 twin-turbo engine that produces 690 horsepower. With its bold design and limited production, the Exelero remains one of the most iconic and expensive vehicles ever produced. 

Auto Loans for the Most Expensive Cars

As the country sees an economic boost, more people are gearing up to invest in luxury vehicles. Moreover, there are several financial institutions offering auto loans for luxury cars.

However, before applying for a car loan for a luxury car of your dreams, there are certain things to keep in mind:

• Car loan interest rate: A high-interest rate can result in high overall interest payment and eventually, the total cost of your car loan will be higher than anticipated. That is why it is important to compare several car loan offers from reliable lenders. 

Compare car loans online through a third-party comparison website for free. Choose a car loan with a low interest rate. If you choose loans with a long tenure, opt for fixed interest rates and for loans with short tenure, go for floating interest.     

• Loan tenure: Car loan tenure usually ranges from 1 to 7 years. Use the car loan EMI calculator to find out how much you will be paying in overall interest when you choose a short or long loan tenure. Shorter loan tenure means higher EMI payments but lower interest payments. 

• Processing fee: Most banks charge a processing fee which is a percentage of the principal loan amount. Some banks waive off the processing fee as a special offer or discount for their customers. Zero processing fee helps you avoid having to make a sizeable payment at the time of loan processing. 

• Prepayment charges: Banks levy a prepayment charge when the borrower decides to prepay a part or whole of the loan before the end of the loan tenure. The prepayment charge is again a certain percentage of the outstanding principal amount. 

Car loan prepayment is allowed only after 12 EMI payments from the time of obtaining the loan. Customers prefer to prepay a part of the loan amount to reduce the loan tenure and interest payment.       

• Down payment: Some banks offer up to 100% of the car price as the loan. Customers have to make a down payment which is up to 20% of the total loan amount. 

A lower down payment means higher EMIs and interest payments. The loan repayment will definitely eat into your monthly income. For luxury cars, the loan EMI shouldn't exceed 25% of your monthly income. 

Best Banks Offering Loans for Expensive Cars 

Note: Interest rates updated on 26 August 2026. 

Smart Financing Tips for Buying Expensive Cars

Apart from a passion for the fastest car or the finest car, consumers desire to own a luxury car with a heavy price tag to account for their success. With the economic boost in the country, the buying power of consumers has risen as well.

This has set off the desire to improve the quality of one's lifestyle habits and choices. In a forward moving nation, people are swept away by the glamour and flamboyance of all-things-branded.

When you are in the market for a high-end car then it is important to do sufficient research to obtain financing for luxury cars. Here are some tips when one is looking for luxury car financing:

• Choose cars with financing incentives such as a low-interest rate or the option of the rebate. The low-interest rate will save you large sums of money in the overall cost of the car loan.
• Pay a higher down payment so that if you default on the car loan, the banks or lending institutions will have less control over the car. Not only that, the cost of your total car loan will be significantly lower if you make a higher down payment on the car loan.
• Make arrangements for funding before visiting a car dealership. Obtain car loan from a bank that you have prior dealings with so as to get better loan offers.
• Choose a shorter loan tenure for your car loan EMI payments to avoid a higher interest payment over the loan tenure. With a short loan tenure, not only will you pay off the car loan sooner but also pay less in interest comparatively.
• Why not choose a luxury car lease if you are in the habit of changing your ride every few years? Lease payment is lesser that car loan EMI payments. Keep in mind, car lease works only if the vehicle is driven a lot each year, or else you will have to pay heavy service charges and fees.
• The used or pre-owned car loan is another option for those who wish to possess a luxury car but can't afford to purchase it fresh out of the manufacturing line.

Luxury car makers have tie-ups with leading financial institutions to provide easy access to funding to potential customers which will increase the demand and sales of luxury cars.

Ownership Challenges of the Most Expensive Cars

There are numerous benefits to owning a luxury vehicle when not taking practicality into account. Luxury vehicles may tick the boxes when it comes to glamour, flamboyance, top speed, and status. However, when you get down to the nitty-gritty of owning and maintaining a luxury vehicle, you are in for a shock.

• The car insurance premium is higher for a luxury vehicle when compared to your standard multi-utility vehicles, passenger cars, and SUVs.
• Obtaining auto financing for luxury cars is difficult if you can't make a sizeable down payment on the car of your dreams.
• If your luxury vehicle were to be a part of a road accident, the damages caused to the car and resultant repair costs will be pretty high. What's more? Getting spare parts for your luxury car can take time and a lot of money.
• Luxury vehicles can't be driven on Indian roads with its innumerous potholes and unstable infrastructure. Most expensive cars are designed exclusively as track-only cars.
• Although banks, NBFCs, and other lending institutions may offer car loans at a low-interest rate, the cost of your luxury car will remain high unless you go for a used or pre-owned car. Even in that case, the interest rate of used car loans is high.

Summary 

Most expensive cars in India and the world, from the Rolls-Royce Cullinan Black Badge to the Bugatti La Voiture Noire, combine exclusive design, high performance, and limited production. Buyers can use car loans from banks and NBFCs to help finance select luxury models, though eligibility and down payment requirements are typically higher for high-value vehicles. Compare interest rates, tenure, and processing fees across lenders before choosing a car loan for an expensive car. 

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