10 Most Expensive Cars in India and the World

The most expensive cars in India and the world showcase a blend of luxury, performance, and exclusivity. These high-end vehicles are crafted with advanced technology, premium materials, and limited-edition designs.

Updated On - 12 Sep 2025

With the different types of cars available in the market, anyone with sufficient funds can purchase a car of their choice. Banks, Non-Banking Financial Companies (NBFC), and other lending institutions provide easy access to funding through car loans or auto finance.

In India, car loans are available for new as well as used or pre-owned vehicles. From Sports Utility Vehicles (SUV) and Multi-Utility Vehicles (MUV) to passenger and commercial vehicles, there are numerous types of vehicles on the market to meet the varying needs of consumers. Most makes and models of cars can be purchased using a car loan from a bank.

Most Expensive Cars in India 

Expensive cars are more than just transportation for car enthusiasts. They are considered as pieces of art by the super-wealthy who prefer flamboyance and luxury over practicality.

From lightning-fast supercars to timeless luxury classics, car enthusiasts appreciate both the latest innovations and vintage masterpieces. Here’s a curated list of some of the most expensive car models available in India in 2025:

Land Rover Range Rover

The Land Rover Range Rover continues to be a benchmark for luxury and power, with prices ranging between Rs. 2.50 crore and Rs. 4.70 crore (ex-showroom). It offers multiple engine variants, including petrol and diesel, all coupled with smooth automatic transmissions. Available in a variety of colors, this SUV is loaded with premium features designed to maximize comfort and elevate the driving experience.

BMW XM

The BMW XM stands out with its mighty 4,395 cc petrol engine and commands an ex-showroom price close to Rs. 2.75 crore. This seven-seater SUV is equipped with an automatic transmission and can sprint from 0 to 100 km/h in just 4.1 seconds. With advanced braking systems and a bold, sporty look, it’s a top pick for those seeking luxury and performance.

Audi RS Q8

Audi’s high-performance RS Q8 comes with a price tag of around Rs. 2.35 crore (ex-showroom). This five-seater SUV is powered by a 3,998 cc engine and features automatic transmission and an 85-liter fuel tank. It can reach a top speed of 305 km/h while delivering a mileage of approximately 8.3 km/l. Its spacious dimensions (length: 5,012 mm; width: 2,190 mm; height: 1,751 mm) perfectly blend practicality with a sporty stance.

Audi RS e-Tron GT

Leading the charge in luxury electric vehicles, the Audi RS e-Tron GT is priced near Rs. 2.10 crore (ex-showroom). This sleek electric coupe offers a driving range of up to 500 kilometers on a single charge and hits a top speed of 250 km/h. Equipped with ventilated disc brakes front and rear, this five-seater combines style and performance with eco-friendly innovation. Its dimensions (length: 4,989 mm; width: 1,964 mm; height: 1,418 mm) add to its aerodynamic appeal.

Mercedes-Benz GLS

The Mercedes-Benz GLS delivers a refined driving experience with prices starting at Rs. 1.40 crore and going up to Rs. 3.10 crore (ex-showroom). The top-tier variant houses a powerful 4.0-litre petrol engine and features a large 90-liter fuel tank. Fitted with disc brakes on all wheels, this luxury SUV accelerates from 0 to 100 km/h in just 4.8 seconds, offering a seamless blend of power and comfort.

Most Expensive Cars in the World

One may wonder what truly makes these cars the most expensive in the world. The answer often lies in their exclusivity, craftsmanship, and the extensive personalization options offered to ultra-wealthy buyers. Many of these cars are custom-built, pushing their prices even higher based on the owner's preferences.

Here’s a list of the most expensive modern cars in the world in 2025:

Bugatti La Voiture Noire

At an estimated price of $13.4 million, the Bugatti La Voiture Noire is not just a car—it’s a one-of-a-kind creation. Powered by an 8.0-litre quad-turbocharged W16 engine, it produces a staggering 1,479 horsepower. This exclusive hypercar blends performance with elegance and remains a symbol of rare automotive artistry.

Rolls-Royce Sweptail

Designed specifically for a single customer, the Rolls-Royce Sweptail carries an elite price tag of around $13 million. Featuring a V12 engine and handcrafted luxury interiors, this car is inspired by classic Rolls-Royce designs and luxury yachts, making it a true collector's item.

Bugatti Chiron Profilée

With only one unit ever produced, the Bugatti Chiron Profilée is priced at approximately $10.5 million. It features a high-performance W16 engine generating 1,476 horsepower. The Profilée offers a unique blend of elegant styling and record-breaking performance, making it a standout among Bugatti's elite lineup.

Bugatti Centodieci

Celebrating Bugatti’s 110th anniversary, the Centodieci is a tribute to the legendary EB110. Limited to just 10 units, each priced at around $9 million, this hypercar houses a 1,600-horsepower W16 engine and features aggressive design cues that reflect both heritage and innovation.

Mercedes-Maybach Exelero

The Mercedes-Maybach Exelero, valued at approximately $8 million, is a high-performance concept car built for speed and luxury. It’s powered by a V12 twin-turbo engine that produces 690 horsepower. With its bold design and limited production, the Exelero remains one of the most iconic and expensive vehicles ever produced.

Auto Loans for the Most Expensive Cars

As the country sees an economic boost, more people are gearing up to invest in luxury vehicles. Moreover, there are several financial institutions offering auto loans for luxury cars.

However, before applying for a car loan for a luxury car of your dreams, there are certain things to keep in mind:

  1. Car loan interest rate: A high-interest rate can result in high overall interest payment and eventually, the total cost of your car loan will be higher than anticipated. That is why it is important to compare several car loan offers from reliable lenders.                                                                                                                                                                           Compare car loans online through a third-party comparison website for free. Choose a car loan with a low interest rate. If you choose loans with a long tenure, opt for fixed interest rates and for loans with short tenure, go for floating interest.    
  2. Loan tenure: Car loan tenure usually ranges from 1 to 7 years. Use the car loan EMI calculator to find out how much you will be paying in overall interest when you choose a short or long loan tenure. Shorter loan tenure means higher EMI payments but lower interest payments.
  3. Processing fee: Most banks charge a processing fee which is a percentage of the principal loan amount. Some banks waive off the processing fee as a special offer or discount for their customers. Zero processing fee helps you avoid having to make a sizeable payment at the time of loan processing.
  4. Prepayment charges: Banks levy a prepayment charge when the borrower decides to prepay a part or whole of the loan before the end of the loan tenure. The prepayment charge is again a certain percentage of the outstanding principal amount.                                                                                                                                                                                  Car loan prepayment is allowed only after 12 EMI payments from the time of obtaining the loan. Customers prefer to prepay a part of the loan amount to reduce the loan tenure and interest payment.      
  5. Down payment:  Some banks offer up to 100% of the car price as the loan. Customers have to make a down payment which is up to 20% of the total loan amount.

A lower down payment means higher EMIs and interest payments. The loan repayment will definitely eat into your monthly income. For luxury cars, the loan EMI shouldn't exceed 25% of your monthly income.

Best Banks Offering Loans for Expensive Cars

 Name of the Bank

Interest Rate

Processing Fee

Loan Tenure

Loan Amount

HDFC Bank

9.40% p.a. onwards (rack interest rate on the basis of the vehicle segment)

0.5% of the loan amount, provided that minimum is Rs.5,000 and maximum is Rs.8,000

12 months to 84 months

Up to Rs.10 crore

ICICI Bank

9.10% p.a. onwards

Contact the bank

Up to 84 months

Up to 80% of the ex-showroom price of the car

Indian Bank

8.75% p.a. onwards

0.50% of the loan amount subject to a maximum of Rs.10,000

Up to 84 EMIs with no holiday period

Up to Rs.2 crore

Bank of India

8.85% p.a. onwards

Contact the bank

Up to 7 years

Up to Rs.2 crore

Smart Financing Tips for Buying Expensive Cars

Apart from a passion for the fastest car or the finest car, consumers desire to own a luxury car with a heavy price tag to account for their success. With the economic boost in the country, the buying power of consumers has risen as well.

This has set off the desire to improve the quality of one's lifestyle habits and choices. In a forward moving nation, people are swept away by the glamour and flamboyance of all-things-branded.

When you are in the market for a high-end car then it is important to do sufficient research to obtain financing for luxury cars. Here are some tips when one is looking for luxury car financing:

  1. Choose cars with financing incentives such as a low-interest rate or the option of the rebate. The low-interest rate will save you large sums of money in the overall cost of the car loan.
  2. Pay a higher down payment so that if you default on the car loan, the banks or lending institutions will have less control over the car. Not only that, the cost of your total car loan will be significantly lower if you make a higher down payment on the car loan.
  3. Make arrangements for funding before visiting a car dealership. Obtain car loan from a bank that you have prior dealings with so as to get better loan offers.
  4. Choose a shorter loan tenure for your car loan EMI payments to avoid a higher interest payment over the loan tenure. With a short loan tenure, not only will you pay off the car loan sooner but also pay less in interest comparatively.
  5. Why not choose a luxury car lease if you are in the habit of changing your ride every few years? Lease payment is lesser that car loan EMI payments. Keep in mind, car lease works only if the vehicle is driven a lot each year, or else you will have to pay heavy service charges and fees.
  6. The used or pre-owned car loan is another option for those who wish to possess a luxury car but can't afford to purchase it fresh out of the manufacturing line.

Luxury car makers have tie-ups with leading financial institutions to provide easy access to funding to potential customers which will increase the demand and sales of luxury cars.

Ownership Challenges of the Most Expensive Cars

There are numerous benefits to owning a luxury vehicle when not taking practicality into account. Luxury vehicles may tick the boxes when it comes to glamour, flamboyance, top speed, and status. However, when you get down to the nitty-gritty of owning and maintaining a luxury vehicle, you are in for a shock.

  1. The car insurance premium is higher for a luxury vehicle when compared to your standard multi-utility vehicles, passenger cars, and SUVs.
  2. Obtaining auto financing for luxury cars is difficult if you can't make a sizeable down payment on the car of your dreams.
  3. If your luxury vehicle were to be a part of a road accident, the damages caused to the car and resultant repair costs will be pretty high. What's more? Getting spare parts for your luxury car can take time and a lot of money.
  4. Luxury vehicles can't be driven on Indian roads with its innumerous potholes and unstable infrastructure. Most expensive cars are designed exclusively as track-only cars.
  5. Although banks, NBFCs, and other lending institutions may offer car loans at a low-interest rate, the cost of your luxury car will remain high unless you go for a used or pre-owned car. Even in that case, the interest rate of used car loans is high.

Best Luxury Hybrid and Electric Cars in India

While you are looking for adding expensive cars to your collection, it is important to keep the environment in mind. The automotive industry is on the verge of fully transitioning to vehicles such as hybrid, electric, and hydrogen fuel cell cars to protect the environment.

The Government of India is planning to make all cars electric by 2030. Subsidies are offered to electric vehicle customers as an incentive to make the transition sooner.

With an exorbitant rise in the cost of petrol and diesel in the country, consumers prefer hybrid cars not only for fuel efficiency but also for reduced fuel consumption costs. Some popular hybrid cars and electric cars in India include:

  1. Toyota Urban Cruiser Hyryder – Rs.11.14 lakh to Rs.20.19 lakh
  1. Volvo XC90 – Rs.1.01 crore
  1. Toyota Camry – Rs.46.17 lakh
  1. Honda City Hybrid – Rs.18.89 lakh to Rs.20.39 lakh
  1. BMW XM – Rs.2.60 crore
  1. Kia EV6 – Rs.60.95 lakh to Rs.65.95 lakh
  1. Tata Tigor EV – Rs.12.49 lakh to Rs.13.75 lakh
  1. MG ZS EV – Rs.18.98 lakh to Rs.25.20 lakh
  1. BMW i7 – Rs.2.03 crore to Rs.2.50 crore
  1. BMW iX – Rs.1.21 crore to Rs.1.40 crore

Currently, the automotive industry is moving towards hybrid and electric cars to protect the environment from harmful greenhouse gases like carbon monoxide that are emitted from the conventional vehicles that run on petrol and diesel.

Some automakers are focused on designing and manufacturing hydrogen fuel cell vehicles as an alternative to hybrid and electric cars. Hybrid cars operate on a combination of gasoline engines and electric motors while electric cars run on rechargeable batteries.

FAQs on Most Expensive Cars in India and the World

  • What is the most expensive car in the world?

    The Rolls-Royce Boat Tail is currently the most expensive car globally, valued at several hundred crore rupees due to its unique handcrafted design and exclusive features.

  • Which is the most expensive car available in India?

    The Rolls-Royce Phantom Extended Wheelbase tops the list of the most expensive cars in India, with prices around ₹12 crore, depending on customization and taxes.

  • Why do luxury cars cost so much more than regular cars?

    Luxury cars have higher costs because of premium materials, advanced technology, bespoke craftsmanship, brand value, and limited production numbers.

  • Can I get a loan for buying a luxury or most expensive car in India?

    Yes, many banks and financial institutions offer loans specifically for luxury cars, though the eligibility criteria and down payment amounts are typically higher.

  • What are the typical maintenance costs for luxury cars in India?

    Maintenance costs for luxury cars can range from ₹1 lakh to ₹5 lakh annually, depending on the make, model, and service requirements.

  • Are electric luxury cars among the most expensive vehicles?

     Yes, luxury electric cars such as the Porsche Taycan and Tesla Model S are some of the costliest, combining high performance with eco-friendly technology.

  • Which brands are known for the most expensive luxury cars worldwide?

    Brands like Rolls-Royce, Bugatti, Bentley, Pagani, and Ferrari are renowned for their exclusive and high-priced luxury vehicles.

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