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    Luxury Cars in India

    With easy access to auto finance, it is not surprising to see an increase in the number of Indian consumers who purchase luxury cars from world famous automakers like Audi, Mercedes-Benz, Land Rover, BMW, Rolls Royce, and Jaguar. Just comfort alone does not define a luxury car. Dynamic performance, top speed, advanced features, and phenomenal designs are what makes a luxury car attractive to consumers, especially the car enthusiasts. The price of a luxury car depends on the customisation demands of a consumer.

    Here is a list of the best luxury cars available on the Indian car market:

    • Maserati Quattroporte: This luxury car has a sporty interior made up of high-quality leather fabric and an excellent exhaust note. It is priced at Rs.1.52 crore to Rs.2.22 crore. The car is powered by a Ferrari V8 engine in the GTS variant and in the standard variant with a 3-litre 2987 cc diesel engine which develops 270.88bhp power and 660 Nm torque. It is one of the elegant 4-door sedans in the Indian car market. The safety features of the car includes Anti-Lock Braking System, engine immobiliser, anti-theft alarm, door ajar warning, seat belt warning, traction control, and child safety locks.
    • Porsche Panamera: It is a combination of sports car and luxury car. The new Panamera has a sleek look and a nice rear design. It comes with a big centrally-mounted touch screen and touch-type buttons on the steering wheel and central console. It is considered to be one of the coolest luxury cars in the segment. The 4-door sedan is priced at Rs.1.93 crore to Rs.2.05 crore. The car is powered by a 3996 cc petrol engine that develops 541.77 bhp power and 770 Nm torque. It has a top speed of 306 kmph. It can go from 0 to 100 kmph in just 3.8 seconds. The safety features of the car includes Anti-Lock Braking System, central locking, engine immobiliser, brake assist, anti-theft alarm, traction control, door ajar warning, child safety locks, and seat belt warning.
    • Land Rover Range Rover: It is the largest car model from the Land Rover company. It is preferred by celebrities and politicians in the country. Range Rover comes with customised interiors and different seating options. The car is powered by a 3-litre V6 diesel engine. The price of the Range Rover ranges from Rs.1.58 crore to Rs.3.47 crore. The car has a top speed of 210 kmph. It can go from 0 to 100 kmph in just 8.3 seconds. The diesel engine can develop 255 bhp power and 600 Nm torque. The safety features of this car includes automatic headlamps, height adjustable front seat belts, traction control, engine immobiliser, child safety locks, crash sensor, brake assist, door ajar warning, seat belt warning, and Anti-Lock Braking System.
    • Jaguar F-Pace: This car won the 2017 World Car of The Year and Design of The Year Awards. It is powered by a 2-litre diesel engine develops 177 bhp power and 430 Nm torque, and 3-litre diesel engine that develops 296 bhp power and 700 Nm torque. The 2-litre diesel engine variant is priced at Rs.68.4 lakh to Rs.77.8 lakh. The 3-litre diesel engine is priced at Rs.1.18 crore to Rs.1.23 crore. This car has a top speed of 208 kmph. It can go from 0 to 100 kmph in just 8.7 seconds. Anti-Lock Braking System, central locking, airbags, seat belt warning, brake assist, door ajar warning, crash sensor, power door locks, engine immobiliser, and automatic headlamps are some of the safety features installed in the car.
    • Volvo S90: It is one of the most comfortable cars in the luxury car segment. It is powered by a 2-litre diesel engine that develops 187.4 bhp power and 400 Nm torque. The car has a top speed of 230 kmph. Adjustable front seat belts, automatic headlamps, engine immobiliser, child safety locks, power door locks, anti-theft alarm, crash sensor, door ajar warning, brakes assist, seat belt warning, airbags, central locking, and Anti-Lock Braking System are some of the safety features installed in the car.
    • Audi A4: It is most sold Audi car in the country. The car is powered by a 1.4-litre petrol engine and a 2-litre diesel engine. It is built on the MQB platform. The interior is spacious with comfortable bench seats and leather upholstery. The new Audi A4 price ranges between Rs.38.1 lakh to Rs.41.2 lakh. The 1968 cc diesel engine develops 188 bhp power and 400 Nm torque. The top speed of the car is 237 kmph. It can go from 0 to 100 kmph in 7.7 seconds. The safety features of this car includes Anti-Lock Braking System (ABS), central locking, airbags, smart access card entry, seat belts, crash sensor, door ajar warning, brake assist, power door locks, child safety locks, engine immobiliser, traction control, and automatic headlamps.
    • BMW X5: It is the largest sports utility vehicle manufactured by BMW, the German luxury carmaker. It is also one of the most popular car models of BMW in the country. It is powered by a 3-litre, 6-cylinder diesel engine that develops 258 bhp power and 559 Nm torque. The car can go from 0 to 100 kmph in just 7 seconds. It has a top speed of 230 kmph. The car also comes with a 4.4-litre V8 petrol engine that develops 575 bhp power and 750 Nm torque. The prices of the X5 SUV ranges from Rs.67.9 lakh to Rs.78.5 lakh. The petrol variant, X5M is priced at Rs.1.62 crore.
    • Mercedes-Benz E-Class: It is considered to be one of the best chauffeur-driven car in the country. With its ample leg space in the rear and reclining seats, the new extended wheelbase E-Class makes the list of best luxury cars in India. It is powered by a petrol and diesel engine. The car is powered by a 1950 cc diesel engine that develops 192 bhp power and 400 Nm torque. The top speed of the car is 240 kmph. It can go from 0 to 100 kmph in just 7.8 seconds.
    • Bentley Bentayga: It is the most luxurious SUV that is mass produced across the world. It is powered by a W12 petrol engine. It is also the world's fastest sports utility vehicle as it can go from 0 to 100 kmph in just 4.1 seconds. The 5950 cc petrol engine develops 600 bhp power and 900 Nm torque. The car has a top speed of 301 kmph. Anti-Lock Braking System, automatic headlamps, side and front impact beams, central locking, engine immobiliser, and traction control are some of the safety features installed in this car.
    • Rolls Royce Phantom: It is the most pricey sedan on the Indian car market. While the standard version costs Rs.7.5 crore, the extended wheelbase version costs over Rs.8.8 crore. The car is powered by a 6749 cc petrol engine that develops 453 bhp power and 720 Nm torque. It has a top speed of 250 kmph. The car can go from 0 to 100 kmph in just 5.8 seconds. Some of the notable safety features of this car include Anti-Lock Braking System, central locking, engine immobiliser, and traction control.

    How to afford a luxury car through auto finance?

    If you have a good credit score and a steady income, you can apply for a new or used car loan offered by banks, Non-Banking Financial Companies, and other lending institutions. Choose your dream car from a dealership, then go online to check your car loan eligibility. Car loan applicants must be 21 to 65 years of age and meet the minimum income requirements set by a bank. Then, compare various car loan offers on a reliable third-party website and choose one with the lowest interest rate, flexible tenure, and zero processing fee.

    How to apply for a car loan?

    Applying for a car loan has been made easy through the bank website. All you have to do is download the application form from the bank website. Then, submit the duly-filled and signed form along with the necessary documents such as identity, age, income, and address proofs at the nearest bank branch. The bank will verify your documents and process your application. Upon approval, the loan amount will be disbursed to your bank account within 24-48 hours.

    What is car loan EMI?

    Car loan can be repaid in Equated Monthly Installments (EMIs). You can use the free, online car loan EMI calculator available on the bank website or a third-party website to find out how much your car loan will cost you each month. A short loan tenure means higher EMI payments and a long tenure means smaller EMI payments. However, depending on your repayment capacity, choose a suitable car loan tenure that doesn’t increase your overall interest payment.

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