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    Best 8-Seater Cars in India

    Consumers in India prefer an 8-seater car for big families that travel together or taxi operators who have to carry more passengers/transport goods. With an 8-seater car, you can transport your extended family, pets, and excess luggage comfortably.

    Here is a list of the best 8-seater cars available in the Indian car market:

    • Toyota Innova Crysta is priced at Rs.13.67 to Rs.22.37 lakh. It is powered by a 4-cylinder, 2755cc diesel engine that develops 171.5 bhp power and 360 Nm torque. It is paired with a 6-speed gearbox for automatic transmission. The car has a top speed of 179 km/h. It runs on 16-inch wheels with disc and drum mechanism on its front and rear brakes, respectively. The car seats 7 people comfortably and has 5 doors. The interior has fabric upholstery, AC, heater, adjustable front seats, front cupholders, and rear seat headrest. The safety features of Innova Crysta include seat belt warning, door and trunk ajar warning, low-fuel warning lamp, ABS with EBD, seat belts, engine immobiliser, child safety lock, and central locking.
    • Maruti Omni is priced at Rs.2.78 lakh to Rs.3.10 lakh. It is available in 4 colours and 3 variants. It is powered by a 796cc petrol engine that develops 34.2 bhp power and 59 Nm torque. The engine is paired with a 4-speed gearbox for manual transmission. The car has a top speed of 126 km/h. It runs on 12-inch wheels with a disc and drum mechanism in the front and rear brakes, respectively. The car comfortably seats 8 and has 5 doors. It has adjustable front seats and adjustable headlights. The safety features of Lodgy includes seat belts and an engine immobiliser. The interior is made up of fabric upholstery and has front cupholders.
    • Maruti Gypsy is the first Sports-Utility Vehicle (SUV) from Maruti Suzuki India Limited. It is powered by a 1.3-litre, 1298cc petrol engine that develops 80 bhp power and 103 Nm torque. It is paired with a 5-speed gearbox for manual transmission. It has a top speed of 120 km/h. It runs on 15-inch wheels, and has disc and drum on its front and rear brakes, respectively. The car is priced at Rs.5.82 lakh to Rs.6.44 lakh. It is available in 4 colours and 3 variants. The interior is available in fabric upholstery. One safety feature of this car is the low-fuel warning lamp. The car has adjustable headlights and adjustable front seats.
    • Renault Lodgy is available in 12 colours and 10 variants. It is priced at Rs.8.35 lakh to Rs.12.02 lakh. The car is powered by a 1461cc diesel engine that develops 108.5 bhp power and 245 Nm torque. It is paired with a 6-speed gearbox for manual transmission. It has a top speed of 170 km/h. The car runs on 15-inch wheels, and has ventilated disc and drum in the front and rear brakes, respectively. The interior has leather seats, power steering, front and rear power windows, AC, heater, adjustable front seats, touch-screen display, front cupholders, and rear seat headrests. The safety features of Lodgy includes seat belt warning, anti-lock braking system with EBD, engine immobiliser, child safety lock, and central locking.
    • Mahindra Xylo is economical and spacious. The diesel variant is priced at Rs.8.75 lakh to Rs.11.52 lakh. Xylo is available in 5 colours and 7 variants. It has a 2179cc, 4-cylinder diesel engine that develops 118.3 bhp power and 280 Nm torque. The engine is paired with a 5-speed gearbox for manual transmission. The car has a top-speed of 160 km/h. It runs on 14-inch wheels with disc and drum brakes in the front and rear, respectively. The interior comes with fabric upholstery, power steering, AC, heater, adjustable front seats, and front cupholder. Safety features of Mahindra Xylo include Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD), engine immobiliser, child safety lock, and central locking.
    • Chevrolet Enjoy is a modern version of a multi-utility vehicle with spacious interiors. It comes with diesel and petrol engine options. The diesel variant is priced at Rs.6.67 lakh to Rs.7.73 lakh while the petrol variant is priced at Rs.5.28 lakh to Rs.6.61 lakh. Chevrolet Enjoy comes in 6 different colours and is available in 12 variants. It has a 1248cc, 4-cylinder diesel engine that develops 73.74 bhp power and 172.5 Nm torque. The engine is paired with a 5-speed gearbox for transmission. The car has a top-speed of 160 km/h. It runs on 14-inch wheels with disc and drum brakes in the front and rear, respectively. The interior comes with fabric upholstery, rear seat headrest, front cupholders, adjustable headlights, air-conditioner, heater, folding rear seat, power steering, front and rear power windows, etc. Safety features of Chevrolet Enjoy include seat belt warning, low fuel warning lamp, seat belts, child safety lock, and central locking.
    • Mahindra Supro is priced at Rs.4.75 to Rs.5.32 lakh and is available in 3 colours and 4 diesel variants - LX 8 Str, ZX 5 Str, VX 8 Str, and VX 5 Str. It is powered by a 909 cc, 1-litre V8 diesel engine that develops 45 bhp power and 98 Nm torque. The engine is paired with a 5-speed gearbox for transmission. The car has a top speed of 95 km/h. It runs on 13-inch wheels with disc and drum brakes in the front and rear, respectively. The interior comes with fabric upholstery, folding rear seat, power steering, and seat belt warning. A safety feature of Mahindra Supro is child safety lock.

    Car loan for 8-seater cars in India

    Banks, NBFCs and other lending institutions offer new and used car loans to individuals with a good credit score and a steady income. First, pick out a car of your choice, then compare various car loan offers online through a reliable third-party comparison portal. Choose a car loan with the lowest interest rate and flexible repayment options. Before applying for a car loan, check your car loan eligibility criteria. Applicants must be 21 to 65 years of age and meet the minimum income requirements set by the bank.

    How to obtain a Car Loan?

    You can apply for a car loan online through the bank website, just download the application form, fill it up, and submit it along with the necessary documents such as identity proof, age proof, income proof, and address proof. The bank will verify the documents and process the application. Upon approval, the car loan amount will be disbursed to your bank account instantly. You can use the free online car loan EMI calculator to find out how much your car loan will cost you monthly. Depending on the results, you can choose a loan tenure that is suitable to you. Just ensure that your debt-to-income ratio is low so as to avoid defaulting on your car loan. Your car loan EMI payments should not exceed more than 50% of your salary.

    Processing Fee Vs Prepayment Fee

    Banks will charge a processing fee at the time of loan disbursal. This is a small percentage of the principal loan amount that will be deducted from your car loan. Some banks may waive off the processing fee for special occasions or existing customers. Banks also charge a penalty fee for prepayment or preclosure of your car loan. This again is a percentage of your loan amount. After about 12 EMI payments, banks will allow you to prepay a part or whole of the loan amount before reaching the end of the tenure.

    What is Car Loan Foreclosure?

    You can make a high down payment to reduce the cost of your car loan. Until the car loan is paid fully, the car is mortgaged in favour of the financier. Banks will repossess the car if you skip or miss out on making EMI payments. The repossessed car will be put up for auction to compensate for the outstanding dues. This process is called car loan foreclosure. The bank will advertise the auction details and if you have the funds to bid for your car, you can do so.

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