If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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Ahmedabad Car Loan

If you are a resident of Ahmedabad who is looking for car loan, you should learn about the key factors that impact your chances of getting the funds that you need. Learn about the important steps you can take to increase your car loan eligibility.

We found 28 Ahmedabad Car Loan
Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
8.85% - 11.60% Fixed
Up to ₹4,720 One time fee
1L Min
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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8.60% - 11.50% Fixed
Up to ₹5,500
1L Min
1-7 Years
Response Time : Within 30 minutes
What you'll love
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Perks
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Fees & Charges
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Eligibility Criteria
13.50% - 14.50% Floating
2% One time fee
1.5L - 25L
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher 100% financing on car value
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Eligibility Criteria
12.75% - 15.50% Fixed
Up to ₹5,310 One time fee
75K Min
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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16% Floating
1% One time fee
50K - 15L
1-4 Years
Response Time : Within 30 minutes
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Eligibility Criteria
12% - 13% Fixed
1% One time fee
50K - 10L
1-4 Years
Response Time : Within 30 minutes
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Fees & Charges
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Eligibility Criteria
8.95% - 13.40% Fixed
Up to ₹ 5,000 One time fee
1L Min
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher
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Perks
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Eligibility Criteria
9.15% Floating
575 One time fee
1L - 2Crs
1-7 Years
Response Time : Within 30 minutes
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Eligibility Criteria
11.50% Floating
575 One time fee
1L Min
1-3 Years
Response Time : Within 30 minutes
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9.05% Floating
575 One time fee
1L - 2Crs
1-7 Years
Response Time : Within 30 minutes
SPECIAL OFFER FOR WOMEN
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Eligibility Criteria
9.55% Floating
0.5% (min. ₹575)
1L Min
1-7 Years
Response Time : Within 30 minutes
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12.05% - 12.25% Fixed
0
1L to 15L
1-6 Years
Response Time : Within 30 minutes
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Perks
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Fees & Charges
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  • Ahmedabad Car Loan is Rated as "Excellent!" by 947 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Ahmedabad, a place of great importance in the state of Gujarat is also the fifth largest city in the country.It is not only the judicial capital of the state but in many ways its trade capital as well.Forbes list of fastest growing cities in the world, Ahmedabad ranks at number 3. That’s a huge achievement for the place that has focussed on all round economic development and there are several steps being taken to make it a truly International city.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Ahmedabad Car Loan if you are

    01
    02
    03
    04
    Ahmedabad Car Loan Minimum Age

    At least 21 years old

    Ahmedabad Car Loan Maximum Age

    Less than 67 years old

    Ahmedabad Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ahmedabad Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Car Loan amount eligibility is based on these factors

    01
    02
    03
    Ahmedabad Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Ahmedabad Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Ahmedabad Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Car Loan amount by these steps

    01
    02
    Ahmedabad Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Ahmedabad Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ahmedabad Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Car Loan Interest RatesUpdated on 16 Dec 2018

    Ahmedabad Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Ahmedabad Car Loan Reviews

    • HDFC Bank Car Loan
      "Average"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC BANK , i am holding this card for past 3month . The process was good but the card was delayed it took week to reach . There is joining fee at the time of getting the card but there is no waive off option . Benefits were good reward point and cash back .
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 28, 2018
    • ICICI Bank Car Loan
      "Good services from ICICI"
      0.5 5.0/5 "Blown Away!"
      They have provided me a 9.5% interest rate for my car loan. I have bought the car loan by last month. The process of the loan was easy and the same day itself they have approved the loan and sanctioned to the dealer. I have applied the car loan of Rs. 8 lakhs. I'm yet to pay the first month EMI and it will be deducted from my account.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Nov 13, 2018
    • SBI Car Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a good experience i had in getting my Car loan with them and the process has been simple. The loan amount whcih they had provided has been sufficient and the interest rate with them has been nominal when compared with the market rates.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 31, 2018
    • Bank Bazaar Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had with Bank Bazaar has been perfectly good. I had been using the services of them for the last one year and i had been initially using the website of them but recently i have installed their mobile application of them which has been easy and convenient. Their customer support team has been 100% responsive.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Oct 29, 2018
    • ICICI Bank Car Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      I had chosen to go with them since the interest rate whcih they where offering has been low when compared with the market rate. The loan amount which they had provided has been sufficient and the processing fee has been nominal and there has not been any sort of additional charges whcih they had made by them.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 29, 2018
    • SBI Car Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had taken this loan almost three to four months back and the experience in getting this loan has been good. The loan amount has been satisfactory and the interest rate also had been nominal when compared with the market rate. There has not been any hassle faced with the banking services of them so far.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Oct 23, 2018
    • ICICI Bank Car Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience with this car loan has been good and the loan amount which they had provided had been satisfactory. The interest rate with them also had been nominal when compared with the market rate. But they had made some charges for the pre-closure which has not been good.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Oct 23, 2018
    • HDFC Bank Car Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I have taken the card loan with the HDFC BANK which is satisfactory to me and they have given the sufficient loan amount. I am using it from last 2 years the rate of interest is 9.00% which is satisfactory. The service is very good and they explained the benefits.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Oct 20, 2018
    • IDBI Car Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      My car loan is from IDBI and the process is fine. The customer support and response is fine too. The documents was taken on time. The rate of interest and processing charges is normal too. The after loan services are fine as well. In all no issues.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 18, 2018
    • SBI Car Loan
      "Good Financial service "
      0.5 4.0/5 "Great!"
      I have taken car loan for the state bank of India . They have provided good rate of interest based on the market price where there is nominal processing fee . Making the payment through Ecs process. They have instantly approved Overall am satisfied with the service and response .
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Oct 09, 2018
    • Bank Bazaar Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 6-7 months, i came to know about bankbazaar through google. Customer service was good with bankbazaar and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 12, 2018
    • Capital First Car Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My experience was good with Capital First for car loan, the process was smooth and i received my loan in 1 week. The loan amount was for Rs 3 lacs with high interest rate when compared to others. Customer service was good and their response was on time. The tenure period for this loan is 1.5 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Sep 12, 2018
    • review Car Loan
      "Post purchase service is bad"
      0.5 1.5/5 "Bad"
      I have renault finance loan, it gets disbursed very fast when you apply but when you call the customer care service for queries they are not even taking calls. i have tried to call the agent but he is also telling to call the customer care. where they are not attending call from past 3 day. i have call on working days from monday to wednesday.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Sep 12, 2018
    • Bank Bazaar Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I came to know about bankbazaar through advertisement, it was my first time experience with bankbazaar. They provides good services when compared to others. Customer service was good and they responded on time. Website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 08, 2018
    • HDFC Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with HDFC bank for car loan, the loan amount was for Rs 6.55 lacs with little high interest rate when compared to other banks. Customer service was good and they collected documents on time. The tenure period for this loan is for 3 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Sep 08, 2018
    • HDFC Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a car loan with HDFC bank and my loan experience was good, the loan amount was for Rs 3 lacs with nominal interest rate when compared to other banks. Customer service was good and they responded on time. It is a new car and my loan was approved on the on-road price. The tenure period for this loan is 3 years.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Aug 31, 2018
    • Kotak Car Loan
      "superb service"
      0.5 5.0/5 "Blown Away!"
      My experience with card loan of KOTAK BANK is pretty good , Customer service and their response is good . I use to pay 9200 rs of EMI and there is option of preclosere . Rate of interest is 9% and it is nominal in the market , tenure period is 5year . There is no processing fee .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Aug 26, 2018
    • review Car Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      My car loan is with Tata Capital and the experience is good. The customer services and response is good and there are no hassles to get the loan. They also provided a nominal rate of interest and processing fee. In all I had no issues to get the loan.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Aug 22, 2018
    • Kotak Car Loan
      "Good till date"
      0.5 5.0/5 "Blown Away!"
      My car loan is with Kotak Mahindra bank and there are no hassles to get the loan through. The rate of interest is also good and the processing charges are normal too. The after loan services are good and the process to get the loan is also easy and smooth.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Aug 06, 2018
    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've taken a car loan from the HDFC bank. The loan amount was 5 lacs, I got the loan pretty early, I pre closed with in 2 years. The interest rate was in par the with the other banks available in the market. Overall it has been a good expereince.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Jul 27, 2018
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