Agra, the city of Taj Mahal, has held its historical importance till date in many ways.But there’s a lot more to the city in Uttar Pradesh, which is situated at the proximal distance from the national capital. With the new New Delhi-Agra highway opening up, the distance has reduced further and it will have a greater impact on the development of the city.
Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.
You’re probably eligible for an Agra Home Loan if you are
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SBI is a best bank and they had a better option. There is only simple documentation required and executive came to my place for collecting all the documents. I got the loan within 7 days. SBI did not taken any processing charges and they gave better and cheap interest. They take minimal time and better response from the customer care so i had chosen SBI for my home loan.
The experience was good with the PNB HOUSING FINANCE for the home loan . The customer service was helpful and good . The rate of interest was high and also the same goes with the processing fee too . Charges were high if they could reduce the same it will be good . I postponed my plan so I did not take the loan from them.
Within 5 days of time my home loan got disbursed with HDFC limited. The service with HDFC limited is quick and fast. The rate of interest is nominal with HDFC limited. I am happy about the loan amount. I am satisfied with the HDFC limited service.
Firstly, It was a mistakeby refering my case to Gwalior office executive instead of one in Agra.
That one fellow was very lacking in skills, experience and precision.
he always asked for papers in installments, trailed in sequence, not all together, because, he did not pay attention to his job, i feel.
I felt very bad and my loan was disbursed almost 2 months after being sanctioned.
At Gwalior office, my file documentation was so poor that Agra office (place of service by choice) of HDFC denied disbursement.
I had to personally request them for cooperation.
On an all the HDFC Limited took 20 days to give the funds. At the start the relationship officer was not that good and later I approached higher officials and they helped me to get the home loan. I requested them to sanction the loan amount very fast in 15 days but they tried for that. They charged me around 9.55% for home loan. Rate is equivalent with SBI. They charged me around 12 to 13k as the service charge as the HDFC can make it as nil.
Rate of interest was fine in PNB Housing Finance but there are several formalities for the home loan. When I have planned for the home loan I was not having approval from development authority but they required for that. Eventually I got the home loan from my company itself for the interest of 8%.
Initially I got a call from an executive of Lic Housing Finance for home loan. When I applied for home loan through online my experience with a representative was not that good. Later I when to the local branch got the things done. At that time their service was good. Interest rate and processing fee was manageable one and within 15 days the disbursal was done. However I would like to suggest that the executive should at least addend the call of the customer respond well.
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GAJENDRA SINGH RAGHAV
Reviewed on Sep 26, 2015
The work process is very slow with PNB LIMITED. The customer service is not that much good in my home branch and I am not satisfied with their home loan processing. When I ask them for any inquiries they did not replied me back. They gave the sanctioned letter for the insurance policy but never told me any details about that. They took 60k from my loan amount without checking me which is really not good. The bank executive came to my place and collected rupees 500 as an registration fee for my Home Loan.
I took a home loan from SBI bank and it was approved in the staff category because my father is working with SBI bank. Interest rate charged was 10.25% and the processing fee was less. Documents were easy to provide and the process was very fast.
I applied for a home loan with HDFC Ltd and the application is still in process because my property was not yet confirmed. I am really impressed with the customer service provided by HDFC because they were continuously giving follow up for application.They are providing a good relationship between the customers which is appreciable.
Behavior of few staff were so rude.Existing customers not a good client. they are focus on new clients. After paid up loan they are not cooperate with paper work.....................................................................