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  • Agra Home Loan

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  • We found 39 Agra Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25% (Max. ₹25,000) + GST
    30L - 5Crs
    5-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    0% - 0.50% + Applicable Taxes One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65%- 10.25% Floating
    0.50% to 2.00% One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% Floating
    max. 1% on loan One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.55% - 9.25% Floating
    0.5% + GST
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.40% - 11.75%
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.45% - 8.95% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    upto 1% on loan amount One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.55% Floating
    Up to 0.50% (max. ₹15,000) + GST One-time fee
    25L Min
    1-30 years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Agra, the city of Taj Mahal, has held its historical importance till date in many ways.But there’s a lot more to the city in Uttar Pradesh, which is situated at the proximal distance from the national capital. With the new New Delhi-Agra highway opening up, the distance has reduced further and it will have a greater impact on the development of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Agra Home Loan if you are

    01
    02
    03
    04
    Agra Home Loan Minimum Age

    At least 21 years old

     Agra Home Loan Maximum Age

    Less than 65 years old

    Agra Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Agra Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Agra Home Loan amount eligibility is based on these factors

    01
    02
    03
    Agra Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Agra Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Agra Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Agra Home Loan amount by these steps

    01
    02
    03
    Agra Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Agra Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Agra Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Agra Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Agra Home Loan Interest RatesUpdated on 27 May 2020

    Agra Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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    Agra Home Loan Reviews

    • SBI Home Loan
      "Easy and best loan"
      0.5 5.0/5 "Blown Away!"
      SBI is a best bank and they had a better option. There is only simple documentation required and executive came to my place for collecting all the documents. I got the loan within 7 days. SBI did not taken any processing charges and they gave better and cheap interest. They take minimal time and better response from the customer care so i had chosen SBI for my home loan.
      Was this review helpful? 6
      , agra
      Reviewed on Oct 11, 2019
    • Punjab National Bank
      Punjab National Bank Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      The experience was good with the PNB HOUSING FINANCE for the home loan . The customer service was helpful and good . The rate of interest was high and also the same goes with the processing fee too . Charges were high if they could reduce the same it will be good . I postponed my plan so I did not take the loan from them.
      Was this review helpful? 0
      , agra
      Reviewed on Oct 29, 2017
    • HDFC Limited Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Within 5 days of time my home loan got disbursed with HDFC limited. The service with HDFC limited is quick and fast. The rate of interest is nominal with HDFC limited. I am happy about the loan amount. I am satisfied with the HDFC limited service.
      Was this review helpful? 2
      , agra
      Reviewed on Jul 01, 2017
    • HDFC Limited Home Loan
      "Serviced by an uninterested HDFC Sales Representative"
      0.5 3.0/5 "Satisfactory"
      Firstly, It was a mistakeby refering my case to Gwalior office executive instead of one in Agra. That one fellow was very lacking in skills, experience and precision. he always asked for papers in installments, trailed in sequence, not all together, because, he did not pay attention to his job, i feel. I felt very bad and my loan was disbursed almost 2 months after being sanctioned. At Gwalior office, my file documentation was so poor that Agra office (place of service by choice) of HDFC denied disbursement. I had to personally request them for cooperation.
      Was this review helpful? 0
      , agra
      Reviewed on Apr 01, 2016
    • HDFC Limited Home Loan
      "Very good.."
      0.5 5.0/5 "Blown Away!"
      On an all the HDFC Limited took 20 days to give the funds. At the start the relationship officer was not that good and later I approached higher officials and they helped me to get the home loan. I requested them to sanction the loan amount very fast in 15 days but they tried for that. They charged me around 9.55% for home loan. Rate is equivalent with SBI. They charged me around 12 to 13k as the service charge as the HDFC can make it as nil.
      Was this review helpful? 0
      , agra
      Reviewed on Mar 10, 2016
    • Punjab National Bank Home Loan
      "Formalities are heavy..."
      0.5 3.0/5 "Satisfactory"
      Rate of interest was fine in PNB Housing Finance but there are several formalities for the home loan. When I have planned for the home loan I was not having approval from development authority but they required for that. Eventually I got the home loan from my company itself for the interest of 8%.
      Was this review helpful? 0
      , agra
      Reviewed on Oct 05, 2015
    • LIC Housing Home Loan
      "Over all LIC is good !!!"
      0.5 2.0/5 "Expected more"
      Initially I got a call from an executive of Lic Housing Finance for home loan. When I applied for home loan through online my experience with a representative was not that good. Later I when to the local branch got the things done. At that time their service was good. Interest rate and processing fee was manageable one and within 15 days the disbursal was done. However I would like to suggest that the executive should at least addend the call of the customer respond well.
      Was this review helpful? 1
      , agra
      Reviewed on Sep 26, 2015
    • Punjab National Bank Home Loan
      "Tired "
      0.5 2.0/5 "Expected more"
      The work process is very slow with PNB LIMITED. The customer service is not that much good in my home branch and I am not satisfied with their home loan processing. When I ask them for any inquiries they did not replied me back. They gave the sanctioned letter for the insurance policy but never told me any details about that. They took 60k from my loan amount without checking me which is really not good. The bank executive came to my place and collected rupees 500 as an registration fee for my Home Loan.
      Was this review helpful? 1
      , agra
      Reviewed on Sep 08, 2015
    • SBI Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took a home loan from SBI bank and it was approved in the staff category because my father is working with SBI bank. Interest rate charged was 10.25% and the processing fee was less. Documents were easy to provide and the process was very fast.
      Was this review helpful? 0
      , agra
      Reviewed on Jul 03, 2015
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I applied for a home loan with HDFC Ltd and the application is still in process because my property was not yet confirmed. I am really impressed with the customer service provided by HDFC because they were continuously giving follow up for application.They are providing a good relationship between the customers which is appreciable.
      Was this review helpful? 0
      , agra
      Reviewed on May 11, 2015
    • LIC Housing Home Loan
      "Home Loan"
      0.5 0.5/5 "Unacceptable"
      Behavior of few staff were so rude.Existing customers not a good client. they are focus on new clients. After paid up loan they are not cooperate with paper work.....................................................................
      Was this review helpful? 7
      , agra
      Reviewed on Dec 27, 2014
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