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Visakhapatnam Car Loan Reviews

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Car Loan

"Satisfactory service"

0.5 4.0/5 "Great!"

I have received 80% of car loan from HDFC bank. They have disbursed my loan within 5 days of time. The response with HDFC bank is really good and they have done everything on promised time. The rate of interest is reasonable with HDFC bank. The service which given by HDFC is very good and I am satisfied.

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SRNIVASU G , visakhapatnam
Reviewed on Aug 14, 2017
Car Loan

"Immediate Response"

0.5 5.0/5 "Blown Away!"

I had applied for the car loan with TVS credit services. On the receipt of my application, I had received good response and immediate calls from TVS. But I already took home loan so I felt there is no requirement for the car loan for now hence I closed the car loan plan.

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LAKSHMAN SHYAM PRASAD VANDAVASI , visakhapatnam
Reviewed on Jul 05, 2017
Customer Support

"Excellent "

0.5 5.0/5 "Blown Away!"

Experience is good one with the Bankbazaar.com, also I can get the comparison about the interest rate and other things. Online portal of the Bankbazaar.com is easy to access. Response and other things are really fine, also I used to get regular alerts and other things.

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DEVIDUTTA PATTNAIK , visakhapatnam
Reviewed on Jun 16, 2017
Car Loan

"Excellent "

0.5 5.0/5 "Blown Away!"

I already have taken the car loan with the HDFC bank before that made me to dealt with them as of now to go for the other car loan. Rate of interest was around 8.75% and the loan amount got disbrused to my account within three to four days of time, also everything else was fine one. I had faced some issues with stamp duty and charges, also I have raised the issues on this but I did not get a proper response from them till date.

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DEVIDUTTA PATTNAIK , visakhapatnam
Reviewed on Jun 16, 2017
Customer Support

"Very Good"

0.5 5.0/5 "Blown Away!"

Bankbazaar.com is a good one , the overall experience is also up to the mark, also the representative who contacted me provided a better response. I am using Bankbazaar.com from the last three months of time, also I am happy with them till date.

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SAI SWAROOP ANANTHAPALLI , visakhapatnam
Reviewed on Jun 16, 2017
Car Loan

"Good"

0.5 4.0/5 "Great!"

Rate of interest for the car loan with the HDFC bank was around 9.5% and the loan amount got disbursed to my account within three to four days of time. I have no clue on the processing fee charged by HDFC. Services are a good one with the HDFC bank.

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SAI SWAROOP ANANTHAPALLI , visakhapatnam
Reviewed on Jun 16, 2017
Customer Support

"Good Service"

0.5 4.0/5 "Great!"

I am quite happy to use Bank Bazaar service, Their executive are very responsive they helped on loan process. The website is pretty easy and quite informative to check all the details The bank bazaar web portal is easy to use and user friendly. The bank bazaar gave very satisfied service.

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KOTESHWARA RAO IMMANENI , visakhapatnam
Reviewed on Jun 15, 2017
Car Loan

"Good Service"

0.5 4.0/5 "Great!"

The service provided was very good with HDFC bank based on the car loan process.The customer follow up made is the positive end of the bank.They had provided very immediate and fast service based on the application actually I have a car I need to sell that later on need the loan amount for that.

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KOTESHWARA RAO IMMANENI , visakhapatnam
Reviewed on Jun 15, 2017
Customer Support

"One stop solution and good financial adviser"

0.5 5.0/5 "Blown Away!"

The bank bazaar started off with a very good idea, customers if they need any kind of financial assistance, they need to visit the particular banks in person, but with bank bazaar I can say, it is a one stop solution for all kinds of financial products. The bank bazaar web site is easy to use and user friendly. Overall I am very much satisified with bankbazaar.com

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RATNA CHRISTOPHER DAVID PARLA , visakhapatnam
Reviewed on Jun 06, 2017
Car Loan

"Quick and fast process"

0.5 5.0/5 "Blown Away!"

The HDFC bank took 24 hours of time to disburse my car loan. The verification and the documentation done within hours of time. The customer service and the response was very quick and prompt. The rate of interest of interest is low with HDFC bank. Overall, I am satisfied with the service.

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RATNA CHRISTOPHER DAVID PARLA , visakhapatnam
Reviewed on Jun 06, 2017
Car Loan

"Need to be updated need to be quick in service"

0.5 3.0/5 "Satisfactory"

The Tvs credit service have informed that it was an emergency in concern to my car loan application, but they made a delay in their response, after 3 days they gave a call. In between that time, I got a loan with other bank and I have also got my car. The rate of interest is nominal with TVS credit service. I would like to suggest the TVS credit service to be quick in their response, because for each and every process they need a whole day like for documentation , verification and for other process. Overall, I would like to say the TVS service need to be upgraded.

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RATNA CHRISTOPHER DAVID PARLA , visakhapatnam
Reviewed on Jun 06, 2017
Customer Support

"Excellent Service"

0.5 5.0/5 "Blown Away!"

I got a promotional mail to my mail box from bankbazaar and that is how I reached bankbazaar. I had applied for the car loan through this site bankbazaar.com. As far as the site is concerned it is very much easy to use and customer friendly. It would be great if they bring in more number of banks to the list. On a general note I am completely satisfied with their service.

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RAM NARESH KUMAR CHOPPA , visakhapatnam
Reviewed on Jun 06, 2017
Car Loan

"Excellent Service"

0.5 5.0/5 "Blown Away!"

I have basically postponed the idea of taking the car loan and therefore I opted out of HDFC. As far as HDFC Bank is concerned it is very good. Their executives advised me to meet them to discuss about the loan process. I would conclude saying that is an easy process, easy to approach their executive and all these comes with an excellent service.

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RAM NARESH KUMAR CHOPPA , visakhapatnam
Reviewed on Jun 06, 2017
Car Loan

"High interest rate for used car"

0.5 3.0/5 "Satisfactory"

Once I submitted my car loan application with State bank of India. Actually I was looking for used car. For used car, SBI quoted very high rate of interest. For new car, the interest rate is around 8 - 9%. Since the rate of interest is very high for used car, I just dropped the application.

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RAM BABU , visakhapatnam
Reviewed on May 25, 2017
Car Loan

"The best bank"

0.5 5.0/5 "Blown Away!"

I had taken my car loan from State Bank of India and the process was smooth and easy. I got a reasonable rate of interest and the processing charges charged was also very much reasonable. The loan disbursement was done on time and overall it was a hassle free process.

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D NAGESWARA RAO , visakhapatnam
Reviewed on May 05, 2017
Customer Support

"Excellent services"

0.5 5.0/5 "Blown Away!"

The services at Bankbazaar has been pretty good. I appreciate the immediate response and the way the team followed up as well till the end of the process. The portal was also up to the mark with a lot of useful information and the tools of comparison was also helpful.

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D NAGESWARA RAO , visakhapatnam
Reviewed on May 05, 2017
Car Loan

"High ROI & charges"

0.5 4.0/5 "Great!"

I did not go ahead for the car loan with Sundaram finance because I got a better offer from my bank. The services was on time and they contacted me and informed me the details. The rate of interest and processing charges was not satisfactory as it was high.

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D NAGESWARA RAO , visakhapatnam
Reviewed on May 05, 2017
Car Loan

"Recommendable and good service bank"

0.5 5.0/5 "Blown Away!"

I have taken car loan before five years, at the time HDFC didn't charge any interest rate or processing fee it was zero. Because I am a classic customer of HDFC bank, They gave me good response and communication about loan process , especially Visakhapatnam HDFC bank manager was very cooperative. Then I foreclose my loan without any charges.

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VENKATA SATYANARAYANA KONATALA , visakhapatnam
Reviewed on Apr 26, 2017
Customer Support

"Work well on Loan prodcuts"

0.5 5.0/5 "Blown Away!"

Bank Bazaar giving me good reply and taking action immediately on the customer's request, Bank Bazaar website is easy to operate to check comparison interest rate and its really useful to find the best product in the market without any hassles.

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VENKATA SATYANARAYANA KONATALA , visakhapatnam
Reviewed on Apr 26, 2017
Car Loan

"Its Excellent"

0.5 5.0/5 "Blown Away!"

I have don't have requirement to take car loan because i am moving out of the country, HDFC is service is good and their executives are very cooperate with me on car loan process. But I didn't proceed further because of my situation, still I am happy with that.

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VENKATA SATYANARAYANA KONATALA , visakhapatnam
Reviewed on Apr 26, 2017

Visakhapatnam Car Loan is Rated as "Great!" by 151 Users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

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Check your Eligibility!

Visakhapatnam, also known as “Vizag”, is a port city on the southeast coast of India in the state of Andhra Pradesh. It is often called "The Jewel of the East Coast" and the "City of Destiny". The city is home for various state owned heavy industries and a steel plants. Apart from accommodating various international information technologies and banking firms, the city is a hub for iron ore and other minerals which are exported to China and other countries. The fishing and real estate industry has seen a tremendous growth.The city has a population of over 1 million, is the second largest city in the state of Andhra Pradesh and the third largest city on the east coast of India. Visakhapatnam has been recognised as a Global City of the Future by McKinsey Quarterly.

About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.

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You’re probably eligible for an Visakhapatnam Car Loan if you are

At least 21 years old

Less than 67 years old

Visakhapatnam Car Loan Eligible Employment Type

Salaried / Self – Employed
with regular income

Earn more than the minimum
income required

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Your Visakhapatnam Car Loan amount eligibility is based on these factors

Minimum income required Rs.2,40,000 per annum

Visakhapatnam Car Loan Maximum Loan to Value

Loan capped @
85% Ex-Showroom price

EMIs of other loans lower
your eligibility

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Increase your eligible Visakhapatnam Car Loan amount by these steps

Visakhapatnam Car Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

Choose longer tenure loan up to 5 years

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Documentation needed to apply for an Visakhapatnam Car Loan

1. Photo ID and age proof
2. Signed application form with photograph
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

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Visakhapatnam Car Loan Interest Rates_{Updated on 17 Aug 2017}

Visakhapatnam Car Loan Details

Interest Rate (Monthly reducing balance)	10.5% - 12.75%
Processing Fees	Rs. 500 to Rs, 5,000
Loan Tenure	1 year to 5 years
Pre-closure Charges	2% to 4% on outstanding loan amount
Guarantor Requirement	No guarantor required

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Check For Latest: Gold Rate in Visakhapatnam Or Silver Rate in Visakhapatnam

Get IFSC Codes from Visakhapatnam City

GST of 18% is applicable on all banking products and services from the 1st of July, 2017.

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