If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Visakhapatnam Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.25% - 9% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
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    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    13.50% - 15% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 9.30% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.85% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
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  • Visakhapatnam Car Loan Reviews

    • TVS Credit Services Car Loan
      "Immediate Response"
      0.5 5.0/5 "Blown Away!"
      I had applied for the car loan with TVS credit services. On the receipt of my application, I had received good response and immediate calls from TVS. But I already took home loan so I felt there is no requirement for the car loan for now hence I closed the car loan plan.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 05, 2017
    • Bank Bazaar Customer Support
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Experience is good one with the Bankbazaar.com, also I can get the comparison about the interest rate and other things. Online portal of the Bankbazaar.com is easy to access. Response and other things are really fine, also I used to get regular alerts and other things.
      Was this review helpful? 2
      , visakhapatnam
      Reviewed on Jun 16, 2017
    • HDFC Bank Car Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I already have taken the car loan with the HDFC bank before that made me to dealt with them as of now to go for the other car loan. Rate of interest was around 8.75% and the loan amount got disbrused to my account within three to four days of time, also everything else was fine one. I had faced some issues with stamp duty and charges, also I have raised the issues on this but I did not get a proper response from them till date.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jun 16, 2017
    • Bank Bazaar Customer Support
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is a good one , the overall experience is also up to the mark, also the representative who contacted me provided a better response. I am using Bankbazaar.com from the last three months of time, also I am happy with them till date.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 16, 2017
    • HDFC Bank Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      Rate of interest for the car loan with the HDFC bank was around 9.5% and the loan amount got disbursed to my account within three to four days of time. I have no clue on the processing fee charged by HDFC. Services are a good one with the HDFC bank.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jun 16, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I am quite happy to use Bank Bazaar service, Their executive are very responsive they helped on loan process. The website is pretty easy and quite informative to check all the details The bank bazaar web portal is easy to use and user friendly. The bank bazaar gave very satisfied service.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 15, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The service provided was very good with HDFC bank based on the car loan process.The customer follow up made is the positive end of the bank.They had provided very immediate and fast service based on the application actually I have a car I need to sell that later on need the loan amount for that.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "One stop solution and good financial adviser"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar started off with a very good idea, customers if they need any kind of financial assistance, they need to visit the particular banks in person, but with bank bazaar I can say, it is a one stop solution for all kinds of financial products. The bank bazaar web site is easy to use and user friendly. Overall I am very much satisified with bankbazaar.com
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 06, 2017
    • HDFC Bank Car Loan
      "Quick and fast process"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank took 24 hours of time to disburse my car loan. The verification and the documentation done within hours of time. The customer service and the response was very quick and prompt. The rate of interest of interest is low with HDFC bank. Overall, I am satisfied with the service.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jun 06, 2017
    • TVS Credit Services Car Loan
      "Need to be updated need to be quick in service"
      0.5 3.0/5 "Satisfactory"
      The Tvs credit service have informed that it was an emergency in concern to my car loan application, but they made a delay in their response, after 3 days they gave a call. In between that time, I got a loan with other bank and I have also got my car. The rate of interest is nominal with TVS credit service. I would like to suggest the TVS credit service to be quick in their response, because for each and every process they need a whole day like for documentation , verification and for other process. Overall, I would like to say the TVS service need to be upgraded.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 06, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I got a promotional mail to my mail box from bankbazaar and that is how I reached bankbazaar. I had applied for the car loan through this site bankbazaar.com. As far as the site is concerned it is very much easy to use and customer friendly. It would be great if they bring in more number of banks to the list. On a general note I am completely satisfied with their service.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 06, 2017
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have basically postponed the idea of taking the car loan and therefore I opted out of HDFC. As far as HDFC Bank is concerned it is very good. Their executives advised me to meet them to discuss about the loan process. I would conclude saying that is an easy process, easy to approach their executive and all these comes with an excellent service.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 06, 2017
    • SBI Car Loan
      "High interest rate for used car"
      0.5 3.0/5 "Satisfactory"
      Once I submitted my car loan application with State bank of India. Actually I was looking for used car. For used car, SBI quoted very high rate of interest. For new car, the interest rate is around 8 - 9%. Since the rate of interest is very high for used car, I just dropped the application.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 25, 2017
    • SBI Car Loan
      "The best bank"
      0.5 5.0/5 "Blown Away!"
      I had taken my car loan from State Bank of India and the process was smooth and easy. I got a reasonable rate of interest and the processing charges charged was also very much reasonable. The loan disbursement was done on time and overall it was a hassle free process.
      Was this review helpful? 2
      , visakhapatnam
      Reviewed on May 05, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been pretty good. I appreciate the immediate response and the way the team followed up as well till the end of the process. The portal was also up to the mark with a lot of useful information and the tools of comparison was also helpful.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on May 05, 2017
    • Sundaram Finance Car Loan
      "High ROI & charges"
      0.5 4.0/5 "Great!"
      I did not go ahead for the car loan with Sundaram finance because I got a better offer from my bank. The services was on time and they contacted me and informed me the details. The rate of interest and processing charges was not satisfactory as it was high.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on May 05, 2017
    • HDFC Bank Car Loan
      "Recommendable and good service bank"
      0.5 5.0/5 "Blown Away!"
      I have taken car loan before five years, at the time HDFC didn't charge any interest rate or processing fee it was zero. Because I am a classic customer of HDFC bank, They gave me good response and communication about loan process , especially Visakhapatnam HDFC bank manager was very cooperative. Then I foreclose my loan without any charges.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Work well on Loan prodcuts"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar giving me good reply and taking action immediately on the customer's request, Bank Bazaar website is easy to operate to check comparison interest rate and its really useful to find the best product in the market without any hassles.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 26, 2017
    • HDFC Bank Car Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      I have don't have requirement to take car loan because i am moving out of the country, HDFC is service is good and their executives are very cooperate with me on car loan process. But I didn't proceed further because of my situation, still I am happy with that.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Car Loan application"
      0.5 5.0/5 "Blown Away!"
      I could say that Loan application is made so easy that it takes only minutes to apply for a loan and get it approved.I personally as banker feel that this site one of the best sites in terms of end user usage.I strongly recommend this site for any loan
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 06, 2017
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    Visakhapatnam Car Loan is Rated as "Great!" by 151 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Visakhapatnam, also known as “Vizag”, is a port city on the southeast coast of India in the state of Andhra Pradesh. It is often called "The Jewel of the East Coast" and the "City of Destiny". The city is home for various state owned heavy industries and a steel plants. Apart from accommodating various international information technologies and banking firms, the city is a hub for iron ore and other minerals which are exported to China and other countries. The fishing and real estate industry has seen a tremendous growth.The city has a population of over 1 million, is the second largest city in the state of Andhra Pradesh and the third largest city on the east coast of India. Visakhapatnam has been recognised as a Global City of the Future by McKinsey Quarterly.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Visakhapatnam Car Loan if you are

    01
    02
    03
    04
    Visakhapatnam Car Loan Minimum Age

    At least 21 years old

    Visakhapatnam Car Loan Maximum Age

    Less than 67 years old

    Visakhapatnam Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Visakhapatnam Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Visakhapatnam Car Loan amount eligibility is based on these factors

    01
    02
    03
    Visakhapatnam Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Visakhapatnam Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Visakhapatnam Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Visakhapatnam Car Loan amount by these steps

    01
    02
    Visakhapatnam Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Visakhapatnam Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Visakhapatnam Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Visakhapatnam Car Loan Interest RatesUpdated on 24 Jul 2017

    Visakhapatnam Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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