A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Thiruvananthapuram Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Thiruvananthapuram Home Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The services are excellent at Bankbazaar and this is not my first experience. I have used their services earlier and till date it has been a very good support and fantastic response. The team has always made my job easy instead of me visiting the bank in person.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 15, 2017
    • Punjab National Bank Home Loan
      "Not up to the mark"
      0.5 2.5/5 "Just OK"
      After me applying for a home loan with PNB housing finance, I inquired with my friend who already has a home loan with them. I was told that when ever there is a drop in the rate of interest the bank does not do it and the customer would have to visit the bank for the same. So I decided not to take the loan and cancelled my details.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Good in Response"
      0.5 4.0/5 "Great!"
      Bankbazaar provided very good response over my housing loan application. Actually I had submitted the loan application over the website. Immediately they responded me and they assigned my application to the bank to start the process with an immediate effect. The entire service is good with bankbazaar.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 13, 2017
    • HDFC Limited Home Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      For the housing loan, I approached HDFC ltd through online source. Once I submitted the loan application I had received good response from them. But I could not produce certain documents to process the loan, hence I had to close the loan application. But the services of HDFC ltd are good.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Its Userfriendly"
      0.5 3.0/5 "Satisfactory"
      Bank Bazaar gave information about the home loan and they shared PNB contact details for home loan. Bank Bazaar have connected with the bank immediately. I received the call from PNB housing after two hours of Bank Bazaar call. The portal is also effective to check the loan products.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 15, 2017
    • Punjab National Bank Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      PNB housing executives are very prompt, gave clear and transparent information. They had taken complete care on the loan process. They have collected the documents and done the disbursement within 20 days. They sanctioned 80% of loan on the property value.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 15, 2017
    • Union Bank of India Home Loan
      "Smooth services"
      0.5 4.0/5 "Great!"
      I had availed my home loan from Union Bank of India. It was a nice experience and I had no struggles in getting my loan through. The documentation part was normal and the disbursement also happened on time as well. The rate of interest and processing charges were very much minimal too.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 06, 2017
    • State Bank of Travancore Home Loan
      "Inconvenient process"
      0.5 2.0/5 "Expected more"
      I had earlier taken a home loan from SBT and I had also closed the loan. The process was inconvenient because I had to taken my documents to the bank and I had to do all the follow up calls. In all the bank never invested their time, the only good thing was the interest rate and charges.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Apr 12, 2017
    • SBI Home Loan
      "Good in interest rate"
      0.5 5.0/5 "Blown Away!"
      My home loan application got approved in two days of time. Also the loan amount got disbursed on time with SBI. The interest rate was 9.3% which was too normal and unable to compare this rate with any other bank because SBI is always good in terms of interest rate. Also the processing fee is not much with them. The entire loan process was very simple.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Mar 30, 2017
    • Bank Bazaar Customer Support
      "Extremely Good"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is perfect in follow up on time. Though I postponed my plan to a week time, I got proper intimation from them. They extremely did a proper job like regular followups and updating me about the status of my application. They have a good customer service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Mar 15, 2017
    • Punjab National Bank Home Loan
      "High Rate of Interest and delay in process"
      0.5 3.0/5 "Satisfactory"
      PNB offered a loan with high rate of interest, where I got the lowest interest rate from my existing bank which is BOB. The interest rate was 8.3%. Also, they were not good enough to process my application on time. They were delaying the process and no proper response from PNB. But the customer service part was good. Though interest rate was nominal but the processing fees were high.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Mar 15, 2017
    • Syndicate Bank Home Loan
      "Not Satisfactory"
      0.5 2.5/5 "Just OK"
      I had been a customer of Syndicate Bank for ten years now for a home loan. The process for this loan initially was on time, but the after loan services has not been that satisfactory as the bank is not willing to revise my interest rate unlike other banks.
      Was this review helpful? 2
      , thiruvananthapuram
      Reviewed on Mar 06, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      It was a good experience with Bankbazaar, and it was also very simple process online to register the details. A lay person could also fill in the details and place a request. The response is immediate and the process of forwarding details to the bank was also instant.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 10, 2017
    • HDFC Limited Home Loan
      "Satisfactory experience"
      0.5 4.0/5 "Great!"
      Due to personal reasons I could not proceed further for the home loan with HDFC Ltd. I did get a proper response from them and they informed me about all the details. The interest rate and charges were very much comfortable and reasonable, it was a quick process as well.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 10, 2017
    • Bank Bazaar Customer Support
      "Good Experience"
      0.5 4.5/5 "Excellent!"
      Over all service was good, Bank Bazaar gave complete supportive to process my home loan application. Bank Bazaar guided to do the online process. Finally Bank contacted me to process my application. Everything was good there was no inconvenient to approach for any banking product through Bank Bazaar.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Dec 20, 2016
    • HDFC Limited Home Loan
      "Its fine"
      0.5 3.5/5 "Pretty good"
      HDFC Ltd had offered the interest rate of 9.45% but other banks offers 9.15% , So it was pretty high compared to other banks with the processing fee of Rs.10,000 from the disbursement. I got loan from HDFC to construct the property. They sanctioned the amount of Rs.18 Lakhs based on the square feet. Everything was good, But HDFC deducted two EMI from my account on the same month. After raising the complain they done the refund.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Dec 20, 2016
    • Bank Bazaar Customer Support
      "Good services & prompt"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with Bankbazaar. The services from them has been really good. When I raised a request, they got back to me immediately. I did not face any difficulties at the time of registering my details. It would be better if the call volume is reduced and the executive checks the history of the customer before calling, so that the customer does not have to repeat himself.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Dec 08, 2016
    • HDFC Limited Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The process is still on for my home loan with HDFC Ltd. I am happy with the way it is, because the executive has been very much supportive to me. He keeps calling me several times to give me an update and they have been helpful as the property I am purchasing is at my native and not at the place I work at. I have not confirmed the rate of interest and charges yet.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Dec 08, 2016
    • Bank Bazaar Customer Support
      "Timely service and Good Customer support experience"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar gave complete support for my Home loan. When I gave request for my loan, Next day I had received call and they had recommended HDFC Ltd. It was really good to choose or find the convenient Banking experience. Even there was no much paper works. I am really happy with Bank Bazaar website.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 01, 2016
    • HDFC Limited Home Loan
      "Over all its was excellent service"
      0.5 5.0/5 "Blown Away!"
      HDFC ltd had taken care and supported from initial stage onwards. They had guided me completely to complete the documentation part. Over all it was very much convenient user friendly experience. I am glad about the Rate of interest of 9.45% as it was very low, They had disbursed the amount on time with any difficulties. I used make my payment through ECS. It was easy and convenient too.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 01, 2016
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    Thiruvananthapuram Home Loan is Rated as "Great!" by 114 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Trivandrum, is the capital of the state of Kerala and one of the most important cities in the South of India. The city with around 7,50,000 inhabitants has come of age in recent years with the IT sector booming in the region. Trivandrum boasts of 80% of state’s software exports, which makes it a major IT hub not only in Kerala but the whole of South India.Trivandrum, which is known to be a multicultural city and a major education centre as well.It was termed the “Evergreen City of India” by Mahatma Gandhi and it’s not difficult to understand why. It is after all one of the ten Greenest City in the country, according to recent reports

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Thiruvananthapuram Home Loan if you are

    01
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    Thiruvananthapuram Home Loan Minimum Age

    At least 21 years old

     Thiruvananthapuram Home Loan Maximum Age

    Less than 65 years old

    Thiruvananthapuram Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Thiruvananthapuram Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Thiruvananthapuram Home Loan amount eligibility is based on these factors

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    Thiruvananthapuram Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Thiruvananthapuram Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Thiruvananthapuram Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Thiruvananthapuram Home Loan amount by these steps

    01
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    Thiruvananthapuram Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Thiruvananthapuram Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Thiruvananthapuram Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Thiruvananthapuram Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Thiruvananthapuram Home Loan Interest RatesUpdated on 16 Aug 2017

    Thiruvananthapuram Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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