A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Thiruvananthapuram Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 8.95% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.85% - 8.95% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Trivandrum, is the capital of the state of Kerala and one of the most important cities in the South of India. The city with around 7,50,000 inhabitants has come of age in recent years with the IT sector booming in the region. Trivandrum boasts of 80% of state’s software exports, which makes it a major IT hub not only in Kerala but the whole of South India.Trivandrum, which is known to be a multicultural city and a major education centre as well.It was termed the “Evergreen City of India” by Mahatma Gandhi and it’s not difficult to understand why. It is after all one of the ten Greenest City in the country, according to recent reports

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Thiruvananthapuram Home Loan if you are

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    Thiruvananthapuram Home Loan Minimum Age

    At least 21 years old

     Thiruvananthapuram Home Loan Maximum Age

    Less than 65 years old

    Thiruvananthapuram Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Thiruvananthapuram Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Thiruvananthapuram Home Loan amount eligibility is based on these factors

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    Thiruvananthapuram Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Thiruvananthapuram Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Thiruvananthapuram Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Thiruvananthapuram Home Loan amount by these steps

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    02
    03
    Thiruvananthapuram Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Thiruvananthapuram Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Thiruvananthapuram Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Thiruvananthapuram Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Thiruvananthapuram Home Loan Interest RatesUpdated on 24 Jun 2019

    Thiruvananthapuram Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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    Thiruvananthapuram Home Loan Reviews

    • Bank Bazaar Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with Bank Bazaar where i am using the services of them for the last couple of months. The customer support team of them had been helpful during the process in getting my Home loan through them. I came to know about the services of them through the Internet and i had used their web portal which has been easy in using.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Apr 30, 2019
    • HDFC Limited
      HDFC Limited Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had taken a HOME LOAN from HDFC BANK a while back and the process in getting the loan was quite simple and easy, it did not took much time and the loan amount which they had provided has been sufficient as well. The interest rate with them had been nominal and there was no additional charges which has been made by them as well.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Apr 30, 2019
    • Axis Bank Home Loan
      "No online repayment for home and property loan"
      0.5 2.5/5 "Just OK"
      Axis Bank is not allowing customers to pay additional amount towards home loan using internet. We have to physically visit the branch each time for loan repayment. This is very annoying as all other bank allow extra loan payment using netbanking
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Feb 07, 2019
    • Bank Bazaar Home Loan
      "For any kind of loan multiple options are available"
      0.5 4.0/5 "Great!"
      Bankbazaar people are well co-operative with the customer. For past 4 months, i have been started using this website. Through online, i came to know about this website. The website is easy to use and user friendly. This is my first experience with bankbazaar.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 27, 2019
    • HDFC Limited Home Loan
      "Quick Process"
      0.5 4.0/5 "Great!"
      When i upload the documents, they have told me the charges are 2,500 but they charged me around of rs. 12000. There is no specific reason for choosing the HDFC. The interest rate offered me was 8.85%. They have sanctioned the loan immediately. I have chosen the tenure period for 15 years.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 27, 2019
    • IOB Home Loan
      "Need improvement in all aspects"
      0.5 2.0/5 "Expected more"
      I done the balance transfer from IOB because of the service issue, they gave me the interest of 11% after a year they only came down to 10% but at the time all banks were issuing the interest around 8.5% on existing home loan, hence I switch over to Canara bank .
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Jan 05, 2019
    • Canara Bank Home Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      Canara Bank taken two weeks of time to approve the housing loan. I have taken loan amount of Rs. 13 lakhs, I done the balance transfer from Indian overseas bank to Cananra bank. There is no processing fee and I got the best interest with Canara bank.
      Was this review helpful? 2
      , thiruvananthapuram
      Reviewed on Jan 05, 2019
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got the home loan with the ICICI bank and the interest rate is around 8.55%, customer service is an excellent one and I got the loan amount within a month of time. Everything is better one for me with the ICICI bank.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Jun 27, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using Bankbazaar.com and everything is an excellent one for me, also everything is good one relating to the communication with the customers are working in better way. Online portal is also good one with them.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Jun 27, 2018
    • HDFC Limited Home Loan
      "Okay"
      0.5 3.0/5 "Satisfactory"
      I have not taken the home loan with the HDFC limited because in the same time, I have almost done with other bankers. Everything is better one too with the HDFC limited and the interest rate could be get reduced.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 27, 2018
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am running a home loan with HDFC ltd from the year of 2016. The services are good with HDFC LTD. The interest rate was good and they charged processing around between 2500 to 3000 rupees. They provided a doorstep service for the documentation. I have purchased a residential property too.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 16, 2018
    • Punjab National Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a very easy and quick process with PNB for my home loan service, the documentation part was very easy interest rate what they quoted to me was fine when compared to others in the market and the payments were done through online ecs. In all it was totally an excellent experience with PNB for my home loan service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 06, 2017
    • Bank Bazaar Home Loan
      "Very good website"
      0.5 4.0/5 "Great!"
      I am using Bank Bazaar website from past 6 months, I found the services are very good when compared to other resources. I got a very good response from the customer service team. The website is easy to navigate and it is user friendly and there were no issues with the website.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 05, 2017
    • Punjab National Bank Home Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from PNB Housing finance via online portal. However, i did not get the loan because i got the amount of loan required from my sibling. When it comes to customer service, it was very good and they were very helpful. The rate of interest of 9.5% was nominal.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "One stop solution"
      0.5 5.0/5 "Blown Away!"
      I got proper response from bank bazaar team. I am customer of bank bazaar for past one year. The website of bank bazaar is easy to use but their mobile application need to be updated with few more options. I am satisfied with bank bazaar service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 04, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Got home loan from HDFC limited . They have disbursed my loan amount within 30days of time. The documentation was hassle free with HDFC limited, the HDFC executive came and collected my documents. The required loan amount has been disbursed and I am satisfied with it.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I found Bankbazaar through Google and i found the website very useful. With the help of bankbazaar i got my loan application approved. The executives gave regular follow ups and they intimated through every stage of my application. I am really satisfied with the service and response which I got from bankbazaar.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 11, 2017
    • Punjab National Bank Home Loan
      "Good service and Approachable"
      0.5 4.0/5 "Great!"
      With PNB HOUSING FINANCE LIMITED i have taken a home loan where my disbursed loan amount is 20 lakhs with an EMI of 16221. The rate of interest provided by the bank is 8.45% i am satisfied with the rate of interest. But this 8.45% is for one year and after that it will change to some other rate. I did not inquired about that.it took 2 to 3 weeks for the loan amount to be disbursed and the processing fee they charged comes around 4900.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 11, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar helps the customer to choose the best product in the market, When I applied for the Home loan with Bank bazaar I got very good response from bank bazaar customer service. The website of bank bazaar is customer friendly. I had started to use the services of bankbazaar very recently.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 08, 2017
    • HDFC Limited Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      The HDFC ltd customer support told that my home application has not met their eligibility criteria so that was the reason I haven't proceed with HDFC limited home loan application. The HDFC ltd executive came and asked about my plan details and I gave the photo copy of my home plan.Then after 2 days HDFC ltd called me gave me a call and asked to pay Rs.5000 to process the home loan application. The process needs to be more transparent with HDFC LTD,
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 08, 2017
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