You can apply for a home loan from banks in Thiruvananthapuram at interest rates ranging between 6.9% p.a. - 11.50% p.a. with loan amount above Rs.75 lakh and with repayment tenure up to 30 years. The processing fee charged is generally free or up to 0.5% of the loan amount.
Kenton Towers, Vazhuthacaud,
near Kala Bhavan Theatre
Thiruvananthapuram - 695014
Axis Bank
Killi Towers, Killipalam, Karamana,
Near PRS Hospital,
Thiruvanantapuram - 695002
Indian Bank
Parappadiyil Building Kulathupuzha Road,
Anchal Kollam,
Thiruvananthapuram – 691306
Union Bank of India
Union Bank Building., P.Box. No 307,
M.G. Road, Statue,
Dist. Trivandrum, Kerala – 695001
Kotak Mahindra
S I Properties, Ground Floor,
White Haven, Vellayambalam,
Trivandrum
UCO Bank
UCO Bank Building Overbridge Junction,
Thiruvananthapuram 695 001
Eligibility and Documents Required
Purpose
Eligibility
Documents Required
Age
18 years to 75 years
Voter ID card, PAN card, driving license
Residency
Should be a resident of India
Passport, Aadhaar card, PAN Card
Employment
Self-employed or salaried
Employee ID, etc.
Income
Salaried - At least Rs.10,000 p.m.
Self-employed - At least Rs.2 lakh p.a.
Bank statement,
bank passbook
last 3 month's salary slip
last 6 month's salary slip
latest Form 16 and IT returns, and
Business proof/trade professional license/sales tax returns
You can visit the branch of these banks and apply for a home loan if you wish to have a house in Thiruvananthapuram. You must check whether you meet the eligibility criteria before applying for a home loan. You can either visit the branch of your preferred bank or visit the website in order to apply for a home loan.
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I have taken home loan directly through HDFC LTD .The rate of interest was 8.25% it was nominal and all the details aboput the loan process was clearly explained by the agent .I have submitted the documents through the agent.I have got the loan amount sanctioned on time .I am satisfied with the service so far .
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4
KAMALAN
, thiruvananthapuram
Reviewed on Dec 05, 2019
I had a home loan with State Bank of India and it was closed without any issues. They took longer time for the verification and lot of paper works. The interest rate is flexible and fine. There are charges for processing fee and plus insurance fee.
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14
KUMAR
, thiruvananthapuram
Reviewed on Oct 17, 2019
I have availed Home loan directly through LIC Housing Finance .I have got the loan on stipulated time and got all the details about the loan process through the agent and it was sufficient as well .I have submitted the required documents also.This loan is still active and no drawbacks faced so far.
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11
MAHESH
, thiruvananthapuram
Reviewed on Sep 21, 2019
I have applied for IDBI Home Loan which was applied through Bank directly.The rate of interest and the processing fee was nominal and got the loan on time .I have got all the details about the loan process very clearly .I have not yet faced any issues while submitting the documents .I have applied for the loan amount of 30lakhs for the tenure of 25 years .The loan is still active and the service was really good .
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14
JUSTIN
, thiruvananthapuram
Reviewed on Aug 12, 2019
Since its my salary bank i have chosen the home loan from Central bank of India hence its more easy to process. I got my loan in 7 days. I applied the loan amount of Rs. 20 lakhs and the interest rate is reasonably good. The loan has taken a long back. Now the service level has improved. I closed 1st home loan 5 years back and i went for again the smaller loan which is running now.
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4
KURIAN
, thiruvananthapuram
Reviewed on Aug 09, 2019
I had taken a HOME LOAN from HDFC BANK a while back and the process in getting the loan was quite simple and easy, it did not took much time and the loan amount which they had provided has been sufficient as well. The interest rate with them had been nominal and there was no additional charges which has been made by them as well.
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0
SUNEESH MOHAN SINGH
, thiruvananthapuram
Reviewed on Apr 30, 2019
Axis Bank is not allowing customers to pay additional amount towards home loan using internet. We have to physically visit the branch each time for loan repayment. This is very annoying as all other bank allow extra loan payment using netbanking
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7
Sharfaz Sait
, thiruvananthapuram
Reviewed on Feb 07, 2019
When i upload the documents, they have told me the charges are 2,500 but they charged me around of rs. 12000. There is no specific reason for choosing the HDFC. The interest rate offered me was 8.85%. They have sanctioned the loan immediately. I have chosen the tenure period for 15 years.
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0
RAJENDRAN AHILAN
, thiruvananthapuram
Reviewed on Jan 27, 2019
I done the balance transfer from IOB because of the service issue, they gave me the interest of 11% after a year they only came down to 10% but at the time all banks were issuing the interest around 8.5% on existing home loan, hence I switch over to Canara bank .
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2
MAHESH KUMAR K
, thiruvananthapuram
Reviewed on Jan 05, 2019
Canara Bank taken two weeks of time to approve the housing loan. I have taken loan amount of Rs. 13 lakhs, I done the balance transfer from Indian overseas bank to Cananra bank. There is no processing fee and I got the best interest with Canara bank.
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4
MAHESH KUMAR K
, thiruvananthapuram
Reviewed on Jan 05, 2019
I have not taken the home loan with the HDFC limited because in the same time, I have almost done with other bankers. Everything is better one too with the HDFC limited and the interest rate could be get reduced.
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0
SANOJ RAJAN
, thiruvananthapuram
Reviewed on Jun 27, 2018
I am running a home loan with HDFC ltd from the year of 2016. The services are good with HDFC LTD. The interest rate was good and they charged processing around between 2500 to 3000 rupees. They provided a doorstep service for the documentation. I have purchased a residential property too.
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0
SREENATH PARAMESWARAN
, thiruvananthapuram
Reviewed on Jan 16, 2018
It was a very easy and quick process with PNB for my home loan service, the documentation part was very easy interest rate what they quoted to me was fine when compared to others in the market and the payments were done through online ecs. In all it was totally an excellent experience with PNB for my home loan service.
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0
SAMIULLA KASAAILLAM
, thiruvananthapuram
Reviewed on Nov 06, 2017
I have applied for the home loan from PNB Housing finance via online portal. However, i did not get the loan because i got the amount of loan required from my sibling. When it comes to customer service, it was very good and they were very helpful. The rate of interest of 9.5% was nominal.
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0
AKHIL MOHAN
, thiruvananthapuram
Reviewed on Oct 05, 2017
Got home loan from HDFC limited . They have disbursed my loan amount within 30days of time. The documentation was hassle free with HDFC limited, the HDFC executive came and collected my documents. The required loan amount has been disbursed and I am satisfied with it.
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0
SANO S LEKSHMAN
, thiruvananthapuram
Reviewed on Oct 04, 2017
With PNB HOUSING FINANCE LIMITED i have taken a home loan where my disbursed loan amount is 20 lakhs with an EMI of 16221. The rate of interest provided by the bank is 8.45% i am satisfied with the rate of interest. But this 8.45% is for one year and after that it will change to some other rate. I did not inquired about that.it took 2 to 3 weeks for the loan amount to be disbursed and the processing fee they charged comes around 4900.
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0
REJI A V
, thiruvananthapuram
Reviewed on Sep 11, 2017
The HDFC ltd customer support told that my home application has not met their eligibility criteria so that was the reason I haven't proceed with HDFC limited home loan application. The HDFC ltd executive came and asked about my plan details and I gave the photo copy of my home plan.Then after 2 days HDFC ltd called me gave me a call and asked to pay Rs.5000 to process the home loan application. The process needs to be more transparent with HDFC LTD,
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0
ABID ABDUL REHIMAN
, thiruvananthapuram
Reviewed on Sep 08, 2017
I have taken home loan from PNB HOUSING FINANCE LIMITED. It was quiet an easy going experience with the bank. The approved loan amount was 38 lakhs with 8.5% rate of interest. The processing fee comes around 11500. The executive came to my place for the validation of the document that was appreciating.
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0
VIJAYACHANDRAN RAGAVAN
, thiruvananthapuram
Reviewed on Sep 08, 2017
After me applying for a home loan with PNB housing finance, I inquired with my friend who already has a home loan with them. I was told that when ever there is a drop in the rate of interest the bank does not do it and the customer would have to visit the bank for the same. So I decided not to take the loan and cancelled my details.
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0
SHARFAZ SAIT
, thiruvananthapuram
Reviewed on Jun 15, 2017
For the housing loan, I approached HDFC ltd through online source. Once I submitted the loan application I had received good response from them. But I could not produce certain documents to process the loan, hence I had to close the loan application. But the services of HDFC ltd are good.
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0
SENTHIL KUMAR
, thiruvananthapuram
Reviewed on Jun 13, 2017