If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Patiala Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 9% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.50% - 15% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 9.30% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.85% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
    Documents
    Perks
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    Fees & Charges
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  • Patiala Car Loan Reviews

    • HDFC Bank Car Loan
      "Good in interest rate"
      0.5 4.5/5 "Excellent!"
      I found that the HDFC bank is good in terms of interest rate than the other banks. For the car loan, the bank is offered 8.6% where other banks offered 9.1%. Also the customer service and responsiveness are good with HDFC bank. I do not have any issues with HDFC.
      Was this review helpful? 0
      , patiala
      Reviewed on Jun 10, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.5/5 "Excellent!"
      From bankbazaar my loan application been addressed in a proper way. I submitted the loan on their website immediately I received calls from their end and they inquired the information from me and forwarded my application to the bank. I received regular calls and updates from bankbazaar.
      Was this review helpful? 0
      , patiala
      Reviewed on Jun 10, 2017
    • Oriental Bank of Commerce Car Loan
      "Interest rate is high"
      0.5 4.5/5 "Excellent!"
      Initially, I preferred Oriental bank of Commerce for the car loan where the interest rate was 9.1% but I could see lesser interest rate from OBC than HDFC bank. The interest rate was 8.6% hence I cancelled my loan with OBC and moved to HDFC bank. But the response and customer services are very nice with HDFC bank.
      Was this review helpful? 0
      , patiala
      Reviewed on Jun 10, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I do not have any issues with HDFC bank for the car loan process. At the time of submitting the loan, I got calls from them and they were asking for some of the documents. I informed them that I had postponed my plan. I got good response from the bank too.
      Was this review helpful? 0
      , patiala
      Reviewed on Jun 08, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been good and I received a immediate response from them as soon as I registered my details. They checked on my requirement and accordingly provided the details of banks that I was eligible for. There were very good when it comes to followups too.
      Was this review helpful? 0
      , patiala
      Reviewed on Jun 08, 2017
    • HDFC Bank Car Loan
      "Not satisfactory"
      0.5 3.0/5 "Satisfactory"
      I had applied for a car loan with HDFC bank and the services from them has not been up to the mark. The bank has not contacted me to check on my requirement and the process was not completed because of the zero response. I am not happy with this experience.
      Was this review helpful? 1
      , patiala
      Reviewed on Jun 08, 2017
    • Bank Bazaar Customer Support
      "Best"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com information is very good while it comes to financial products, also its up to the customer requirement. I have explored bankbazaar.com for twice and I can say that they have contacted me immediately, also the response is instant with them for my queries.
      Was this review helpful? 0
      , patiala
      Reviewed on Jul 02, 2016
    • HDFC Bank Car Loan
      "Good "
      0.5 4.0/5 "Great!"
      I have dropped the plan of taking the car loan up to some extent and the interest rate was nominal one with them. Customer service was good with them and they have contacted me immediately. For sure, I would like to go ahead with HDFC bank in future.
      Was this review helpful? 1
      , patiala
      Reviewed on Jul 02, 2016
    • Bank Bazaar Customer Support
      "Informative portal"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is an excellent service provider . We can get a lot of information related to the banks in this site. Customer can choose whatever he needs from the site. I know about the site through the mail received. I am comfortable in accessing the portal without any hassles.
      Was this review helpful? 0
      , patiala
      Reviewed on May 24, 2016
    • HDFC Bank Car Loan
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      It was a pleasant experience with HDFC Bank, related to the car loan application being submitted.The process was smooth with HDFC Bank related to the car loan application. They are ready to provide the required loan amount to the customer. I may recommend the service to others as well.
      Was this review helpful? 0
      , patiala
      Reviewed on May 24, 2016
    • HDFC Bank Car Loan
      "Good response!"
      0.5 5.0/5 "Blown Away!"
      HDFC bank approved my car loan within 2 days. Disbursal happened in another 4 days, totally the entire process took around 7 days. Interest rate is normal and on visiting the branch for the loan application, I got a good response from the HDFC bank executives.
      Was this review helpful? 1
      , patiala
      Reviewed on Nov 26, 2015
    • Bank Bazaar Customer Support
      "Response on time "
      0.5 4.0/5 "Great!"
      I got many calls from bankbazaar about the updation regarding the loan process which is good. Through the link of the car websites i reached bankbazaar.The response was on time.The customer service is very good and they give the required details.
      Was this review helpful? 0
      , patiala
      Reviewed on Nov 04, 2015
    • HDFC Bank Car Loan
      "Reduce the interest rate "
      0.5 3.0/5 "Satisfactory"
      HDFC bank offered 10% interest rate for the car loan the better option is 9% interest rate and the processing fee should be waived off. The representative of the bank did not picked my call in fact he is sending the message which is disappointing.
      Was this review helpful? 0
      , patiala
      Reviewed on Nov 04, 2015
    • Bank Bazaar Customer Support
      "Informative!"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbazaar through Internet. The website is very useful to check the eligibilty of applicants and the loan amount the customer is eligible for. The website is very easy to understand and giving informations about financial services.
      Was this review helpful? 1
      , patiala
      Reviewed on Aug 31, 2015
    • HDFC Bank Car Loan
      "Well offered"
      0.5 4.0/5 "Great!"
      The customer service is well offered by HDFC bank when I applied for car loan with them. Since I do not have any current residential proof for my residing in Punjab, I am unable to take the loan with them. Apart from that they are ready to sanction me the expected loan amount for used car.
      Was this review helpful? 0
      , patiala
      Reviewed on Aug 31, 2015
    • SBI Car Loan
      "Too transparent"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from SBI. I have already taken 2 car loan from SBI . There is no foreclosure charges for this car loan. The rate of interest offered by them was 8.5% and its floating rate ., Processing fee charged by them was rs 1500. The loan amount was taken for 7 lakhs and everything is good.
      Was this review helpful? 0
      , patiala
      Reviewed on Jun 10, 2015
    • Bank Bazaar Customer Support
      "Good"
      0.5 5.0/5 "Blown Away!"
      I came to know about the bank bazaar website through online search . The website has all the required information of various banks on a single portal.Bank bazaar are good in response with the immediate call to the customer to help them for their needs.
      Was this review helpful? 0
      , patiala
      Reviewed on May 15, 2015
    • Bank Bazaar Customer Support
      "Good experience!!!"
      0.5 4.5/5 "Excellent!"
      My experience was good and the process with bankbazaar was smooth. Often I use Internet so through that channel I got the link of bankbazaar and when I entered my request, the call was instant. The customer relationship officers mentioned contact details of respective bank and satisfied with the customer service.
      Was this review helpful? 0
      , patiala
      Reviewed on Feb 16, 2015
    • HDFC Bank Car Loan
      "Satisfied!!!"
      0.5 5.0/5 "Blown Away!"
      I have received mails and text regarding car loan immediately. Car loan experience with HDFC bank was recommendable. Entire process was satisfactory and for me they gave loan in 15 days. They mailed physical copy on time. Processing fee is affordable but not sure about the pre closure charge.
      Was this review helpful? 0
      , patiala
      Reviewed on Feb 16, 2015
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    Patiala Car Loan is Rated as "Excellent!" by 19 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Patiala is one of the biggest cities in Punjab. It’s the state’s educational hub. Patiala is also the fast emerging industrial growth center of the state of Punjab.The city has one of the highest number of vehicles per capital in the country, beating metropolitan cities and most 2 tier cities.The whole state of Punjab is quite urbanized and Patiala is another example of that urbanization

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Patiala Car Loan if you are

    01
    02
    03
    04
    Patiala Car Loan Minimum Age

    At least 21 years old

    Patiala Car Loan Maximum Age

    Less than 67 years old

    Patiala Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Patiala Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patiala Car Loan amount eligibility is based on these factors

    01
    02
    03
    Patiala Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Patiala Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Patiala Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patiala Car Loan amount by these steps

    01
    02
    Patiala Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Patiala Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Patiala Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patiala Car Loan Interest RatesUpdated on 24 Jul 2017

    Patiala Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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