If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    Patiala Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.25% - 12.5% Fixed
    Up to ₹2,300 One time fee
    Response Time Within 30 minutes
    Paperless approval option available
    13.1% - 15% Floating
    0
    Response Time Within 30 minutes
    Paperless approval option available
    9.50% - 10.75% Fixed
    Up to ₹ 6,153 One time fee
    Response Time Within 30 minutes
    9.5% - 15% Fixed
    Up to ₹5500
    Response Time Within 30 minutes
    9.25% - 11.25% Fixed
    Up to ₹5,150 One time fee
    Response Time Within 30 minutes
    Paperless approval option available
    9.85% Floating
    0 One time fee
    Response Time Within 30 minutes
    13% - 14.5% Floating
    0.75% One time fee
    Response Time Within 30 minutes
    100% financing on car value
    9.95% Floating
    0 One time fee
    Response Time Within 30 minutes
    16% Fixed
    1.25% (Min. ₹ 5,175) One time fee
    Response Time Within 30 minutes
    17% - 23% Floating
    1% One time fee
    Response Time Within 30 minutes
    11.95% Floating
    0 One time fee
    Response Time Within 30 minutes
    12.55% Fixed
    Up to ₹7,000 + S.T.
    Response Time Within 30 minutes
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    Patiala Car Loan Reviews

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    Patiala Car Loan is Rated as "Excellent!" by 13 Users

    Fees & Charges

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    Car Loan BYTES FROM OUR KITCHEN

    Patiala is one of the biggest cities in Punjab. It’s the state’s educational hub. Patiala is also the fast emerging industrial growth center of the state of Punjab.The city has one of the highest number of vehicles per capital in the country, beating metropolitan cities and most 2 tier cities.The whole state of Punjab is quite urbanized and Patiala is another example of that urbanization

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Patiala Car Loan if you are

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    Patiala Car Loan Minimum Age

    At least 21 years old

    Patiala Car Loan Maximum Age

    Less than 67 years old

    Patiala Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Patiala Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patiala Car Loan amount eligibility is based on these factors

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    Patiala Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Patiala Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Patiala Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patiala Car Loan amount by these steps

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    Patiala Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Patiala Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Patiala Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patiala Car Loan Interest RatesUpdated on 08 Dec 2016

    Patiala Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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