Up to ₹1 Cr - 0.25% of Loan Amount, subject to maximum ₹10,000/- (Plus GST), Above ₹1 Cr and up to ₹5 Crs - 0.25% of Loan Amount, subject to maximum ₹25,000/- (Plus GST)
The orange city, Nagpur is the commercial and political centre in the state of Maharashtra.One of the fastest growing cities in the country, Nagpur is a tough competition to all the other metropolises, as the city is here to set top global standards. The fact that the city has a literacy rate of 93.3% goes to show the kind of progress that is happening here.
Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.
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I got my home loan from HDFC LIMITED only so have applied for personal loan again because the followups are very well but unfortunately I did not get a proper response. The process was very smooth and supportive. I am okay with rate of interest and the charges.
I am holding AXIS BANK credit card , they offered me good credit limit with this card . I ma holding this card for past 1 year . The features is attractive with this card and even offers are decent here . Customer service are very professional . I am not doing net banking i am using NEFT which is very easy.
I had applied for a home loan and It was with UNION BANK .I was highly impressed. My home loan was approved in few days.Loan amount is satisfactory . They are awesome and they take care of you need very well.The good thing about UNION BANK is their customer service.
i applied for HDFC home loan . I cancel this loan because rate of interest was too high here . The process was too lengthy with this bank which is very disappointing part .There is no proper follow up from bank side the6y was no responding properly .
I have chosen IDBI home loan loan amount 23.5 lakhs, Tenure is 15 years Rate of interest is 8.75 percentage. one time fee Rs 6000, EMI 23,400. While documents submitted executive he given clear information about loan there is no delay disbursal loan amount.
The customer care service of PNB Housing is excellent. The interest rates are higher compared to other banks. They have offered me a interest rate of 9.10%. Already they have sanctioned the loan on time. Total tenure period of the loan upto 30 years. I withdrawn the amount of Rs. 25.50 lakhs
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6
NANDKISHOR SURYABHAN FATING
, nagpur
Reviewed on Jan 27, 2019
I have taken my home loan from HDFC Limited through online channel. The interest rate is near about 8.85%, it was high. The loan tenure is 16 years and no difficulties in submitting the documents via online. I have purchased a residential house and EMI is 60K through ECS. The processing fee was high and loan was disbursed after one month.
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1
ARUN RAJABHAU MITKARI
, nagpur
Reviewed on Jan 08, 2019
From the local branch I have housing loan from HDFC Limited, the process was little inconvenient but still happy about the service. The staff are very responsible, I took the amount of Rs. 6 lakhs, interest rate and processing fee is also good.
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1
PRAMOD SHANKARRAO JOSHI
, nagpur
Reviewed on Nov 12, 2018
I have taken a top up loan on the home loan with State Bank of India. The process was also good. This time I was given the rate of interest of 8.4%. The processing charges are normal too. The after loan services and good too. In all no hassles overall.
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18
HOMESHWAR GIRIRAO NAGPURE
, nagpur
Reviewed on Sep 11, 2018
My home loan is with State Bank of India. The customer services are good. The rate of interest is of 10.00% and the processing charges are normal. The process was good but it is on the slow side. The after loan services are good too. In all no issues.
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6
HOMESHWAR GIRIRAO NAGPURE
, nagpur
Reviewed on Sep 11, 2018
My home loan application was approved with HDFC LTD and the experience was good, the rate of interest of 8.35% is nominal rate when compared to other sources. The process took 2 months to complete and the loan amount to get disbursed. Customer service was good and they collected documents on time.
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0
KIRTIWARDHAN CHARAN DAS MESHRAM
, nagpur
Reviewed on May 20, 2018
The documentation process was quite good with PNB HOUSING FINANCE LIMITED, they haven't made delay in the documentation and the disbursement. They took around 15 days time to disburse my home loan amount . The rate of interest and charges are average with the PNB HOUSING FINANCE LIMITED .
it was a OK OK experience with PNB Housing Finance i had while my home loan process . I actually changed my plans of getting a home loan so i canceled the application from my side . The Customer service was good from the bank side . All the Information required for the loan was given to me in a proper time . Actually the Rate of interest a was a bit high that was also a reason you can say .
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1
SASHIKANTH KRISHNA RAO CHAPEKAR
, nagpur
Reviewed on Dec 20, 2017
I had applied for a home loan with Axis Bank through online channel. They offered interest rate of 8.3%. The disbursement was on time and there is no delay. The customer service and response was average. The executive collected my documents. There is no pre closure charges.
I have taken a home loan with state bank of India.The loan amount is 10 lakhs,rate on interest is 8.5% low compared to others.No processing fees were charged in my account.I pay an EMI of Rs 10900 every month.They had processed the loan request within 2 days.
I have applied for the home loan from PNB housing finance, my loan application was closed because there was a property issue. When it comes to customer service, it was good and they responded well, they also followed up on time. The rate of interest was high when compared to others in the market.
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0
ABDUL VAKI SHEIKH
, nagpur
Reviewed on Nov 13, 2017
PNB Housing Finance people called me up on regular intereval. Only reason I didn't go through with the Loan was that the property deal got off. I might choose this bank in future whenever the need arises. Their application process also looks neat.
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0
JAINENDRA KUMAR BARVE
, nagpur
Reviewed on Oct 28, 2017
I already taken home loan from BOB, they gave me average experience. My builder got a tie up with Bank of India. I booked a flat it was approved with them. I took loan of Rs. 18 lakhs for the tenure of 12 years they gave me best interest and process was hassle free.
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1
APPALA REDDY BORA
, nagpur
Reviewed on Oct 27, 2017
Its been only a month I took a home loan from the ICICI BANK and customer service was actually great from their side as they gave me a rate of interest of 835% and processing fee charged as rs 3200 and also I got a full approval of the amount was given to me . It was a good experience I can say for this process .
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0
TUSHAR RAMKRISHNA MOUNDEKAR
, nagpur
Reviewed on Oct 21, 2017
The customer service was real good from the PNB Housing Finance . I meet the bank executive personally for the loan process and they gave me the information I required for . The rate of interest was about 8.35% which was good but the processing fee was about rs 5,000 every thing was good only , the builder helped me for the loan process from some other bank therefore I did not take the loan .
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0
TUSHAR RAMKRISHNA MOUNDEKAR
, nagpur
Reviewed on Oct 21, 2017
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