A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Nagpur Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Nagpur Home Loan is Rated as "Great!" by 199 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Nagpur Home Loan

    The orange city, Nagpur is the commercial and political centre in the state of Maharashtra.One of the fastest growing cities in the country, Nagpur is a tough competition to all the other metropolises, as the city is here to set top global standards. The fact that the city has a literacy rate of 93.3% goes to show the kind of progress that is happening here.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Nagpur Home Loan if you are

    01
    02
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    Nagpur Home Loan Minimum Age

    At least 21 years old

     Nagpur Home Loan Maximum Age

    Less than 65 years old

    Nagpur Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Nagpur Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Nagpur Home Loan amount eligibility is based on these factors

    01
    02
    03
    Nagpur Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Nagpur Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Nagpur Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Nagpur Home Loan amount by these steps

    01
    02
    03
    Nagpur Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Nagpur Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Nagpur Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Nagpur Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Nagpur Home Loan Interest RatesUpdated on 13 Dec 2017

    Nagpur Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Nagpur Home Loan Reviews

    • Axis Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with Axis Bank through online channel. They offered interest rate of 8.3%. The disbursement was on time and there is no delay. The customer service and response was average. The executive collected my documents. There is no pre closure charges.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 23, 2017
    • SBI Home Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with state bank of India.The loan amount is 10 lakhs,rate on interest is 8.5% low compared to others.No processing fees were charged in my account.I pay an EMI of Rs 10900 every month.They had processed the loan request within 2 days.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 4 months, i came to know about bankbazaar through google. The services provided bankbazaar is good when compared to all other banking websites. The customer service was good and their response was prompt. The mobile application is easy to use and it is user friendly.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 13, 2017
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB housing finance, my loan application was closed because there was a property issue. When it comes to customer service, it was good and they responded well, they also followed up on time. The rate of interest was high when compared to others in the market.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 13, 2017
    • Bank Bazaar Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I felt the experience with Bankbazaar as to be good one and something which was very innovative. I was getting offers from the Bank, which usually I wouldn't have applied with. The website is pretty good and shows comparison between Banks.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 28, 2017
    • Punjab National Bank Home Loan
      "Communicative"
      0.5 4.0/5 "Great!"
      PNB Housing Finance people called me up on regular intereval. Only reason I didn't go through with the Loan was that the property deal got off. I might choose this bank in future whenever the need arises. Their application process also looks neat.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 28, 2017
    • Bank of Baroda Home Loan
      "Average Experience"
      0.5 2.5/5 "Just OK"
      I already taken home loan from BOB, they gave me average experience. My builder got a tie up with Bank of India. I booked a flat it was approved with them. I took loan of Rs. 18 lakhs for the tenure of 12 years they gave me best interest and process was hassle free.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 27, 2017
    • ICICI Bank Home Loan
      "BETTER SERVICE"
      0.5 5.0/5 "Blown Away!"
      Its been only a month I took a home loan from the ICICI BANK and customer service was actually great from their side as they gave me a rate of interest of 835% and processing fee charged as rs 3200 and also I got a full approval of the amount was given to me . It was a good experience I can say for this process .
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 21, 2017
    • Bank Bazaar Home Loan
      "BEST SERVICE"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is actually doing a wonderful job helping out the customer at its best . The customer service is great i received call within a day and the executive explained me everything in detailed manner which makes it easy for me to understand . The website was actually very user friendly for me easy to compare options and pick the best one .
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 21, 2017
    • Punjab National Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The customer service was real good from the PNB Housing Finance . I meet the bank executive personally for the loan process and they gave me the information I required for . The rate of interest was about 8.35% which was good but the processing fee was about rs 5,000 every thing was good only , the builder helped me for the loan process from some other bank therefore I did not take the loan .
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 21, 2017
    • Bank Bazaar Home Loan
      "GOOD ONE"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar helped me out in a proper way . The customer service was really good and every thing was explained to me in detailed as it was my first time with bank bazaar , i was applying for something through your portal . It was a good experience and the website was real user friendly for me to use I liked it .
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 21, 2017
    • HDFC Limited Home Loan
      "GOOD "
      0.5 4.0/5 "Great!"
      It was a good customer service from the HDFC LTD for the home loan process . HDFC gave me a rate of interest of 8.90% which was high as compared to other banks and even the processing fee told to me was high I ma not happy with that , and more over I actually postponed my plan so I did not opt for it .
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 21, 2017
    • Bank Bazaar Home Loan
      "Not Satisfied"
      0.5 2.0/5 "Expected more"
      Actually I was looking for a home loan so I have reached HDFC LTD directly. Also I gave a request to Bank Bazaar, even they suggested me HDFC Ltd. So I don't know whether they have considered my application or from bank bazaar. I didn't get a proper response from bank bazaar.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 09, 2017
    • HDFC Limited Home Loan
      "Need proper clarification"
      0.5 1.0/5 "Really Bad"
      The process went smoothly with HDFC LTD on my home loan. Executive explained me has rate of interest is 8.35% and EMI will be Rs25,751 which will be calcualated on the loan amount. Later I came to know, EMI will be calculated on the disbursement. There is a vast difference. Executive to be trained properly.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      Bank Bazaar is doing a very good service. Customer service and representatives were really helpful to the customers. I got a prompt response with them. This is the first time I tried this website so I have no idea about the other things. Overall it was Better.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 07, 2017
    • HDFC Limited Home Loan
      "Best response"
      0.5 5.0/5 "Blown Away!"
      I already have 2 homes from Mumbai and proposed to take a home from Nagpur. Recently I have taken a personal loan of 10lakhs with ICICI bank. So they cannot to do a maximum amount, have postponed my home loan.I have no idea about the rate of interest. HDFC LTD service is good.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 07, 2017
    • YES Bank Home Loan
      "Great effective"
      0.5 4.0/5 "Great!"
      YES Bank approved 80% of loan on the property price, my principal amount was around Rs.40 lakhs for the tenure 25 years. Yes bank gave me balance transfer, part payment and preclosure option.I could check the loan transaction through netbanking.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "Userfriendly"
      0.5 5.0/5 "Blown Away!"
      Overall service of Bank Bazaar is good, website is quite good. I didn't face any issue with their service. Person from Bank Bazaar have coordinated very well and gave me good follow up. Meanwhile it would be great if Bank Bazaar takes care of complete process.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 05, 2017
    • HDFC Limited Home Loan
      "Service and response part should be improved"
      0.5 3.0/5 "Satisfactory"
      I would say HDFC ltd response is not good, when I applied for home loan at that time. I have not finalized the property after that I finalized the property. I tried reaching the HDFC Ltd but they haven't responded, it would be great if they improve their response.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "Very good service, good comparison and good customer servic"
      0.5 5.0/5 "Blown Away!"
      Very good service, good comparison, most of time customer doesnot have much knowledge regarding comparison, its good we will get all details on finger tip, i hope my current offer will be very fruitful and it provides me the best results too. I will surely suggest people to go and check out for the offer.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 04, 2017
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