Home loans in Jaipur have interest rates that range from 7.50% to 11.50% p.a. for eligible individuals. Processing fees is up to 0.50% of the loan amount. Providers in the city offer repayment tenures of up to 30 years. The maximum loan amount can vary from Rs.30 lakh or no upper limit.
Salaried – Starting at Rs.10,000 p.m.
Self-employed – Starting at Rs.1.8 lakh p.a.
For salaried:
Last 6 months bank statements
Last 3 months salary slips
Latest Form 16 and IT returns
For self-employed:
Profit & loss accounts with balance sheet of the previous 3 years
Income tax returns of the previous 3 years
Bank statements of up to 12 months prior
If you have dreamt of purchasing or constructing your own home in Jaipur, now you can make that dream come true with the help of affordable home loans from the leading banks in your city. Just walk into any of the branches listed here or visit the bank’s official website to get started on your loan application process.
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I have applied a Home loan through online. My application canceled by HDFC Limited because my net salary is Rs. 25k they said its not sufficient for the loan approval. Customer service was not so good, not so bad, it is average. I think, the rate of interest was 8-10%.
I have taken home loan directly through Home First Finance company India Pvt ltd.I have got the loan on time and the rate of interest was nominal .The documents was less and the agent clearly explained the loan process very clearly . This loan s still active and paying the premium.
I got the great experience in Bank of Baroda. I just visited the branch once and they have given a home loan on time. When i shifted to different place, i was planning to pre-closure the loan at the time the staffs are helpful. I bought the loan amount of Rs. 18 lakhs with the tenure period of 15 years but it got closed in 10 years.
HDFC home loan service is excellent because they are very transparent in giving the details. Their process is very clear. I bought the loan amount of Rs. 15 lakhs and it was taken for 20 years and the EMI amount was Rs. 15000 but i pre-closed the loan by last year. There is no hidden charges.
I arranged the money from other source hence I didn't take the home loan from HDFC Ltd but the drawback is they have higher rate of interest. However my expectation is upto 8 of interest hence I didn't go head for further procedure. It would be great if they reduce the rate of interest, that would be more convenient for the customer.
I have applied for HDFC Ltd Home loan through Online and got all the required information about the loan process through the agent .I am unable to avail this loan since my Mother passed away due to this reason cancelled the plan.I have submitted required documents as well.I have received proper follow up and response form HDFC Ltd.
My experience is very bad with the aavas finance home and it was taken 1105000 and rate of interest is 18% am paying only interest amount is 16565. when aavas finance executive meet me about the loan regarding tell me only 14% rate of interest but after loan payment bank cheat with me.
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50
Ravindra kumar meena
, jaipur
Reviewed on Aug 29, 2019
I have taken a housing loan with IDBI BANK before many years ago to purchase the land and I felt, its not so customer friendly. The processing fee is applicable and its on higher side. I had foreclosed the loan and they have charged me very high like 3% on the outstanding amount.
I have taken a home loan in STATE BANK OF INDIA on 6 years before. The loan was applied directly to bank which was sanctioned on time and process was easy. I received with sufficient amount for the tenure of 15 years. The rate of interest and processing fee are 9% bit high.
I was applied for a home loan in PNB HOUSING FINANCE LIMITED one month before through an online process. The rate of interest and processing fee are not intimate from bank. The loan amount was sufficient for the tenure of 25 years.Due to bank norms has not met process was closed.
I had applied for a home loan from HDFC ltd. The application got declined as my credit score is low. So, i arranged the money from another source. Loan amount was sufficient. Rate of interest was high and processing fee was applicable. HDFC banks's customer service is good.
I was applied for home loan in HDFC bamk one month before which was processed through an online. The loan amount was sufficient for the tenure of 10 years. Took delay to get a call from banker for verification process. The rate of interest and processing fee are high, due to personal reason I have closed the loan.
I just visited the only once to apply for the home loan and my builder has a tie up with the corporation bank. I have availed the loan amount of Rs. 30 lakhs. They have asked me to submit the 6 month monthly statement and Form 16 once i submitted the all documents, they have sanctioned the loan in 1 day. They have given me a interest rate of 11.75% at the time of purchased and the same has been reduced upto 8.66%
I had applied for home loan from Punjab National Bank. I closed the application temporarily due to rain. I will reopen it after Diwali. PNB's customer service is great and verification process was very fast. Loan amount is sufficient for me and rate of internet is also ok.
I have applied for HDFC ltd Home loan through Online ,I have not taken this loan since the rate of interest and the processing fee was very high.I have submitted documents also and after that changed the plan of taking this loan .There was no difficulties faced when applied for this loan .
I have been using my housing loan with HDFC LTD from long time, the loan amount which they have given to me was good, it was sufficient as per my requirement i got, but after valuation property i found it was less, the rate of interest they have given to me was 8.65% which was nominal, the interest rate use to varies , still this loan is running.
I was taken a home loan in SBI bank. When I was applying for a verification myself have to reach the branch often no there will not be proper customer service. They made delay process for the loan. The rate of interest is nominal. Then I have done loan transfer to another bank.
I have taken a home loan in AXIS bank for the past 3 years ago. As per my requirement i received a loan amount from the bank for the tenure of 20 years and on time it got sanctioned. The rate of interest is nominal. The processing fee is nominal and good.
I have taken holding my housing loan with LIC housing finance long back, they had given me good sufficient loan amount as per my requirement, the rate of interest they have charged me was nominal, so far i did not face any issue, i closed the loan amount my additional charges got waived off.
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2
LAXMAN CHOUDHARY
, jaipur
Reviewed on May 25, 2019
I got my HDFC housing loan within 5-6 days of time . The Document which I submitted was everything is perfect . So it was easy for HDFC people to sanction the loan very immediately . When I am checking for the lower interest rate in the market . I came to Know HDFC is offering a lower rate of interest .
