A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Jaipur

    Home loans in Jaipur have interest rates that range from 7.50% to 11.50% p.a. for eligible individuals. Processing fees is up to 0.50% of the loan amount. Providers in the city offer repayment tenures of up to 30 years. The maximum loan amount can vary from Rs.30 lakh or no upper limit.

    Home Loan Interest Rate in Jaipur

    Interest Rates 7.50% to 11.50% p.a.
    Processing fee Up to 0.50% of loan amount
    Maximum Loan Amount Amounts exceeding Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest rate

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    We found 35 Jaipur Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.17% - 8.99% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.55% Floating
    ₹3,000 - ₹5,000 One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 8.30% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% Fixed
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.20% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    7.40% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Fixed
    ₹2,500 One time fee
    Rs.1L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    7.65% - 7.80% Floating
    0.50%(Max ₹7,500) One time fee
    Up to Rs.15Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know

    Best Home Loan Providers in Jaipur

    Home Loan Providers Branch Location
    Axis Bank No. O/15, Green House ,
    C Scheme,
    Ashok Marg,
    Jaipur
    Citibank Bhagwati Bhawan, Ground Floor,
    Government Hostel Crossing,
    M I Road,
    Jaipur-302 001,
    HDFC Bank 3, Park Street,
    MI Rd,
    Opposite Pink City Petrol Pump,
    Ashok Nagar,
    Jaipur-302001
    Kotak Mahindra Bank E-74, Bhagat Singh Marg,
    Ward No. 6,
    Near 4 Seasons Restaurant,
    C-Scheme, Jaipur
    Indus Ind Bank IndusInd Bank Ltd,
    Plot No. C-212 & 213,
    Solitaire Building,
    Gautam Marg, Vaishali Nagar,
    Jaipur-302020
    State Bank of India PB No.72, Sanganeri Gate,
    Jaipur-302003

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Voter ID, passport, PAN card, driving license
    Residency Resident of India Driving license, voter ID, PAN card, passport
    Employment Self-employed or salaried Employee ID
    Income Salaried – Starting at Rs.10,000 p.m.
    Self-employed – Starting at Rs.1.8 lakh p.a.
    For salaried:
    • Last 6 months bank statements
    • Last 3 months salary slips
    • Latest Form 16 and IT returns
    For self-employed:
    • Profit & loss accounts with balance sheet of the previous 3 years
    • Income tax returns of the previous 3 years
    • Bank statements of up to 12 months prior

    If you have dreamt of purchasing or constructing your own home in Jaipur, now you can make that dream come true with the help of affordable home loans from the leading banks in your city. Just walk into any of the branches listed here or visit the bank’s official website to get started on your loan application process.

      

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    Jaipur Home Loan Reviews

    • HDFC Limited
      "Easy to apply loan"
      0.5 3.5/5 "Pretty good"
      I have applied a Home loan through online. My application canceled by HDFC Limited because my net salary is Rs. 25k they said its not sufficient for the loan approval. Customer service was not so good, not so bad, it is average. I think, the rate of interest was 8-10%.
      Was this review helpful? 4
      , jaipur
      Reviewed on Dec 11, 2019
    • review
      review
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan directly through Home First Finance company India Pvt ltd.I have got the loan on time and the rate of interest was nominal .The documents was less and the agent clearly explained the loan process very clearly . This loan s still active and paying the premium.
      Was this review helpful? 3
      , jaipur
      Reviewed on Nov 28, 2019
    • Bank of Baroda
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I got the great experience in Bank of Baroda. I just visited the branch once and they have given a home loan on time. When i shifted to different place, i was planning to pre-closure the loan at the time the staffs are helpful. I bought the loan amount of Rs. 18 lakhs with the tenure period of 15 years but it got closed in 10 years.
      Was this review helpful? 14
      , jaipur
      Reviewed on Nov 08, 2019
    • HDFC Limited
      "Transparency and clear in HDFC"
      0.5 5.0/5 "Blown Away!"
      HDFC home loan service is excellent because they are very transparent in giving the details. Their process is very clear. I bought the loan amount of Rs. 15 lakhs and it was taken for 20 years and the EMI amount was Rs. 15000 but i pre-closed the loan by last year. There is no hidden charges.
      Was this review helpful? 4
      , jaipur
      Reviewed on Nov 08, 2019
    • HDFC Limited
      "Need affordable interest"
      0.5 3.0/5 "Satisfactory"
      I arranged the money from other source hence I didn't take the home loan from HDFC Ltd but the drawback is they have higher rate of interest. However my expectation is upto 8 of interest hence I didn't go head for further procedure. It would be great if they reduce the rate of interest, that would be more convenient for the customer.
      Was this review helpful? 3
      , jaipur
      Reviewed on Sep 13, 2019
    • HDFC Limited
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Ltd Home loan through Online and got all the required information about the loan process through the agent .I am unable to avail this loan since my Mother passed away due to this reason cancelled the plan.I have submitted required documents as well.I have received proper follow up and response form HDFC Ltd.
      Was this review helpful? 3
      , jaipur
      Reviewed on Sep 05, 2019
    • Aavas Financiers Limited
      "Aavas finance is fraud finance company "
      0.5 1.0/5 "Really Bad"
      My experience is very bad with the aavas finance home and it was taken 1105000 and rate of interest is 18% am paying only interest amount is 16565. when aavas finance executive meet me about the loan regarding tell me only 14% rate of interest but after loan payment bank cheat with me.
      Was this review helpful? 50
      , jaipur
      Reviewed on Aug 29, 2019
    • IDBI
      "Not happy with the charges"
      0.5 2.0/5 "Expected more"
      I have taken a housing loan with IDBI BANK before many years ago to purchase the land and I felt, its not so customer friendly. The processing fee is applicable and its on higher side. I had foreclosed the loan and they have charged me very high like 3% on the outstanding amount.
      Was this review helpful? 16
      , jaipur
      Reviewed on Aug 21, 2019
    • SBI
      "Need to decrease interest charges"
      0.5 4.0/5 "Great!"
      I have taken a home loan in STATE BANK OF INDIA on 6 years before. The loan was applied directly to bank which was sanctioned on time and process was easy. I received with sufficient amount for the tenure of 15 years. The rate of interest and processing fee are 9% bit high.
      Was this review helpful? 6
      , jaipur
      Reviewed on Jul 26, 2019
    • Punjab National Bank
      "Medium"
      0.5 4.0/5 "Great!"
      I was applied for a home loan in PNB HOUSING FINANCE LIMITED one month before through an online process. The rate of interest and processing fee are not intimate from bank. The loan amount was sufficient for the tenure of 25 years.Due to bank norms has not met process was closed.
      Was this review helpful? 3
      , jaipur
      Reviewed on Jul 09, 2019
    • HDFC Limited
      "Average"
      0.5 4.0/5 "Great!"
      I had applied for a home loan from HDFC ltd. The application got declined as my credit score is low. So, i arranged the money from another source. Loan amount was sufficient. Rate of interest was high and processing fee was applicable. HDFC banks's customer service is good.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jul 06, 2019
    • HDFC Limited
      "Need to decrease charges"
      0.5 3.0/5 "Satisfactory"
      I was applied for home loan in HDFC bamk one month before which was processed through an online. The loan amount was sufficient for the tenure of 10 years. Took delay to get a call from banker for verification process. The rate of interest and processing fee are high, due to personal reason I have closed the loan.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 06, 2019
    • Corporation Bank
      "My experience is very good with corporation bank"
      0.5 5.0/5 "Blown Away!"
      I just visited the only once to apply for the home loan and my builder has a tie up with the corporation bank. I have availed the loan amount of Rs. 30 lakhs. They have asked me to submit the 6 month monthly statement and Form 16 once i submitted the all documents, they have sanctioned the loan in 1 day. They have given me a interest rate of 11.75% at the time of purchased and the same has been reduced upto 8.66%
      Was this review helpful? 1
      , jaipur
      Reviewed on Jul 03, 2019
    • Punjab National Bank
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had applied for home loan from Punjab National Bank. I closed the application temporarily due to rain. I will reopen it after Diwali. PNB's customer service is great and verification process was very fast. Loan amount is sufficient for me and rate of internet is also ok.
      Was this review helpful? 5
      , jaipur
      Reviewed on Jul 01, 2019
    • HDFC Limited
      "Good Service"
      0.5 4.0/5 "Great!"
      I have applied for HDFC ltd Home loan through Online ,I have not taken this loan since the rate of interest and the processing fee was very high.I have submitted documents also and after that changed the plan of taking this loan .There was no difficulties faced when applied for this loan .
      Was this review helpful? 0
      , jaipur
      Reviewed on Jul 01, 2019
    • HDFC Limited
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my housing loan with HDFC LTD from long time, the loan amount which they have given to me was good, it was sufficient as per my requirement i got, but after valuation property i found it was less, the rate of interest they have given to me was 8.65% which was nominal, the interest rate use to varies , still this loan is running.
      Was this review helpful? 2
      , jaipur
      Reviewed on May 27, 2019
    • SBI
      "Need to improve their service"
      0.5 3.5/5 "Pretty good"
      I was taken a home loan in SBI bank. When I was applying for a verification myself have to reach the branch often no there will not be proper customer service. They made delay process for the loan. The rate of interest is nominal. Then I have done loan transfer to another bank.
      Was this review helpful? 2
      , jaipur
      Reviewed on May 26, 2019
    • Axis Bank
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan in AXIS bank for the past 3 years ago. As per my requirement i received a loan amount from the bank for the tenure of 20 years and on time it got sanctioned. The rate of interest is nominal. The processing fee is nominal and good.
      Was this review helpful? 2
      , jaipur
      Reviewed on May 26, 2019
    • LIC Housing
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken holding my housing loan with LIC housing finance long back, they had given me good sufficient loan amount as per my requirement, the rate of interest they have charged me was nominal, so far i did not face any issue, i closed the loan amount my additional charges got waived off.
      Was this review helpful? 2
      , jaipur
      Reviewed on May 25, 2019
    • HDFC Limited
      "Lower interest rate and faster process"
      0.5 4.0/5 "Great!"
      I got my HDFC housing loan within 5-6 days of time . The Document which I submitted was everything is perfect . So it was easy for HDFC people to sanction the loan very immediately . When I am checking for the lower interest rate in the market . I came to Know HDFC is offering a lower rate of interest .
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 30, 2019
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