LIC Dhan Rekha

A savings insurance policy that is offered by the Life Insurance Corporation (LIC) of India is Dhan Rekha. The policy comes with unique features and several benefits.

Any benefits that are availed under the policy are completely guaranteed. The process to purchase the Dhan Rekha policy is simple and can be completed both online and offline.

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Eligibility Criteria for LIC Dhan Rekha

The eligibility criteria that must be met to purchase the Dhan Rekha policy are mentioned below:

The minimum age at the time of entry ranges between 90 days and 8 years. The minimum age depends on the policy term that has been chosen.
The maximum age at the time of entry ranges between 35 years and 55 years. The maximum age depends on the policy term that has been chosen.
The sum assured must be at least Rs.2 lakh.
No upper limit to the sum assured.

LIC Dhan Rekha Policy Term Options

The three different policy terms that are offered are mentioned below:

20 Years: In case you opt for a 20-year policy term, the premium must be paid for 10 years.
30 Years: In case you opt for a 30-year policy term, the premium must be paid for 15 years.
40 Years: In case you opt for a 40-year policy term, the premium must be paid for 20 years.

Apart from the options that are provided above, a single premium can also be paid.

Features of LIC Dhan Rekha

Basic Sum Assured (Minimum)	Rs.2 lakh
Basic Sum Assured (Maximum)	No limit
Policy Term	20 years 30 years 40 years In case the policy is purchased at a CPSC-SPVI/ POSP-LI, the policy term is 20 years
Entry Age (Minimum)	Policy Term of 20 years: 8 years Policy Term of 30 years: 3 years Policy Term of 40 years: 90 days
Maturity - Minimum Age	Policy Term of 20 years: 28 years Policy Term of 30 years: 33 years Policy Term of 40 years: 40 days
Maturity - Maximum Age	Limited Premium: 75 years In case the policy is purchased at a CPSC-SPVI/ POSP-LI, the maximum age is 65 years Single Premium: 80 years

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Process to Purchase the Dhan Rekha Policy

You can purchase the Dhan Rekha policy by visiting the official website of LIC. Apart from online, the policy can also be purchased offline via Intermediaries/ Agents as well as by visiting Common Public Service Centres.

Maturity Benefits under LIC Dhan Rekha Plan

At the time of maturity, the entire sum assured will be provided to the policyholder. Apart from the sum assured, the accrued guaranteed amount will be paid back as well. In case the policyholder passes away during the term of the policy, financial assistance is provided to his/her family.

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