A 1 crore term insurance plan offers comprehensive life cover at affordable premiums, providing financial security to your family in case of unexpected demise. Choosing the best term insurance plan for 1 crore ensures your loved ones receive a lump sum of ₹1 crore, protecting their future and covering liabilities.
A 1 crore term insurance plan is a pure risk-cover policy where your nominee receives ₹1 crore if the policyholder passes away during the term. These plans focus on high coverage at low premiums for maximum protection, making them the best term plan for 1 crore in India.
Insurer & Plan Name | Details |
ICICI iProtect Smart | Claim Ratio: 99.17%, Starting Premium: ₹598/month, Riders: Critical Illness, Accidental, Waiver |
HDFC Life Click 2 Protect Super | Claim Ratio: 99.5%, Starting Premium: ₹749/month, Riders: Accidental Death, Critical Illness |
Axis Max Life Smart Term Plan Plus | Claim Ratio: 99.65%, Starting Premium: ₹659/month, Riders: Death, Disability, Disease |
Bajaj Allianz Life eTouch II | Claim Ratio: 99.23%, Starting Premium: ₹487/month, Riders: Return of Premium, Spouse Coverage |
SBI Life eShield Next | Claim Ratio: 99.2%, Starting Premium: ₹709/month, Riders: Accidental, Income Option |
PNB MetLife Mera Term Plan Plus | Claim Ratio: 98.89%, Starting Premium: ₹603/month, Riders: Child Education, Spouse, Step Up Cover |
Edelweiss Zindagi Protect Plus | Claim Ratio: 99.23%, Starting Premium: ₹681/month, Riders: Terminal Illness, Accidental, Waiver |
LIC e-Term | Claim Ratio: 96.42%, Starting Premium: ₹781/month, Riders: Basic Pure Term, No-bonus |
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