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  • LIC Plans With Highest Return

    LIC Life Insurance

    LIC or Life Insurance Corporation is one of the biggest players when it comes to insurance providers in the Indian market. The company was one of the first companies to introduce insurance in India. Over the years, the company has come up with a wide range of insurance policies designed specifically to suit the different customer bases in India. The bank boasts of a claim settlement ratio of 98.2%. These insurance policies come at a low cost and offer various benefits. There are several insurance policies offered by LIC that offer the highest return in the market.

    Which are the LIC life insurance policies that offer high returns?

    There are several LIC life insurance policies that offer high returns. Listed below are the LIC high return life insurance policies.

    1. LIC’s New Endowment Plan: LIC’s New Endowment plan is a participating non linked plan that offers financial protection and high returns. The sum assured on death which is payable as death benefit is 10 times the basic sum assured. The plan also offers benefits through participation in profits of the company. The policy also grants survival benefit through basic sum assured along with vested benefits.
    2. LIC’s Jeevan Anand Plan: LIC’s Jeevan Anand is a high return LIC policy that not only offers financial protection to your family in case of your death but also guarantees high returns on the investment made. Basic Sum Assured, along with vested Simple Reversionary Bonuses and Final Additional Bonus is paid as survival benefit under this plan.
    3. LIC’s Money back Plans: LIC offers two kinds of money back plans which ensure that you get your money’s worth. The plan is allowed to participate in profits of the corporation and is entitled to receive reversionary bonuses and final addition bonus. The plan offers optional riders.
    4. LIC Jeevan Saral Plan: LIC Jeevan Saral is a non unit linked insurance plan with double death benefit of sum assured along with return of premium. This plan assures high returns with various other benefits.The sum assured in this scheme is 250 times the payable monthly premium. The policy allows partial surrender after 3 years into the policy. This is one of the best LIC high return policies.

    Why should you purchase a life insurance policy?

    Insurance is one of the best investments that an individual can make. Insurance policies not only offer you and your family financial protection but it also acts as a savings scheme when you survive the policy. It is important to choose a life insurance policy that suits your needs. A high return life insurance policy works best for an individual who wants more than protection out of their life insurance policy. There are several kinds of life insurance policies such as endowment life insurance policy, money back life insurance policy, special life insurance policy to choose from. One can take the help of financial websites to compare between life insurance policies to choose the best policy.

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