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  • Shriram Life Insurance

    Shriram Life Insurance Company is a well-known insurance company in India which provides various types of products such as simple protection plans, plans which offers both protection and savings, etc. which you can buy depending on your various needs.
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    Plan Benefits

    Payment Options

    Policy Coverage

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    Shriram Life Insurance Company Limited commenced operations in 2006 following its incorporation in 2005 as a joint venture between Sanlam Group – a life insurance company based out of South Africa, and the Shriram Group – an Indian conglomerate with as many as 25 companies. Shriram Life Insurance Company Limited holds the distinction for being the only private life insurance provider to record profits in its first three years of business, and in comparison with industry peers following ten years in the business,Shriram Life Insurance has come to be known as India’s most profitable life insurer.

    Shriram Life Insurance Company Limited has grown tremendously in recent years, and currently boasts over 630 branches in addition to more than 75,000 insurance agents across the country. The company has an impressive portfolio of insurance plans to ensure that the needs and requirements of a diverse customer base are met. Shriram Life Insurance Company Limited concentrates primarily on the economically weaker sections of society and rural markets, thereby generating in excess of 40% of its business via these segments.


    Key Highlights of Shriram Life Insurance

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    Claim-settlement ratio for Shriram Life Insurance

    Claim Settlement Ratio

    Claim-settlement ratio of 63.53% for year 2016-2017

    Occupation eligibility for Shriram Life Insurance

    Grievances Resolved

    99.74% Grievances Settled for year 2016-2017


    To be eligible for Shriram Life Insurance

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    Minimum age for Shriram Life Insurance

    You should be at least 18 years old

    Maximum age for Shriram Life Insurance

    You should be less than 65 years old

    Occupation eligibility for Shriram Life Insurance

    You should be either Salaried, Self- employed, a professional or have your own business


    Shriram Life Insurance at a Glance

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    Maximum tenure of Shriram Life Insurance

    A maximum tenure of 25 years

    Maximum sum assured for Shriram Life Insurance

    Min Sum Assured: Rs 2 Lakh
    Max Sum Assured: Rs 20 Lakh

    Exclusions for Shriram Life Insurance

    Specific exclusions: Suicide within the first 12 months


    Documentation needed to apply for an Shriram Life Insurance

    • 1. Identity Proof
    • 2. Age Proof
    • 3. Income Proof
    • 4. Address Proof
    • 5. PAN Number

    Benefits of Shriram Life Insurance:

    Shriram Life Insurance Company Limited is among the most respected and largest financial services providers in the country. The company aims at delivering top-notch products and services to ensure that the financial Stability of a family won't be upset in case of the untimely and unfortunate demise of its customers. The number of insurance plans designed by the company will help you find one that best suits your requirements in little to no time. The company also has a lot of experience with regards to chit funds, commercial vehicle financing and other kinds of financial services. The large number of insurance agents that work with Shriram Life Insurance Company Limited are certain to add to the ease with which you can find the best possible life insurance policy.

    Different Types of Life Insurance Policies Offered by Shriram Life Insurance:

    Shriram Life Insurance Company Limited offers a variety of life insurance policies under different categories. Following are the different categories and the plans available under them:

    Individual Plans Microinsurance Plans Shriram Grameena Suraksha Plan
      Investment Plans
    • Shriram Life Growth Plus V2
    • Shriram Life Fortune Builder
    • Shriram Ujjwal Life (SP)
    • Shriram Ujjwal Life
    • Shriram Life Wealth Plus
      Retirement Benefits
    • Shriram Life Pension Plus V2
    • Shriram Life Immediate Annuity Plus
      Protection Plans
    • Shriram Easy Life Cover
    • Shriram Life Smart Protection Plan
    • Shriram Life Secure Plus Plan
    • Shriram Life Cash Back Term
    • Shriram Life Family Protection
      Savings Plans
    • Shriram Life Assured Advantage Plus
    • Shriram Life Genius Assured Benefits Plan
    • Shriram Life POS Guaranteed Endowment Plan
    • Shriram Life Secure Investment
    • Shriram Life Assured Income Plan
    • Shriram Life New Akshay Nidhi
    • Shriram Life Assured Income Plus
    • Shriram Life New Shri Raksha
    • Shriram Life New Shri Life
    • Shriram Life New Shri Vidya
    • Shriram Life New Shri Vivah
    Group Plans Microinsurance Plans
    • Shriram Life Jana Sahay
    • Shriram Life Shri Sahay (SP)
    • Shriram Life Shri Sahay (AP)
      Special Plans Shriram Life Pradhan Mantri Jeevan Jyoti Bima Yojana
      Protection Plans
    • Shriram Life Group Life Protector (SP)
    • Shriram Life Group Term Life Insurance Plan
      Employee Benefits Plans
    • Shriram Life Group Traditional Employee Benefit Plan
    • Shriram Life New Group Gratuity
    • Shriram Life Group Superannuation Plan
    • Shriram Life Group Term Life Insurance in lieu of EDLI
    Online Plans  
    • Shriram Life Growth Plus
    • Shriram Life Online Term Plan
    • Shriram Life Assured Income Plus
    • Shriram Life Genius Assured Benefit Plan
    • Shriram Life Comprehensive Cancer Care Plan

    Individual Plans Offered by Shriram Life Insurance:

    Plans under ‘Individual Plans’ can be purchased by individuals only, either for themselves or for their family members, according to their requirements and needs. Plans have been categorised into multiple subparts under ‘insurance plans’.

    Microinsurance Plans:

    Type of the Plan Minimum and maximum age of entry Basic sum assured Premium payment term (PPT) Policy term
    Shriram Grameena Suraksha Plan
    • Minimum entry age - 18 years as on the last birthday of the policyholder
    • Maximum entry age - 50 years as on last birthday of the policyholder
    Minimum sum assured:
    • Option I: Rs.25,000
    • Option II: rs.17,000
    Maximum sum assured: Rs.50,000
    The policy is offered for a premium payment term of 10 years and 15 years The plan is offered for fixed terms of 10 and 15 years

    Investment Plans:

    Type of the plan Minimum and maximum age of entry Basic sum assured Premium payment term (PPT) Policy term
    Shriram Life Growth Plus V2
    • Minimum entry age - 30 days as on last birthday of the policyholder
    • Maximum entry age - 55 years as on last birthday of the policyholder
    • Minimum basic sum assured: Rs.1 lakh
    • Maximum basic sum assured: Rs.10 lakh
    Single or Regular The policy is offered for a term of 10 years to 20 years
    Shriram Life Fortune Builder
    • Minimum entry age - 0 years
    • Maximum entry age - 65 years as on last birthday of the policyholder
    Minimum basic sum assured (for single premium):
    • For policyholders who are below 45 years in age: Rs.1.25 lakh
    • For policyholders who are either 45 years old or more: Rs.1.10 lakh
    Maximum basic sum assured: The maximum amount is subject to underwriting policies approved by the Board
    Single premium only The policy is offered for fixed term of either 10, 15, or 20 years
    Shriram Ujjwal Life (SP)
    • Minimum entry age - 7 years as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    Minimum basic sum assured (for single premium):
    • For policyholders below the age of 45 years: 125% of the single premium
    • For policyholders who are either 45 years old or more: 110% of the single premium
    Maximum basic sum assured: The maximum amount is subject to underwriting policies approved by the Board
    Single premium only The policy is offered for a fixed term of 10 years
    Shriram Ujjwal Life
    • Minimum entry age - 7 years as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    Minimum basic sum assured:
    • For entry age below 45 years: 10 times the annualised premium
    • For entry age 45 years and above: 7 times the annualised premium
    Maximum basic sum assured: The maximum amount is subject to underwriting policies approved by the Board
    Fixed premium payment term (PPT) of 10 years The policy is offered for a fixed term of 10 years
    Shriram Life Wealth Plus
    • Minimum entry age - 7 years as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    Basic sum assured is provided to the insured’s family as a death benefit along with value of the units in the Life Assured’s unit account, top up fund value, and top up sum assured (if applicable)
    • Regular premiums - the premium payment term (PPT) is either 10 years or 15-25 years
    • For short PPT - the premium payment term (PPT) is 5, 10, 15, 20 years
    The policy is offered for a term of either 10 years or 15-25 years
     

    Retirement Benefits:

     
    Type of the plan Minimum and maximum age of entry Minimum and maximum basic sum assured Premium payment term (PPT) Policy term
    Shriram Life Pension Plus V2
    • Minimum entry age - 20 years as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    Monthly payouts are provided by the insurer during the retirement period of the insured
    • For a 10-year policy term, premium payment term (PPT) is 6 years
    • For a 15-19 year policy term, premium payment term (PPT) is 6 or 10 years
    • For a 20-35 year policy term, premium payment term (PPT) is either 6, 10, or 15 years depending on what the policyholder chooses
    The policy is offered for terms of 10, 15 to 35 years
     
     
     
    Shriram Life Immediate Annuity Plus
    • Minimum entry age - 0 years
    • Maximum entry age - 85 years as on last birthday of the policyholder
    Instead of basic sum assured, the annuitant/policyholder receives annuities on a regular basis from the insurer Single premium payment term (PPT) available The policy will remain valid and in force for the entire lifespan of the annuitant and will only cease to exist upon the death of the annuitant

    Pure Protection Plans:

    Type of the plan Minimum and maximum age of entry Basic sum assured Premium payment term (PPT) Policy term
    Shriram Easy Life Cover
    • Minimum entry age - 13 years as on last birthday of the policyholder
    • Maximum entry age - 45 years as on last birthday of the policyholder
    • Minimum basic sum assured: Rs.65,000
    • Maximum basic sum assured: The maximum amount is subject to underwriting policies approved by the Board
    The available premium payment term (PPT) is 5 years The policy is offered for a fixed term of 5 years
    Shriram Life Smart Protection Plan
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.1 lakh
    • Maximum sum assured - Rs.14 lakh
    No premium payment terms available The policy is offered for a term of 10 to 30 years
    Shriram Life Secure Plus Plan
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 50 years as on last birthday of the policyholder
    The sum assured provided by the insurer is subject to Board approved underwritten policies:
    • Minimum basic sum assured - Rs.5 lakh
    • Maximum basic sum assured - Rs.20 lakh
    The policy offers a 10, 15, or 20 years premium payment term (PPT) The policy is offered for fixed terms of either 10, 15, or 20 years
    Shriram Life Cash Back Term
    • Minimum entry age - 12 years as on last birthday of the policyholder
    • Maximum entry age - 50 years as on last birthday of the policyholder
    The sum assured provided by the insurer is subject to Board approved underwritten policies:
    • Minimum basic sum assured - Rs.2 lakh
    • Maximum basic sum assured - Rs.20 lakh
    • For a 10-year policy term, available PPT is 5 and 10 years
    • For a 15-year policy term, available PPT is 5, 7, 10, and 15 years
    • For a 20-year policy term, available PPT is 5, 7, 10, 15, and 20 years
    • For a 25-year policy term, available PPT is 5, 7, 10, 15, and 25 years
    The policy is offered for fixed terms of 10, 15, 20, and 25 years
    Shriram Life family Protection
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    The sum assured provided by the insurer is subject to Board approved underwritten policies:
    • Minimum basic sum assured - Rs.15 lakh
    • Maximum basic sum assured - Rs.5 crore
    The policyholder can choose a premium paying term (PPT) of 10 to 25 years under the policy The policyholder can choose a policy term between 10 years and 25 years

    Savings Plans:

     
    Type of the plan Minimum and maximum entry age Basic sum assured (minimum and maximum) Premium paying term (PPT) Policy term
    Shriram Life Assured Advantage Plus For option I:
    • Minimum entry age - 8 years as on last birthday of the policyholder
    • Maximum entry age - 40 years as on last birthday of the policyholder
    For option II:
    • Minimum entry age - 8 years as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    For option I:
    • Minimum basic sum assured - Rs.10 lakh
    • Maximum basic sum assured - No limits
    For option II:
    • Minimum basic sum assured - Rs.1.25 lakh
    • Maximum basic sum assured - No limits
    Premium paying term (PPT) available under the policy is single premium The policy is offered for a fixed term of 10 years
    Shriram Life Genius Assured Benefits Plan
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 45 years as on last birthday of the policyholder
    • Minimum basic sum assured - Rs.2 lakh
    • Maximum basic sum assured - No limits
    The policy is offered for a fixed premium paying term (PPT) of 10 years The policyholder can choose a policy term between 10 years and 18 years
    Shriram Life POS Guaranteed Endowment Plan
    • Minimum entry age - 30 days as on last birthday of the policyholder
    • Maximum entry age - 55 years as on last birthday of the policyholder
    • Minimum basic sum assured - Rs.1 lakh
    • Maximum basic sum assured - Rs.10 lakh
    PPT options available are Regular Premium Payment and Single Premium Payment The policyholder can choose a policy term between 10 years and 20 years
    Shriram Life Secure Investment
    • Minimum entry age - 30 days as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    • For a 5-year term, minimum sum assured = Rs.49,600
    • For a 10-year term, minimum sum assured = Rs.77,000
    Maximum sum assured - The maximum sum assured will be subject to Board-approved underwritten policies
    Available premium paying term (PPT) under the plan is single premium only The policy is offered for fixed terms of either 5 years or 10 years
    Shriram Life Assured Income Plan
    • Minimum entry age - 30 days as on last birthday of the policyholder
    • Maximum entry age - 50 years as on last birthday of the policyholder
    For an 8-year policy term:
    • Basic sum assured - 8 times the annualised premium
    • Minimum sum assured - Rs.1.20 lakh
    • Maximum sum assured - Rs.40 lakh
    For a 10-year policy term:
    • Basic sum assured - 10 times the annualised premium
    • Minimum sum assured - Rs.1.50 lakh
    • Maximum sum assured - Rs.50 lakh
    Available premium paying terms (PPT) are 8 years and 10 years The policy is offered for fixed terms of 8 years and 10 years
    Shriram Life New Akshay Nidhi
    • Minimum entry age - 30 days as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.1.5 lakh
    • Maximum sum assured - 75 years as on last birthday of the policyholder (subject to underwritten policy)
    Available premium paying terms (PPT) under the plan are 15, 20, and 25 years The policy is offered for fixed terms of 15 years, 20 years, and 25 years
    Shriram Life Assured Income Plus
    • Minimum entry age - 8 years as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    Minimum sum assured:
    • For policyholders up to the age of 50 years - Rs.1.50 lakh
    • For policyholders who are 51 years old or more than that - Rs.3 lakh
    The policy offers a premium paying term (PPT) of 5 years The policy is offered for a fixed term of 10 years
    Shriram Life New Shri Raksha
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 55 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.1.5 lakh
    • Maximum sum assured - The maximum amount is subject to Board-approved underwritten policies
    • For a 10-year policy term, available premium paying term (PPT) is 10 years
    • For a 15-year policy term, available premium paying terms (PPT) are 10 years and 15 years
    • For a 20-year policy term, available premium paying terms (PPT) are 10 years and 20 years
    • For a 25-year policy term, available premium paying terms (PPT) are 10 years, 15 years, and 25 years
    The policy is offered for fixed terms of 10, 15, 20, and 25 years
    Shriram Life New Shri Life
    • Minimum entry age - 30 days as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.50,000
    • Maximum sum assured - The maximum amount is subject to Board-approved underwritten policy
    • For a 10-year policy term, available premium paying terms are (PPT) are 7 years and 10 years
    • For a 15-year policy term, available premium paying terms (PPT) are 5, 7, 10, and 15 years
    • For a 20-year policy term, available premium paying terms (PPT) are 5, 7, 10, and 20 years
    • For a 25-year policy term, available premium paying terms (PPT) are 5, 7, 10, 15, and 25 years
    The policy is offered for fixed terms of 10, 15, 20, and 25 years
    Shriram Life New Shri Vidya
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 50 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.1 lakh
    • Maximum sum assured - The maximum sum assured is subject to Board-approved underwritten policies
    • For a 10-year policy term, available premium paying term (PPT) is 10 years
    • For a 15-year policy term, available premium paying terms (PPT) are 7, 10, and 15 years
    • For a 20-year policy term, the available premium paying terms (PPT) are 7, 10, and 20 years
    • For a 25-year policy term, available premium paying terms (PPT) are 7, 10, 15, and 25 years
    The policy is offered for fixed terms of 10 years, 15 years, 20 years and, 25 years
    Shriram Life New Shri Vivah
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 50 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.1 lakh
    • Maximum sum assured - The maximum amount is subject to Board-approved underwritten policies
    • For 10-year policy term, available premium paying term (PPT) is 10 years
    • For 15-year policy term, available premium paying terms (PPT) are 7, 10, and 15 years
    • For 20-year policy term, available premium paying terms (PPT) are 7, 10, and 20 years
    The policy is offered for fixed terms of 10 years, 15 years, and 20 years

    Group Plans Offered by Shriram Life Insurance:

    The group plans offered by Shriram Life Insurance are essentially offered by employers to their employees in an organisation. Group plans provide a uniform and fixed insurance cover to all employees.

       

    Microinsurance Plans (Group)

     
    Type of the plan Minimum and maximum age of entry Basic sum assured (minimum and maximum) Premium paying term (PPT) Policy term
    Shriram Life Jana Sahay
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.5,000
    • Maximum sum assured - Rs.2 lakh
    No premium paying terms available under the plan The plan is offered for a fixed minimum policy term of one year
    Shriram Life Shri Sahay (SP)
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.5,000
    • Maximum sum assured - Rs.50,000
    No premium paying terms (PPT) available under the plan The policy is offered for a fixed minimum term of 5 years
    Shriram Life Shri Sahay (AP)
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.5,000
    • Maximum sum assured - Rs.50,000
    No premium paying terms (PPT) available under the plan The policy is offered for:
    • A minimum policy term of 5 years and
    • A maximum policy term of 15 years

    Special Plans:

    Type of the plan Minimum and maximum age of entry Basic sum assured (minimum and maximum) Premium paying term (PPT) Policy term
    Shriram Life Pradhan Mantri Jeevan Jyoti Bima Yojana
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 50 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.2 lakh for each member
    • Maximum sum assured - Rs.2 lakh for each member
    No premium paying terms (PPT) available under the plan The policy is offered for a fixed term of one year post which it can be renewed on a yearly basis

    Protection Plans:

     
    Type of the plan Minimum and maximum age of entry Basic sum assured (minimum and maximum) Premium paying term (PPT) Policy term
    Shriram Life Group Life Protector (SP)
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 68 years as on last birthday of the policyholder
    Total sum assured is the total cover offered to each member under the plan which is:
    • Minimum - Rs.5,000 per member
    • Maximum - Rs.100 crore per member (subject to Board-approved underwriting policy)
    No premium paying terms (PPT) available under the plan The policy is offered for:
    • A minimum cover term of 2 years and
    • A maximum cover term of 30 years
    Shriram Life Group Term Life Insurance Plan
    • Minimum entry age - 14 years as on last birthday of the policyholder
    • Maximum entry age - 79 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.5,000 per member
    • Maximum sum assured - No limitations (subject to Board-approved underwriting policy)
    No premium paying terms (PPT) available under the plan The policy is offered for a minimum term of one year post which it can be renewed on a yearly basis

    Employee Benefits Plans:

     
    Type of the plan Minimum and maximum age of entry Basic sum assured (minimum and maximum) Premium paying term (PPT)
    Shriram Life Group Traditional Employee Benefit Plan
    • Minimum entry age - 14 years as on last birthday of the policyholder
    • Maximum entry age - 75 years as on last birthday of the policyholder
    The cover amount offered under the plan is Rs.1,000 per member No premium paying terms (PPT) available under the plan
    Shriram Life New Group Gratuity
    • Minimum entry age - 14  years as on last birthday of the policyholder
    • Maximum entry age - 74 years as on last birthday of the policyholder
    The minimum cover offered under the plan is Rs.1,000 per member/employee No premium paying terms (PPT) available under the plan
    Shriram Life Group Superannuation Plan
    • Minimum entry age - 14 years as on last birthday of the policyholder
    • Maximum entry age - 75 years as on last birthday of the policyholder
    Members under the plan receive annuities either after they retire or upon death of the individual according to scheme rules No premium paying terms (PPT) available under the plan
    Shriram Life Group Term Life Insurance In Lieu Of EDLI
    • Minimum entry age - 14 years as on last birthday of the policyholder
    • Maximum entry age - 74 years as on last birthday of the policyholder
    • Minimum sum assured - Rs.3.62 lakh
    • Maximum sum assured - Rs.15 lakh
    No premium paying terms (PPT) available under the plan

    Online Plans:

     
    Type of the plan Minimum and maximum age of entry Basic sum assured (minimum and maximum) Premium paying term (PPT) Policy term
    Shriram Life Growth Plus
    • No minimum entry age
    • Maximum entry age - 70 years as on last birthday of the policyholder
    Minimum sum assured -
    • For single premium policies - if the policyholder’s entry age is less than 45 years, then minimum sum assured will be 1.25 times the single premium and if the entry age is 45 years or above, then minimum sum assured will be 1.10 times the single premium
    • For regular and limited premium policies - if the policyholder’s entry age is less than 45 years, minimum sum assured will be 10 times the annualised premium and if entry age is 45 years or above, minimum sum assured will be 7 times the annualised premium
    Maximum sum assured -
    • For limited and regular premium policies, maximum sum assured will be 10 times the Annualised Premium and for single premium policies, maximum sum assured will be 1.25 to 10 times single premium (subject to entry age)
    • For limited premium policies, premium paying term (PPT) is 6 years
    • For single premium policies, premium paying term (PPT) is single
    • For regular premium policies, premium paying term (PPT) is same as the policy term
    The policy is offered for either 10 years or 15-20 years
    Shriram Life Online Term Plan
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 55 years as on last birthday of the policyholder
    Sum assured will be in the multiple of lakh:
    • Minimum basic sum assured - Rs.Rs.25 lakh
    • Maximum basic sum assured - Rs.10 crore
    • Minimum premium paying term (PPT) available the under the plan - 10 years
    • Maximum premium paying term (PPT) available under the plan - 57 years
    The plan is offered for a minimum fixed term of 10 years and a maximum fixed term of 57 years
    Shriram Life Assured Income Plus
    • Minimum entry age - 8 years as on last birthday of the policyholder
    • Maximum entry age - 60 years as on last birthday of the policyholder
    • Minimum basic sum assured - Rs.1.5 lakh
    • Maximum basic sum assured - Rs.5 crore (subject to Board-approved underwriting policies)
    The plan is offered for a fixed premium paying term (PPT) of 5 years The plan is offered for a fixed policy term of 10 years
    Shriram Life Genius Assured Benefit Plan
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 45 years as on last birthday of the policyholder
    • Minimum basic sum assured - Rs.2 lakh
    • Maximum basic sum assured - No limitations (subject to Board-approved underwriting policies)
    The plan is offered for a fixed premium paying term (PPT) of 10 years The plan is offered for a policy term of 10 years to 18 years
    Shriram Life Comprehensive Cancer Care Plan
    • Minimum entry age - 18 years as on last birthday of the policyholder
    • Maximum entry age - 65 years as on last birthday of the policyholder
    Sum assured will be in the multiple of lakhs:
    • Minimum basic sum assured - Rs.5 lakh
    • Maximum basic sum assured - Rs.50 lakh
    The policy is offered for premium paying terms (PPT) of 10 years, 15 years, and 20 years The policy is offered for fixed tenures of 10 years, 15 years, and 20 years

    How to Claim Insurance with Shriram Life Insurance Company Limited:

    Following is a step by step procedure to go about the claims process with Shriram Life Insurance Company Limited:

    1. Intimation of Claim
    2. In case of the death of the insured individual, the nominees or beneficiaries will have to make an intimation of the claim to the insurance company by visiting the closest branch or approaching an agent authorised by Shriram Life.

    3. Filling Forms
    4. Once you have intimated the company regarding the claim, you will have to download the Claim Form from the company’s website and fill in all the details as required before submitting the same to the company along with any documents requested. The documents requested may include the original Shriram Life Insurance policy document, an identity proof of the nominee, the original death certificate of the insured individual, and other documents that may requested based on the nature of claim and the cause of death.

    5. Receiving Claims
    6. Once you have submitted all the relevant documents, the company will validate your documents and settle the claims within a few days.

      Go through the policy bond to ensure that you have a relatively easy and hassle-free claims experience.

    Shriram Life Insurance Claim Settlement Ratio:

    Total Premium in Crores (2016-17) Total Premium in Crores (2015-16) Total Premium in Crores (2014-15) Total Premium in Crores (2013-14) Claim Settlement Ratio (2016-17) Claim Settlement Ratio (2015-16) Claim Settlement Ratio (2014-15) Claim Settlement Ratio (2013-14)
    1207.94 1022.11 734.66 594.24 63.53% 60.24% 65.66% 67.69%

    Documents Required for Purchasing Shriram Life Insurance:

    Following are the documents you will have to submit to Shriram Life Insurance Company Limited if you wish to purchase a life insurance policy:

    1. ID Proof
    2. Age Proof
    3. Income Proof
    4. Address Proof
    5. PAN Number

    How to Check Shriram Life Insurance Policy Status?

    The status of a Shriram Life insurance policy can be checked online by visiting www.shriramlife.com and clicking on the ‘Customer Service Option’ at the top of the company’s home page. You will be redirected to a new page where you will have two options, viz. Support Enquiry and Sales Enquiry. Click on Support Enquiry and fill in the required details in the window that appears. The details include personal information like name, email address, mobile number, policy number, etc.

    Once you have submitted the Enquiry Form, details such as the policy status, premium due date, premium dues, last premium received, etc. will appear on screen. You can find the Enquiry Form at http://www.shriramlife.com/existing-customers-contact-us.

    The status of a Shriram Life insurance policy can also be checked via SMS, call and email. To check the status of a policy via SMS, type STATpolicynumber and send it to 8179696969.

    To check the status of a Shriram life insurance policy via call, the toll free number you will have to dial is 1800-3000-6116.

    To check the status of a Shriram Life insurance policy via email, contact customercare@shriramlife.in.

    Shriram Life Insurance Online Payment:

    Individuals who prefer to make their premium payments online rather than visiting a branch of the company can do so by visiting the company’s official website. All you have to do is visit http://shriramlife.com/login.jsp and enter your client ID or policy number along with your date of birth and hit Submit after which you will be redirected to a page where you will have to verify your policy details before selecting the payment mode from Credit Card / Net Banking options. If you are using the net banking option, you will have to login with your net banking user ID and password to access your bank account and make payments. If you are using a credit card to make payments, you will have to enter such details as the name on the card, the 16-digit card number, the three-digit CVV and the expiry date after which you will receive the e-receipt that serves as the premium deposit acknowledgment.

    Shriram Life Insurance Premium Calculator:

    To access the Shriram Life premium calculator, visit http://www.shriramlife.in/slp/PremiumCalculator.aspx and select the plan for which you wish to compute premiums. Once you select the plan, you will be redirected to the next page where you will be requested to enter other details such as your date of birth, your age, the policy term, the sum assured, and other optional riders and hit calculate to know how much premium is applicable to a particular policy.

    Shriram Life Insurance Customer Care:

    Customer care is in integral part of every organization that deals closely with people. Shriram Life Insruance, one of India’s leading insurance provider, fully understands that and has established a dedicated system of providing customer support to all their policyholders. In addition to providing a bouquet of life insurance policies, Shriram Life offers stellar customer support service via their toll free helpline number, can be reached via email. In addition to this, customers can also SMS on the designated number and execute simple policy related requests via SMS.

    Shriram Life Insurance Frequently Asked Questions:

    1. What is the grievance redressal process with Shriram Life Insurance?

      A. In order to raise a complaint or grievance, one must contact the company via the phone, email or by visiting their office.

    2. What if the Shriram officials are not able to satisfactorily resolve my grievance?

      A. In case there is no one at Shriram Finance who seems to be able to provide you with a satisfactory resolution to your problem within 15 days, you can contact the Insurance Ombudsman.

    3. What is the grace period in which I can make my premium payments after the due date?

      A. There is a grace period of 30 available for quarterly, half-yearly, and yearly payment options in which premium payments must be made in full. The grace period is 15 days in the case of monthly payment option.

    4. What if I fail to pay my premiums even after the grace period?

      A. In case you don’t pay your outstanding premium even after the due date, the policy will lapse and benefits will cease.

    5. Can a lapsed policy be revived?

      A. Yes, in most cases with Shriram Life Insurance policies, the plan can be revived subject to the payment of all outstanding premiums with interest and penalties (if any). Revival is at the discretion of Shriram Life Insurance Co. Revival must be made within 5 years of the first unpaid premium.

    6. To whom is my death claim amount paid through a Shriram Life Insurance Policy?

      A. The death claim is payable to:

      The nominee that you’ve named in your policy.

      Your legal heir, in case no nominee has been named.

      In case the nominee is a minor, the death claim is paid to the appointee.

      If there is a registered assignment, the assignee will get the death claim.

      Under a HUF clause, the Karta will be eligible for the death claim.

      Under the MWP Act, the Trustee will be eligible for the death claim.

    7. Where can I find the claim forms that need to be filled in for a benefit pay-out from Shriram Life Insurance Co.?

      A. The forms for all the claims will be available with Shriram Life Insurance.

    8. How do I switch between funds?

      A. To be able to switch between funds, you will have to fill up the appropriate forms that can be gotten from Shriram Life Insurance.

    9. What is the policy renewal process with Shriram Life Insurance Co.?

      A. To renew the policy you can get in touch with the company via that phone. You can even renew the policy online too.

    10. What is the process to cancel the policy?

      A. In order to cancel an in-force policy, you will have to visit your nearest Shriram Life Insurance Co. Branch with your identification documents and your policy documents. Approach an executive and surrender the policy, it will take a few working days for the refund of the premiums or any other dues to get credited back into your account.

    11. How do I cancel my Shriram Life insurance policy?

      A. To cancel your Shriram Life insurance policy, all you have to do is visit the nearest branch of the company along with your original policy bond and surrender it to the officials, and the company will refund your money after deducting certain fees within a few days.

    12. How do I renew my Shriram Life insurance policy?

      A. For renewal of life insurance policies, you will have to contact the company’s customer care and complete the entire process online.

    13. Can I revive a lapsed life insurance policy?

      A. Yes, most life insurance policies offered by Shriram Life can be revived once they lapse. The policyholder will have to pay all the outstanding premiums along with penalties (if any) and interest. However, the final decision regarding the revival of a life insurance policy is at the discretion of Shriram Life Insurance Company Limited. Also, any lapsed policies must be revived within the first five years of the first unpaid premium.

    News About Shriram Life Insurance

    • New Assured Income Plus plan from Shriram Life Insurance

      Shriram Life Insurance has launched Assured Income Plus, an endowment assurance plan under which insurers have to pay premiums only for five years.

      They will receive the benefits of the policy in five equal instalments after maturity. If the insurer dies before the end of the policy term but after paying up all premiums, the nominee(s) will receive the assured amount in lump sum.

      If the insurer dies before instalments are given out but after completing the policy term, the amount will be paid in five instalments to the nominee(s). This non-linked, non-participating policy offers a life cover of at least 10 times the annualised premium for persons up to the age of 50, and minimum 7 times the annualised premium for persons aged 51 and above. The product intends to help customers achieve long-term goals with short-term investments.

      19 January 2016

    • Shriram Life Secure Plus – a new life insurance product by Shriram Life

      Shriram Life Insurance Company, one of the leading private life insurance providers in India, recently launched Shriram Life Secure Plus – a non-linked, non-participating term life insurance plan. The new life plan is available at affordable rates and policyholders can buy it by paying lower premiums.

      The Shriram Life Secure Plus plan is designed to cater to the needs of those people who look for life insurance coverage at affordable rate. The plan offers comprehensive insurance coverage and returns the premiums at maturity. The Shriram Life Secure Plus also offers maturity benefits, provided the plan is continued till maturity which is equal to the total premiums paid.

      Policyholders can also get tax benefits on the premiums paid and rebate on higher sum assured. The Shriram Life Secure Plus pays a lump sum amount as death benefit, in case the life assured dies within the policy tenure. The minimum entry age of a policyholder needs to be 18 years and maximum 50 years for availing this policy. The policy terms are 10, 15 and 20 years. Policyholders can choose to pay their premiums on yearly, half-yearly and quarterly basis. The policy accepts a minimum sum assured of Rs.5, 00,000 and a maximum of Rs.20, 00,000. Celebrating the company’s 10th year of operations in India, Shriram Life Insurance Company has offered a onetime bonus of Rs. 10 on per Rs.1000 sum assured for all its participating products.

      8 September 2015

    • Banks to be a new channel for Shriram Life’s products

      In a bid to increase its growth through reach and customer base, the decade old private insurer Shriram Life is planning to put its banks’ tie-up to use.

      With a one-side discussion already being over, the insurance company is waiting for a reply from the banks on the possible advancement of plans. Though a few banks have shown interest in the proposal, Shriram Life is waiting for the green due from a regulation that will allow banks to sell policies of different companies. With a few new products already in the pipeline, the insurer is confident that a forthcoming pension plan from them will add much value to banking customers.

      24 August 2015

    • Shriram Life Insurance Announced Promising Results for Q1, 2015

      Shriram Life Insurance, a subsidiary of Shriram Group made an announcement on their Q1 results that ended on June 30,2015 on Thursday. It is vital to note the company is the only private insurance company to have been able to make profits in the first year of its operations and three consecutive years of operations at a stretch.

      The company experienced grown lead by retail distribution network that is said to be strong. The growth was at 129% for 55,000 policies calculated up to the end of the quarter as compared to 24,000 sold in the prior year, during the same period. The Q1 results have brought Shriram Life among the top 6 Private Life Insurers in the India.

      CEO and Whole Time director of SLIC, Manoj Jain commented, “This exponential increment in Policy count is attributable to expansion made in last couple of years; where we added more than 200 branches in Tier III and Tier IV cities of the country. These expansion efforts are in line with Shriram group philosophy of Inclusive growth. SLIC shall continue taking life insurance to the section where it is needed the most the AAM AADMI.”

      He also mentioned that the profit after tax (PAT) statistics for the company which rose by 42% y-o-y at Rs.17 crores at the end of the Q1 compared to Rs.12 Crores for the same quarter the prior year is healthy.

      Some of the other key statistics of the life insurance company from the Q1 results include:

      1. Profit before tax rose by 54% to Rs. 20 crores, against Rs. 14 Crores in the corresponding quarter of the previous year.
      2. Accumulated Profit was at Rs. 312 Crores, against Rs. 245 Crores in the corresponding quarter of the previous year.
      3. New Business Premium increased by 52% to Rs. 115 Crores as against Rs. 76 Crores in the corresponding quarter of the previous year.
      4. Individual business revenue grew by 38%, while the overall industry experienced a fall by 8% in individual business revenue.

      SLIC also won the MMA award for Management Excellence in Services Sector, last year and the Indian Insurance Award for Best Insurance Company for Non-Urban Coverage – Life Insurance.

      14 August 2015

    • Shriram Life Insurance bags MMA Award for Managerial Excellence

      In another major accolade for the Shriram Life Insurance Company, the firm got honored with the MMA Award for Managerial Excellence, 2015. MMA recognized Shriram Life Insurance in multiple areas which include customer centric product delivery, financial inclusion and business growth.

      Shriram Insurance Company is focused at selling life insurance products to customers in India. The company has been the most consistent life insurance performer in recent years. It has the unique distinction of operating profitably in 9 out of its 10 years of operation. The company is dedicated to spreading life insurance awareness and launching insurance products that cater to various sections of society.

      9 July 2015

    • The award for the ‘Best insurance company for non-urban coverage- Life Insurance’ goes to Shriram Life Insurance!

      Shriram Life Insurance belonging to the Shriram group won the award for the ‘Best insurance company for non-urban coverage- Life Insurance’ at the Indian Insurance awards. The Indian Insurance awards organized by Fintelekt aims to reward the achievements of life insurance companies in India. The award recognized Shriram Life Insurance’s effort to provide quality life insurance to those in rural and semi-urban areas.

      The company also recently won an award by ABP News BFSI awards for the best life insurance company in the insurance sector.

      2 July 2015

    • Shriram Life to open 75 new offices

      Shriram Life Insurance is expecting a 25% growth in new business and plans to add 75 new offices in the western and northern India. The Shriram Life Insurance CEO, Manoj Jain stated that they are confident of a 20-25 per cent growth in the current financial year. Shriram Life Insurance business premium increased to Rs.498 crore in the year 2015 by a 28 percent from the previous year.

      The branches will extend in Uttar Pradesh, Bihar, Odisha, Jharkhand, Madhya Pradesh, Maharashtra, Punjab and Gujarat. Manoj Jain also added that the company identified the western and northern markets as the most business potential regions and that they will continue to consolidate in the southern market.

      Shriram Life Insurance was incorporated in the year 2005. It is based in Hyderabad and has over 460 branches and 190 of these branches are in South India. But, about 40% of the company’s business comes from North India through the incredibly good branch network.

      The company is also partnering with gold loan and micro-finance firms to reach out to the population in the rural India. Out of the 1.9 lakh policies that were sold by the company in 2014; 85,000 to 90,000 policies were from the rural markets.

      Manoj Jain also said that the company has made profit in 9 out of the 10 years. And that it is the only private life insurer who has made profit in the first three consecutive years and the only private insurer to achieve the distinction.

      Manoj also added that the company has been able to perform so well because of the efficient use of capital and their low cost of operation.

      30 June 2015

    • Shriram Life Insurance Company’s earnings go up in the last financial year.

      Shriram Life Insurance Company recently announced its annual results for the financial year 2015. The life insurance company has a pre-net plus of 103 crore during the financial year ending March 31, 2015. The firm announced its profit of Rs. 80 crore in March 2015 post paying tax. The company's operational efficiency has been the major factor behind this growth of profit.

      Shriram Life Insurance Company is by now one of the top nine insurance companies in India. The company has been successful in reaching to the lower and lower middle segment of the country and in exceeding the minimum social and rural regulatory norms. The company had a great year in terms of policy count in the last financial year. It could sell 1 .91 lakh policies in the past financial year which is a growth of 38% over the previous year.

      The company is committed to ensure prosperity to its stakeholder as well. Recently, it announced a maiden dividend of 9% for its stakeholders. Celebrating the completion of its 10 years of operations in India, the company has declared a special onetime bonus for all the participating policies which are effective at 31st March 2015. Going forward, the company has plan to expand its operations to states like UP, Odisha, Bihar, MP, Maharashtra, Gujarat and Punjab.

      22 June 2015

    • Shriram Life Insurance Co. Enhances Product Portfolio with 3 New Offerings

      Shriram Life Insurance Co. (SLIC), which recorded growth of 26% for the fiscal year 2014-2015 (as of January 2015), launched three new life insurance plans aimed at providing policyholders the dual benefits of protection and returns.

      These new products are expected to boost business in the run-up to the financial year-end, which is a time marked by taxpayers investing in tax-saving options. The three new plans comprise a guaranteed wealth protection plan, employee plan and a life protection plan.

      SLIC is a joint venture between the Indian-based Shriram Capital Ltd. and the South African financial services major Sanlam. The two partners have initiated talks to increase Sanlam’s stake in order to enhance capital funds to fuel expansion.

      Although more than adequately solvent, the life insurance major plans to divert funds raised from Sanlam’s stake enhancement towards business expansion which will include opening new branches and launching new plans.

      16 March 2015

    • Good news for pensioners in the Budget 2015

      Finance minister Arun Jaitley delivered good news for pensioners in the budget 2015 with the introduction of a new pension scheme and other tax incentives. The government’s National Pension Scheme will get a boost from this plan. Insurance and mutual fund players aren’t very happy with the special attention given to the NPS. The deduction limit in the pension product has been increased to Rs. 1.5 lac from Rs. 1 lac. A new pension scheme, the Atal Pension Yojana has been launched wherein a defined pension will be provided based on the person’s contribution. The finance minister has come up with the idea of setting up a Senior Citizen Welfare Fund aimed at securing the pensioner’s finances.

      9 March 2015

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    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Shriram Life Insurance Reviews

  • Page 1 of 2 1 2
    • Shriram Life Life Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've a life insurance policy with the SHRIRAM LIFE. I pay a premium of 20000 per year, I make payments online and sometimes as cheque. I never had any issues with their services and the features of the policy are equally good. Overall it is a recommendable policy to have.
      Was this review helpful? 1
      , chennai
      Reviewed on May 18, 2018
    • Shriram Life Life Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I bought the SHRI RAKSHA POLICY from the Shirarm life and I am using this policy for the past 6 years. This policy has the premium amount of Rs,10500. The customer support service and the response is good with the Shiriram life and their executives will come and collects the payments before the due date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2018
    • Shriram Life Life Insurance
      "Better policy to use"
      0.5 4.0/5 "Great!"
      I hold the Shriarm life insurance policy for the past 6 years. This policy is called as tension plan policy and here it has very good policy benefits and the coverage. I pay the premium of Rs,10640 to this policy in every year once. This policy has the tenure of 10years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 02, 2018
    • Shriram Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      Using the life insurance policy from the Shriram life and I have got the Pension plan from Shriram. I am holding 2 pension plan policies from the Shriram. The coverage and the plan benefits are good with this policy. The tenure of 15years is available in the Shriram pension plan policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2018
    • Shriram Life Life Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I am having the shriram life insurance policy and the coverage value is fine one for me. I have not done any claims with them till now. Everything is fine one with the Shriram life insurance company.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • Shriram Life Life Insurance
      "Best service"
      0.5 5.0/5 "Blown Away!"
      Shriram is the best compare to LIC. They are good in claim experience. Shriram is doing a best service for the customers. I have taken Shriraksha policy which has a tenure of 23 years. I pay premium of 7k yearly through cheque. They are providing double time sum assured.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • Shriram Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I haven't pay the premium with the life insurance for past 3 years. I have to go meet the Shriram life office to do the payment, Because of lack of time I couldn't pay the premium on time. I got the life insurance policy around 7 years ago, but I have paid the premium for 3 years of Rs,10,000 annually. The policy coverage and the plan benefits are good with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • Shriram Life Life Insurance
      "Should increase the benefits"
      0.5 4.0/5 "Great!"
      Yearly I used to pay the amount of Rs. 20,000, with the period of ten years. After the period I would be getting only 1.95,000 + interest. I make payment by cheuqe, it the basic benefits of accidental coverage and tax coverage but I am not satisfied with this policy, My cousin is working there, he have refereed it.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 05, 2017
    • Shriram Life Life Insurance
      "Ontime delivery"
      0.5 3.5/5 "Pretty good"
      I have life insurance policy with the Shriram life insurance company and it been referred by my friend and the coverage value is around 35 lakh Rupees after 20 years of time. Premium is around 10948 Rupees per annum. Customer service is fine one with them and I used to dealt with them through their agent. Its a kind of hassle free policy.
      Was this review helpful? 0
      , salem
      Reviewed on Mar 18, 2017
    • Shriram Life Life Insurance
      "Life insurance"
      0.5 5.0/5 "Blown Away!"
      I have opted for the life insurance of SHIRRAM through online. The best part about their customer support is they are calling at the scheduled time and followup was done appropriately,. I am holding this policy since 2015 and they are basically customer satisfactory,
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 15, 2016
    • Shriram Life Life Insurance
      "Need to explore"
      0.5 4.0/5 "Great!"
      I have life insurance policy with Shriram life insurance company and am paying around 9000 Rupees per annum. The returns would be around 3.5 lakh Rupees and I dealt with them through my brother, who is an employee over there. I dint seen any drawback with them.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 06, 2016
    • Shriram Life Life Insurance
      "Very poor "
      0.5 3.0/5 "Satisfactory"
      The service provided was not with Shriram service.I am not having any satisfaction in the service.They have not intimated about the Insurance process with the customer.The plan benefits are less with shriram.The tenure period of the Insurance is around 10years
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 13, 2016
    • Shriram Life Life Insurance
      "Life time coverage."
      0.5 5.0/5 "Blown Away!"
      The service provided was good and I have not faced any drawbacks in the service.They provide 3times of the assured at time of maturity.I make the payments in yearly manner.The tenure period of the plan is for 12years with shriram Life coverage services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 06, 2016
    • Shriram Life Life Insurance
      "Better"
      0.5 5.0/5 "Blown Away!"
      I have taken the life insurance policy with Shriram life insurance company and I been with them from the last eleven years of time. Customer service is good with them, also I am paying around 3360 Rupees for every quarter of the year. Policy coverage value is around 18 lakh Rupees.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 28, 2016
    • Shriram Life Life Insurance
      "Satisfied"
      0.5 1.5/5 "Bad"
      I have got the life insurance policy with the Shriram insurance company, also it will provide the coverage for health too, also the premium is around 3500 Rupees per annum. I can say its a smooth process and I need to pay the premium for ten years of time. Policy coverage value is around 50 lakh Rupees.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Mar 28, 2016
    • Shriram Life Life Insurance
      "Not satisfied..."
      0.5 1.0/5 "Really Bad"
      Representative is not fine. I open the life insurance at one of the branches and first time the service was better. Later I have not got better response. When I went second time to renew the plan, no one was there to help me. Customer service is not appreciable. Policy benefits are very good at Shriram Life.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 29, 2016
    • Shriram Life Life Insurance
      "Service is not up to the mark "
      0.5 4.0/5 "Great!"
      Shiram is good in the life insurance plan but the customer service is very bad because the response is not up to the mark. I have taken a life plan for the tenure of 10 years after the maturity will get the lump sum amount. Accidental and natural death coverage is given. Payment options is flexible.
      Was this review helpful? 1
      , dindigul
      Reviewed on Jan 05, 2016
    • Shriram Life Life Insurance
      "Super"
      0.5 5.0/5 "Blown Away!"
      I am having the life insurance policy with the Shriram life insurance company and am paying the premium as 15000 Rupees per year of time. I need to pay it for ten years of time and its I will get the returns on specified term period.
      Was this review helpful? 1
      , salem
      Reviewed on Dec 31, 2015
    • Shriram Life Life Insurance
      "Best plan "
      0.5 3.5/5 "Pretty good"
      Shriram life is giving different plans and more offers comparing with lic. I have taken life insurance with the tenure of 15 yeas. Premium is use to be paid every year. In case any unfortunate take place to the insure the plan will be continued and double the maturity will be given to the family members.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 16, 2015
    • Shriram Life Life Insurance
      "Good Company "
      0.5 3.0/5 "Satisfactory"
      From shriam life insurance i have taken two life insurance policies for the tenure of 15 years. Policy coverage offered is double the sum assured in case of unfortunate take place . We have to pay the payment in the service center were as now they have improve the best by connecting with axis bank. My friend is the agent so he gives the best service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 30, 2015
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