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Aviva Life Insurance

Reduce your taxable income by up to Rs. 1.5 Lakh under Sec.80C
Pay premiums monthly, quartely, half-yearly or annualy
Enhance your cover through riders like permanent disability/accidental death rider
Aviva Life Insurance, one of the most reputed insurance companies in India offers a large variety of products from simple term insurance plans to retirement plans that you can choose as per your needs.

Founded in the year 2000, AVIVA is a British multinational insurance company headquartered in London. Catering to a global customer base of about 34 million customers, AVIVA’s operations are spread across 16 countries, some of which are Hong Kong, Spain, Ireland, Canada and Italy, among others. AVIVA offers a host of well-rounded general insurance products (for categories like life, health, travel, vehicles, home, etc.), along with financial solutions for savings, investment and retirement.

Benefits of Aviva Life Insurance:

Aviva Life insurance is one of the leading insurers serving close to 31 million customers in over 16 nations worldwide. As one of the world leaders of the insurance sector, Aviva offers a robust portfolio of insurance products which are suited for different individuals with different needs. Furthermore, with a countrywide network of 118 branches, you can rest assured of availing quality insurance services near you at an Aviva branch or get the best insurance related advice from one of the 11,000 financial planning advisors who are a part of Aviva’s branch workforce.

Types of Life Insurance Policies Provided by Aviva:

Aviva Life Insurance offers a wide variety of life insurance plans not only for individuals but also for groups. Given below are all the plans offered by the insurer.

Plans for Individuals Child Plans
  • Aviva New Family Income Builder
  • Aviva Young Scholar Secure
  • Aviva Young Scholar Advantage
  • Aviva i-Growth
  • Aviva Life Bond Advantage
  • Aviva Dhan Samruddhi
  • Aviva Wealth Builder
  • Aviva Affluence
  • Aviva Dhan Vriddhi Plus
  • Aviva Dhan Nirman
Savings Plans
  • Aviva Dhan Samruddhi
  • Aviva Guaranteed Income Plan
  • Aviva Affluence
  • Aviva Dhan Nirman
  • Aviva Dhan Vriddhi Plus
  • Aviva Wealth Builder
  • Aviva Life Bond Advantage
  • Aviva New Family Income Builder
  • Aviva i-Growth
Retirement Plans
  • Aviva Dhan Samruddhi
  • Aviva Life Bond Advantage
  • Aviva Next Innings Pension Plan
  • Aviva Wealth Builder
  • Aviva i-Growth
  • Aviva Annuity Plus
  • Aviva New Family Income Builder
  • Aviva Affluence
  • Aviva Dhan Vriddhi Plus
Protection Plans
  • Aviva i-Term Smart
  • Aviva i-Life Total
  • Aviva Extra Cover - A combination plan
  • Aviva Lifeshield Advantage
  • Aviva Lifeshield Platinum
  • Aviva i-Life
  • Aviva i-Shield
Health Plans
  • Aviva Heart Care
  • Aviva Health Secure
Rural Plans
  • Aviva CSC Bima Laabh Yojana
  • Aviva Jana Suraksha
  • Aviva Nayi Grameen Suraksha
  • Aviva Sampoorna Suraksha
Group Plans Term Insurance Plans
  • Aviva Group Credit Life
  • Aviva Group Term Life
  • Aviva Corporate Life Plus
  • Aviva Corporate Shield Plus
  • Aviva Credit Assure
Gratuity or Leave Encashment Plans
  • Aviva Group Gratuity Advantage
  • Aviva New Group Leave Encashment Plan
  • Aviva New Traditional Employee Benefit Plan
Rural/Credit Protection Plans
  • Credit Suraksha
  • Aviva Group Life Protect

Aviva Life Insurance Plans For Individuals:

Aviva offers multiple types of life insurance policies suited for individuals. The product suite includes child plans, saving plans, retirement plans, protection plans and rural plans.

  1. Aviva Family New Income Builder
  2. Aviva Young Scholar Advantage
  3. Aviva Young Scholar Secure
  4. Aviva Dhan Nirman – This is a unique which not only gives you a guaranteed stream of income regularly but also provides you with a bonus amount at the end of your policy term.
  5. Aviva Dhan Samruddhi – The Dhan Samruddhi is a plan specially designed to allow you to meet short and long term needs. The plan gives you guaranteed cash back, liquidity, maturity benefit and rebate for a high sum assured.
  6. Aviva Life Bond Advantage – This unique plan allows you the opportunity to invest a sum of money for a medium to long period of time along with Life Cover and the freedom of accessing your funds after 5 years.
  7. Aviva Live Smart – The Live Smart is a unit-linked plan which allows you to choose between 7 fund options (from 100% equity to 100% debt), provides flexibility to choose the policy term and also make free partial withdrawals after 5 years.
  8. Aviva Wealth Builder – Achieve your dreams with the Wealth Builder Plan which will double the total amount of premiums you have paid and guarantees the return of the same, as a lump sum at the time of maturity.
  9. Aviva iGrowth – The iGrowth policy has been designed to ensure that not only you but also your family can enjoy a secure future. It comes with 3 fund options, 3 policy terms and tax benefits.
  10. Aviva Dhan Vriddhi Plus – If you wish to make systematic savings while building a corpus, then the Dhan Vriddhi Plan is right for you, which comes with 3 term payment options, along with tax benefits.
  11. Aviva Affluence – This is a unit linked endowment plan which requires you to pay only for a limited term while allowing you to stay invested to meet long term milestones and maximize returns by choosing between 7 fund options.
Plan Basic Sum assured Tenure(policy Term)
Aviva Dhan Nirman Min – Rs 200,000; Max – Rs 1 crore (per life) 18, 21, 25 & 30 years
Aviva Dhan Samruddhi Min – Rs 100,000 Max – Rs 5 crore 10, 15 or 20 years (subject to max. maturity age)
Aviva Life Bond Advantage - 10 to 73 years (min age at maturity – 18 years; max age at maturity – 75 years)
Aviva Life Smart Sum Assured can be chosen as a multiple of Annual Premium between the maximum and minimum limits. Between 15 years to 30 years (subject to min. & max maturity age)
Aviva Wealth Builder
  • 2x Single premium (Single PPT*);
  • 10x Annual Premium (5 Yr PPT), &
  • 20x Annual Premium (10 Yr PPT)
13, 15 & 17 years
Aviva Young Scholar Advantage Max./Min. Sum Assured:
  • 0.5 x Policy Term X Annual premium, OR
  • 10 x Annual premium, whichever is higher
10 – 25 years (subject to max. maturity age)
Aviva Young Scholar Secure
  • Death Sum Assured: Higher of {10x Annual premium (excl. extra premium, rider premium & taxes, if any) OR Maturity Sum Assured OR 105% of the premiums paid (excl. extra premium, rider premium and taxes, if any)}
  • Maturity Sum Assured will depend on the age of the Life Insured, Policy term and Plan Option.
21 years, minus the child’s age at entry.
Aviva iGrowth Sum Assured - 10x Annual Premium OR 20x Annual Premium;
  • Min. SA - Rs 3,50,000
  • Max. SA per life:
Age 18 to 40: Rs. 50,00,000 Age 41 to 50: Rs. 30,00,0,00
10, 15 or 20 years (subject to max. maturity age)
Aviva Family New Income Builder Sum Assured – 24x Annual Premium (exclusive of Service Tax and extra premium, if any)
  • Min. SA - Rs 9,60,000 (min. annual premium of Rs.40,000 X 24)
  • Max. SA - Rs.24,00,00,000 per life (max. annual premium of Rs.1,00,00,000 X 24)
12 years
Aviva Dhan Vriddhi Plus
  • 5 years PPT:
  • Entry age 18 to 45 years: Min. SA Rs 5 lac
  • Entry age 46 to 50 years: Min. SA is Rs 10 lac
  • 7 years PPT – Min. SA is Rs 5 lac
  • 11 years PPT – Min. SA is Rs 3 lac
Max. SA for all 3 PPTs is Rs 5 crore
20 years
Aviva Affluence Sum Assured is a multiple of Annual Premium and depends upon Policy Term and age. 15 to 30 years (subject to min. & max. maturity age)

*PPT – Premium Payment Term / *SA – Sum Assured

1. Aviva Dhan Nirman

2. Aviva Dhan Samruddhi

3. Aviva i-Growth

4. Aviva LifeBond Advantage

5. Aviva Live Smart

6. Aviva New Family Income Builder

7. Aviva Wealth Builder

8. Aviva Dhan Vriddhi Plus – If you wish to make systematic savings while building a corpus, then the Dhan Vriddhi Plan is right for you, which comes with 3 term payment options, along with tax benefits.

9. Aviva Affluence – This is a unit linked endowment plan which requires you to pay only for a limited term while allowing you to stay invested to meet long term milestones and maximize returns by choosing between 7 fund options.

Plan Basic Sum assured Tenure(policy Term)
Aviva Dhan Nirman Min – Rs 200,000; Max – Rs 1 crore (per life) 18, 21, 25 & 30 years
Aviva Dhan Samruddhi Min – Rs 100,000 Max – Rs 5 crore 10, 15 or 20 years (subject to max. maturity age)
Aviva iGrowth
  • Sum Assured - 10x Annual Premium OR 20x Annual Premium;
  • Min. Sum Assured - Rs 3,50,000 Max. Sum Assured per life -
  • Age 18 to 40: Rs. 50,00,000 Age 41 to 50: Rs. 30,00,0,00
10, 15 or 20 years (subject to max. maturity age)
Aviva Life Bond Advantage - 10 to 73 years (min age at maturity – 18 years; max age at maturity – 75 years)
Aviva Life Smart Sum Assured can be chosen as a multiple of Annual Premium between the maximum and minimum limits. Between 15 years to 30 years (subject to min. & max maturity age)
Aviva Family New Income Builder
  • Sum Assured – 24x Annual Premium (exclusive of Service Tax and extra premium, if any)
  • Min. SA* - Rs 9,60,000 (min. annual premium of Rs.40,000 X 24)
  • Max. SA* - Rs.24,00,00,000 per life (max. annual premium of Rs.1,00,00,000 X 24)
12 years
Aviva Wealth Builder
  • 2x Single premium (Single PPT*);
  • 10x Annual Premium (5 Yr PPT), &
  • 20x Annual Premium (10 Yr PPT)
13, 15 & 17 years
Aviva Dhan Vriddhi Plus
  • 5 years PPT
  • Entry age 18 to 45 years: Min. SA Rs 5 lac
  • Entry age 46 to 50 years: Min. SA is Rs 10 lac
  • 7 years PPT – Min. SA is Rs 5 lac
  • 11 years PPT – Min. SA is Rs 3 lac
  • Max. SA for all 3 PPTs is Rs 5 crore
20 years
Aviva Affluence Sum Assured is a multiple of Annual Premium and depends upon Policy Term and age. 15 to 30 years (subject to min. & max. maturity age)

*PPT – Premium Payment Term / *SA – Sum Assured

1. Aviva Annuity Plus

2. Aviva Next Innings Pension Plan

3. Aviva Dhan Samruddhi – The Dhan Samruddhi is a plan specially designed to allow you to meet short and long term needs. The plan gives you guaranteed cash back, liquidity, maturity benefit and rebate for a high sum assured.

4. Aviva iGrowth – The iGrowth policy has been designed to ensure that not only you but also your family can enjoy a secure future. It comes with 3 fund options, 3 policy terms and tax benefits.

5. Aviva Live Smart – The Live Smart is a unit-linked plan which allows you to choose between 7 fund options (from 100% equity to 100% debt), provides flexibility to choose the policy term and also make free partial withdrawals after 5 years.

6. Aviva Family New Income Builder - This plan makes sure you pay for 12 years and get the double of that amount over the next 12 years.

7. Aviva Wealth Builder – Achieve your dreams with the Wealth Builder Plan which will double the total amount of premiums you have paid and guarantees the return of the same, as a lump sum at the time of maturity.

8. Aviva Life Bond Advantage – This unique plan allows you the opportunity to invest a sum of money for a medium to long period of time along with Life Cover and the freedom of accessing your funds after 5 years.

9. Aviva Dhan Vriddhi Plus – If you wish to make systematic savings while building a corpus, then the Dhan Vriddhi Plan is right for you, which comes with 3 term payment options, along with tax benefits.

10. Aviva Affluence – This is a unit linked endowment plan which requires you to pay only for a limited term while allowing you to stay invested to meet long term milestones and maximize returns by choosing between 7 fund options.

Plan Basic Sum assured Tenure(policy Term)
Annuity Plus - -
Aviva Dhan Samruddhi Min – Rs 100,000 Max – Rs 5 crore 10, 15 or 20 years (subject to max. maturity age)
Aviva iGrowth
  • Sum Assured - 10x Annual Premium OR 20x Annual Premium;
  • Min. Sum Assured - Rs 3,50,000
  • Max. Sum Assured per life -
  • Age 18 to 40: Rs. 50,00,000
  • Age 41 to 50: Rs. 30,00,0,00
10, 15 or 20 years (subject to max. maturity age)
Aviva Life Smart Sum Assured can be chosen as a multiple of Annual Premium between the maximum and minimum limits. Between 15 years to 30 years (subject to min. & max maturity age)
Aviva Family New Income Builder
  • Sum Assured – 24x Annual Premium (exclusive of Service Tax and extra premium, if any)
  • Min. SA* - Rs 9,60,000 (min. annual premium of Rs.40,000 X 24)
  • Max. SA* - Rs.24,00,00,000 per life (max. annual premium of Rs.1,00,00,000 X 24)
12 years
Aviva Next Innings - 13, 16 & 18 years
Aviva Wealth Builder
  • 2x Single premium (Single PPT*);
  • 10x Annual Premium (5 Yr PPT), &
  • 20x Annual Premium (10 Yr PPT)
13, 15 & 17 years
Aviva Life Bond Advantage - 10 to 73 years (min age at maturity – 18 years; max age at maturity – 75 years)
Aviva Dhan Vriddhi Plus
  • 5 years PPT
  • Entry age 18 to 45 years: Min. SA Rs 5 lac
  • Entry age 46 to 50 years: Min. SA is Rs 10 lac
  • 7 years PPT – Min. SA is Rs 5 lac
  • 11 years PPT – Min. SA is Rs 3 lac
  • Max. SA for all 3 PPTs is Rs 5 crore
20 years
Aviva Affluence Sum Assured is a multiple of Annual Premium and depends upon Policy Term and age. 15 to 30 years (subject to min. & max. maturity age)

*PPT – Premium Payment Term / *SA – Sum Assured

1. Aviva i-Life

2. Aviva i-Shield

3. Aviva Life Shield Advantage

4. Aviva Life Shield Platinum

5. Aviva Life Shield Plus

6. Aviva Sampoorna Suraksha – This is a non-linked, non-participating life insurance plan which helps secure the future of your loved ones by providing a guaranteed maturity benefit, freedom to choose a premium payment schedule as per your convenience.

7. Aviva Extra Cover – This policy combines the benefits of the Aviva i-Life and the Aviva Health Secure policy, to provide all-round protection which includes affordable life cover and a lump sum amount on diagnosis of a critical illness.

Plan Basic Sum assured Tenure(policy Term)
Aviva i-Life Min – Rs 25 lakh; Max – No limit (depends on underwriting) Min – 10 years; Max – 35 years
Aviva i-Shield Rs. 15 lakhs to Rs. 5 crores (in multiples of Rs.25000), subject to underwriting. 10 – 25 years
Aviva Life Shield Advantage Min. Sum Assured – Rs 2 lakh 10 – 30 years
Aviva Life Shield Platinum Min – Rs 50,00,000; Max – No limit, subject to underwriting. 10 – 52 years (subject to max. maturity age of 70 years)
Aviva Life Shield Plus Minimum Sum Assured – Rs 10 lakh 10 – 30 years
Aviva Sampoorna Suraksha Sum Assured shall vary depending on the policy term 8, 9, 10 & 15 years
· Term Insurance
Aviva Extra Cover
  • Min – Rs 25 lakh; Max – Rs No limit
  • Critical Illness Cover
  • Min – Rs 5 lakh; Max – Rs 50 lakh
10 – 15 years (Term Insurance); 10 – 30 years (Critical illness cover)

1. Aviva Jan Suraksha

2. Aviva Nayi Grameen Suraksha

Plan Basic Sum assured Tenure(policy Term)
Aviva Jan Suraksha - 5 – 10 years (subject to max. age maturity age of 50 or 55 years respectively)
Aviva Nayi Grameen Suraksha - -

1. Aviva Corporate Life Plus

2. Aviva Corporate Shield Plus

3. Aviva Credit Assure

4. Aviva Group Credit Life

5. Aviva Group Term Life

Plan Basic Sum assured Tenure(policy Term)
Aviva Group Credit Life
  • Minimum amount - Rs.5,000
  • Maximum amount - Rs.10 crore (pertaining to home loans)
  • Maximum amount - Rs.5 crore (pertaining to other types of loans)
  • Single premium policies - 2 to 30 years
  • Limited premium policies - 8 to 30 years
Aviva Group Term Life
  • Minimum Amount Per Member - Rs.5,000
  • Minimum Amount Per Scheme - Rs.20 lakh
  • No Maximum Limit
The group insurance policy can be renewed on a yearly basis
Aviva Credit Assure
  • Minimum Amount - Rs.5,000 per member
  • Maximum Amount - Rs.10 lakh per member
The group insurance policy can be renewed on a yearly basis

1. Aviva New Traditional Employee Benefit

2. Aviva Group Gratuity Advantage

3. Aviva New Group Leave Encashment Plan

Plan Basic Sum assured Tenure(policy Term)
Aviva New Traditional Employee Benefit Min: Rs 1,000 per employee; Max: Rs 1crore per employee -
Aviva Group Gratuity Advantage Min: Rs 1,000 per employee Max: Rs 1crore per employee 1 year policy, renewable annually
Aviva New Group Leave Encashment Plan - -

1. Aviva Credit Plus

2. Aviva Credit Suraksha

3. Aviva Group Life Protect

Plan Basic Sum assured Tenure(policy Term)
Aviva Credit Plus - 1 year, renewable annually.
Aviva Credit Suraksha Max – Rs 100,000 / per member - Rs 20 lakh / per scheme 1 year policy, renewable annually
Aviva Group Life Protect Min – Rs 1,000 per member Max – No limit -
  • Aviva Life Insurance

    With a 94.5% claim settlement ratio (CSR), Aviva Life Insurance is well on its way to becoming the leader of the life insurance sector in the insurance market. Additionally, when it comes to trusting a brand, Aviva Life Insurance has always exceeded expectations with its quick customer service responses, excellent life and term insurance policies, and an overall objective to please the customer!

    With more than 300 years of experience, Aviva has successfully established its power and position in more than 16 countries all over the world. Their conduct is extremely compassionate and the customer service agents at Aviva Life Insurance are extremely cordial and skillful. Aviva offers a wide array of financial products that range from term plans, children plans, savings plans, health plans, group plans (for corporate organisations and companies), and retirement plans.

    You can choose from a multitude of Aviva’s products and select the plan that works best for you! In a small premium amount, you can now get a life cover up to the age of 100. What more can one’s heart desire?

    Fulfill every desire, every need, and requirement of your family members with the help of child plans offered by Aviva Life Insurance. Help your child take right decisions and make thoughtful choices. With such plans, your child will have easy access to finances at every important milestone of his/her life. Through these plans, you can focus on bettering your child’s future without stressing out about the financial implications. Moreover, in case the insured parent of the child passes away, the insurance company will not ask for any further premium payment. This provides an additional security to the child and helps foster his development without any hiatuses.

    Compare the benefits of multiple life insurance policies offered by Aviva Life Insurance and help your child soar!

How to File An Insurance Claim With Aviva Life:

Claim settlement is one of the most important aspects of any insurance policy. To allow you to file a claim with zero hassles, Aviva has put in place a very efficient claim settlement process. Customers can inform the insurer about a claim either by visiting the Aviva website or by approaching any Aviva branch office. The steps involved in registering a claim are as follows:

  • Step 1 – Complete the claim form correctly and fully, depending on which claim has to be made.
  • Step 2 – Depending on the claim that you have raised, you must gather the required documents, which must be submitted either as originals or photocopies and must be duly attested by a Gazetted officer, magistrate, Tahsildar or police sub-inspector.
  • Step 3 – If you have to make a Hospitalization / Surgical Rider Benefit Claim, you must furnish all medical reports, bills which have been issued by the physician treating your illness who must also be qualified to issue such a report.
  • Step 4 - Finally, you must submit the claim form along with the required documents to your nearest Aviva branch office.

Aviva Life Insurance Claim Settlement Ratio:

Year 2017 - 2018 2016 - 2017 2015 - 2016 2014 - 2015 2013 - 2014
Claim Ratio 94.45% 90.60% 81.97% 83.07% 84.01%

Along with providing comprehensive health plans, Aviva Life Insurance also provides add-on benefits like Critical Illness Benefit rider coupled with a Bonus facility. Health plans offered by Aviva Life Insurance can be purchased either online or offline. The following health plans are provided by Aviva Life Insurance:

1. Aviva Health Secure

2. Aviva Heart Care

Plan Basic Sum assured Tenure(policy Term)
Aviva Health Secure
  • Minimum amount - Rs.5 lakh
  • Maximum amount - Rs.50 lakh (including the cover for Critical Illness purchased under other plans)
  • Minimum policy term - 10 years
  • Maximum policy term - 30 years
Aviva Heart Care
  • Minimum amount - Rs.10 lakh
  • Maximum amount - Rs.50 lakh (subject to underwriting guidelines approved by the Board)
  • Minimum policy term: 10 years
  • Maximum policy term - 25 years (subject to maximum age of maturity of 75 years)

Documents Required To Purchase Aviva Life Insurance:

In order to apply and purchase an Aviva Life Insurance policy, you must provide certain documents such as your identity proof, proof of age, proof of income, proof of residence and a copy of your PAN Card.

How To Check Your Aviva Life Insurance Policy Status:

You can easily check the status of your Aviva Life Insurance policy online by simply visiting their website. In order to check the status of your policy, you will be asked to provide your policy number and your date of birth. Upon providing that, you can easily view the status of your policy.

Online Payment of Aviva Life Insurance Premium:

For maximum convenience, Aviva allows its customers to pay for their policy premiums via multiple channels which include direct debit, airtel money, standing instructions on your credit card, auto pay via NACH, payment through an Aviva/ Axis bank/ Yes Bank/ ICICI/ Common Service Centre (CSC) branch, electronic bill presentment system, NEFT and via HDFC / SBI direct debit.

Aviva Life Insurance Customer Care:

Customer care is a very important part of any business which directly deals with customers. Aviva Life Insurance not only understands but also values that. This is why they have set up a multi-channel customer service system wherein customers can effortlessly get in touch with the customer support team to resolve their queries, issues and grievances related to their life insurance policy taken from Aviva. There is a multi-channel service system set up by Aviva wherein customers can get in touch with the customer support staff via the dedicated helpline number, or by email. customers can also go to the Aviva website and request a call back from the customer care or get in touch with them by filling up a simple form online. In addition to this, the Aviva website offers several options using which customers can perform a number of service requests themselves. These include filing a claim, managing their policy, pay premiums, download forms, manage their funds, calculate premium, and get information on various life insurance policies offered by Aviva Life. In case of any complaints, customers can also register their grievances on the website itself.

Aviva Life Insurance FAQs:

Q. How to initiate a claim with Aviva Life Insurance?

A.In the event of hospitalization, critical illness diagnosis, disability, or death – a claim process must be started by contacting the company and intimating them about the nature of the event within a specific period of time. You can also initiate the claim process online.

Q. How do I find out the status of my claim with Aviva Life Insurance?

A.Aviva Life Insurance Company will keep the customer updated about the status of their claims through phone calls, SMS, and letters. You can also check your claim status online.

Q. Can I pay my premiums through Direct Debit?

A.Yes, the direct debit facility is available for 15 banks as of December, 2015. To activate the direct debit system, one must first fill up and submit the direct debit mandate. The mandate form can be downloaded from the Aviva website, or collected at any Aviva Life Insurance branch office.

Q. Can I pay my premiums over the phone?

A.Aviva offers an Interactive Voice Response payment facility, through which policyholders can make premium payments of up to Rs.15 lakh using their credit cards.

Q. Can I pay my premiums through setting up standing instructions on my credit card?

A.Yes, standing instructions can be placed on your VISA, MasterCard, Diners Club, or American Express credit cards. On the premium due date, the premium amount will be deducted from the specified account. In order to utilize this facility, fill out and submit a Credit Card Authorization Form at any Aviva Branch Office.

Q. Is there an Electronic Clearance System (ECS) facility available?

A.Renewal premium amounts can be automatically deducted from your chosen bank account, on a specified date, and paid to Aviva Life Insurance Co. Bear in mind that this facility is only available to policies that are “in-forced”, and on which there is no outstanding premium.

Q. Can I renew my Aviva Life Insurance policy online?

A.Yes, you can renew your Aviva Life Insurance policy online.

Q. Can I make premium payments through National Electronic Fund Transfer or NEFT?

A.Yes, you can make premium payments through NEFT Payments.

Q. How do I apply for a duplicate policy?

A.In order to receive a duplicate of your policy from the company, you need to fill a request form and submit it to your nearest branch along with all required documents.

Q. How do I reinstate a lapsed policy?

A.Lapsed policies can be reinstated, depending on the policy terms and conditions. In order to reinstate a policy, you need to fill up the Declaration of Good Health and provide complete details with relevant documents.

Q.Can I apply for an Aviva Life Insurance policy online?

A.Yes, you can easily apply for an Aviva Life Insurance policy online.

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News About Aviva Life Insurance

  • Aviva Life Insurance Introduces Special Mentorship Program for Working Women

    As per the recent announcement by Aviva Life Insurance, the life insurer is planning to introduce a specially designed mentorship program named ‘Wings’ that will help empower its women workforce. According to the statement made by the company, this program is part of an initiative by the SHE division of the company which is targeted towards mentoring all its women employees and helping them achieve their personal and professional goals. Conceptualised in 2016 by the Women Network of Aviva India, the SHE division is an active community of socially enabled women who spearhead campaigns to address various causes that are in the interest of women empowerment.

    Aviva Life Insurance believes that an effective practice of offering the right guidance at the workplace helps women not only visualise what they want to become in future, but also offers them a clearer picture of their future and growth prospects. As per the statements of the Chief Customer, Marketing and Digital Officer and a Wings Mentor at Aviva Life Insurance, Anjali Malhotra, when a female employee has a woman as a mentor, she is able to freely communicate in a safe environment. This, in turn, allow the women at the workplace to focus on their growth and the avenues for improvement while creating a leadership pipeline for the company so that the organisation can also benefit from this practice.

    14 March 2019

  • Rana Kapoor’s Family Planning to Buy Large Stake in Aviva Life Insurance

    According to reports, the family of Rana Kapoor, the Co-Founder of Yes Bank, is currently in negotiations with the Burman family of Dabur regarding the purchase of a large number of stakes in Aviva Life Insurance – a joint venture between the Dabur Invest Corp. and the Aviva Group. In the meantime, parallel negotiations are also underway with the IndusInd Bank, the former bancassurance partner of the venture. Even though both the IndusInd Bank and the Kapoor family office has denied these reports, sources have revealed that a valuation exercise has been initiated in order to bring IndusInd Bank on board as a strategic ally. Two individuals who are in the know of the matter have disclosed that the discussions on behalf of the seller are being led by Aviva. Furthermore, 3 independent sources have revealed that the Burman family is looking to completely exit the lossmaking venture if they receive a good price. This move, in turn, will cause the Burman family to end its 18-year-old association with the British insurer. A senior management team from the London office of Aviva was in India last month to discuss the matter. At present, the Burman family holds the stake through its investment vehicle - Dabur Invest Corp. While the original alliance of Aviva Life Insurance at a 26:74 partnership, Aviva Plc soon acquired an additional 23% stake worth Rs.940 crore from Dabur Invest Corp in Aviva Life Insurance in May 2016.

    14 January 2019

  • Karni S Arha Appointed As CFO At Aviva Life Insurance

    Aviva India, a joint venture between Dabur Invest Corp (DIC) and UK based insurer, Aviva International holdings (AIH), recently appointed Karni S Arha as its new CEO (chief financial officer), who will be working out of Aviva’s head office which is located in Gurgaon. Mr. Arha brings with him 17 years of extensive and valuable experience, with special focus on the insurance sector. Prior to joining Aviva, Mr. Arha was the Executive Vice President at Anand Rathi Insurance brokers.

    15 September 2016

  • Aviva International Holdings to Increase its Stake

    UK-based insurer Aviva is set to increase its stake in the Indian joint venture of Aviva Life Insurance Company India Ltd. It currently holds 23% stake in the Indian JV with Indian multinational Dabur accounting for the remaining 77% till now. With relaxing of FDI norms in the insurance sector this year so that foreign insurers can hold up to 49% stake in their Indian arms, more insurers are expected to follow suit to get a larger slice of the Indian market.

    The approval for Aviva was tweeted today by the Competition Commission of India (CCI). Aviva International Holdings already has major operations in countries like Taiwan, Vietnam, Indonesia and Ireland, apart from India. The move was hinted by Aviva Europe and India CEO David McMillan in August when he said his company was looking at increasing its stake in the Indian JV.

    25 November 2015

  • Limited Premium Term Plan launched by Aviva Life Insurance

    Aviva Life Insurance has just announced a new life insurance plan, called Aviva Dhan Vriddhi Plus. This plan will be a traditional participating, limited premium paying plan. The plan will ensure the policyholder will receive a guaranteed lump sum equivalent to the premiums paid by him/her and include bonuses accrued ensuring their savings grow.

    The CEO and MD of Aviva India said that they are looking to offer products to suit specific customer segments, and their research with customer has helped them align the Aviva Dhan Vriddhi Plus to the customers’ needs. The new product will increase the customer's options of providing for their children's education, financial security for the family or even a comfortable retirement.

    24 September 2015

GST of 18% is applicable on life insurance effective from the 1st of July, 2017

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Aviva Life Insurance Reviews

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  • Aviva Life Insurance
    "Very good"
    0.5 4.0/5 "Great!"
    I have taken one more insurance with aviva life insurance my plan is forty years almost eight years is complete . This is best customer service provided and response at a time and I am happy with aviva life insurance . and I am satisfied all thing in this insurance .
    Was this review helpful? 0
    , faridabad
    Reviewed on Mar 14, 2019
  • Aviva
    Aviva Life Insurance
    "Good income replacement plan"
    0.5 4.0/5 "Great!"
    I'm working with the AVIVA hence i have chosen the salary replacement income plan for my entire family benefits. If something happened to my life, they will be getting a 100% of my salary for next 20 years. I have been paying the premium amount of Rs. 600 every month. Since I'm working as a employee, i will get 50% additional benefits.
    Was this review helpful? 0
    , vadodara
    Reviewed on Feb 25, 2019
  • Aviva Life Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    I have taken life insurance from the Aviva LIFE INSURANCE life as it has good returns i make the payment through online banking annually . This policy covers accidental and critical illness benefits with the good tenure period The customer representative explained the benefits and features of the policy . Overall am satisfied with my policy .
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 28, 2019
  • Aviva Life Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had started this Term Insurance a long time back and the premium had been paying on an annual basis. The premium amount has been nominal and the payment method has been simple. I used to pay the premium through their mobile application which as convenient and their customer support has also been helpful.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 26, 2019
  • Aviva Life Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have taken life insurance policy with AVIVA LIFE from last 7 years and it is a long term policy. I have to pay premium for 15 years and ie through ECS and i am convenient with the payment options. Tenure period for this policy is 20 years and i am happy with the returns.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 08, 2019
  • Aviva Life Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I have been using my life insurance with Aviva life insurance corporation, i took this insurance my counselling my financial adviser, as he had suggested me, and there is some term plan i have took from this institute,and the premium amount they have charged me was nominal,and i pay on yearly basis, and i use to pay through off line.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 27, 2018
  • Aviva Life Insurance
    "Need more marketing about this policy"
    0.5 4.0/5 "Great!"
    Whenever i have a enquiry, the customer care people are giving a prompt response in a customer's understandable way. When they have charged extra from my credit card for my policy, they have given me a explanation of GST charges. I have taken a life insurance policy 20 years before. I pay the premium amount of Rs. 6510 then and now Rs. 10560 yearly once.
    Was this review helpful? 0
    , vellore
    Reviewed on Dec 04, 2018
  • Aviva Life Insurance
    "Take care of the family by taking this policy"
    0.5 4.0/5 "Great!"
    Last 2 years, i have not made the payment for my term insurance. Basically i have purchased this policy because they are charging very less premium in the market. Their brand ambassador is Sachin Tendulkar hence they are very good brand company. I don't have much interaction with their customer care service. I have chosen the coverage value of Rs.50 lakhs.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 02, 2018
  • Aviva Life Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have a life insurance policy with AVIVA life from last 6 years, i am happy with the coverage value of this policy. It covers critical illness as well as it has a cashless treatment. A premium of Rs 4500 has to be paid for this policy and i pay it through net banking.
    Was this review helpful? 1
    , pune
    Reviewed on Sep 12, 2018
  • Aviva Life Insurance
    "Good Service"
    0.5 4.0/5 "Great!"
    I've a life insurance policy with the Aviva Life. I am paying 8000 per year via Online. The sum assured is 1 Crore and considering the policy features and plan benefits it has been a very good experience with the life insurance policy.
    Was this review helpful? 1
    , gurgaon
    Reviewed on Jul 14, 2018
  • Aviva Life Insurance
    "Good policy to use"
    0.5 4.0/5 "Great!"
    The AVIVA life insurance policy has been used by me for more than 3 years. This policy has the tenure of 20years. The customer support service and the response is good with the Aviva insurance. I pay the premium amount around Rs,10,000 in an year.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jun 13, 2018
  • Aviva Life Insurance
    "Policy is good but the premium is high"
    0.5 5.0/5 "Blown Away!"
    Aviva term insurance coverage upto the age of 50. I used to make the payment through net banking. Last year onwards i register my credit card to auto debit the money from my card. I have taken this policy in the year of 2012. I'm paying the annual premium of Rs. 19900. Sum assured amount of Rs. 50 Lakhs.
    Was this review helpful? 1
    , madurai
    Reviewed on Jun 06, 2018
  • Aviva Life Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a life insurance policy with AVIVA life from last 6-7 years and it is a long term policy. The tenure of this life insurance policy is 60 years. I pay my premium once in a year through net banking and i am convenient with the payment options. I am happy with the coverage and returns of this policy.
    Was this review helpful? 1
    , bangalore
    Reviewed on Mar 12, 2018
  • Aviva Life Insurance
    "Life insurance with AVIVA"
    0.5 5.0/5 "Blown Away!"
    I have taken a life insurance from AVIVA.The premium is 47000 which i have to pay every year.And after completing the maturity period of 15 years they will provide me the sum assured plus the bonus amount. I make the payment through cheque. Its a good policy.
    Was this review helpful? 1
    , new delhi
    Reviewed on Mar 12, 2018
  • Aviva Life Insurance
    "Life insurance with AVIVA"
    0.5 5.0/5 "Blown Away!"
    I have taken a life insurance from AVIVA.The premium which i have to pay yearly is 50000 and after completing the maturity period of 12 years they will provide me the sum assured plus the bonus amount. I always make the payment through cheque.
    Was this review helpful? 0
    , new delhi
    Reviewed on Mar 12, 2018
  • Aviva Life Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I have taken Term Insurance with Aviva,the premium amount is 6,000,i have taken this policy since 2011.I have no claim experience with them till date,the policy is for 37 years,the policy coverage amounts is 50 lakhs,I pay premium amount online,within 12 days they had processed it.
    Was this review helpful? 0
    , kolkata
    Reviewed on Mar 02, 2018
  • Aviva Life Insurance
    "Good Payment Option"
    0.5 5.0/5 "Blown Away!"
    I have taken a Term Insurance from Aviva. I have been paying Rs.4000 as a premium for this Insurance. They are giving me a coverage of Rs.50 Lakhs. The total paying term is for 30 years. I have are already paid for my first 5-6 years. Payment options with them is good.
    Was this review helpful? 0
    , lucknow
    Reviewed on Mar 02, 2018
  • Aviva Life Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I have taken a Term Plan with AVIVA in the year of 2009. I have chosen the service because of customer service ratings and benefits are good. I am paying around 5000 rupees annually through net banking. It was taken through online. The customer service is not that much what I expected for.
    Was this review helpful? 0
    , mumbai
    Reviewed on Dec 21, 2017
  • Aviva Life Insurance
    "Average service"
    0.5 4.0/5 "Great!"
    I have taken a Life Insurance with AVIVA.The premium amount is 10,000 its very high as compared to Reliance is paid once in a year.The policy is for 30ayers.I get a policy coverage amount of 50 lakhs.The website is easy to understand and navigate.The executives respond on time.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Dec 19, 2017
  • Aviva Life Insurance
    "Good policy to use"
    0.5 4.0/5 "Great!"
    I am having AVIVA life insurance policy from last 7 years and it is a very good policy to use. This policy has to be renewed every year and i pay a premium of Rs 6000 on annual basis through online. I have a coverage amount up to Rs 50 lakhs and i am also satisfied with the benefits of this policy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 04, 2017
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