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  • Aviva Life Insurance

    Aviva Life Insurance
     4.0 / 5.0   by 152 users
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    Plan Benefits

    Payment Options

    Policy Coverage

    Customer Service

    Founded in the year 2000, AVIVA is a British multinational insurance company headquartered in London. Catering to a global customer base of about 34 million customers, AVIVA’s operations are spread across 16 countries, some of which are Hong Kong, Spain, Ireland, Canada and Italy, among others. AVIVA offers a host of well-rounded general insurance products (for categories like life, health, travel, vehicles, home, etc.), along with financial solutions for savings, investment and retirement.


    Key Highlights of Aviva Life Insurance

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    Aviva Life Insurance 1 Cr Life cover plan

    1 Crore Life Cover

    Get 1 Cr Life cover @₹ 16*/day

    Claim-settlement ratio for Aviva Life Insurance

    Claim Settlement Ratio

    Claim-settlement ratio of 81.97% for year 2015-2016

    Occupation eligibility for Aviva Life Insurance

    Grievances Resolved

    100% Grievances Settled for year 2015-2016


    To be eligible for Aviva Life Insurance

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    Minimum age for Aviva Life Insurance

    You should be at least 18 years old

    Maximum age for Aviva Life Insurance

    You should be less than 55 years old

    Occupation eligibility for Aviva Life Insurance

    You should be either Salaried, Self- employed, a professional or have your own business


    Aviva Life Insurance at a Glance

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    Maximum tenure of Aviva Life Insurance

    A maximum tenure of 35 years

    Maximum sum assured for Aviva Life Insurance

    Min Sum Assured: Rs 25 Lakhs
    Max Sum Assured: No limit subject to underwriting

    Exclusions for Aviva Life Insurance

    Specific exclusions: Suicide within the first 12 months


    Documentation needed to apply for an Aviva Life Insurance

    • 1. Identity Proof
    • 2. Age Proof
    • 3. Income Proof
    • 4. Address Proof
    • 5. PAN Number

    Benefits of Aviva Life Insurance:

    Aviva Life insurance is one of the leading insurers serving close to 31 million customers in over 16 nations worldwide. As one of the world leaders of the insurance sector, Aviva offers a robust portfolio of insurance products which are suited for different individuals with different needs. Furthermore, with a countrywide network of 118 branches, you can rest assured of availing quality insurance services near you at an Aviva branch or get the best insurance related advice from one of the 11,000 financial planning advisors who are a part of Aviva’s branch workforce.

    Types of Life Insurance Policies Provided by Aviva:

    Aviva Life Insurance offers a wide variety of life insurance plans not only for individuals but also for groups. Given below are all the plans offered by the insurer.

    Aviva Life Insurance Plans For Individuals:

    Aviva offers multiple types of life insurance policies suited for individuals. The product suite includes child plans, saving plans, retirement plans, protection plans and rural plans.

    Aviva Child Insurance Plans:

    1. Aviva Family New Income Builder
    2. Aviva Young Scholar Advantage
    3. Aviva Young Scholar Secure
    4. Aviva Dhan Nirman – This is a unique life insurance plan which not only gives you a guaranteed stream of income regularly but also provides you with a bonus amount at the end of your policy term.
    5. Aviva Dhan Samruddhi – The Dhan Samruddhi is a plan specially designed to allow you to meet short and long term needs. The plan gives you guaranteed cash back, liquidity, maturity benefit and rebate for a high sum assured.
    6. Aviva Life Bond Advantage – This unique plan allows you the opportunity to invest a sum of money for a medium to long period of time along with Life Cover and the freedom of accessing your funds after 5 years.
    7. Aviva Live Smart – The Live Smart is a unit-linked plan which allows you to choose between 7 fund options (from 100% equity to 100% debt), provides flexibility to choose the policy term and also make free partial withdrawals after 5 years.
    8. Aviva Wealth Builder – Achieve your dreams with the Wealth Builder Plan which will double the total amount of premiums you have paid and guarantees the return of the same, as a lump sum at the time of maturity.
    9. Aviva iGrowth – The iGrowth policy has been designed to ensure that not only you but also your family can enjoy a secure future. It comes with 3 fund options, 3 policy terms and tax benefits.
    10. Aviva Dhan Vriddhi Plus – If you wish to make systematic savings while building a corpus, then the Dhan Vriddhi Plan is right for you, which comes with 3 term payment options, along with tax benefits.
    11. Aviva Affluence – This is a unit linked endowment plan which requires you to pay only for a limited term while allowing you to stay invested to meet long term milestones and maximize returns by choosing between 7 fund options.
    Plan Basic sum Assured Tenure (Policy Term)
    Aviva Dhan Nirman Min – Rs 200,000; Max – Rs 1 crore (per life) 18, 21, 25 & 30 years
    Aviva Dhan Samruddhi Min – Rs 100,000 Max – Rs 5 crore 10, 15 or 20 years (subject to max. maturity age)
    Aviva Life Bond Advantage - 10 to 73 years (min age at maturity – 18 years; max age at maturity – 75 years)
    Aviva Life Smart Sum Assured can be chosen as a multiple of Annual Premium between the maximum and minimum limits. Between 15 years to 30 years (subject to min. & max maturity age)
    Aviva Wealth Builder
    • 2x Single premium (Single PPT*);
    • 10x Annual Premium (5 Yr PPT), &
    • 20x Annual Premium (10 Yr PPT)
    13, 15 & 17 years
    Aviva Young Scholar Advantage Max./Min. Sum Assured:
    • 0.5 x Policy Term X Annual premium, OR
    • 10 x Annual premium, whichever is higher
    10 – 25 years (subject to max. maturity age)
    Aviva Young Scholar Secure
    • Death Sum Assured: Higher of {10x Annual premium (excl. extra premium, rider premium & taxes, if any) OR Maturity Sum Assured OR 105% of the premiums paid (excl. extra premium, rider premium and taxes, if any)}
    • Maturity Sum Assured will depend on the age of the Life Insured, Policy term and Plan Option.
    21 years, minus the child’s age at entry.
    Aviva iGrowth Sum Assured - 10x Annual Premium OR 20x Annual Premium;
    • Min. SA - Rs 3,50,000
    • Max. SA per life:
    Age 18 to 40: Rs. 50,00,000 Age 41 to 50: Rs. 30,00,0,00
    10, 15 or 20 years (subject to max. maturity age)
    Aviva Family New Income Builder Sum Assured – 24x Annual Premium (exclusive of Service Tax and extra premium, if any)
    • Min. SA - Rs 9,60,000 (min. annual premium of Rs.40,000 X 24)
    • Max. SA - Rs.24,00,00,000 per life (max. annual premium of Rs.1,00,00,000 X 24)
    12 years
    Aviva Dhan Vriddhi Plus
    • 5 years PPT:
    • Entry age 18 to 45 years: Min. SA Rs 5 lac
    • Entry age 46 to 50 years: Min. SA is Rs 10 lac
    • 7 years PPT – Min. SA is Rs 5 lac
    • 11 years PPT – Min. SA is Rs 3 lac
    Max. SA for all 3 PPTs is Rs 5 crore
    20 years
    Aviva Affluence Sum Assured is a multiple of Annual Premium and depends upon Policy Term and age. 15 to 30 years (subject to min. & max. maturity age)

    *PPT – Premium Payment Term / *SA – Sum Assured

    Aviva Saving Plans:

    1. Aviva Dhan Nirman

    2. Aviva Dhan Samruddhi

    3. Aviva i-Growth

    4. Aviva LifeBond Advantage

    5. Aviva Live Smart

    6. Aviva New Family Income Builder

    7. Aviva Wealth Builder

    8. Aviva Dhan Vriddhi Plus – If you wish to make systematic savings while building a corpus, then the Dhan Vriddhi Plan is right for you, which comes with 3 term payment options, along with tax benefits.

    9. Aviva Affluence – This is a unit linked endowment plan which requires you to pay only for a limited term while allowing you to stay invested to meet long term milestones and maximize returns by choosing between 7 fund options.

    Plan Basic sum Assured Tenure (Policy Term)
    Aviva Dhan Nirman Min – Rs 200,000; Max – Rs 1 crore (per life) 18, 21, 25 & 30 years
    Aviva Dhan Samruddhi Min – Rs 100,000 Max – Rs 5 crore 10, 15 or 20 years (subject to max. maturity age)
    Aviva iGrowth Sum Assured - 10x Annual Premium OR 20x Annual Premium; · Min. Sum Assured - Rs 3,50,000 · Max. Sum Assured per life - Age 18 to 40: Rs. 50,00,000 Age 41 to 50: Rs. 30,00,0,00 10, 15 or 20 years (subject to max. maturity age)
    Aviva Life Bond Advantage - 10 to 73 years (min age at maturity – 18 years; max age at maturity – 75 years)
    Aviva Life Smart Sum Assured can be chosen as a multiple of Annual Premium between the maximum and minimum limits. Between 15 years to 30 years (subject to min. & max maturity age)
    Aviva Family New Income Builder Sum Assured – 24x Annual Premium (exclusive of Service Tax and extra premium, if any) · Min. SA* - Rs 9,60,000 (min. annual premium of Rs.40,000 X 24) · Max. SA* - Rs.24,00,00,000 per life (max. annual premium of Rs.1,00,00,000 X 24) 12 years
    Aviva Wealth Builder · 2x Single premium (Single PPT*); · 10x Annual Premium (5 Yr PPT), & · 20x Annual Premium (10 Yr PPT) 13, 15 & 17 years
    Aviva Dhan Vriddhi Plus · 5 years PPT Entry age 18 to 45 years: Min. SA Rs 5 lac Entry age 46 to 50 years: Min. SA is Rs 10 lac · 7 years PPT – Min. SA is Rs 5 lac · 11 years PPT – Min. SA is Rs 3 lac Max. SA for all 3 PPTs is Rs 5 crore 20 years
    Aviva Affluence Sum Assured is a multiple of Annual Premium and depends upon Policy Term and age. 15 to 30 years (subject to min. & max. maturity age)

    *PPT – Premium Payment Term / *SA – Sum Assured

    Aviva Retirement/Pension Plans:

    1. Aviva Annuity Plus

    2. Aviva Next Innings Pension Plan

    3. Aviva Dhan Samruddhi – The Dhan Samruddhi is a plan specially designed to allow you to meet short and long term needs. The plan gives you guaranteed cash back, liquidity, maturity benefit and rebate for a high sum assured.

    4. Aviva iGrowth – The iGrowth policy has been designed to ensure that not only you but also your family can enjoy a secure future. It comes with 3 fund options, 3 policy terms and tax benefits.

    5. Aviva Live Smart – The Live Smart is a unit-linked plan which allows you to choose between 7 fund options (from 100% equity to 100% debt), provides flexibility to choose the policy term and also make free partial withdrawals after 5 years.

    6. Aviva Family New Income Builder - This plan makes sure you pay for 12 years and get the double of that amount over the next 12 years.

    7. Aviva Wealth Builder – Achieve your dreams with the Wealth Builder Plan which will double the total amount of premiums you have paid and guarantees the return of the same, as a lump sum at the time of maturity.

    8. Aviva Life Bond Advantage – This unique plan allows you the opportunity to invest a sum of money for a medium to long period of time along with Life Cover and the freedom of accessing your funds after 5 years.

    9. Aviva Dhan Vriddhi Plus – If you wish to make systematic savings while building a corpus, then the Dhan Vriddhi Plan is right for you, which comes with 3 term payment options, along with tax benefits.

    10. Aviva Affluence – This is a unit linked endowment plan which requires you to pay only for a limited term while allowing you to stay invested to meet long term milestones and maximize returns by choosing between 7 fund options.

    Plan Basic Sum Assured Tenure (Policy Term)
    Annuity Plus - -
    Aviva Dhan Samruddhi Min – Rs 100,000 Max – Rs 5 crore 10, 15 or 20 years (subject to max. maturity age)
    Aviva iGrowth Sum Assured - 10x Annual Premium OR 20x Annual Premium; · Min. Sum Assured - Rs 3,50,000 · Max. Sum Assured per life - Age 18 to 40: Rs. 50,00,000 Age 41 to 50: Rs. 30,00,0,00 10, 15 or 20 years (subject to max. maturity age)
    Aviva Life Smart Sum Assured can be chosen as a multiple of Annual Premium between the maximum and minimum limits. Between 15 years to 30 years (subject to min. & max maturity age)
    Aviva Family New Income Builder Sum Assured – 24x Annual Premium (exclusive of Service Tax and extra premium, if any) · Min. SA* - Rs 9,60,000 (min. annual premium of Rs.40,000 X 24) · Max. SA* - Rs.24,00,00,000 per life (max. annual premium of Rs.1,00,00,000 X 24) 12 years
    Aviva Next Innings - 13, 16 & 18 years
    Aviva Wealth Builder · 2x Single premium (Single PPT*); · 10x Annual Premium (5 Yr PPT), & · 20x Annual Premium (10 Yr PPT) 13, 15 & 17 years
    Aviva Life Bond Advantage - 10 to 73 years (min age at maturity – 18 years; max age at maturity – 75 years)
    Aviva Dhan Vriddhi Plus · 5 years PPT Entry age 18 to 45 years: Min. SA Rs 5 lac Entry age 46 to 50 years: Min. SA is Rs 10 lac · 7 years PPT – Min. SA is Rs 5 lac · 11 years PPT – Min. SA is Rs 3 lac Max. SA for all 3 PPTs is Rs 5 crore 20 years
    Aviva Affluence Sum Assured is a multiple of Annual Premium and depends upon Policy Term and age. 15 to 30 years (subject to min. & max. maturity age)

    *PPT – Premium Payment Term / *SA – Sum Assured

    Aviva Protection Plans:

    1. Aviva i-Life

    2. Aviva i-Shield

    3. Aviva Life Shield Advantage

    4. Aviva Life Shield Platinum

    5. Aviva Life Shield Plus

    6. Aviva Sampoorna Suraksha – This is a non-linked, non-participating life insurance plan which helps secure the future of your loved ones by providing a guaranteed maturity benefit, freedom to choose a premium payment schedule as per your convenience.

    7. Aviva Extra Cover – This policy combines the benefits of the Aviva i-Life and the Aviva Health Secure policy, to provide all-round protection which includes affordable life cover and a lump sum amount on diagnosis of a critical illness.

    Plan Basic Sum Assured Tenure (Policy Term)
    Aviva i-Life Min – Rs 25 lakh; Max – No limit (depends on underwriting) Min – 10 years; Max – 35 years
    Aviva i-Shield Rs. 15 lakhs to Rs. 5 crores (in multiples of Rs.25000), subject to underwriting. 10 – 25 years
    Aviva Life Shield Advantage Min. Sum Assured – Rs 2 lakh 10 – 30 years
    Aviva Life Shield Platinum Min – Rs 50,00,000; Max – No limit, subject to underwriting. 10 – 52 years (subject to max. maturity age of 70 years)
    Aviva Life Shield Plus Minimum Sum Assured – Rs 10 lakh 10 – 30 years
    Aviva Sampoorna Suraksha Sum Assured shall vary depending on the policy term 8, 9, 10 & 15 years
    Aviva Extra Cover · Term Insurance Min – Rs 25 lakh; Max – Rs No limit · Critical Illness Cover Min – Rs 5 lakh; Max – Rs 50 lakh 10 – 15 years (Term Insurance); 10 – 30 years (Critical illness cover)

    Aviva Rural Plans:

    1. Aviva Jan Suraksha

    2. Aviva Nayi Grameen Suraksha

    Plan Basic Sum Assured Tenure (Policy Term)
    Aviva Jan Suraksha - 5 – 10 years (subject to max. age maturity age of 50 or 55 years respectively)
    Aviva Nayi Grameen Suraksha - -

    Aviva Life Insurance Group Plans:

    In addition to life insurance plans for individuals, Aviva also offers multiple life insurance plans for groups. These are Term plans, Gratuity/ leave encashment plans and rural / credit protection plans.

    Aviva Life Group Term Insurance Plans:

    1. Aviva Corporate Life Plus

    2. Aviva Corporate Shield Plus

    Plan Basic Sum Assured Tenure (Policy Term)
    Aviva Corporate Life Plus Min – Rs 1,00,00,000 (per scheme) Max – No limit 1 year (Renewable Yearly)
    Aviva Corporate Shield Plus - -

    Aviva Gratuity/Leave Encashment Plans:

    1. Aviva New Traditional Employee Benefit

    2. Aviva Group Gratuity Advantage

    3. Aviva New Group Leave Encashment Plan

    Plan Basic Sum Assured Tenure (Policy Term)
    Aviva New Traditional Employee Benefit Min: Rs 1,000 per employee; Max: Rs 1crore per employee -
    Aviva Group Gratuity Advantage Min: Rs 1,000 per employee Max: Rs 1crore per employee 1 year policy, renewable annually
    Aviva New Group Leave Encashment Plan - -

    Aviva Rural/Credit Protection Plans:

    1. Aviva Credit Plus

    2. Aviva Credit Suraksha

    3. Aviva Group Life Protect

    Plan Basic Sum Assured Tenure (Policy Term)
    Aviva Credit Plus - 1 year, renewable annually.
    Aviva Credit Suraksha Max – Rs 100,000 / per member - Rs 20 lakh / per scheme 1 year policy, renewable annually
    Aviva Group Life Protect Min – Rs 1,000 per member Max – No limit -

    How to File An Insurance Claim With Aviva Life:

    Claim settlement is one of the most important aspects of any insurance policy. To allow you to file a claim with zero hassles, Aviva has put in place a very efficient claim settlement process. Customers can inform the insurer about a claim either by visiting the Aviva website or by approaching any Aviva branch office. The steps involved in registering a claim are as follows:

    • Step 1 – Complete the claim form correctly and fully, depending on which claim has to be made.
    • Step 2 – Depending on the claim that you have raised, you must gather the required documents, which must be submitted either as originals or photocopies and must be duly attested by a Gazetted officer, magistrate, Tahsildar or police sub-inspector.
    • Step 3 – If you have to make a Hospitalization / Surgical Rider Benefit Claim, you must furnish all medical reports, bills which have been issued by the physician treating your illness who must also be qualified to issue such a report.
    • Step 4 - Finally, you must submit the claim form along with the required documents to your nearest Aviva branch office.

    Aviva Life Insurance Claim Settlement Ratio:

    Year 2014 - 2015 2013 - 2014
    Claim Ratio 83.07% 84.01%

    Documents Required To Purchase Aviva Life Insurance:

    In order to apply and purchase an Aviva Life Insurance policy, you must provide certain documents such as your identity proof, proof of age, proof of income, proof of residence and a copy of your PAN Card.

    How To Check Your Aviva Life Insurance Policy Status:

    You can easily check the status of your Aviva Life Insurance policy online by simply visiting their website. In order to check the status of your policy, you will be asked to provide your policy number and your date of birth. Upon providing that, you can easily view the status of your policy.

    Online Payment of Aviva Life Insurance Premium:

    For maximum convenience, Aviva allows its customers to pay for their policy premiums via multiple channels which include direct debit, airtel money, standing instructions on your credit card, auto pay via NACH, payment through an Aviva/ Axis bank/ Yes Bank/ ICICI/ Common Service Centre (CSC) branch, electronic bill presentment system, NEFT and via HDFC / SBI direct debit.

    Aviva Life Insurance FAQs:

    Q. How to initiate a claim with Aviva Life Insurance?

    A.In the event of hospitalization, critical illness diagnosis, disability, or death – a claim process must be started by contacting the company and intimating them about the nature of the event within a specific period of time. You can also initiate the claim process online.

    Q. How do I find out the status of my claim with Aviva Life Insurance?

    A.Aviva Life Insurance Company will keep the customer updated about the status of their claims through phone calls, SMS, and letters. You can also check your claim status online.

    Q. Can I pay my premiums through Direct Debit?

    A.Yes, the direct debit facility is available for 15 banks as of December, 2015. To activate the direct debit system, one must first fill up and submit the direct debit mandate. The mandate form can be downloaded from the Aviva website, or collected at any Aviva Life Insurance branch office.

    Q. Can I pay my premiums over the phone?

    A.Aviva offers an Interactive Voice Response payment facility, through which policyholders can make premium payments of up to Rs.15 lakh using their credit cards.

    Q. Can I pay my premiums through setting up standing instructions on my credit card?

    A.Yes, standing instructions can be placed on your VISA, MasterCard, Diners Club, or American Express credit cards. On the premium due date, the premium amount will be deducted from the specified account. In order to utilize this facility, fill out and submit a Credit Card Authorization Form at any Aviva Branch Office.

    Q. Is there an Electronic Clearance System (ECS) facility available?

    A.Renewal premium amounts can be automatically deducted from your chosen bank account, on a specified date, and paid to Aviva Life Insurance Co. Bear in mind that this facility is only available to policies that are “in-forced”, and on which there is no outstanding premium.

    Q. Can I renew my Aviva Life Insurance policy online?

    A.Yes, you can renew your Aviva Life Insurance policy online.

    Q. Can I make premium payments through National Electronic Fund Transfer or NEFT?

    A.Yes, you can make premium payments through NEFT Payments.

    Q. How do I apply for a duplicate policy?

    A.In order to receive a duplicate of your policy from the company, you need to fill a request form and submit it to your nearest branch along with all required documents.

    Q. How do I reinstate a lapsed policy?

    A.Lapsed policies can be reinstated, depending on the policy terms and conditions. In order to reinstate a policy, you need to fill up the Declaration of Good Health and provide complete details with relevant documents.

    Q.Can I apply for an Aviva Life Insurance policy online?

    A.Yes, you can easily apply for an Aviva Life Insurance policy online. 


    How to Apply Aviva India Life Insurance Online


    News About Aviva Life Insurance

    • Karni S Arha Appointed As CFO At Aviva Life Insurance

      Aviva India, a joint venture between Dabur Invest Corp (DIC) and UK based insurer, Aviva International holdings (AIH), recently appointed Karni S Arha as its new CEO (chief financial officer), who will be working out of Aviva’s head office which is located in Gurgaon. Mr. Arha brings with him 17 years of extensive and valuable experience, with special focus on the insurance sector. Prior to joining Aviva, Mr. Arha was the Executive Vice President at Anand Rathi Insurance brokers.

      15th September 2016

    • Aviva International Holdings to Increase its Stake

      UK-based insurer Aviva is set to increase its stake in the Indian joint venture of Aviva Life Insurance Company India Ltd. It currently holds 23% stake in the Indian JV with Indian multinational Dabur accounting for the remaining 77% till now. With relaxing of FDI norms in the insurance sector this year so that foreign insurers can hold up to 49% stake in their Indian arms, more insurers are expected to follow suit to get a larger slice of the Indian market.

      The approval for Aviva was tweeted today by the Competition Commission of India (CCI). Aviva International Holdings already has major operations in countries like Taiwan, Vietnam, Indonesia and Ireland, apart from India. The move was hinted by Aviva Europe and India CEO David McMillan in August when he said his company was looking at increasing its stake in the Indian JV.

      25th November 2015

    • Limited Premium Term Plan launched by Aviva Life Insurance

      Aviva Life Insurance has just announced a new life insurance plan, called Aviva Dhan Vriddhi Plus. This plan will be a traditional participating, limited premium paying plan. The plan will ensure the policyholder will receive a guaranteed lump sum equivalent to the premiums paid by him/her and include bonuses accrued ensuring their savings grow.

      The CEO and MD of Aviva India said that they are looking to offer products to suit specific customer segments, and their research with customer has helped them align the Aviva Dhan Vriddhi Plus to the customers’ needs. The new product will increase the customer's options of providing for their children's education, financial security for the family or even a comfortable retirement.

      24th September 2015

    Aviva Life Insurance Reviews

  • Page 1 of 8 1 2 3 4 5
    • Aviva Life Insurance
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am having life insurance policy with he Aviva life insurance company and am with them from the last four years of time. Premium is around 6000 Rupees per annum and the coverage value is around 50 lakh Rupees and 10 lakh Rupees for accidental coverage.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 10, 2017
    • Aviva Life Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I do have the life insurance policy with the Aviva life insurance company and its the term life insurance policy with the coverage in good way for the lesser premium amount. I have not experience with their customer service and everything would be done through online. Policy coverage value is adequate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 27, 2017
    • Aviva Life Insurance
      "Best plan benefits policy "
      0.5 5.0/5 "Blown Away!"
      Got FAMILY INCOME BUILDER life insurance with AVIVA with 12years tenure. It has all possible payment options. I pay through cash, cheque and online. I will go to insurance office to do the payment . I pay about Rs.50,000 every year. The plan benefits are really good. It covers life time insurance validity and for the accidental case and for damages in the body, it covers for 50% or full coverage. After maturity of the policy they will pay double the amount with in 12 years of time. So far I have paid 6Lakhs. When it reaches the maturity stage they will pay 75,000 in 11 years and then I will get 25,000 for 11 months and finally I will be getting around 3 to 4 Lakhs in the 12th year.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on Apr 17, 2017
    • Aviva Life Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I got the money back life insurance policy with Aviva insurance company and their services are good and am paying around 15000 Rupees per annum and I need to pay the premium for three years of time, also I got it through my friend. Services are good with them and payment mode is flexible.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2017
    • Aviva Life Insurance
      "Very good policy"
      0.5 5.0/5 "Blown Away!"
      I do have life insurance policy with Aviva life insurance company and the schemes are very good with them, also their retails too. The premium is around 1 lakh Rupees and I need to pay for five years of time. At the end of tenure , I will get around 10 lakh Rupees.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2017
    • Aviva Life Insurance
      "Think twice before investing"
      0.5 3.0/5 "Satisfactory"
      Aviva life insurance policy is not that much great as I expected. The premium is around 80000 Rupees per annum and the returns will be based on the market fluctuations and but now the returns are very less when compared with what I had paid. Customer service and the response is very good with them and I have to pay it for six years of time and I will get the returns only after fifteen years of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 14, 2017
    • Aviva Life Insurance
      "Good service good term policy "
      0.5 2.0/5 "Expected more"
      AVAIVA life insurance is good, the customer service has to improve, the thing Subject matter Expert was not available at that time . Their executive does not have a sound knowledge about the product. When ever I contact the customer care they were unable provide a proper resolution on that call.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 09, 2017
    • Aviva Life Insurance
      "Life insurance is good in all aspects"
      0.5 4.0/5 "Great!"
      I would truly state that AVIVA life insurance is good in all aspects. They are very much responsive. My feedback is it is very good and they are very much supportive. The service rendered by them is really good and it is okay.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 08, 2016
    • Aviva Life Insurance
      "Returns based on market"
      0.5 3.0/5 "Satisfactory"
      I have life insurance policy with the Aviva insurance company like I can say its a kind of ULIP policy and the premium is around 6000 Rupees per month. Everything is going in good manner like I took two policies with them and the tenure is around ten to fifteen years of time. Customer service is good and they are really fast with the response. Returns are based on stock market prediction only.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 23, 2016
    • Aviva Life Insurance
      "Very good option"
      0.5 4.0/5 "Great!"
      Aviva life insurance is the best one according to my requirement like I can say they are really care about their customers. They are prompt while it comes to service part and payment option. I do have life insurance policy with them from the last two years of time, also the coverage value is around 12 lakh Rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 02, 2016
    • Aviva Life Insurance
      "Very good services"
      0.5 4.0/5 "Great!"
      The service provided was good related to the Life Insurance category.They are very prompt in term of service provided to the customer related to Insurance.I have awaken a traditional money back plan with AVIVA Insurance.I may recommend the service to future customer as well.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 11, 2016
    • Aviva Life Insurance
      "Good for life term"
      0.5 4.5/5 "Excellent!"
      The Aviva life term plan was a very easy term plan to avail from their online portal and I got the documents delivered through courier. I also make my premium payments through the portal. It has an accidental death cover of Rs.50Lakhs, critical illness cover of Rs.50Lakhs. The premium I pay is Rs.7300 approximately per year and the term is 25 years. It has tax benefits under section 80C.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 25, 2016
    • Aviva Life Insurance
      "Good Services"
      0.5 4.0/5 "Great!"
      I hold a life insurance from Aviva. I have taken a endowment policy. The services are good. I get alerts for the payment options. The tenure is for 30 years. The payments are paid on a yearly basis. It can be done online. It has been good overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2016
    • Aviva Life Insurance
      "Great product"
      0.5 5.0/5 "Blown Away!"
      I like the insurance policy by aviva, it has good features with lots of benefits. I am now looking forward for more products. Thanks to bank bazaar for innovating the ideas of online insurance applications with so many options to choose from.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 29, 2016
    • Aviva Life Insurance
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have taken a ULIP plan with Avia life insurance. Tenure is for ten years but the maturity will be given only after 15 years will get the sum assured amount. Policy coverage offered is ten lakhs. They do cover the accidental and natural death. One time payment is done through ECS.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 21, 2016
    • Aviva Life Insurance
      "Very good......"
      0.5 4.0/5 "Great!"
      One of cousins is an adviser in Aviva and based on him I have taken the life insurance. The plan which he told to me is good. I have to pay for 12 years and I will be benefited for next 12 years. Double the sum assured will be provided. Also child plan is awesome which I other companies are next to Aviva. I got to know in Aviva there is a return of premium on sum assured for term insurance where others are not giving.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 02, 2016
    • Aviva Life Insurance
      "Best "
      0.5 4.0/5 "Great!"
      I do have the life insurance policy with the Aviva life insurance company and am having it from the last one year of time. I am paying around 60000 Rupees per annum and its the investment. Returns value will be good with the Aviva, which I guess.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 27, 2016
    • Aviva Life Insurance
      "Best in Service "
      0.5 4.0/5 "Great!"
      The service provided was good with AVIVA and the customer service provided was good.They do intimate about the due dates and premium payment.The expectation was fulfilled based on the policy coverage taken with this Life Insurance of AVIVA
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Feb 26, 2016
    • Aviva Life Insurance
      "Good benefits with low premium!"
      0.5 2.0/5 "Expected more"
      Since 8 years, I am having the life insurance policy with Aviva life. At that time of taking the policy, Aviva is the only one insurer who provided high coverage at low premium. The policy holder will be getting life coverage up to his 71 years of age.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 25, 2016
    • Aviva Life Insurance
      "Need to improve!"
      0.5 2.0/5 "Expected more"
      Fund management is worst with Aviva for life insurance. As they are investing the applicantâ??s fund in equity, they are not able to provide the exact returns on maturity. I would suggest them to maintain the fund management. But I surrendered the policy with Aviva after 5 years.
      Was this review helpful? 0
      , thane
      Reviewed on Feb 18, 2016
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