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  • Indiafirst Life Insurance Plans

    India First Life Insurance Company was set up in the year 2009 and has its headquarters in Mumbai. It is known to offer a plethora of insurance products ranging from term plans, pension plans, etc. which you can purchase as per your financial requirements.
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    Plan Benefits

    Payment Options

    Policy Coverage

    Customer Service

    India First Life Insurance Company is a joint venture between two Indian Public Sector banks,Bank of Baroda and Andhra Bank and a UK-based investment company Legal & General. It was incorporated in 2009 and has its headquarters in Mumbai, India. India First Life Insurance Company offers insurance plans, investment funds and other policies. It has a varied range of plans to cater to every need of its customers like Pension plans, Savings plans and Term plans among others. It has about 4,800 branches in over 1000 cities of India.

    Key Highlights of Indiafirst Life Insurance

    Claim-settlement ratio for Indiafirst Life Insurance

    Claim Settlement Ratio

    Claim-settlement ratio of 82.65% for year 2016-2017

    Occupation eligibility for Indiafirst Life Insurance

    Grievances Resolved

    99.06% Grievances Settled for year 2016-2017

    To be eligible for Indiafirst Life Insurance

    Minimum age for Indiafirst Life Insurance

    You should be at least 18 years old

    Maximum age for Indiafirst Life Insurance

    You should be less than 60 years old

    Occupation eligibility for Indiafirst Life Insurance

    You should be either Salaried, Self- employed, a professional or have your own business

    Indiafirst Life Insurance at a Glance

    Maximum tenure of Indiafirst Life Insurance

    A maximum tenure of 40 years

    Maximum sum assured for Indiafirst Life Insurance

    Min Sum Assured: Rs 1 Lakh
    Max Sum Assured: Rs 50 Crore

    Exclusions for Indiafirst Life Insurance

    Specific exclusions: Suicide within the first 12 months

    Documentation needed to apply for an Indiafirst Life Insurance

    • 1. Identity Proof
    • 2. Age Proof
    • 3. Income Proof
    • 4. Address Proof
    • 5. PAN Number

    Different Types of Plans Offered By India First Life Insurance:

    IndiaFirst Life ULIP Plans:

    India First Life Unit Linked Insurance Plans (UlLIPs) are very helpful as they offer the dual benefits of protection and returns too. ULIPs help one fulfill long term financial goals while obtaining protection simultaneously.

    • IndiaFirst Smart Save Plan - The IndiaFirst Smart Save Plan offers an insurance cover and helps you boost your wealth through market linked investments.
    • IndiaFirst Money Balance Plan - The India First Money Balance Plan offers an insurance cover plan while helping you optimize your investment by implementing the ‘automatic trigger based’ strategy.
    • IndiaFirst Happy India Plan - this is a ULIP that offers the Life Assured’s child/ward a fixed sum of money at regular intervals chosen by the Life Assured as well as fund switching options to increase the corpus.
    Type of Plan Basic Sum Assured Tenure
    India First Smart Save Regular & limited premium Single premium Limited & regular premium: 10,15,20 & 25 years Single premium: 5,10,15 & 20 years
    Below 45 years Higher of: 10 times annualised premium OR (0.5 times plan term X annualised premium) Higher of 7 times annualised premium OR (0.25 times plan term X annualised premium)
    Above 45 years 125% of single premium 110% of single premium
    India First Money Balance Regular & limited premium Single premium Limited & regular premium: 10,15,20 & 25 years Single premium: 5,10,15 & 20 years
    Below 45 years Higher of 10 times annualised premium OR (0.5 times plan term X annualised premium) Higher of 7 times annualised premium OR (0.25 times plan term X annualised premium)
    Above 45 years 125% of single premium 110% of single premium
    India First Happy India Below 45 years Below 45 years 10,15,20 & 25 years
    Higher of 10 times annualised premium OR (0.5 times plan term X annualised premium) Higher of 7 times annualised premium OR (0.25 times plan term X annualised premium)

    IndiaFirst Protection Plans:

    The main aim of the India First Life Protection Plans is to provide financial protection to the family of the insured in case of unfortunate events. This plan has a high risk protection component.

    IndiaFirst Life Plan - IndiaFirst Life Plan lets you enjoy the benefits of life cover insurance for a period of up to 40 years at an affordable price.

    IndiaFirst Anytime Plan - IndiaFirst Anytime Plan is a life cover insurance where you have the option of paying the premiums monthly, bi annually, annually or in lump sum.

    Type of Plan Basic Sum Assured Tenure
    India First Life Plan Rs.1,00,000 5-40 years
    India First Any Time Rs.10,00,000 5-40 years

    IndiaFirst Life Endowment Plans:

    • Wealth Maximiser Plan.
    • Simple Benefit Plan.
    Type of Plan Basic Sum Assured Tenure
    India First Wealth Maximiser Regular & limited premium Single premium Single premium: 5-30 years Regular and limited premium- dependent on premium payment term
    Below 45 years Higher of: 10 times annualised premium OR (0.5 times plan term X annualised premium) Higher of 7 times annualised premium OR (0.25 times plan term X annualised premium)
    Above 45 years 125% of single premium 110% of single premium
    India First Simple Benefit Rs.20,000 15-25 years

    IndiaFirst Life Variable Plan:

    • Subhlabh Plan- this is a non-linked, non-participating variable insurance plan that offers additional interest of 4% p.a. for the first 5 plan years as well as a partial withdrawal option after the 5th policy year onwards in addition to life cover.
    Type of Plan Basic Sum Assured Tenure
    India First Sublabh Regular premium Top-up premium 10 & 15 years
    Below 45 years 10 times annualised premium 7 times annualised premium
    Above 45 years 125% of top-up premium 110% of top-up premium
    IndiaFirst Pension Plans:

    IndiaFirst Life Insurance plans help you plan for your post-retirement life by investing money at the right time to reap benefits.

    • IndiaFirst Annuity Plan - IndiaFirst Annuity Plan is a traditional pension plan that can be purchased by paying the premium in a single payment.
    • Immediate Annuity Plan- this is a non-linked, non-participating immediate annuity plan that offers a fixed regular income with the option of joint life cover to insure a spouse as well.
    • Guaranteed Retirement Plan- this is a non-linked, participating pension plan that provides guaranteed returns and the opportunity to increase the corpus through bonuses.
    Type of Plan Basic Sum Assured Tenure
    India First Annuity Dependent on premium amount Lifelong
    India First Immediate Annuity Dependent on premium amount Lifelong
    India First Guaranteed Retirement Dependent on premium amount Single premium: 5-40 years Limited premium: 10-35 years Regular premium: 15-35 years

    IndiaFirst Life Traditional Plans:

    IndiaFirst Life traditional Insurance Plans are the conventional plans that cater to customers who take low risks. The investment returns are very low in these plans.

    • IndiaFirst Secure Save Plan - IndiaFirst Secure Save Plan is a savings plan that offers an assured amount along with returns as a form as bonus guaranteed by the company or the client.
    • IndiaFirst Maha Jeevan Plan - IndiaFirst Maha Jeevan Plan is an endowment plan with bonus facility. The policy can be chosen for any period between 10-25 years.
    Type of Plan Basic Sum Assured Tenure
    India First Maha Jeevan Rs.50,000 15-25 years

    IndiaFirst Life Group Plans:

    • Group Term Plan- this is a group term protection plan that offers life coverage to a minimum of 50 members at affordable rates along with the option to add new members during the plan year.
    • Group Credit Life Plan- this is a group credit insurance plan that provides members with life cover as well as risk cover for loan liabilities.
    • Employee Benefit Plan- this is a group gratuity and leave encashment plan that provides members with life cover as well as investment optimization opportunities to increase the gratuity and leave encashment funds available.
    • Superannuation Plan- this is a deferred annuity plan for members of a group which offers them a guaranteed annual return of 0.5% and tax benefits.
    • Pradhanmantri Jeevan Jyoti Bima Yojana- this is a government of India scheme that provides life cover at reasonable rates as well as the option to add new members to the scheme during the plan year.
    Type of Plan Basic Sum Assured Tenure
    India First Group Term Rs.1,000 Yearly renewal
    India First Group Credit Life Rs.5,000 Regular and limited premium: 5 years Single premium: 2 years
    India First Employee Benefit Rs.1,000 Yearly renewal
    India First Superannuation Rs.1,000 Yearly renewal
    India First Pradhan Mantri Jeevan Jyoti Bima Yojana Rs.2,00,000 Yearly renewal

    IndiaFirst Money Back Plan:

    • Cash Back Plan- this is a non-linked, non-participating money back plan provides regular cash back throughout the policy term in addition to guaranteed bonuses every year.
    Type of Plan Basic Sum Assured Tenure
    India First Cash Back Rs.50,000 9,12 & 15 years

    Other Plans:

    • Star Combi Plan- this is a health and life insurance combination plan that offers 5 variants based on level of protection desired.

    IndiaFirst Life Insurance Claims Process:

    In the event an unfortunate incident takes place and a claim is to be filed, IndiaFirst Life Insurance has made the claim filing process a quick and hassle-free one for the claimant. The following process is to be followed when filing a claim:

    • The company is to be notified by the claimant regarding a particular claim by registering it online on the website, by calling on the call center, by contacting a sales advisor for the company or visiting a Bank of Baroda or Andhra Bank branch as early as possible.
    • The claimant is to submit the Claim Form as well as the following documents:
      • Copy of death certificate.
      • Copy of life assured’s proof of age.
      • Copy of claimant’s proof of age and address.
      • Copy of claimant’s passbook and one cancelled cheque.
      • Medical report/discharge summary.
      • Statement of the consulting physician (if available).
      • Copy of FIR and inquest report or Panchnama (for accidental/unnatural death).
      • Copy of post mortem report (for accidental/unnatural death).
    • On receipt of all the documents, the claim would be registered and the documents verified. Any additional documents, if any, would be requested if required.
    • After investigation of the case, the claim would either be accepted or repudiated (rejected).
    • For accepted claims, the settlement amount would be calculated and released to the claimant via NEFT only.

    IndiaFirst Claim Settlement Ratio:

    The claim settlement ratio is an indicator of the number of claims received by an insurance company against the total claims that were paid out. The claim settlement ratio for IndiaFirst Life Insurance is given below:

    Year 2013-14 2014-15 2015-16 2016-17
    Claim Settlement Ratio (%) 73.13 72.21 71.87 82.65
    Total Premium (in crores) 2,143.36 2,034.11 1,967.4 2,265.17

    Documents Required for IndiaFirst Life Insurance:

    When buying a life insurance policy, a certain set of documents are to be submitted along with the application form. These documents serve to fulfil the KYC (Know Your Customer) information and are listed below:

    • Proof of identity: any 1 of the below mentioned documents can be submitted towards proof of identity:
      • Aadhaar card.
      • Driving licence.
      • Passport.
      • PAN card.
      • Voter’s identity card.
      • Job card issued by NREGA, signed by a State Government officer.
    • Proof of residence: Any one of the below mentioned documents are to be submitted towards proof of residence.
      • Rent agreement.
      • Utility bills (electricity, gas, telephone) not more than 2 months old.
      • Property tax or municipal tax receipt.
      • Bank account or post office account statement.
      • Letter of allotment or accommodation from State or Central government, financial institutions or listed companies.
    • Recent passport-sized photograph.

    Checking IndiaFirst Life Insurance Policy Status:

    Policyholders who wish to view the current status of their IndiaFirst Life Insurance policy can do so either offline or online.

    Checking IndiaFirst Life Insurance Policy Status Online:

    Policyholders can visit the IndiaFirst Life Insurance website and go to the ‘Customer Care’ tab on the homepage to check life insurance policy status. From there, they will be prompted to sign in to their account.

    Following this, they can select ‘My Plans’ from among the options provided and check the current policy status.

    Checking IndiaFirst Life Insurance Policy Status Offline:

    Policyholders can also check their policy status offline by calling on the customer care helpline mentioned, whereupon the policy’s current status will be stated after verifying the caller’s identity.

    Another way to check the policy status is by visiting a branch office and inquiring as to the current status of an active policy. After verifying the individual’s identity (through policy number, photo identity etc.), the policy status will be shared with the individual.

    IndiaFirst Life Insurance Online Payment:

    Policyholders who have to pay their insurance premiums no longer have to visit a branch or wait for their cheque to clear. They can choose to pay online through a secure and quick payment gateway and save themselves the hassle of a last-minute payment or penalties for late payment.

    Policyholders who wish to pay their premiums online can do so by the following the steps mentioned below:

    • Visit the IndiaFirst Life Insurance website and click on the ‘Pay Premium’ tab towards the right of the page.
    • Enter the policy number and life assured’s date of birth to access the policy information.
    • Select the method of payment of the premium amount and authorise the payment.
    • Save a copy of the acknowledgement and receipt for future reference.

    IndiaFirst Life Insurance Premium Calculator:

    A life insurance policy is an investment that pays returns after a significant period of time. However, the premium payments have to be met regularly over the policy tenure. With most individuals opting for periodic payments, ascertaining the amount that would have to be set aside towards premium payments over the course of the policy term is important.

    To aid prospective policyholders to determine the exact amount payable as premium, IndiaFirst has designed an online premium calculator, which computes the total amount to be paid based on various factors and variables.

    The premium calculator can be accessed through the website and individuals can choose between two premium calculators. To calculate the total premium payable over the policy term, details such as the policy type, policy duration, the type of premium payment (regular/limited etc.), the Sum Assured selected, policyholder’s gender, income, age and marital status are to be entered, along with any riders opted for.

    Based on this information, the premium would be calculated and the individual can make a decision on whether to invest in the policy or not.

    IndiaFirst Life Insurance Customer Care:

    As one of the most promising life insurance provider in recent times, IndiaFirst has achieved many milestones since it commenced operations. One of the most important reasons contributing to the insurer’s rapid growth and popularity is the stellar customer care service it offers to all its customers. If you are an IndiaFirst policyholder, there are many ways by which you can get in touch with the customer care team. You can give them a call on their toll free customer service numbers, or write to them on the provided email ID or postal address. The insurer has also set up a well-defined grievance redressal process using which customers can escalate their concerns to higher personnel in the company. Additionally, customers can also perform a number of policy related requests on their own from the list of options available on the website. These include purchase of life insurance policies, payment of policy premiums, download policy statements, track their application in real time, track their query, request, or complaint, update their contact details, update nominee details, switch funds, and much more from the website itself.

    IndiaFirst Life FAQ’s

    Q. What is an IndiaFirst Life Insurance eIA account?

    A. An eIA account stands for e-insurance account (Electronic Insurance Account). An E-insurance with IndiaFirst Life Insurance works in similar fashion as a Demat account for shares and mutual fund does.

    Q. What are the advantages of an e-insurance Account with IndiaFirst Life Insurance?

    A. Firstly stating the obvious eIA account with IndiaFirst Life Insurance permits ease, safety, less paperwork as well as acts as a singular service platform for all your insurance policies without any additional cost.

    Secondly, there will be no requirement to go through KYC procedure every time you purchase a policy. The insurance repository gives a unique eIA number assigned to you and all your policies will come under that account.

    It will holds all type of policies including life, health, motor and group covers.

    Q. How Do I check my policy status?

    A. You can check your policy status online as long as you have the login and password to your personal account on their website.

    A detailed tab on the page will allow you to access all the relevant data related to your policy.

    Q. What are the available modes for payment of premium available for me?

    A. INDIAFIRST Life Insurance allows you to use the following modes of payment for paying premium that include:

    • Online
    • Credit card or Debit Card
    • Electronic Clearing system (ECS: you need to register for the same through form submission. This mode is available to people of select cities only)
    • Offline: At any of the IndiaFirst offices or branches nearest to you
    • Cash or,
    • Cheque

    Q. How Do I renew my policy with IndiaFirstInsurance?

    A.Log on to your account through this link on their website.

    Choose the online payment for renewal policy.

    You also have other choices online such as ECS or the Auto debit option

    You can also visit the nearest branch office and fill in the required forms, attaching the mandatory documents to get your policy renewed.

    Q. How does my nominee/s or I get the claims settled with IndiaFirst Life Insurance?

    A.Inform the company about the incident within one week of it occurrence. You can do it by:

    • Online Claim Initiation
    • Call toll free number 1800-209-8700
    • Couriering the details
    • Approaching us through an Advisor.
    • Contacting the company at any of their branch office.
    • The claim is settled within 15 days from the time you have submitted the required documents, including the claim form. Delays might occur due to lack of complete documentation, so nominees must be proactive about documentation.

    Q. What documentation has to be submitted for the processing of claim?

    A. The following documents are required to settle claims on your policy with IndiaFirst (as per IndiaFirst):

    • Medical / Diagnosis Reports/ Discharge summary for the particular Treatment (In case death happened in Hospital)
    • Copy of claimant's Bank Passbook & Cancelled Cheque
    • Copy of Life Assured's age proof
    • Copy of Claimant ID & Address Proof
    • Physician Statement
    • Copy of Death Certificate
    • Completely filled and signed Claim intimation Form

    Q. How Do I cancel my policy with IndiaFirst Life Insurance?

    A. Simply fill in the relevant form and submit it to the nearest branch office including the surrender charges based on the policy literature.

    Q. Do I make any savings on tax? If yes, how much?

    A. Section 80C of the Indian Income Tax Act (1961) lets you reap considerable tax benefits on the amount of premium you opt to pay. Your near and dear ones can also redeem these benefits as there is no tax levied on the sum assured in the event of death of the policyholder as per the Section 10(10)D of the same law.

    Q. How do I revive a lapsed IndiaFirst Life Insurance policy?

    A. You can revive an IndiaFirst Life Insurance policy by making a premium payment. The policy can be revived provided it is received within 6 months of the last unpaid premium.

    Q. What is meant by a settlement option?

    A. A settlement option is a facility by which the policyholder can opt to receive the proceeds from the policy maturity in a manner defined at the contract’s inception.

    Q. How is surrender value calculated?

    A. Surrender value is calculated based on the number of premiums paid and the duration elapsed since the policy was purchased.

    News About IndiaFirst Life Insurance

    • IndiaFirst Life Insurance launches a new retirement plan

      IndiaFirst Life Insurance, a leading insurance company in India recently announced the launch of IndiaFirst Guaranteed Retirement Plan. The new plan is a non linked, participating, endowment deferred pension plan. One can avail guaranteed returns of 9% on the premium paid during initial years with this plan. The policy also offers tax benefits under section 80C of the Income Tax Act, 1961.The plan also offers flexibility in premium payment for its policyholders.

      13 January 2016

    • IndiaFirst Life Insurance to focus more on retail business

      Hyderabad: IndiaFirst Life Insurance Company, a joint venture between Andhra Bank, Bank of Baroda and UK-based Legal and General, will focus more on its retail business in the near future, Managing Director RM Vishakha said on Thursday. The company, which began its operations in 2010, currently has corpus over Rs.4,000 crore in the corporate segment, according to sources.

      According to Vishakha, around 80% of the retail business of IndiaFirst Life Insurance Company comes via its bancassurance channel. Also, focus on the retail business coupled with the consolidation of its corporate clients will pave the way for ‘double digit’ profits for the company this year, Vishakha stated. IndiaFirst Life Insurance Company had posted a profit of Rs.6 crore in 2014.

      The Bank of Baroda, Legal & General and Andhra Bank infused around Rs.150 crore into the company as per their shareholding pattern, thereby, raising the share capital to Rs.625 crore. The Bank of Baroda holds 44% in the company while Legal & General and Andhra Bank hold 26% and 30% respectively.

      According to Vishakha, the low premium accident and life insurance schemes recently introduced by the government have been successful in terms of raising the level of general awareness about the importance of insurance. With AUM of over Rs.8,160 crore (as on June 30, 2015), IndiaFirst has presence in around 1,000 cities and towns across India courtesy 10,040 bank branches.

      12 October 2015

    • New cash back policy from IndiaFirst Life Insurance

      IndiaFirst Life Insurance launched a new policy called the Cash Back Plan. This plan is designed to meet medium to long-term goals of policyholders.

      The minimum entry age is 15 years and the maximum is 55 years. Policyholders can expect 5% - 7% of the annualized premiums as addition every year. Policyholders can also get 20% of the sum assured as part payout during the 6th, 8th or 10th year of the policy and 60% during the 9th, 12th or 15th year, along with the additions. Premium payment varies from a term of 5 years - 10 years.

      All these parameters are based on the policy term which can be for 9, 12 or 15 years. Premiums can be paid quarterly, annually or bi-annually. The plan encourages customers to save as they progress in age, altering savings goals from short to long-term.

      12 June 2015

    • IndiaFirst Life Insurance appoints Rushabh Gandhi as the Director- Sales and Marketing

      India’s premier life insurance provider, IndiaFirst Life Insurance appointed Rushabh Gandhi as Director of sales and marketing. Rushabh Gandhi who was director, sales at Canara HSBC Life previously stated that he was excited at the opportunity of working with IndiaFirst Life Insurance which is one of the fastest growing companies in the life insurance sector in India. RM Vishakha, CEO and Managing Director, IndiaFirst Life Insurance is confident that the new addition will help strengthen their sales and marketing team.

      13 May 2015

    • IndiaFirst Life Insurance to register first profit this year

      IndiaFirst Life Insurance Company (IFLI), a joint venture between Andhra Bank, Bank of Baroda, and Legal and General, a UK based company, is likely to register its first single-digit profit, this year, since it entered the life insurance sector in November 2009.R M Vishakha, the newly appointed Managing Director and CEO of IFLI said the accounts of the company are expected to be finalized in April. IFLI is also expected to launch a money-back product in April. The share of ULIPs and traditional products for the company as on December last stood at 52% and 42% respectively. The company is, however, not likely to push for ULIPs in the near future.

      According to the CEO, IFLI will construct its strategy in such a way that the customer, and not the products, are going to be the focus of the company.

      1 April 2015

    • IndiaFirst Life Insurance welcomes on-board a new MD & CEO!

      Starting tomorrow, IndiaFirst Life Insurance Company will have a new MD & CEO, the senior BFSI professional R M Vishaka. Vishaka last worked as the Director Sales & Marketing in a insurance company and has also had experience working as the Chief Business Officer at IndiaFirst Life Insurance. She has worked in the financial service industry for over 25 years.

      Vishaka stated that the customers needs will always remain to be their first priority.

      9 March 2015

    • Carat Becomes Media partner to IndiaFirst Life Insurance!

      IndiaFirst Life Insurance which is a joint venture between Bank of Baroda and Andhra Bank has signed up Carat Media for handling its media related operations. Carat Media is now mandated to handle television, print, radio, cinema as well as ambient media related work for IndiaFirst.

      The Media firm is excited and confident about this new mandate and looks forward to create strong consumer-centric digital solutions that will enable IndiaFirst to become a preferred destination in terms of insurance products. Carat is especially happy that IndiaFirst saw promise in the services offered by the media company and trusted them with their brand building exercise.

      On the other hand, IndiaFirst too is eager about this new partnership and is looking forward to engaging communication plans that will touch customers across varied strata of the Indian market.

      20 January 2015

    • Private Sector Life Insurance Companies Show Decline in Settlement Ratios

      According to the IRDA’s annual report for the year 2013-2014, private insurers are noted to have turned down about 8.03% claims made during the year, bringing their collective claim settlement ratio to about 88.31%. This is as opposed to the 88.65% recorded for the year 2012 - 2013. The decline is in contrast to the increase in LIC’s claim settlement ratio which moved up from 96.41% in the year 2012-2013 to 96.75% in the year 2013-2014.

      Private insurers attribute repudiation of claims to the withholding of information by policyholders at the time of entering into the policy, especially with regards to health issues. Life insurance agreements are entered into on the basis of good faith between the insurers and insured whereby policyholders are required to inform the insurance company of any issues or circumstances that affect coverage.

      The total value of rejected claims amounted to Rs.624 crores. Where private insurance companies had rejected about 10,036 claims, the Life Insurance Corporation of India (India’s largest life insurer) recorded 8,387 rejected claims.

      12 January 2015

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    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Indiafirst Life Insurance Reviews

  • Page 1 of 1
    • Indiafirst Life Insurance
      "Need to purchase this policy"
      0.5 4.0/5 "Great!"
      I normally pay a premium amount of Rs. 1000 per month. I have chosen the tenure period of 75 years. The total sum assured amount is 50 lakhs. I used to pay the premium through EMI. Actually i have nominated my spouse as a nominee. It is a death coverage policy. My family will get the benefits in my absence.
      Was this review helpful? 0
      , dhule
      Reviewed on Jun 28, 2018
    • Indiafirst Life Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got a life Insurance policy from the INDIAFIRST LIFE INSURANCE company and I hold this policy for the past 10years and this policy has the tenure of 25years. The customer support service is good with the INDIAFIRST LIFE INSURANCE company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 29, 2018
    • Indiafirst Life Insurance
      "Good Policy to hold"
      0.5 4.0/5 "Great!"
      I have two life insurance policies with India First Life Insurance company. I pay approximately 1 lakh and 28 thousand rupees for 2 policies. 1st policy completed 2 years and tenure for that policy is 15 years and maturity amount is approximately 12 lakhs. Another policy completed 1 year and tenure for that policy is 5 years and maturity amount is apporximately 7.5 lakhs.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 29, 2017
    • Indiafirst Life Insurance
      "Excellent policy to use"
      0.5 5.0/5 "Blown Away!"
      I am got the India first Life insurance around 10 years ago. The customer support is very good with India first. This policy has the tenure of 30years. I pay the premium of Rs,2600 every month. The plan benefits and the coverage is excellent with India first.
      Was this review helpful? 0
      , nellore
      Reviewed on Oct 28, 2017
    • Indiafirst Life Insurance
      "Better policy to use"
      0.5 4.0/5 "Great!"
      Got the India first money back life insurance policy for more than 3years. The customer support is good with India first. This policy has the tenure of 10 years. The plan benefits and the coverage is good with this policy . The premium amount is Rs,15,000 per year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 25, 2017
    • Indiafirst Life Insurance
      "Piece of rubbish bordering a scam"
      0.5 0.5/5 "Unacceptable"
      This is mainly sold through BOB branches and used for trapping existing account holders. Abject lack of transparency. Only roaming agents trap the people. You will not get any clear guidelines from actual customar care persons in your town. Nobody knows where there are. If you want to suspend the plan all that the roaming agents do is give you the mail address and that's all.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2016
    • Indiafirst Life Insurance
      "Term online policy"
      0.5 4.0/5 "Great!"
      I have bought a term policy online with INDIA FIRST LIFE insurance. I have done a online search and I have found this policy . I am supposed to pay a premium of 1600 per quarter and the policy coverage would be for 1 lakhs and I am holding this policy for the past 2 years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 03, 2016
    • Indiafirst Life Insurance
      "Good claims"
      0.5 4.0/5 "Great!"
      I have a life insurance with India first. The insurance was provided to me by my company since they have a tie up with this insurance agency. The policy provides me with good claims and claim bonus. Total tenured period is for 10 years and the yearly payment that I make is deducted from my salary.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jun 10, 2016
    • Indiafirst Life Insurance
      "Great benefits!"
      0.5 5.0/5 "Blown Away!"
      I am having a term insurance policy with IndiaFirst insurance. Premium amount of 660 is paid on monthly basis for this policy. As this is a endowment policy, the policy holder will be covered under the policy for his 70 years. The insurer will give good returns for the low premium if anything happens to the policy holder within the time.
      Was this review helpful? 1
      , thane
      Reviewed on Feb 18, 2016
    • Indiafirst Life Insurance
      "Recommended by my friend "
      0.5 4.0/5 "Great!"
      From INDIAFIRST LIFE INSURANCE I have taken my life insurance policy through my friend. The processing part went smoother with them. One thing is like they will call the customers to make the premiums but by the time I would been already paid it. This only will be quite annoying.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 27, 2015
    • Indiafirst Life Insurance
      "Average plan"
      0.5 4.0/5 "Great!"
      I have a life insurance from india first for 15 years in which after the maturity will get the ,lump sum amount with bonus. Policy coverage offered is 5 lakhs. Payments can be through directly through online . I took the plan through the agent and he gave all the explanation.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 25, 2015
    • Indiafirst Life Insurance
      "Extra benifits..."
      0.5 5.0/5 "Blown Away!"
      Customer service and their guidance was good. Plan benefits an all fine. Executives are really helpful based on my life insurance with India first. Lock in period was 3yrs. But I closed that policy but nothing wrong in it. I got benefited like 11% return. Only thing is, I getting unwanted sales call and it should be avoid.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 13, 2015
    • Indiafirst Life Insurance
      "Good one.."
      0.5 5.0/5 "Blown Away!"
      It is of normal traditional plan with IndiaFirst Life insurance and sum assured would be nearly of double. This insurance was suggested me by one of the banks while I have taken the home loan and at that time I was in requirement of life insurance thus I took it with IndiaFirst. Customer service is fine and paying premium through online.
      Was this review helpful? 2
      , solapur
      Reviewed on Aug 21, 2015
    • Indiafirst Life Insurance
      "Excellent !!!"
      0.5 5.0/5 "Blown Away!"
      Actually this Indiafirst Life insurance is recommended by Bank of Baroda and the bank is near to my home so easy for me to deal with them. Term insurance is of thirty years plan and no payback amount in this plan actually. Incase the policy holder expires in any situation the amount will be reimbursed to the family members. Reimbursement amount would be of 50lakhs and once in a year have to pay 12thousand.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 16, 2015
    • Indiafirst Life Insurance
      0.5 4.0/5 "Great!"
      I got this life insurance policy from Indian Insurance company through my office. I am not sure about the claim experience because I have not used it yet.I know the general plan benefits of this policy which are like 100000 coverage for Life and 300000 for mediclaim.
      Was this review helpful? 4
      , bangalore
      Reviewed on Mar 26, 2015
    • Indiafirst Life Insurance
      0.5 4.0/5 "Great!"
      I have taken a life insurance with India first Insurance. First of all, the reason why I have chosen the insurance is because of the flexibility as I can my bills on a monthly basis. The total coverage is for 50 years and I have taken that for a period of 15 years. I was looking out for this kind of a policy and the executive guided me with this insurance.
      Was this review helpful? 4
      , amritsar
      Reviewed on Feb 19, 2015
    • Indiafirst Life Insurance
      0.5 3.0/5 "Satisfactory"
      It was a collateral offer provided by India first along with term loan. The principal amount is good as well as the returns are expected after 2-3 years. Overall life insurance policy with India first is good.
      Was this review helpful? 4
      , nasik
      Reviewed on Jan 26, 2015
    • Indiafirst Life Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I do have one life insurance policy from INDIAFIRST LIFE INSURANCE where the policy covered for 15 years . Yearly I need to pay about 7312 . After 15 years I will get some lump-some amount. They will provide 2 lakhs as accidental insurance . The best part was they will call and remind for the payment
      Was this review helpful? 6
      , bangalore
      Reviewed on Nov 08, 2014
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