Pradhan Mantri Awas Yojana (PMAY - Urban), also known as Housing for All, is an initiative launched by the Government of India to provide affordable housing to the urban poor. The plan will be implemented in more than 300 cities in India and one of those cities is Surat. The response to the PMAY scheme has been overwhelming, as thousands of people throughout the country have already submitted their applications to avail benefits and subsidies.
Pradhan Mantri Awas Yojana (PMAY)
People of Gujarat, particularly Surat, have welcomed the Pradhan Mantri Awas Yojana with open arms. In fact, the state government is now going to construct 5,000 new houses, in addition to the 8,000 housing units that are already under construction in the city. The Metropolitan Municipality of Surat has prepared a detailed project report in order to implement the housing scheme successfully. As of April 2017, Surat Municipal Corporation, along with Surat Development Urban Authority, have together completed more than 2000 DUs.
More than 55,000 applications have been received by the government for those 8,000 units and it is now in the process of allocating the houses to eligible candidates. Since it is expected that the applications will increase in the coming weeks, the government is quite likely to allot the additional 5,000 houses too. This gives a chance to those people who missed on applying for the housing units and subsidies under the PMAY the first time.
If you are looking to apply for the Pradhan Mantri Awas Yojana in Surat, then you need to first determine whether you are eligible for the scheme. This will then be followed by identifying the category through which you need to submit your application. Once you have figured these out, you need to collect the required documents and upload them online, or submit them to the officials. Your application will be processed by the authorities and you can check its status online.
If you are looking to avail the benefits of the PMAY scheme as a resident of Surat, then you need to follow the following steps:
Pradhan Mantri Awas Yojana has been designed keeping the urban poor of the country in mind. The mission targets four groups:
People belonging to Economically Weaker Sections (EWS), Lower Income Groups (LIG) and Middle Income Groups (MIG) stand to benefit from the PMAY scheme.
The following table illustrates the income criteria and the maximum subsidy one can avail, under the CLSS component.
|Component||Required household income||Interest Subsidy (%)||Maximum loan amount on which subsidy is calculated||Maximum subsidy in Rupees|
|EWS and LIG||Up to Rs. 50,000 per month||6.50%||Rs. 6,00,000||Rs. 2,67,000|
|MIG 1||Rs. 50,001 - Rs. 1,00,000 per month||4.00%||Rs. 9,00,000||Rs. 2,35,000|
|MIG 2||Rs. 1,00,001 - Rs. 1,50,000 per month||3.00%||Rs. 12,00,000||Rs. 2,30,000|
Apart from this, there are a couple of other things that the applicants need to keep in mind.
Considering that the Pradhan Mantri Awas Yojana is a scheme launched by the Government of India, it goes without saying that you will have to furnish a lengthy list of documents in order to successfully submit your application. They are:
In case of any doubts regarding the PMAY scheme in Surat, you can always approach the officials directly. Alternately, you can call the toll-free PMAY customer care numbers to resolve your queries.
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