Pradhan Mantri Awas Yojana - Surat

If you're planning to apply for PMAY in Surat, start by checking your eligibility. Then, identify the right category for your application, gather the necessary documents, and submit them either online or in person. Once submitted, you can track your application status online.

How to Apply for the Pradhan Mantri Awas Yojana in Surat

If you live in Surat and want to apply for the Pradhan Mantri Awas Yojana (PMAY), follow these easy steps:

• Visit the official PMAY website: Go to pmaymis.gov.in.
• Choose your category: Under the "Citizen Assessment" section, select the right option based on your income group and housing needs.
• Enter your Aadhaar number: Fill in the survey form with accurate details.
• Income above ₹50,000? If your monthly income is more than ₹50,000, you must apply under the CLSS (Credit Linked Subsidy Scheme) component by contacting a bank directly.
• Submit the form: After filling in the details, enter the captcha code and submit the form.
• Track your application: You can check the status of your PMAY application anytime under the "Track Your Assessment Status" section on the website.

Eligibility Criteria for Applying Pradhan Mantri Awas Yojana in Surat

The Pradhan Mantri Awas Yojana (PMAY) is aimed at helping the urban poor get affordable housing. The scheme is open to four main categories of people:

• Slum Dwellers: Citizens living in slums can apply for housing under the PMAY scheme.
• People with Land: If you own land and want to build or improve your house, apply under the Beneficiary Led Construction (BLC) category.
• Home Loan Borrowers: If you plan to buy or build a home with a home loan, you may get a subsidy under the Credit Linked Subsidy Scheme (CLSS).
• People Without Land or Loan Access: If you don't own land and can't afford a loan, apply under Affordable Housing in Partnership (AHP).

The scheme mainly benefits people from Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle Income Groups (MIG).

The following table illustrates the income criteria and the maximum subsidy one can avail, under the CLSS component.

Apart from this, there are a couple of other things that the applicants need to keep in mind.

1. The applicant's family must comprise husband, wife and unmarried children

1. The applicant and his family should not own an all-weather house in any part of the country
2. Women belonging to either of the aforementioned categories or minority communities will be eligible for benefits if they apply for the PMAY plan
3. People belonging to minority groups like SC/ST will be considered, provided they fulfill the caste requirements and submit the necessary documents
4. The applicant and his family should not have taken assistance from the Government of India under any housing scheme.

Documents Required for Applying PMAY Scheme in Surat

Since the Pradhan Mantri Awas Yojana (PMAY) is a government-backed scheme, applicants need to submit several important documents to complete the process. Here's a checklist of what you’ll need:

• Filled Application Form
• Income Certificate (Self-declaration if your income is below the taxable limit)
• Identity Proof – PAN, Aadhaar card, Voter ID, Driving Licence, etc.
• Nationality Proof
• Address Proof
• Income Proof – Latest ITR or Form 16, if applicable
• Caste Certificate – If you belong to OBC, SC, ST, or Minority categories
• Last 6 Months’ Bank Statement
• Business/Job Details – Self-declared financial statement, business license, or job profile
• Property Valuation Certificate – From a certified valuer
• No House Ownership Affidavit – Declaring you or your family don’t own a permanent house in India
• Construction Affidavit & Undertaking – Stating the property is in a legal area and loan is for residential purpose
• Engineer/Architect Certificate – For construction/repair cost or condition of purchased house
• Advance Payment Receipt – If you've paid any amount to a builder/seller
• NOC – From housing society or authority (if required)
• Approved Building Plan
• Construction Agreement – With the builder/developer
• Property Ownership Documents – Allotment letter, sale agreement, title deed, or lease deed

Pradhan Mantri Awas Yojana Helpline Number Surat

In case of any doubts regarding the PMAY scheme in Surat, you can always approach the officials directly. Alternately, you can call the toll-free PMAY customer care numbers to resolve your queries.

1. PMAY - Gramin - 1800-11-6446
2. PMAY, Urban - 1800-11-3377, 1800-11-3388 (National Housing Bank)
3. PMAY, Urban - 1800-11-6163 (Housing and Urban Development Corporation)

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