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Pradhan Mantri Awas Yojana (PMAY) - Housing for All is a housing initiative launched by the Government of India in 2015. The primary objective of this program is to provide affordable housing to the urban poor of the country by the year 2022. In the two and a half years since its inception, the scheme has proven itself to be a big hit among the general population.
People from all over the country have already applied to avail the benefits of this scheme and a vast majority of them have received it as well. As per this plan, 305 towns and cities have been chosen in nine states for the construction of housing units for the urban poor. In fact, the government is planning to increase the budget of the PMAY - Urban and Rural in the Budget 2018.
The city of Ahmedabad too, has been witnessing a massive surge in development of houses for the poor. For the Pradhan Mantri Awas Yojana (Gramin), Ahmedabad was one of the five districts chosen for the implementation. Moreover, the Confederation of Real Estate Developers Association of India (CREDAI) is working in conjunction with the government to build 2.03 lakh affordable houses in the city.
The Ahmedabad Municipal Corporation (AMC) and the Ahmedabad Urban Development Authority (AUDA) are also working towards providing affordable houses to the urban poor in the state. As of January 2017, a total of 4,369 projects have been approved under the Affordable Housing in Partnership (AHP) component. In addition to this, the AMC recently released the results of the housing scheme draw in the city, while the AUDA has released scheme details for housing projects at Nikol-Kathwada and Vaishnodevi Circle.
In case of any queries, you can get in touch with customer care representatives on the following toll-free numbers:
You can also visit the official website of Ahmedabad Municipal Corporation and Ahmedabad Urban Development Authority to get in touch with the respective officials.
The PMAY scheme was created to provide affordable housing to the urban poor of the country. This includes Economically Weaker Sections (EWS), Lower Income Groups (LIG) and Middle Income Groups (MIG). The urban poor have been categorised into four components and benefits will be provided for each of them.
Before we proceed with the eligibility criteria which have to be fulfilled to successfully apply for the PMAY scheme, there are a few things that you need to keep in mind.
Only after fulfilling the aforementioned conditions an applicant can apply for the PMAY scheme.
The following table clearly illustrates the eligibility criteria that one needs to fulfil, to avail benefits under the CLSS.
| Category | Required Household Income | Subsidy on Interest (%) | Maximum loan amount considered for subsidy calculation | Maximum Subsidy | Maximum Carpet Area (sq.mt) |
|---|---|---|---|---|---|
| EWS and LIG | Up to Rs. 50,000 per month | 6.50% | Rs. 6 lakh | Rs. 2.67 lakh | 60 sq.mt |
| MIG 1 | Rs. 50,0001 - Rs. 1,00,000 per month | 4.00% | Rs. 9 lakh | Rs. 2.35 lakh | 120 sq.mt |
| MIG 2 | Rs. 1,00,001 - Rs. 1,50,000 per month | 3.00% | Rs. 12 lakh | Rs. 2.30 lakh | 150 sq.mt |
The following documents need to be submitted along with the duly filled application form in order to benefit from the CLSS.
The process to apply for benefits under the PMAY scheme is fairly simple and straightforward. The following steps are to be followed in order to submit your application.
For Slum dwellers - This option is to be selected if you reside in slum
Benefit under other 3 components - This option is to be selected if you do not reside in slum
Once you have submitted your application, you can track its status online by going through the following steps:
Step 1: Visit the ‘Track Assessment Form’ link at http://pmaymis.gov.in/Track_Application_Status.aspx , Alternately, you can also select ‘Track Your Assessment Status’ under the ‘Citizen Assessment’option on the main site to visit the page
Step 2: Once on the page, there are two paths to go about:
By Father’s Name & ID Type, and By Assessment ID
Step 3: If you select the first option, then you will have to enter the following details: Your name, father’s name, state, district, city, mobile number and the ID number, depending on the type chosen
Step 4: If you select the second option, then all you have to enter is the Assessment ID you were provided, and the mobile number
You can also edit your assessment form by selecting the ‘Edit Assessment Form’ option.
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