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    How to Apply For Pradhan Mantri Awas Yojana (PMAY)

    According to a government research, slum households have risen by 34% in the past decade. If the current trend continues, the number is expected to grow significantly in the coming years. Taking stock of this rampant issue, Prime Minister Narendra Modi launched the Pradhan Mantri Awas Yojana in 2015. This initiative, previously called the Housing For All scheme, aims to provide a place to reside for millions of urban poor. Having set a deadline for 2022, the government has identified over 2,508 cities and towns across 26 states in the country and is going to built over 2 million houses.

    In this page, you will find all the details about how to apply for a house under the PMAY scheme. But before that here’s a brief introduction to what the project is trying to achieve.

    How Can one Apply a House Under Pradhan Mantri Awas Yojana

    The Ministry of Housing and Urban Development has set up a simple yet process which allows people to apply for a house under the scheme. The form basically has two pages and requires a person to fill all key details about themselves. Here’s a page-to-page brief on what each of the pages look like:

    • Page 1: The first page requires the applicant to Aadhaar number. Once the number is verified, the application proceeds to the next page. The government uses Aadhaar number to ensure that an individual applies for the scheme and doesn’t defraud the system.
    • Page 2: The second page is for the personal details of the applicant. He/she needs to provide information pertaining the state they are residing in, the head of the family, current residential address, and other such key details.

    Pradhan Mantri Awas Yojana can be applied by two categories:

    • Under Other 3 Components – The economically weaker sections like Middle Income Groups (MIGs), Lower Income Groups (LIGs) and Economically Weaker Sections (EWS) are considered as beneficiaries under the Housing for All by 2022 Scheme. For EWS, the annual income cap stands at Rs.3 lakh. In case of LIG, the maximum annual income is between Rs.3 lakh and Rs.6 lakh. For MIG, the cap for annual income is between Rs.6 lakh and Rs.18 lakh. CLSS component can be availed by the MIG and LIG categories. EWS, on the other hand, is eligible under all verticals for assistance.
    • Slum Dwellers – A slum is an area where 60 to 70 households or approximately 300 people stay in poorly built residences. The environment of these areas are unhygienic and they lack proper infrastructure, drinking water and sanitation facilities. These people can apply for the Housing for All by 2022 Scheme under the Pradhan Mantri Awas Yojana.

    How to Apply for Pradhan Mantri Awas Yojana Benefits Under Other 3 Components Online:

    As mentioned in the previous section, an applicant needs to provide their personal information to apply for the scheme. The steps are as follows:

    1. Log on to the official Pradhan Mantri Awas Yojana at pmaymis.gov.in
    2. Choose the ‘Benefits under other 3 components’ option by clicking the ‘Citizen Assessment’ dropdown.
    3. How to Apply PMAY Online
    4. Enter your Aadhaar number and click submit. (The site will verify whether the Aadhaar details provided is correct).
    5. Submit Aadhaar Number in PMAY Online
    6. If the information provided is correct, you will be lead to the next page where you will have to provide all the pertinent information regarding you name, income, no. of family members, residential address, contact number, age of the head of the family, religion, caste and the like.
    7. Fill PMAY Application Form Online
    8. Once all the information is provided, scroll down, type the captcha code in the box and click submit.
    Submit Captcha Code In PMAY Form Online

    And thus, end the PMAY online application process. In case you make a mistake which typing out the information, you can edit the form with the help of your Application and Aadhaar number.

    How Slum Dwellers Apply for PM Awas Yojana Online:

    As the PMAY website uses an integrated platform, the application slum dwellers need to use to apply for a house is the same. While all the steps mentioned above will be followed, there’s a tiny detour you should take:

    1. Log on to the official Pradhan Mantri Awas Yojana at pmaymis.gov.in
    2. Choose the ‘For Slum Dwellers’ option in the ‘Citizen Assessment’ dropdown.
    3. Enter your Aadhaar number and click submit. (The site will verify whether the Aadhaar details provided is correct).
    4. If the information provided is correct, you will be lead to the next page where you will have to provide all the pertinent information regarding you name, income, no. of family members, residential address, contact number, age of the head of the family, religion, caste and the like.
    5. Once all the information is provided, scroll down, type the captcha code in the box and click submit.

    How to Apply for PMAY through Citizen Service Centres (CSC)

    Applying for PMAY through Citizen Service Centres is slightly different from the other two options mentioned above. Here, you will need to find your nearest CSC to begin with the application. There are over 6000 CSCs in the country, and to find one you need to:

    1. Log on to the apnacsconline.in website.
    2. You will be lead to the page and choose the State, District, and Block names from the corresponding drop-downs.
    3. Once you provide the relevant information, you will see a list of CSCs in locations near you.
    4. Get the one of your choice, pay a Rs.25 application fee and finish the form.
    5. The form will only be submitted after an e-KYC process is completed.

    Pradhan Mantri Awas Yojana (PMAY) FAQs

    1. Who can apply for a house under PMAY?

      Any Indian citizen from Low Income Groups(LIG) and Middle Income Groups (MIG) can apply under the PMAY scheme.

    2. Does the application come me money?

      If you choose to apply online, you can complete the process for free. On the other hand, if you apply through a CSC, you will have a pay a fee of Rs.25.

    3. Can a person apply twice?

      No. PMAY doesn’t allow you to apply for housing twice. Note that, the government takes your Aadhaar number when you apply and if they feel you are trying to defraud them, you may face penalties and imprisonment.

    News About Pradhan Mantri Awas Yojana

    • Individuals rush to Margao Municipal Council to avail PMAY scheme

      The Margao Municipal Council or MMC was recently overburdened with individuals who rushed for the documents proving that they own a house in Margao. They did this to apply for the PMAY (Pradhan Mantri Awas Yojana) housing scheme. These people had come for property documents like property tax, land record, income certificate, etc.

      Pradhan Mantri Awas Yojana offers slum redevelopment for the people living in the slums on local body, central government or state government lands. Such people will receive an amount of Rs.1 lakh or accommodation in satisfactory structures. The councillors are horrified with wrong information provided to the people who fail to realise that there are several conditions that must be met to avail the scheme. According to them, this the reason why they are crowding at MMC to apply for the scheme under PMAY.

      31st October 2017

    • 27% Jump In New Housing Projects, Mumbai Runs The Show

      Cushman & Wakefield have released a new report based on the data from 8 top cities in India. According to this report, the affordable housing segment has witnessed an increase of 27% in new launches. Also, as per this report, Mumbai is taking the lead. Under this category, more than 26,000 new houses have been launched in the year 2017.

      Out of these sales, 40% is reported to be in Mumbai which recorded 10,500 housing units. Kolkata and Pune followed Mumbai in the new housing project lists. India Cushman & Wakefield’s Managing Director, states that affordable housing is an attractive idea which benefits both the developers and consumers. The attention from the Central Government has made sure that developers get more funding from entities like ECB, FDI, and financing from National Financial Institutions.

      16th October 2017

    • 5.39 Lakh Homes for Urban Poor in 15 months, says Minister

      As many as 5.39 lakh houses will be constructed across Andhra Pradesh under the aegis of the Pradhan Mantri Awas Yojana (PMAY) (Urban) in a time window of 15 months.

      This announcement was made by P Narayana, Minister of Housing and Urban Development, Andhra Pradesh. He discussed the same in a meeting with Hardeep Singh Puri, Union MInster. The houses will be built for the urban poor residing in the state, according to information obtained from an official press release.

      The minister further added that various measures have been taken to look into the different types of technologies required for building houses under the PMAY scheme. The minister also stressed on the fact that Andhra Pradesh is one of the states in the country to sanction the highest number of homes under the respective PMAY scheme for the urban poor.

      PMAY (Urban) is an initiative by Prime Minister Narendra Modi. The main objective of this campaign is to make sure all sections of society have access to clean and affordable housing in the country. The homes granted under this scheme will be owned by women or jointly with male members of the family.

      26th September 2017

    • Government to Sanction Over 2.17 Lakh Houses for Urban Poor

      The government is gearing up towards the mission “Housing for all by 2022.” The Ministry of Housing and Urban Affairs has approved over 2.17 lakh houses for the urban poor in six states, including Assam, Uttar Pradesh and Andhra Pradesh. The community of urban poor is anticipated to be benefited.

      Moreover, the government has permitted additional houses to a few selected states. Karnataka, Uttar Pradesh, Maharashtra, Assam, Bihar, Jharkhand, Tamil Nadu, Madhya Pradesh, West Bengal and Andhra Pradesh altogether account for 82% of the total number of houses sanctioned. Other states are yet to be considered.

      6th September 2017

    • Loan Waiver Work in UP Initiates Under Yogi Adityanath

      The UP Government has initiated the process of waiving loans. Yogi Adityanath, the Chief Minister of Uttar Pradesh stated that approximately 60 lakh poor households will be receiving electricity connection without paying any money. The Pradhan Mantri Awas Yojana (PMAY) beneficiaries received their cards and free of cost connection scheme.

      The Chief Minister of Uttar Pradesh also pointed a finger at BSP (Bahujan Samaj Party) and SP (Samajwadi Party) for not providing houses to the poor people. He aims at providing houses to more than 14 lakh people by the year 2019.

      29th August 2017

    • Chhattisgarh Housing Board Seeking Environmental Clearance for Kanker Projects

      The SEIAA or State Environment Impact Assessment Authority is scrutinizing a proposal put forward by the CGHB or Chhattisgarh Housing Board about environmental clearance. The Chhattisgarh Housing Board plans to start new construction projects in Kanker district.

      Under the Pradhan Mantri Awas Yojana, Chhattisgarh has done well with respect to construction of new houses. This information has been provided by the Ministry of Union Rural Development. Approximately 55 thousand houses have been built in Chhattisgarh and more than 10 lakh are at the verge of completion. The states that have been asked to pace up their constructions under PMAY include Assam, Tamil Nadu, Gujarat, Uttar Pradesh and Bihar. States that are doing well under the scheme include Jharkhand, Odisha, Maharashtra, Rajasthan, Chhattisgarh, West Bengal and Madhya Pradesh.

      24th August 2017

    • Government sanctions huge sum for affordable houses

      The Government of India has sanctioned Rs.11,412 crore for building 24 lakh affordable houses under the Pradhan Mantri Awas Yojana. The assistance that has been approved by the centre for these 24 lakh houses stands at Rs.37,233 crore.

      According to the Joint Secretary of Ministry of Housing and Urban Affairs, 2.99 lakh unit have been made in the past 2 years after the launch of the Pradhan Mantri Awas Yojana. He added that the pace at which houses are being built under the PMAY scheme is much faster than the previous scheme called JNNURM scheme. Approximately 12.4 lakh houses were sanctioned under the JNNURM scheme and the central assistance for the project stood at Rs.17,400 crore. Within 2005 to 2014, 9.2 lakh houses were built. The number of affordable houses to be built and the amount sanctioned by the Central Government as assistance, both have increased substantially under the PMAY scheme.

      2nd August 2017

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