A "low interest" loan shouldn't mean you have very little interest in paying it back!
The PMAY - Housing For All scheme, aims to provide a place to reside for millions of urban poor. Having set a deadline for 2022, the government has identified over 2,508 cities and towns across 26 states in the country and is going to built over 2 million houses. Last date to Apply for LIG and EWS Category is 31 March 2022. For MIG(I and II) Category to apply for PMAY scheme Last date was on 31 March 2019.
The Ministry of Housing and Urban Development has set up a simple yet process which allows people to apply for a house under the scheme. The form basically has two pages and requires a person to fill all key details about themselves. Here’s a page-to-page brief on what each of the pages look like:
Pradhan Mantri Awas Yojana can be applied under two categories:
As mentioned in the previous section, an applicant needs to provide their personal information to apply for the scheme. The steps are as follows:
And thus, end the PMAY online application process. In case you make a mistake which typing out the information, you can edit the form with the help of your Application and Aadhaar number.
As the PMAY website uses an integrated platform, the application slum dwellers need to use to apply for a house is the same. While all the steps mentioned above will be followed, there’s a tiny detour you should take:
Any Indian citizen from Low Income Groups(LIG) and Middle Income Groups (MIG) can apply under the PMAY scheme.
If you choose to apply online, you can complete the process for free. On the other hand, if you apply through a CSC, you will have a pay a fee of Rs.25.
No. PMAY doesn’t allow you to apply for housing twice. Note that, the government takes your Aadhaar number when you apply and if they feel you are trying to defraud them, you may face penalties and imprisonment.
The Mayor of Gwalior, Vivek Shewalker has asked authorities concerned to allot houses that were constructed under the ‘Pradhan Mantri Awas Yojana’ (PMAY). The scheme was set up by the government of India with the aim of providing affordable houses to the underprivileged. While on an inspection tour of the multi-storied building that was constructed under this scheme, the Mayor instructed PMAY officials to allot houses at the earliest. He asked the Deputy Municipal Commissioner to co-ordinate with the concerned banks to complete the loan formalities at the earliest. A total of 72 people living in the nearby slum areas had been allotted houses under this scheme and had paid their part of the amount but are yet to be allotted a home. The Mayor instructed the Deputy Municipal Commissioner to finalise and allot houses at the earliest without any delay.
3 March 2019
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