According to a government research, slum households have risen by 34% in the past decade. If the current trend continues, the number is expected to grow significantly in the coming years. Taking stock of this rampant issue, Prime Minister Narendra Modi launched the Pradhan Mantri Awas Yojana in 2015. This initiative, previously called the Housing For All scheme, aims to provide a place to reside for millions of urban poor. Having set a deadline for 2022, the government has identified over 2,508 cities and towns across 26 states in the country and is going to built over 2 million houses.
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In this page, you will find all the details about how to apply for a house under the PMAY scheme. But before that here’s a brief introduction to what the project is trying to achieve.
The Ministry of Housing and Urban Development has set up a simple yet process which allows people to apply for a house under the scheme. The form basically has two pages and requires a person to fill all key details about themselves. Here’s a page-to-page brief on what each of the pages look like:
Pradhan Mantri Awas Yojana can be applied by two categories:
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As mentioned in the previous section, an applicant needs to provide their personal information to apply for the scheme. The steps are as follows:
And thus, end the PMAY online application process. In case you make a mistake which typing out the information, you can edit the form with the help of your Application and Aadhaar number.
As the PMAY website uses an integrated platform, the application slum dwellers need to use to apply for a house is the same. While all the steps mentioned above will be followed, there’s a tiny detour you should take:
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Any Indian citizen from Low Income Groups(LIG) and Middle Income Groups (MIG) can apply under the PMAY scheme.
If you choose to apply online, you can complete the process for free. On the other hand, if you apply through a CSC, you will have a pay a fee of Rs.25.
No. PMAY doesn’t allow you to apply for housing twice. Note that, the government takes your Aadhaar number when you apply and if they feel you are trying to defraud them, you may face penalties and imprisonment.
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The Housing and Urban Affairs (HUA) Ministry has informed that the government has approved a 33% increase in carpet area of houses constructed under its affordable housing scheme called Pradhan Mantri Awas Yojana-Urban (PMAY-U). The move has been made to attract more beneficiaries, the Ministry stated. Following the approval from the government, the carpet area of the house has been enhanced to 160 square metres from the existing 120 square metres for Middle Income Group-I (MIG-I). As for Middle Income Group-II (MIG-II), the carpet area has been increased to 200 square metres from 150 square metres. It was informed that the new rules would be effective from the date when the scheme became operational i.e 1 January 2017.
As part of the PMAY-U scheme, each beneficiary who purchases a house can avail subsidy up to Rs.2.35 lakh under the Credit-Linked Subsidy Scheme (CLSS). In the case of MIG-I, 4% interest subsidy can be availed on loan up to Rs.9 lakh by people who have an annual income in the range of Rs.6-12 lakh. For those who have an annual income between Rs.12-18 lakh, interest subsidy of 3% is provided on loan up to Rs 12 lakh. It needs to be mentioned that as of June 11, Rs.736 crore has been disbursed to 35,204 beneficiaries that belong to the MIG category.
19 June 2018
The government has called the report stating that only 8 percent of the target has been met under the PMAY scheme as ‘misleading’. It stated that the report took in account the percentage from only the ‘houses completed data’, which is not the correct application of statistics. The government clarified that the progress of the scheme should be measured by the fact that as of 40.65 lakh houses sanctioned, 18.47 has been grounded while 3.5 lakh houses were completed. Along with these, 1.7 lakh houses have also been completed that were sanctioned under JNNURM and were left uncompleted till March 2014. The data released by the government showed that of the 18.47 lakh houses grounded for construction, 55 percent are at ground level, 12 percent are at foundation level while the rest are at various stages of completion. It needs to be mentioned that the government had released 13,582 crore as assistance to the different States and Union Territories under the scheme.
30 March 2018
Chief Minister for Urban Development, P. Narayana asked Vizianagaram’s district officials to construct affordable houses for the poor within 15 months. The minister, during his visit to the Saripalli village, realised that 8 lakh houses needed to be built for the underprivileged in the next 15 months.
By 24 March, over 35,000 units are expected to be constructed and inaugurated. These pucca houses will have proper amenities. The state government allotted 6,00,000 units from the Union Government.
Furthermore, all the urban development officials have sent the best models of construction and to use the best quality of materials available. The minister also added that over 4,000 units have been granted to the Vizianagaram district.
5 March 2018
Led by the NGO Makkal Meetpu Iyakkam, conservancy workers massed in front district environment office demanding lands to build houses under Pradhan Mantri Awas Yojana.
According to the general secretary of Makkal Meetpu Iyakkam, mostly, conservancy workers get temporary or contractual employment by the local bodies. With most of them being landless Dalits, it becomes impossible for them to build their own houses by their meagre earnings. Also, house rents being constantly on the rise, it worsens the situation further. As the job involves health hazards, many workers quit working at an early age.
But, if the government help them by alloting portions of poramboke land available at Kalmedu, Andar Kottaram, and Sakkimangalam, the conservancy workers can build their own houses.
26 December 2017
Chhattisgarh makes to the list of Indian states that have highest number of Pradhan Mantri Awas Yojana – Gramin (PMAY – G) beneficiaries. The other states that are there on this list are West Bengal, Uttar Pradesh, Rajasthan, Orissa, Maharashtra, Madhya Pradesh, and Jharkhand. As per a new report released by the Rural Development Ministry, these states are going as per plan for completing the houses to be built under Pradhan Mantri Awas Yojana – Gramin.
Narendra Modi, the Prime Minister of India, launched the PMAY – Gramin scheme on 20 November, 2016. The target of this scheme was to build 1 crore homes by end of March, 2019. Out of this, 51 lakh homes are going to be built by March 31, 2018.
13 December 2017
The Delhi Development Authority is all geared up to rehabilitate people living in slums to better houses. The country’s capital is implementing many slum rehabilitation projects across the city and are on a great mission to helps thousand of citizens who are now staying in poor infrastructure by providing them a decent house.
Slum rehabilitation is one of the pressing issues in India which requires a lot of attention. To make the lives of many people residing in slums better, the government has introduced many schemes like Pradhan Mantri Awas Yojana (PMAY), Urban Shelter Improvement Board (DUSIB), and he Master Plan of Delhi 2021. All these schemes aim to provide affordable housing for all citizens of India.
4 December 2017
As we all know that Pradhan Mantri Awas Yojana was launched by the Prime Minister of India, Narendra Modi in the year 2015 with an aim to provide affordable housing to all by 2022. On the occasion of the State Establishment Day, about 223 beneficiaries were issued houses under the Pradhan Mantri Awas Yojana at a town hall function.
DC Binod Kumar, Rakesh Prasad who is the 20-Point vice chairman, and DDC Danial Kandulana inaugurated this event. Binod Kumar stated that under the Pradhan Mantri Awas Yojana, about 3700 houses will be given within this financial year. Also, they are also focusing on clean toilets under the Clean India campaign and are distributing gas connections under the Ujjawala Yozna scheme. DDC Danial Kandulana added that these houses are given based on priority and people should make use of government plans.
17 November 2017
The Margao Municipal Council or MMC was recently overburdened with individuals who rushed for the documents proving that they own a house in Margao. They did this to apply for the PMAY (Pradhan Mantri Awas Yojana) housing scheme. These people had come for property documents like property tax, land record, income certificate, etc.
Pradhan Mantri Awas Yojana offers slum redevelopment for the people living in the slums on local body, central government or state government lands. Such people will receive an amount of Rs.1 lakh or accommodation in satisfactory structures. The councillors are horrified with wrong information provided to the people who fail to realise that there are several conditions that must be met to avail the scheme. According to them, this the reason why they are crowding at MMC to apply for the scheme under PMAY.
31 October 2017
Cushman & Wakefield have released a new report based on the data from 8 top cities in India. According to this report, the affordable housing segment has witnessed an increase of 27% in new launches. Also, as per this report, Mumbai is taking the lead. Under this category, more than 26,000 new houses have been launched in the year 2017.
Out of these sales, 40% is reported to be in Mumbai which recorded 10,500 housing units. Kolkata and Pune followed Mumbai in the new housing project lists. India Cushman & Wakefield’s Managing Director, states that affordable housing is an attractive idea which benefits both the developers and consumers. The attention from the Central Government has made sure that developers get more funding from entities like ECB, FDI, and financing from National Financial Institutions.
16 October 2017
As many as 5.39 lakh houses will be constructed across Andhra Pradesh under the aegis of the Pradhan Mantri Awas Yojana (PMAY) (Urban) in a time window of 15 months.
This announcement was made by P Narayana, Minister of Housing and Urban Development, Andhra Pradesh. He discussed the same in a meeting with Hardeep Singh Puri, Union MInster. The houses will be built for the urban poor residing in the state, according to information obtained from an official press release.
The minister further added that various measures have been taken to look into the different types of technologies required for building houses under the PMAY scheme. The minister also stressed on the fact that Andhra Pradesh is one of the states in the country to sanction the highest number of homes under the respective PMAY scheme for the urban poor.
PMAY (Urban) is an initiative by Prime Minister Narendra Modi. The main objective of this campaign is to make sure all sections of society have access to clean and affordable housing in the country. The homes granted under this scheme will be owned by women or jointly with male members of the family.
26 September 2017
