PMAY Overview:

Poverty and homelessness are some of the biggest problems plaguing India as the country attempts to conquer new frontiers on a global stage. The good news, however, is that the central government is taking enough concrete steps to alleviate the situation. To do this, the present Prime Minister along with the assistance of his Finance Ministry introduced the Pradhan Mantri Awas Yojana (PMAY) or the Housing for All scheme.

In this page, you will find all the details about how to apply for a house under the PMAY scheme. But before that here’s a brief introduction to what the project is trying to achieve.

Pradhan Mantri Jan Awas Yojana:

Conjured up by Prime Minister Narendra Modi, the PMAY is an initiative that aims to provide affordable housing all the low-income group and other economically weaker sections (EWS) of the country. Under this project, the government along with other private players, is looking to build over 2 crore houses across the country.

This plan is expected to be executed by the year 2022 at a total expense of over $ 30 billion. To start this plan, the government has zeroed in on over 2506 cities across 26 states in the country where houses will be built for the urban poor.

How Can One Apply For a House Under PMAY?

The central government initially started off with an offline application process that could be used by those looking to get a house. However, as offline processes ran into logistical and other technical problems, the centre decide to online process, wherein home seekers are required to fill an online application form to start off the process.

Here are a few basic steps you need to follow to apply for the PMAY:

Step 1: You need to log into the Pradhan Mantri Awas Yojana website and go to the ‘Apply’ page. Once there you should click on “Apply Online”. Open the application form, fill in all the right information and then click on Apply.

Step 2: After completing the first step click on “Fill Family Details” button and enter the head of the family’s Aadhaar Number. After filling Aadhaar Number, type in the complete details of all family members.

Step 3: After completing the first and second step the applicant is required to upload photos of Signature and Aadhar Card. Note that, Aadhaar Card is mandatory to apply for this scheme.

How Is The Government Going To Execute This Project?

This is a long term project and hence requires a total of 7 years to be completed. This is why the government had divided the project into three phases.

• Under the first phase, over 100 cities are expected to be covered within the March 2017 deadline.
• In the second phase, with the deadline set for March 2019, 200 cities are going to be covered.
• The last and the final stage will cover all the remaining cities and is expected to be completed by March 2022.

The PMAY is one of the most extensive poverty-intensive program initiative by any Indian government. This project is great news for women, and other people from the SC, ST, and financially weaker segments of the society.