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  • Pradhan Mantri Awas Yojana Kolkata

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  • The CLSS or Credit Linked Subsidy Scheme under PMAY (Pradhan Mantri Awas Yojana) has been introduced by MoHUPA or the Ministry of Housing and Urban Poverty Alleviation for construction, purchase, extension, and improvement of homes owned by individuals belonging to MIG (Middle Income Group) 1 & 2, Low Income Group (LIG), and Economically Weaker Section (EWS).

    Eligibility Criteria for Pradhan Mantri Awas Yojana in Kolkata

    • The beneficiary family must not own any pucca house under his/her name or any family member’s name anywhere in India.
    • If the applicant is married, then either one of the couple or both are eligible for a single subsidy.
    • The beneficiary family must not have availed any assistance from the Central Government or any other scheme under the Pradhan Mantri Awas Yojana.

    Beneficiary for PMAY Kolkata

    The beneficiary family consists of the wife, husband, and single children. An adult who is earning and independent can be considered as a separate household irrespective of his/her marital status. This is applicable for the MIG (Middle Income Group) category. All the statutory towns according to the census of 2011 including the planning area are covered under Pradhan Mantri Awas Yojana in Kolkata.

    Pradhan Mantri Awas Yojana Scheme Details for Kolkata

    Category Interest subsidy Maximum amount of loan considered for the calculation of subsidy Maximum amount of subsidy Maximum carpet area
    EWS (Economically Weaker Section) an LIG (Low Income Group) 6.50% Rs.6 lakh Rs.2.67 lakh 60 sq.mt
    MIG (Middle Income Group) 2 3.00% Rs.12 lakh Rs.2.30 lakh 150 sq.mt
    MIG (Middle Income Group) 1 4.00% Rs.9 lakh Rs.2.35 lakh 120 sq.mt
      

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