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Pradhan Mantri Awas Yojana, launched in 2015, is one of the most ambitious initiatives taken up by an incumbent prime minister in India. Though it is an extension of the Housing for All scheme started by the UPA government in their previous term, the NDA has very much made the project its own. With the plan, the union government is aiming to eradicate homelessness by providing homes for people before 2022.
The Maharashtra Housing and Area Development Authority (MHADA) is officially part of PMAY and is currently running surveys to better understand the scope of the project. Through the survey, the civic authority will get a clear idea of how many beneficiaries there will be and the locations they should be building the houses in. Information available from sources reveal that the authority has already earmarked several key areas where affordable housing units will be constructed.
In order to receive affordable housing under PMAY, people need to follow the official procedure, which requires you to apply online. Here’s how to do it:
Every individual applying for housing under PMAY needs to provide the following information:
These are the documents every applicant needs to have ready to receive housing under the Pradhan Mantri Awas Yojana.
The union government has set the eligibility criteria which every PMAY applicant needs to meet. Here’s what it looks like for different sections of the society.
| Section | Eligibility Details |
|---|---|
| Economically Weaker Section (EWS) | People who earn a yearly income less than Rs.3 lakh are categorised under the EWS category. However, an applicant claiming to be from EWS needs to provide relevant proof to support their claims. |
| Low Income Group (LIG) | LIG members are those who have a yearly income between Rs.3 lakh to 6 lakh. Again, to be eligible for consideration, they need to provide sufficient proof of their economic standing. |
| Medium Income Group (MIG1) | People who earn an annual household income of less than Rs.12 lakh come under the MIG1 category. These people can avail loans of up to Rs.9 lakh for the construction of a residence. |
| Medium Income Group (MIG2) | People that earn a yearly income between Rs.12 to Rs.18 lakh will fall under MIG2 of the PMAY scheme. These people can avail loans of up to Rs.12 lakh. |
| Minorities | Individuals from minority groups like SC/ST/OBC will fall under minorities. To be considered under the PMAY scheme, these people need to meet to provide relevant caste and income certificates. |
| Women | Women belonging to EWS/LIG categories will be considered if they apply under the PMAY scheme. |
The City and Industrial Development Corporation of Maharashtra (CIDCO) has floated a tender worth Rs.18,000 crore for the construction of as many as 80,000 affordable houses.
The building of the houses was earlier announced by Prime Minister Narendra Modi and the project is expected to be completed by the year 2022. This is the largest mass house construction project under the PMAY scheme.
As per sources, the site of the construction would be areas near the suburban railway stations and the truck and?bus terminals in Navi Mumbai. The areas have been chosen as Kharkopar, Juinagar, Mansarovar, Khandeshwar and Kharghar, and Bamandongri stations.
The sources have also revealed that the project would be divided into four sections and these would be awarded to four contractors. The plan is to construct 17,972 houses in Taloja at an estimated budget of Rs.3,458 crore.
For construction at Mansarover, Khandeshwar, Sanpada, and Juingar railway station, a second contract of an estimated value of Rs.3,573 crore would be awarded.
24 January 2019
The City and Industrial Development Corporation of Maharashtra (CIDCO) has floated a tender worth Rs.18,000 crore for the construction of as many as 80,000 affordable houses.
The building of the houses was earlier announced by Prime Minister Narendra Modi and the project is expected to be completed by the year 2022. This is the largest mass house construction project under the PMAY scheme.
As per sources, the site of the construction would be areas near the suburban railway stations and the truck and?bus terminals in Navi Mumbai. The areas have been chosen as Kharkopar, Juinagar, Mansarovar, Khandeshwar and Kharghar, and Bamandongri stations.
The sources have also revealed that the project would be divided into four sections and these would be awarded to four contractors. The plan is to construct 17,972 houses in Taloja at an estimated budget of Rs.3,458 crore.
For construction at Mansarover, Khandeshwar, Sanpada, and Juingar railway station, a second contract of an estimated value of Rs.3,573 crore would be awarded.
24 January 2019
The Pune Municipal Corporation has reportedly approved builders and developers to construct over 6,000 houses under the Pradhan Mantri Awas Yojana (PMAY). According to City Engineer, Pradhant Waghmare, the projects would be coming up in various parts of Pune. With already 6,264 affordable houses sanctioned for the urban poor in the city, the constructed houses will be targed at beneficiaries belonging to the Low Income Group (LIG), Middle Income Group (MIG) and Economically Weaker Sections (EWS). The houses will be built on municipal plots alloted for urban poor housing projects in Vadgaon, Hadapsar adn Kharadi regions of the city. Prashant Waghmare further added that the dates for the lottery to choose eligible beneficiaries will be soon announced. Furthermore, the PMC have also made arrangements with financial institutions for financial assistances.
5 December 2018
The Maharashtra cabinet gave its approval to use grazing lands for construction of houses under the Pradhan Mantri Awas Yojana (PMAY). The land in question is owned by the government and local government bodies. An official from the Chief Minister Devendra Fadnavis's office has said that the Maharashtra Municipal Corporation Act will be amended to make this possible. Indian Prime Minister Narendra Modi had audaciously announced during his election campaign in 2014 that he would provide housing for all by the year 2022 and that no person would be left without a home in the country. This latest move by the Maha government is a step towards achieving that goal. The latest cabinet decision means that more affordable land is in the government’s disposal, making the construction of homes a lot easier.
21 November 2018
India’s real estate industry is worth well over $150 billion and the same is expected to reach more than $200 billion in the next few years. The market is home to a lot of builders and with them come a lot of grievances and the latest one comes under the jurisdiction of MahaRERA. The apex real-estate grievance redressal body has ordered a popular builder from Mumbai to pay interest to its buyers from 2014. A group of homebuyers had complained to the MahaRERA tribunal that their builder has delayed the possession of their flats. In response to this, MahaRERA has ordered Runwal Group to pay interest to all its customers that are part of the complaint to pay from 2014. As per reports, the apartments were supposed to be delivered by 2009-10 but the builder has claimed the lack of environmental clearance for the late possession date. In response to this, the tribunal has reprimanded that reasons such as lack of approvals are not enough to justify backing out ot their agreements. In the final order, the tribunal has asked the builder to pay 10.5% interest to all the homebuyers that were delayed possession, from 2014.
19 November 2018
The Maharashtra government has reportedly considered implementing a new policy for the usage of closed industrial units to create low-cost housing for the poor. The Maharashtra Industrial Development Corporation (MIDC) has been collecting details with respect to plots occupied by the shut down industrial units that can be utilised for residential and industrial purposes. The industrial units are currently spread over 285 industrial estates run by the MIDC. The total area estimated is around 85,000 hectares across the state. According to sources, up to 40% of the area shall be utilised to construct low-cost houses on a preferential basis under the Pradhan Mantri Awas Yojana (PMAY) scheme.
13 November 2018
The state has directed all developers who have taken up Pradhan Mantri Awas Yojana (PMAY) projects to sell half of the low-budget houses constructed at Ready Reckoner (RR) rates instead of the Maharashtra Housing Area Development Authority (MHADA) policy.The state expects this move to make houses constructed under PMAY to become more affordable. At present, the flats sold by the developers are up to 25% more than the RR rates. Over 30 developers spread across the state have come in terms with a private public partnership (PPP) to construct low-cost house until now. The developers who were asked to construct under the PMAY scheme have been offered an extra 2.5 Floor Space Index (FSI) incentive to hand over 50% of the built houses to the state government. The rates of the PMAY house will be based either on the project cost rates or the RR rates, whichever is lower. The president of Confederation of real Estate Developers Association of India (Maharashtra) Mr Shantilal Kataria expects this move to increase housing stock in the state.
8 August 2018
The Maharashtra government aimed at building 1.2 million homes for the poor under the PMAY scheme by 2020. They now set their eyes on completing this target two years prior to the deadline. To meet its target, the state needs to construct 800,000 houses more, officials said, adding that the government has included this project in the ‘War Room’, where the Fadnavis’ office routinely monitors its progress.
11 July 2018
The Pradhan Mantri Awas Yojana (PMAY) was launched in the year 2015 to make housing affordable for the urban poor population in India. Each state has been alloted a certain fund amount that has to be used to address the housing issues in the state and to make housing affordable for all.
However, recently, the Maharashtra Government has been slammed for not using the Mumbai Pradhan Mantri Awas Yojana fund to address the housing shortage issue in the state. The target set for the state was to construct 1.9 million houses. However, the state managed to construct only 23,870 till January 2018. For the fiscal year, the state was allotted Rs.1381 crore under the PMAy “Housing for All” Scheme. However, the state has managed to use only 0.444% of the fund to construct houses.
Moreover, Mumbai is a place where housing shortage issue has to be addressed. One has to wait for a response from the Maharashtra Government before concluding on this issue.
25 February 2018
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