Pradhan Mantri Awas Yojana Mumbai - Maharashtra

Pradhan Mantri Awas Yojana, launched in 2015, is one of the most ambitious initiatives taken up by an incumbent prime minister in India. Though it is an extension of the Housing for All scheme started by the UPA government in their previous term, the NDA has very much made the project its own. With the plan, the union government is aiming to eradicate homelessness by providing homes for people before 2022.

Project Overview of PMAY - Maharashtra

The Maharashtra Housing and Area Development Authority (MHADA) is officially part of PMAY and is currently running surveys to better understand the scope of the project. Through the survey, the civic authority will get a clear idea of how many beneficiaries there will be and the locations they should be building the houses in. Information available from sources reveal that the authority has already earmarked several key areas where affordable housing units will be constructed.

These areas include Mumbai, Navi Mumbai, Thane, Kalyan, Dombivali, Mira Bhayandar, Ulhasnagar, Badlapur, Panvel, Ambarnath, Karjat, Khopoli, and Bhiwandi- Nizampur among several others.

How to Apply for Housing Under PMAY in Mumbai, Maharashtra

In order to receive affordable housing under PMAY, people need to follow the official procedure, which requires you to apply online. Here's how to do it:

  1. You will first need to visit the PMAY official website.
  2. Navigate to the mhada.maharashtra.gov.in site, which allows people from Maharashtra to apply.
  3. Once there, you will need to register yourself as a new user by providing all the important details about yourself, including your name, address, Aadhaar number etc.

Process to Fill PMAY Scheme Application Form

Every individual applying for housing under PMAY needs to provide the following information:

  1. Father's name
  2. Name of head of family
  3. Addresses - both current and permanent
  4. Number of rooms in the house they are living in
  5. Details of ownership of the house they are living in
  6. Aadhaar card number/Voter Id number
  7. Number of people in the family and their age
  8. Bank details including IFSC code information
  9. Ownership details of a house owned by a family member in India, if any
  10. Employment status of the applicant
  11. Type of house the family is looking for
  12. Average monthly income of the household

Documents Required to Apply for PMAY in Mumbai, Maharashtra

These are the documents every applicant needs to have ready to receive housing under the Pradhan Mantri Awas Yojana.

  1. Passport size photograph
  2. Voter ID
  3. Aadhaar number of every family member
  4. Cast certificate
  5. Bank account number along with the IFSC code
  6. Income certificate

Eligibility Criteria for PMAY Application

The union government has set the eligibility criteria which every PMAY applicant needs to meet. Here's what it looks like for different sections of the society.

Section

Eligibility Details

Economically Weaker Section (EWS)

People who earn a yearly income less than Rs.3 lakh are categorised under the EWS category. However, an applicant claiming to be from EWS needs to provide relevant proof to support their claims.

Low Income Group (LIG)

LIG members are those who have a yearly income between Rs.3 lakh to 6 lakh. Again, to be eligible for consideration, they need to provide sufficient proof of their economic standing.

Medium Income Group (MIG1)

People who earn an annual household income of less than Rs.12 lakh come under the MIG1 category. These people can avail loans of up to Rs.9 lakh for the construction of a residence.

Medium Income Group (MIG2)

People that earn a yearly income between Rs.12 to Rs.18 lakh will fall under MIG2 of the PMAY scheme. These people can avail loans of up to Rs.12 lakh.

Minorities

Individuals from minority groups like SC/ST/OBC will fall under minorities. To be considered under the PMAY scheme, these people need to meet to provide relevant caste and income certificates.

Women

Women belonging to EWS/LIG categories will be considered if they apply under the PMAY scheme.

High Level Physical Progress Report for Maharashtra

Given below is the cumulative list for 2016-2017 to 2021-2021:

Target by Ministry of Rural Development

1209398

Target by Maharashtra

1114175

Registered

1069212

GEO Tagged out of Registered

1011869

Sanctions out of GEO Tagged

982251

Sanctions with verified Accounts

967878

First Instalment

925959

Second Instalment

718716

Third Instalment

632644

Fourth Instalment

394885

Total Completed

614271

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