The Government of India has launched a housing for all initiative, known as Pradhan Mantri Awas Yojana. As per this scheme, the government will be providing affordable housing units to the urban poor in India through subsidy schemes and other benefits. Uttar Pradesh is one of the nine states that has been chosen for the plan.
Pradhan Mantri Awas Yojana (PMAY)
The state government is already firing on all cylinders to provide affordable housing to people belonging to the Economically Weaker Sections (EWS), Low Income Groups (LIG) and Middle-Income Groups (MIG).
For example, the State Urban Development Agency (SUDA Uttar Pradesh) has already approved the construction of thousands of housing units throughout the state.
These units will be constructed under the Beneficiary led Construction scheme (BLC), as a part of the Pradhan Mantri Awas Yojana Uttar Pradesh. To list a few statistics, the city of Allahabad has had more than 6,000 housing projects sanctioned under the BLC plan. Similarly, in the holy city of Varanasi, more than 8,000 projects have been approved.
Similarly, the state government has launched the Mukhyamantri Awas Yojana, which is aimed only at those living below the poverty line. The main objective of this plan is to provide housing to the poor people in the state. Moreover, the central and state government will provide financial help to the beneficiaries.
Needless to mention, there are certain eligibility criteria which have to be fulfilled in order to successfully avail the benefits of the Pradhan Mantri Awas Yojana in Uttar Pradesh. These conditions can be found in the paragraphs mentioned below.
The PMAY - Urban scheme is directed primarily towards the people belonging to EWS, LIG and MIG. One of the components of the Pradhan Mantri Awas Yojana is the Credit Linked Subsidy Scheme (CLSS), under which the beneficiaries who have taken a home loan will get the subsidy on the interest payments. Keep in mind that if it’s a married couple that is applying for the subsidy, they will receive only one subsidy, irrespective of the ownership status of the property.
The following table illustrates the household income conditions that have to be met, to get the subsidy.
|Category||Eligible Household Income||Maximum Subsidy|
|EWS and LIG||Up to Rs. 6 lakh per annum||Rs. 2.67 lakh|
|MIG 1||Rs. 6 lakh - Rs. 12 lakh||Rs. 2.35 lakh|
|MIG 2||Rs. 12 lakh - Rs. 18 lakh||Rs. 2.30 lakh|
In addition to the CLSS, there are a few other components under the Pradhan Mantri Awas Yojana that have been designed keeping the following criteria in mind:
People who have selected the ISSR component will get a grant of Rs. 1 lakh per housing unit from the government, while those who have opted for the AHP and BLC components will get assistance in the form of Rs. 1.5 lakh per unit.
While filling out the application form for the benefits of the scheme, it is important that you select the suitable component. However, there are certain conditions that have to be fulfilled before you even begin the process. They are:
If you reside in Uttar Pradesh and are looking to avail the features and benefits of the PMAY scheme, then the following are the steps that you need to follow:
After you have submitted your application online, you can track its status by performing the steps shown below:
Type 1 - By Name, Father’s Name & ID Type
If you select this type, you will have to enter the details like state name, district name, city name, et cetera, along with your name and mobile number. You also need to select the ID type and enter the corresponding number.
Type 2 - By Assessment ID
This option is easier as you have to enter only the Assessment ID and your mobile number.
After submitting the details mentioned above, you will be able to track the status of your application successfully.
The following are the documents that you need to submit, along with your duly filled in application form.
In case of any queries related to the Pradhan Mantri Awas Yojana in Uttar Pradesh, you can get in touch with the customer care representatives by calling the toll-free numbers mentioned below:
Alternately, you can also get in touch with the officials from SUDA, Uttar Pradesh at 0522-2286709.
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