BankBazaar
Credit Cards
Home Loans
Personal Loans
Other Loans
Calculators
Investments

Credit Score

FREE
Govt. Utility Documents
Download App

Download Mobile App

Badge
Insurance
Resources
BankBazaar

New Habitat Housing Finance

New Habitat Housing Finance and Development Limited (NHHFDL) offers home loans at interest rates of 12% onwards which is linked to its Benchmark Prime Lending Rate (BPLR). The tenures will range between 5 years and 25 years and loans of up to 80% of the market value of the property can be availed. Processing fees ranging between 1% and 1.5% of the sanctioned loan amount plus applicable taxes will be charged to salaried applicants and self-employed applicants respectively.

We found 31 Home Loans

Filter

Bank

Interest Rate

6.5%20%
  • Interest Rate range:

    6.5% - 20%

Balance Transfer

LIC HFL HOME LOAN

  • LIC HFL Home Loan

    Loan Amount

    :  

    ₹30L -₹5Cr

    Floating

    :  

    8.40% - 8.50%

    Tenure

    :  

    5 - 30 Years

    Processing Fee

    :  

    Up to 0.25%(Max ₹ 25,000)

Enquire
See More

Balance Transfer

KARNATAKA BANK HOME LOAN

  • Karnataka Bank Home Loan

    Loan Amount

    :  

    ₹20L -₹5Cr

    Floating

    :  

    8.75%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.50% - 2.00%

Enquire
See More

Balance Transfer

HDFC LTD. HOME LOAN

  • HDFC Ltd. Home Loan

    Loan Amount

    :  

    ₹5L -₹10Cr

    Floating

    :  

    8.60%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    ₹ 3,000 - ₹ 5,000

Apply Now
See More

Balance Transfer

INDIABULLS HOME LOAN

  • Indiabulls Home Loan

    Loan Amount

    :  

    ₹2L -₹3Cr

    Floating

    :  

    8.99% - 9.75%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    Up to 1.00%

Enquire
See More

Balance Transfer

SUNDARAM BNP PARIBAS HOME FINANCE LIMITED HOME LOAN

  • Sundaram Home Finance Limited Home Loan

    Loan Amount

    :  

    ₹12L -₹5Cr

    Floating

    :  

    6.95% - 8.30%

    Tenure

    :  

    1 - 20 Years

    Processing Fee

    :  

    0.50%

Enquire
See More

Balance Transfer

AXIS BANK HOME LOAN

  • Axis Bank Home Loan

    Loan Amount

    :  

    ₹5L -₹10Cr

    Fixed

    :  

    9.00%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.50%(Min ₹ 10,000)

Apply Now
See More

Balance Transfer

DBS HOME LOAN

  • DBS Home Loan

    Loan Amount

    :  

    ₹50L -₹5Cr

    Floating

    :  

    10.20%

    Tenure

    :  

    1 - 25 Years

    Processing Fee

    :  

    ₹ 10,000

Enquire
See More

Balance Transfer

ADITYA BIRLA CAPITAL HOME LOAN

  • Aditya Birla Capital Home Loan

    Loan Amount

    :  

    ₹20L -₹10Cr

    Floating

    :  

    8.85% - 16.50%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    Up to 1.00%

Enquire
See More

Balance Transfer

UNION BANK OF INDIA HOME LOAN

  • Union Bank Of India Home Loan

    Loan Amount

    :  

    ₹25L onwards

    Floating

    :  

    8.70%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    Up to 0.50%(Max ₹ 15,000)

Enquire
See More

Balance Transfer

FEDERAL HOME LOAN

  • Federal Home Loan

    Loan Amount

    :  

    Up to ₹15Cr

    Floating

    :  

    8.80%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.50%(Max ₹ 7,500)

Enquire
See More

Balance Transfer

STATE BANK OF INDIA HOME LOAN

  • State Bank of India Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    8.40%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    ₹ 2,000 - ₹ 10,000

Enquire
See More

Balance Transfer

DHANALAKSHMI BANK HOME LOAN

  • Dhanalakshmi Bank Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    9.90% - 15.00%

    Tenure

    :  

    3 - 20 Years

    Processing Fee

    :  

    1.00%(Min ₹ 10,000)

Enquire
See More

Balance Transfer

BANK OF BARODA HOME LOAN

  • Bank Of Baroda Home Loan

    Loan Amount

    :  

    ₹1L -₹2Cr

    Floating

    :  

    8.60%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.25% - 0.50%

Enquire
See More

Balance Transfer

BANK OF INDIA HOME LOAN

  • Bank of India Home Loan

    Loan Amount

    :  

    Up to ₹5Cr

    Floating

    :  

    8.45%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    ₹ 0

Enquire
See More

Balance Transfer

BANK OF MAHARASHTRA HOME LOAN

  • Bank of Maharashtra Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    8.60%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.25%

Enquire
See More

Balance Transfer

CANARA BANK HOME LOAN

  • Canara Bank Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    9.25%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.50%(Max ₹ 10,000)

Enquire
See More

Balance Transfer

IDBI BANK HOME LOAN

  • IDBI Bank Home Loan

    Loan Amount

    :  

    ₹5L -₹10Cr

    Floating

    :  

    8.65%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.50%

Enquire
See More

Balance Transfer

INDIAN OVERSEAS BANK HOME LOAN

  • Indian Overseas Bank Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    9.55%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.50%

Enquire
See More

Balance Transfer

KARUR VYSYA BANK HOME LOAN

  • Karur Vysya Bank Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    6.50%

    Tenure

    :  

    1 - 25 Years

    Processing Fee

    :  

    ₹ 2,500 - ₹ 7,500

Enquire
See More

Balance Transfer

SOUTH INDIAN BANK HOME LOAN

  • South Indian Bank Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    9.85%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    0.50%(Max ₹ 10,000)

Enquire
See More

Balance Transfer

TAMILNAD MERCANTILE BANK HOME LOAN

  • Tamilnad Mercantile Bank Home Loan

    Loan Amount

    :  

    Up to ₹5Cr

    Floating

    :  

    9.45%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    2.00%(Max ₹ 15,000)

Enquire
See More

Balance Transfer

CENTRAL BANK OF INDIA HOME LOAN

  • Central Bank of India Home Loan

    Loan Amount

    :  

    ₹20L -₹75L

    Floating

    :  

    8.35% - 9.35%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    1.00%(Min ₹ 10,000)

Enquire
See More

Balance Transfer

INDIA SHELTER FINANCE CORPORATION HOME LOAN

  • India Shelter Finance Corporation Home Loan

    Loan Amount

    :  

    Up to ₹20L

    Fixed

    :  

    13.00% - 20.00%

    Tenure

    :  

    Up to 20 Years

    Processing Fee

    :  

    Up to 3.00%

Enquire
See More

Balance Transfer

AAVAS FINANCIERS LIMITED HOME LOAN

  • Aavas Financiers Limited Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    9.50%

    Tenure

    :  

    1 - 15 Years

    Processing Fee

    :  

    2.00%

Enquire
See More

Balance Transfer

RELIANCE HOME FINANCE LIMITED HOME LOAN

  • Reliance Home Finance Limited Home Loan

    Loan Amount

    :  

    -

    Fixed

    :  

    9.75% - 13.00%

    Tenure

    :  

    Up to 30 Years

    Processing Fee

    :  

Enquire
See More

Balance Transfer

TATA CAPITAL LIMITED HOME LOAN

  • Tata Capital Limited Home Loan

    Loan Amount

    :  

    Up to ₹3Cr

    Floating

    :  

    8.70%

    Tenure

    :  

    Up to 30 Years

    Processing Fee

    :  

    2.00%

Enquire
See More

Balance Transfer

YES BANK HOME LOAN

  • Yes Bank Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    9.40% - 10.25%

    Tenure

    :  

    1 - 25 Years

    Processing Fee

    :  

    Up to 2.00%

Enquire
See More

Balance Transfer

JAMMU AND KASHMIR BANK HOME LOAN

  • Jammu And Kashmir Bank Home Loan

    Loan Amount

    :  

    Up to ₹50L

    Floating

    :  

    8.75%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    2.00% - 3.00%

Enquire
See More
IDFC HOME LOAN

  • IDFC Home Loan

    Loan Amount

    :  

    ₹30L onwards

    Floating

    :  

    8.00% - 14.00%

    Tenure

    :  

    5 - 30 Years

    Processing Fee

    :  

    ₹ 10,000

Enquire
See More

Balance Transfer

KOTAK MAHINDRA BANK HOME LOAN

  • Kotak Mahindra Bank Home Loan

    Loan Amount

    :  

    -

    Floating

    :  

    8.75%

    Tenure

    :  

    1 - 20 Years

    Processing Fee

    :  

    ₹ 10,000

Enquire
See More

Balance Transfer

PNB HOUSING HOME LOAN

  • PNB Housing Home Loan

    Loan Amount

    :  

    ₹8L onwards

    Floating

    :  

    8.75% - 10.90%

    Tenure

    :  

    1 - 30 Years

    Processing Fee

    :  

    Up to 0.25%(Max ₹ 15,000)

Apply Now
See More

New Habitat Housing Finance and Development Ltd., also known as NHHFDL, is one of the most recent yet promising housing finance providers to have entered the market. They are in the process of firmly establishing themselves as one of the most trusted and reliable names in the sector of housing finance, while abiding by their mission of providing personalized home financing products to their customers.

Check Your Credit Score Now

The various home loan products offered by the company carry several beneficial features like flexible EMI options, longer loan tenures, competitive rates of interest, tax benefits, minimal documentation and many other such benefits.

Types of Home Loans offered by New Habitat Housing Finance:

To better address the home financing needs of a diverse customer base, NHHFDL offers two types of home loans, which are Home Loans and Home Improvement / Renovation Loans.

Features of New Habitat Housing Finance Home Loans:

Home Loans:

Check Your Credit Score Now
  1. Purpose of Loan - The New Habitat housing Finance home loan can be availed for multiple home financing purposes like purchase of a new residential bungalow/apartment/house, for the purchase of a property or unit which is under construction, for construction of a residential property and also as a composite loan for the purchase of a plot of land and the construction to be carried out on the same thereafter.
  2. Term of Loan - To help facilitate a comfortable repayment period, this home loan can be taken for a time period ranging from 5 years to 25 years.
  3. Amount of Loan - Applicants can avail this loan for an amount which is above Rs 1 lakh.
  4. Minimal documentation - To avail this home loan, applicants need not be bothered with providing extensive documentation. This loan can be taken by providing some basic minimal documentation to the company.
  5. Transparent, Efficient and Quick Loan Processing - As is self-explanatory, applicants can be assured of a loan approval and sanction process that is not only transparent at every step, but it is also speedy and efficient.
  6. Hassle-Free Customer Service - Not all of us are adept at comprehending the intricacies concerning home loans. This is why, NHHFDL has set up a special customer service which will dedicatedly tend to any issues or queries which any home loan applicant may have.
  7. Amount of Loan Available - Applicants can avail this home loan up to a n amount that must not exceed 80% of the market value of the property to be purchased.
  8. Freedom from Loan Foreclosure Charges - If you wish to pre-close your NHHFDL home loan, you will not be charged any fee, as is usually charged by other loan providers, towards doing the same.
Check Your Credit Score Now

Home improvement / Extension Loan:

  1. Purpose of Loan - Applicants can avail this loan for the purpose of carrying out any renovation, repair or maintenance to an existing residential structure/house. This loan can also be used for the purpose of extending an existing house or residential unit, such as constructing a new room, adding a new floor to the existing house.
  2. Term of Loan - Applicants can avail this loan for a time period ranging between 5 years to 25 years, for easy EMI repayment.
  3. Amount of Loan - This loan can be taken for an amount which is above Rs 1 lakh.
  4. No Prepayment charges - There are no prepayment charges applicable on this loan, which means that you are not required to pay any fees in case you want to pre-close your loan before the end of its tenure.
  5. Minimal documentation - To avail this home loan, applicants need not be bothered with providing extensive documentation. This loan can be taken by providing some basic minimal documentation to the company.
  6. Transparent, Efficient and Quick Loan Processing - As is self-explanatory, applicants can be assured of a loan approval and sanction process that is not only transparent at every step, but it is also speedy and efficient.
  7. Hassle-Free Customer Service - Not all of us are adept at comprehending the intricacies concerning home loans. This is why, NHHFDL has set up a special customer service which will dedicatedly tend to any issues or queries which any home loan applicant may have.

New Habitat Housing Finance Home Loan Eligibility:

Home Loans:

Applicants who wish to apply for this home loan must adhere to the following eligibility criteria:

  • They must not be below 21 years of age at the time of applying for the loan.
  • They must not be above the age of 70 at the time of loan maturity.
  • This loan is available to salaried and self-employed individuals.

Home Improvement / Extension Loan:

Applicants who wish to apply for this home loan must adhere to the following eligibility criteria:

  • They must not be below 21 years of age at the time of applying for the loan.
  • They must not be above the age of 70 at the time of loan maturity.
Check Your Credit Score Now

New Habitat Housing finance Home Loan Interest Rate:

New Habitat housing Finance provides home loans at very attractive rates of interest starting from 12% to make it easier for individuals to realize their dream of owning a house of their own. For both their home loans, NHHFDL offers a floating rate of interest. This means that the rate of interest is dependent on the market conditions and will vary accordingly.

New Habitat Housing Finance Home Loan Documentation:

In order to apply for any New Habitat housing Finance home loan, customers must provide the following documents. The document requirement will vary for salaried, self-employed professionals and self-employed businessmen.

Salaried Applicants:

  • Past 3 months salary slip or salary certificate. If the salary has variable components like Incentives or Over Time, then salary slip/salary certificate for the past 6 months must be provided.
  • KYC (Know Your Customer Documents) a requested by the loan provider.
  • Most recent Income Tax Returns or Form-16
  • Proof of continuity of employment / Form-16 for the previous year's salary income.
  • Copy of last 6 months bank statements and all pass books, including that of the front page.
  • Documents / details pertaining to any current loan obligations, account statement or repayment track record.
  • Profile of the company/organization of employment, in case of a lesser known organization.
  • Copies of the construction map and documents of the property in question/to be purchased.

Self-employed Businessmen:

  • KYC (Know Your customer) Documents.
  • Copy of Income Tax for the last 3 years, along with computation of income, duly attested by a chartered accountant.
  • Copy of the firm's Profit & Loss Account and Balance Sheet, for the past 3 years, duly attested by a chartered accountant.
  • Brief profile of the business to be provided on the letterhead of the firm.
  • Past one year's bank statement for the Current and Savings Account.
  • Copy of the Shop/Establishment License / VAT Registration or any other valid license/registration document.
  • Partnership Deed copy (if applicable).
  • Tax Deduction Certificate / Form-16A (copy, if applicable).
  • Contract details (if applicable).
  • Copy / challans of Advance Tax paid / Self-Assessment Tax paid.
  • Copies of the construction map and documents of the property in question/to be purchased.
  • Documents / details pertaining to any current loan obligations, account statement or repayment track record.

Self-employed Professionals:

  • KYC (Know Your customer) Documents.
  • Copy of Income Tax for the last 3 years, along with computation of income duly attested by a chartered accountant.
  • Copy of the firm's Profit & Loss Account and Balance Sheet, for the past 3 years, duly attested by a chartered accountant.
  • Brief profile of the business to be provided on the letterhead of the firm.
  • Past years bank statement for the Current and Savings Account.
  • Copy of the Shop/Establishment License / VAT Registration or any other valid license/registration document.
  • Partnership Deed copy (if applicable).
  • Tax Deduction Certificate / Form-16A (copy, if applicable).
  • Contract details (if applicable).
  • Copy / challans of Advance Tax paid / Self-Assessment Tax paid.
  • Certificate(s) of Educational Qualification (copy).
  • Copy of Certificate of Professional Practice.
  • Salary Certificate (for doctors with a salaried income).
  • Copies of the construction map and documents of the property in question/to be purchased.
  • Documents / details pertaining to any current loan obligations, account statement or repayment track record.

New Habitat Housing Finance Home Loan EMI calculator:

When applying for a home loan, one must keep in mind that the EMI payable towards a home loan will become a monthly expense. Thus, for better future financial planning, it is always helpful to know, how much our home loan will cost us on a monthly basis. For your NHHFDL home loan, you can do so easily with the help of home loan EMI Calculator, which is available on the NHHFDL website. In order to make use of this tool, you will be asked to provide your loan related information like the loan amount which you require, the time period for which you want to repay the loan and also the interest rate applicable on your chosen loan. Once the required information has been input, you have input the following information, the tool will immediately display not only the EMI amount which you are required to pay every month, but also the total amount of interest which you have to pay, along with the total amount of payments (principal amount + interest applicable) which you will be making towards your loan.

Check Your Credit Score Now
Home Loans by Banks
  1. SBI Home Loan
  2. Axis Home Loan
  3. HDFC Home Loan
  4. Canara Home Loan
  5. PNB Home Loan
  6. IDBI Home Loan
  7. Kotak Home Loan
  8. IOB Home Loan
  9. YES Bank Home Loan
Home Loans by NBFC
  1. LIC Home Loan
  2. Piramal Home Loan
  3. Indiabulls Home Loan
  4. TataCap Home Loan
  5. PNB Housing Finance Home Loan
  6. Shriram Housing Finance Home Loan
  7. Aadhar Housing Finance Home Loan
  8. Bandhan Bank Home Loan
Calculator
  1. Home Loan EMI Calculator
  2. Home Loan Eligibility Calculator
  3. Home Loan Balance Transfer Calculator
  4. Home Loan Prepayment Calculator
  5. Home Loan Repayment Calculator
  6. Land Conversion Calculator
  7. Home Loan Affordability Calculator
  8. PMAY Subsidy Calculator
Home Loan Articles
  1. Top Housing Finance Companies In India
  2. Types of Bank Loans In India
  3. What is Home Loan Process
  4. What is Home Loan Provisional Certificate
  5. What is Benami Property
  6. What is Commercial Property Loan
  7. Partition Deed of Ancestral Property
  8. Reasons For Home Loan Rejection
Home Loan Resources
  1. Home Loan Interest Rate
  2. Repo Rates
  3. MCLR Rates
  4. Home Loan Processing Fee
  5. Home Loan Documents Required
  6. Compare Plot Loan
  7. Home Loan Tax Benefits
  8. Home Renovation Loan
Schemes and Acts
  1. Pradhan Mantri Awas Yojana
  2. PMAY Gramin
  3. PMAY Urban
  4. RERA Act
  5. Stamp Duty Charges
  6. Encumbrance Certificate
  7. DDA Housing Scheme
  8. Land Records
Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

  • Google play
  • Apple Store

Contact Us:

Follow Us:

Copyright © 2025 BankBazaar.com.