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  • What does Home Content Insurance Cover?

     4.0 / 5.0   by 103 users
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    Policy Coverage

    Customer Service

    Plan Options

    Claim Experience

    Home content insurance is a novel concept in India and doesn’t make sense to most. It is simply seen as an added expense as one is already paying a hefty sum as premium for home insurance. Not every plan is made equal and not all for everyone. Homeowners can buy basic covers, or they may choose to get comprehensive or premium coverage including home content insurance.

    Home content insurance mainly covers the following:

    1. Apparels: You will be compensated of your clothes, curtains and others get damaged in fire or such mishap.
    2. Electronic items: In the event of fire, robbery, or other hazards like floods, expensive belongings like television, laptop, AC, fridge etc. might be ruined. It will be duly replaced or compensated.
    3. Jewelry: If you request for it, your policy will also cover your gold ornaments and others of precious metals/ stones.
    4. Furniture: If your furniture gets stolen or damaged due to no fault of yours, it will be replaced.
    5. Utensils and crockery: Same goes for kitchenware, utensils and other essentials.
    6. Rare collections: Do you have a collection of rare stamps, chinaware, paintings or suchlike? Though these could be irreplaceable to the owner, it will be covered if you pay additional premium.

    What does Home Content Insurance Cover? Reviews

  • Page 1 of 6 1 2 3 4 5
    • ICICI Lombard Home Insurance
      "Good Service provider"
      0.5 5.0/5 "Blown Away!"
      ICICI lombard gave me the medical coverage of Rs. 5 lakhs its entire family. The brand value is good to tie reputed hospital in area. Once I used the policy for dengue fever, they gave me cash less treatment for 10 days, they didn't charge any money. I just submitted medical card and id proof.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 10, 2018
    • HDFC Ergo Home Insurance
      "I want to top up my Home loan to HDFC bank home loan departm"
      0.5 4.0/5 "Great!"
      Very good response by bank bazaar to connect HDFC bank home loan web site, very quick response by Bank Bazaar, Iam very happy to say if bank authorities will reply my application I am very thankful to you bank Bazaar.------------------------
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 06, 2018
    • HDFC Ergo Home Insurance
      "Good Protection for House"
      0.5 4.0/5 "Great!"
      While I was taking loan from HDFC bank they taken amount for the home insurance for the tenure period of five years. I think they gave me the cover for different calamities, glass, raining, fire etc. But I thought for long tenure but they gave minimal tenure period for the home protection.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 05, 2018
    • review Home Insurance
      "Safe and secured"
      0.5 4.0/5 "Great!"
      I have paid Rs. 50 to 60k premium for home insurance in SBI General for the tenure of 20 years, they give coverage for natural calamities. The documentation process was smooth and they gave me good policy coverage based on the home valuation.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 29, 2018
    • review Home Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a home insurance from the New India Assurance. Considering the nominal premium I pay, the policy offers complete protection for the house and the entire appliances. It is a very useful policy in case of any mis happenings.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 28, 2018
    • HDFC Ergo Home Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have recently got a home insurance with HDFC ERGO one month back, i am satisfied with this insurance policy. I am not aware of the premium amount for this insurance policy. I was informed about the terms and conditions of this policy from the customer service team.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jun 05, 2018
    • ICICI Lombard Home Insurance
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have a home insurance with ICICI Lombard from last 16 years, they gave the soft copy and hard copy of the insurance on time. A premium of Rs 3130 has to be paid for this home insurance for 15 years. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 24, 2018
    • HDFC Ergo Home Insurance
      "Good policy to use"
      0.5 3.0/5 "Satisfactory"
      I need to pay the premium amount of Rs,10,000 every year to the home insurance policy . The HDFC ergo has gave me the home insurance policy around 2 years ago. The customer support service is good from the HDFC ergo and I pay the premium amount through ECS mode. This policy has the tenure of 10years.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 03, 2018
    • review Home Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have insured my home with the SBI general insurance company. I have got this policy around 5 years ago. This policy has the tenure of 20yeras. I have paid Rs,55000 and it is valid for next 20years and I would say it is a good policy to use, but I never had any claim experience with this policy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 25, 2018
    • HDFC Ergo Home Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a home insurance with HDFC ERGO from last 5 years, i have to make an one time payment for Rs 25000 for this home insurance. I find this insurance policy is best when compared to other insurance companies. I am happy with the coverage value of this insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 12, 2018
    • HDFC Ergo Home Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      HDFC ERGO GENERAL INSURANCE company has insured my home because I have got the Home loan from the HDFC limited. I have got the Home insurance policy around 7 months ago from the HDFC ERGO GENERAL INSURANCE company, This policy has the tenure of 25years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 27, 2018
    • review Home Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a home insurance with National insurance from last 7 years and it is a good insurance policy. I pay an insurance amount of Rs 7000-8000 for this home insurance. I do not have claim experience so far with this insurance. Customer service was good and they gave all the right information. I am happy with the coverage of this policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 26, 2018
    • review Home Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      At that time loan disbursement the agent of DFHL cleared all the formalities in getting the home insurance from the CHOLAMANDALAM GENERAL INSURANCE company. I have paid Rs,1,00,000 to get the home insurance policy from the CHOLAMANDALAM GENERAL INSURANCE company.
      Was this review helpful? 2
      , mumbai
      Reviewed on Mar 16, 2018
    • ICICI Lombard Home Insurance
      "Home insurance with ICICI LOMBARD "
      0.5 4.0/5 "Great!"
      I have taken a home insurance from ICICI LOMBARD GENERAL INSURANCE and the premium amount is 550 for a month. This insurance policy covers the damage to the house, any robbery to the house.For natural calamities they wont provide any coverage.
      Was this review helpful? 2
      , vadodara
      Reviewed on Mar 12, 2018
    • HDFC Ergo Home Insurance
      "HDFC ERGO Home insurance"
      0.5 3.0/5 "Satisfactory"
      I have taken a home insurance from HDFC ERGO GENERAL INSURANCE. The premium amount is 1800 per month. They provide insurance for damage of the property. If i loss the job then, for 3 months then the EMI have not to be paid. If death happen to me then they will waive off the loan and the property documents will be returned no need to pay the loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Home Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home insurance with Bajaj Allianz,The policy is for 15 years i paid a premium amount of 8,000.I have no claim experience with till date this was taken since 2013.The premium amount is registered for an auto debit.The customer service is good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 02, 2018
    • review Home Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have insured my home from the NATIONAL INSURANCE company. I have paid Rs,6000 to get this policy . This policy has better plan benefits and the policy coverage with this policy. This policy has the life time tenure . I would say NATIONAL INSURANCE company gives good service to the customers.
      Was this review helpful? 1
      , bhimavaram
      Reviewed on Feb 12, 2018
    • review Home Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      The SBI general insurance has offered me a home loan and they have insured my home as well. This home insurance has the tenure of 15years. The policy coverage and the plan options are good with the SBI general insurance company and I am satisfied getting the home insurance policy with the SBI.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 30, 2018
    • ICICI Lombard Home Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have the Home insurance policy around 10 months ago from ICICI LOMBARD GENERAL INSURANCE. I have paid Rs,48,000 to this home insurance policy . This policy covers the life time tenure. The plan options and the coverage is good with this policy.
      Was this review helpful? 4
      , salem
      Reviewed on Jan 17, 2018
    • review Home Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a Home insurance iwth State bank of India.The premium amount is 36,000 paid for 15 years.The amount s registered for an auto debit payment.The insurance is taken in 2013 i closed to as its not required for me.The website is easy to navigate.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Dec 19, 2017
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