A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Guwahati Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Guwahati Home Loan Reviews

    • HDFC Limited Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am very much pleasure to get HDFC ltd home loan, within 21 days of time they have disbursed the amount with required documents, Their representatives are very very much helpful. Whatever amount I have requested they sanctioned entire principal value with good interest.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 15, 2017
    • Bank Bazaar Home Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I am a constant visitor of bank bazaar website. I often log in to bank bazaar website to check and compare the best financial products in the market. The website of bank bazaar is easy to use and user friendly. The customer service has reached me within a hour time after I gave my requirement in the bank bazaar website.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 11, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have postponed my Home loan plan at present so that was the reason I haven't proceed with HDFC limited home loan application. The customer service was good with HDFC limited. There executives came and met me and explained me about the product very well. The rate of interest is average as per the market .
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 11, 2017
    • Axis Bank Home Loan
      "Good home loan process"
      0.5 4.0/5 "Great!"
      7 years back I had taken a housing loan from AXIS Bank. I had signed a few paper works and the documentation part is very much limited. I am very much happy with the interest rate which was offered by HDFC LTD and processing fee charged by them was around 6k. The turn around time taken to process the loan was 18 days. I had finalized the property and the bank has collected all the paper works from the dealer.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 29, 2017
    • Bank Bazaar Home Loan
      "Good site"
      0.5 4.0/5 "Great!"
      Bankbazaar.com site really looks great. I think Bankbazaar only referred me to my HDFC ltd followed by which the institution contacted me . Website information which is showcased on site is good and the agent gave all the information . I was able to find all the banks one can place find the same by sitting in one place. During olden days we have to visit the bank personally but now the situation has got changed. bankbazaar calls us and they provide all the information and after placing the request on their site.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 29, 2017
    • HDFC Limited Home Loan
      "Very good home loan process"
      0.5 4.0/5 "Great!"
      ThE first and foremost reason for not availing the housing loan from HDFC LTD was because I had taken housing loan from Axis the process is good interest rate offered by HDFC LTD is really good. I am very much happy with the interest rate it is same as axis which is 8.5% they were able to approve the property which I had selected
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 29, 2017
    • Bank Bazaar Home Loan
      "Mentor"
      0.5 4.0/5 "Great!"
      Comparison is the major factor with the Bankbazaar.com, also they have made the brief discussion over there, which really helped me to understand the market scenario and the banking process. Information are really crystal clear, also there were no hidden charges.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Best"
      0.5 4.0/5 "Great!"
      Within twenty days of time, I have got the home loan with the HDFC limited and the response and other things with the HDFC limited was good one, also the customer service too. Rate of interest was around 8.5%, which was not okay for me , also they have told post documentation process , rate of interest would not get changed.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Home Loan
      "The best"
      0.5 5.0/5 "Blown Away!"
      After I booked my flat, I went over to SBI for the home loan and I am happy that I got a proper response and without much of paper work they just sanctioned the loan for me. The rate of interest is on a floating basis and when ever there is a decrease in the rate by the government, the bank follows the same.
      Was this review helpful? 3
      , guwahati
      Reviewed on May 31, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had received a proper response from bankbazaar. They were helpful to choose the bank and also their website is very much informative on financial products and services. They had assigned my application to the bank without any delays.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 03, 2017
    • HDFC Limited Home Loan
      "Not good enough"
      0.5 1.0/5 "Really Bad"
      My experience with HDFC ltd on home loan application is not good. They had not given me the loan even they had not provided any proper clarifications on documents part. They had taken one and half months to just say that my application has been cancelled. The had not disclosed any valid reason for loan rejection.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 03, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bankbazaar.com was prompt one for me and they have provided me with the good service. I have used Bankbazaar.com twice or thrice and I can compare about the insurance about the financial products, also I can get the lowest quote. Response is an immediate one with the Bankbazaar.com.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2017
    • HDFC Limited Home Loan
      "Needs to improve "
      0.5 3.0/5 "Satisfactory"
      HDFC limited was not okay to provide the funds for the property, which I have finalized. Customer service was good with them and they have intimated me with the instant information. I would like to suggest that they need to disclose their terms and conditions during the initial stage itself.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is good website. It is very easy to navigate. This website is very useful to compare other bank plans and offers, also In a single platform we get a more information about financial products. Customer service was pretty good, they was given proper response and quick services.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jan 09, 2017
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been excellent in their services. The response was satisfactory. It was really good and very fast. I was not expecting the process to be this good. They informed me the details. The website is very user friendly. Overall a good experience.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 11, 2016
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Axis bank responded me within two days after applying for the home loan through online. They were offering above 9% rate of interest for the loan but due to some personal loan my plan was postponed so the application was closed. Will take the loan later.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2016
    • Bank Bazaar Home Loan
      "Prompt response"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbzaar through social media network . The site is good and also easy to handle. I got the required details on the portal. Once i entered the details within one hour i got the call form the customer relationship officer .
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2016
    • Bank Bazaar Home Loan
      "Mind blowing Website "
      0.5 4.0/5 "Great!"
      Bankbazaar processed the application very smoothly and the response was given immediately once i entered the details. I came to know about them through the television advertisement. Site is awesome and user friendly . The required information are given on time.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 12, 2016
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My property was in different location so it was difficult to give the home loan by axis bank but the communication was good from them. They responded me very delay like after one month of submitting the application online mean while my plan was changed so it will be better if they response quickly.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 12, 2016
    • DHFL Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      DHFL is giving 10.13% fixed interest rate for the home loan. They disbursed the home loan within two months. Processing fee charged was 2.5% on the loan amount. They approved only 65% of the loan amount for the property.The customer service is not up to the mark.
      Was this review helpful? 3
      , guwahati
      Reviewed on Mar 11, 2016
    Common Loader Icon
    Guwahati Home Loan is Rated as "Great!" by 73 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Guwahati Home Loan

    Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India.Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Guwahati Home Loan if you are

    01
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    03
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    Guwahati Home Loan Minimum Age

    At least 21 years old

     Guwahati Home Loan Maximum Age

    Less than 65 years old

    Guwahati Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Guwahati Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Guwahati Home Loan amount eligibility is based on these factors

    01
    02
    03
    Guwahati Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Guwahati Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Guwahati Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Guwahati Home Loan amount by these steps

    01
    02
    03
    Guwahati Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Guwahati Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Guwahati Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Guwahati Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Guwahati Home Loan Interest RatesUpdated on 24 Sep 2017

    Guwahati Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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