A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Guwahati Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Guwahati Home Loan Reviews

    • Bank Bazaar Customer Support
      "Mentor"
      0.5 4.0/5 "Great!"
      Comparison is the major factor with the Bankbazaar.com, also they have made the brief discussion over there, which really helped me to understand the market scenario and the banking process. Information are really crystal clear, also there were no hidden charges.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Best"
      0.5 4.0/5 "Great!"
      Within twenty days of time, I have got the home loan with the HDFC limited and the response and other things with the HDFC limited was good one, also the customer service too. Rate of interest was around 8.5%, which was not okay for me , also they have told post documentation process , rate of interest would not get changed.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Home Loan
      "The best"
      0.5 5.0/5 "Blown Away!"
      After I booked my flat, I went over to SBI for the home loan and I am happy that I got a proper response and without much of paper work they just sanctioned the loan for me. The rate of interest is on a floating basis and when ever there is a decrease in the rate by the government, the bank follows the same.
      Was this review helpful? 2
      , guwahati
      Reviewed on May 31, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I had received a proper response from bankbazaar. They were helpful to choose the bank and also their website is very much informative on financial products and services. They had assigned my application to the bank without any delays.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 03, 2017
    • HDFC Limited Home Loan
      "Not good enough"
      0.5 1.0/5 "Really Bad"
      My experience with HDFC ltd on home loan application is not good. They had not given me the loan even they had not provided any proper clarifications on documents part. They had taken one and half months to just say that my application has been cancelled. The had not disclosed any valid reason for loan rejection.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 03, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 4.0/5 "Great!"
      Bankbazaar.com was prompt one for me and they have provided me with the good service. I have used Bankbazaar.com twice or thrice and I can compare about the insurance about the financial products, also I can get the lowest quote. Response is an immediate one with the Bankbazaar.com.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2017
    • HDFC Limited Home Loan
      "Needs to improve "
      0.5 3.0/5 "Satisfactory"
      HDFC limited was not okay to provide the funds for the property, which I have finalized. Customer service was good with them and they have intimated me with the instant information. I would like to suggest that they need to disclose their terms and conditions during the initial stage itself.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is good website. It is very easy to navigate. This website is very useful to compare other bank plans and offers, also In a single platform we get a more information about financial products. Customer service was pretty good, they was given proper response and quick services.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jan 09, 2017
    • Bank Bazaar Customer Support
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been excellent in their services. The response was satisfactory. It was really good and very fast. I was not expecting the process to be this good. They informed me the details. The website is very user friendly. Overall a good experience.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 11, 2016
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Axis bank responded me within two days after applying for the home loan through online. They were offering above 9% rate of interest for the loan but due to some personal loan my plan was postponed so the application was closed. Will take the loan later.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2016
    • Bank Bazaar Customer Support
      "Prompt response"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbzaar through social media network . The site is good and also easy to handle. I got the required details on the portal. Once i entered the details within one hour i got the call form the customer relationship officer .
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2016
    • Bank Bazaar Customer Support
      "Mind blowing Website "
      0.5 4.0/5 "Great!"
      Bankbazaar processed the application very smoothly and the response was given immediately once i entered the details. I came to know about them through the television advertisement. Site is awesome and user friendly . The required information are given on time.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 12, 2016
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My property was in different location so it was difficult to give the home loan by axis bank but the communication was good from them. They responded me very delay like after one month of submitting the application online mean while my plan was changed so it will be better if they response quickly.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 12, 2016
    • DHFL Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      DHFL is giving 10.13% fixed interest rate for the home loan. They disbursed the home loan within two months. Processing fee charged was 2.5% on the loan amount. They approved only 65% of the loan amount for the property.The customer service is not up to the mark.
      Was this review helpful? 3
      , guwahati
      Reviewed on Mar 11, 2016
    • Bank Bazaar Customer Support
      "Nice service "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is a very good website which helps customer about the loan process.I came to know about the website through online basically.The customer service provided by Bankbazaar was really good.I may recommend the service of Bankbazaar to others
      Was this review helpful? 0
      , guwahati
      Reviewed on Jan 07, 2016
    • HDFC Limited Home Loan
      "High charges "
      0.5 5.0/5 "Blown Away!"
      The loan application was rejected by HDFC LTD so I have not taken the loan.The service and response provided by HDFC LTD was very good for a home loan process.The interest rate applied for the loan was around 9.9% for the loan.the charges are in the higher side
      Was this review helpful? 0
      , guwahati
      Reviewed on Jan 07, 2016
    • Bank Bazaar Customer Support
      "Easy to access "
      0.5 4.0/5 "Great!"
      Bankbazaar is a very good portal which helps customer in getting a loan.They have provided different information related to the loan which was good.I came to know about the website through the mail received from Bankbaazaar basically.I may recommend the service to others.
      Was this review helpful? 0
      , guwahati
      Reviewed on Dec 23, 2015
    • HDFC Limited Home Loan
      "Average rates "
      0.5 3.0/5 "Satisfactory"
      I was looking for a flat but now I have postponed the plan for getting a loan.The response provided to the customer was really good based on the application being submitted.The interest rate applied for the loan was on the average scale based on the Home loan application being submitted.
      Was this review helpful? 0
      , guwahati
      Reviewed on Dec 23, 2015
    • IDBI Home Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I am very happy with the services from IDBI Bank. I have taken my home loan from them. The process was very quick. After I submitted my documents. The representative visited my site and clarified details with the builders and finalized the deal. Within two weeks I received the loan. They also offered a good rate of interest and processing charge.
      Was this review helpful? 2
      , guwahati
      Reviewed on Oct 16, 2015
    • Bank Bazaar Customer Support
      "Its fine"
      0.5 3.0/5 "Satisfactory"
      My opinion about bankbazaar.com is good. I have applied for the housing loan. I got a immediate response from them on time. It would be great if they improvise on the customer service and if they provide complete information to their customers in depth especially their limitations. I got to know about bankbazaar through Internet and web page was easy to navigate.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 28, 2015
    Common Loader Icon

    Guwahati Home Loan is Rated as "Great!" by 67 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India.Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Guwahati Home Loan if you are

    01
    02
    03
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    Guwahati Home Loan Minimum Age

    At least 21 years old

     Guwahati Home Loan Maximum Age

    Less than 65 years old

    Guwahati Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Guwahati Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Guwahati Home Loan amount eligibility is based on these factors

    01
    02
    03
    Guwahati Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Guwahati Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Guwahati Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Guwahati Home Loan amount by these steps

    01
    02
    03
    Guwahati Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Guwahati Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Guwahati Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Guwahati Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Guwahati Home Loan Interest RatesUpdated on 26 Jun 2017

    Guwahati Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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