A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Guwahati

    Home loans in Agartala have interest rates ranging from 7.00% to 8.80% p.a. with processing fees of up to 0.50% of the loan amount. Providers in the city offer repayment tenures to eligible individuals for up to 30 years. Maximum loan amount can be Rs.30 lakh or without an upper limit.

    Home Loan Interest Rate in Guwahati

    Interest Rates 7.00% to 8.80% p.a.
    Processing fee Up to 0.50% of loan amount
    Maximum Loan Amount Amounts exceeding Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest rate

    More
    We found 38 Guwahati Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Guwahati

    Home Loan Providers Branch Location
    Axis Bank Ground Floor, Chibber House,
    GS Road, Dispur,
    Guwahati-781005
    HDFC Bank HDFC Bank Limited,
    GNB Road, Opposite Rabindra Bhavan,
    Ambari, Guwahati-781001
    ICICI Bank Bhangagarh, First Floor,
    Shanti Complex, G S Road,
    Guwahati-781005
    IDFC First Bank 1st Floor, AG Plaza
    GS Road, Guwahati-781005
    Punjab National Bank Basistha Road,
    Opposite Shankar Nethralaya,
    Beltola Tiniali, Guwahati
    State Bank of India Pan Bazaar, MG Road,
    Kamrup, Guwahati
    Union Bank of India Basistha Road,
    Near Dispur Telephone Exchange,
    P.O. Assam Sachivalaya,
    Dispur, Guwahati

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Voter ID, passport, PAN card, driving license
    Residency Resident of India Driving license, voter ID, PAN card, passport
    Employment Self-employed or salaried Employee ID
    Income Salaried – Starting at Rs.10,000 p.m.
    Self-employed – Starting at Rs.1.8 lakh p.a.
    For salaried:
    • Last 3 months salary slips
    • Last 6 months bank statements
    • Latest Form 16 and IT returns
    For self-employed:
    • Income tax returns of the previous 3 years
    • Profit & loss accounts with balance sheet of the previous 3 years
    • Bank statements of up to 12 months prior

    Owning your own home in Guwahati need not be a dream anymore with the help of home loans from these banks. With interest rates that are affordable, repayment tenures that are long enough to pay back your loan comfortably, minimal documentation, and a hassle-free application process, you can make your dream home a reality by just stepping into any of the bank branches listed above to start the application process.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Guwahati Home Loan Reviews

    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for housing loan with HDFC LTD through on line portal recently, but i closed the loan as i change my plan to take loan, for now i am not interested to take loan but i future if i want i will apply through them only, the reason for choosing this bank was it was near to my location, their customer care had responded me well, so far was no issue.
      Was this review helpful? 1
      , guwahati
      Reviewed on Jul 07, 2019
    • HDFC Limited
      HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been applied for housing loan with HDFC LTD for just inquiry, but i got submitted to the bank, i had no plan to take housing loan for now , their customer care contacted to me in professional way i was happy with their service, but for later i will apply through them.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jul 03, 2019
    • HDFC Limited Home Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      HDFC Limited is better in the service and the interest rate is nominal. They have charged me a processing fee which is reasonable. I have taken a loan for 20 years. Partial payment and foreclosure can be done any time after a year without charges. They have delivered the loan with in the time.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 07, 2019
    • SBI Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the housing loan with the STATE BANK OF INDIA since from last 2 years. The documentation process was simple and the customer service is prompt. They have given the sufficient loan amount. The rate of interest was 8.5% and it is floating.
      Was this review helpful? 6
      , guwahati
      Reviewed on Mar 08, 2019
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been holding my home loan with HDFC LTD recently. Their service is good, the loan amount they have given me was sufficient, the rate of interest they have charged me was up to 8% which is nominal, and i even processing fee compare to other bank it is nominal, overall service was good, they have not taken any hidden charges apart from that.The loan was on time.
      Was this review helpful? 1
      , guwahati
      Reviewed on Jan 27, 2019
    • LIC Housing Home Loan
      "Average"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with LIC ,It has been a pleasant personal loan experience LIC . The interest rate was nominal and even processing fee was too nominal it is equal to other bank . The tenure period is sufficient . They need to improve their customer service .
      Was this review helpful? 2
      , guwahati
      Reviewed on Dec 10, 2018
    • HDFC Limited Home Loan
      "Needs to improve on customer service"
      0.5 1.0/5 "Really Bad"
      I have applied for the home loan from HDFC LTD, my application was closed is because there was no proper response from the customer support team and their response was delayed. They charged a processing fee of Rs 3500 and that was not refunded back. Rate of interest is nominal when compared to others.
      Was this review helpful? 2
      , guwahati
      Reviewed on Jul 09, 2018
    • SBI Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My home loan was taken with SBI 2 years back. The loan amount was 34 lakhs and the Interest rate was satisfactory . The loan process was good and they have sanctioned the loan with the committed time.My overall experience was very good and its recommendable.
      Was this review helpful? 2
      , guwahati
      Reviewed on Feb 20, 2018
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the HDFC limited and the interest rate is around 8.35%, also the loan amount got disbursed within ten days of time. I would like to say that the response is good one with the HDFC limited.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 14, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have applied for my home loan with HDFC LTD . Their customer service and responses was up to the mark and I would like to rate 4 out of 5 overall. The rate of interest was between 14-15% which was high so I have rejected my application. I would like to rate 4 out of 5 overall.
      Was this review helpful? 0
      , guwahati
      Reviewed on Oct 11, 2017
    • HDFC Limited Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am very much pleasure to get HDFC ltd home loan, within 21 days of time they have disbursed the amount with required documents, Their representatives are very very much helpful. Whatever amount I have requested they sanctioned entire principal value with good interest.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 15, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have postponed my Home loan plan at present so that was the reason I haven't proceed with HDFC limited home loan application. The customer service was good with HDFC limited. There executives came and met me and explained me about the product very well. The rate of interest is average as per the market .
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 11, 2017
    • Axis Bank Home Loan
      "Good home loan process"
      0.5 4.0/5 "Great!"
      7 years back I had taken a housing loan from AXIS Bank. I had signed a few paper works and the documentation part is very much limited. I am very much happy with the interest rate which was offered by HDFC LTD and processing fee charged by them was around 6k. The turn around time taken to process the loan was 18 days. I had finalized the property and the bank has collected all the paper works from the dealer.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 29, 2017
    • HDFC Limited Home Loan
      "Very good home loan process"
      0.5 4.0/5 "Great!"
      ThE first and foremost reason for not availing the housing loan from HDFC LTD was because I had taken housing loan from Axis the process is good interest rate offered by HDFC LTD is really good. I am very much happy with the interest rate it is same as axis which is 8.5% they were able to approve the property which I had selected
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 29, 2017
    • HDFC Limited Home Loan
      "Best"
      0.5 4.0/5 "Great!"
      Within twenty days of time, I have got the home loan with the HDFC limited and the response and other things with the HDFC limited was good one, also the customer service too. Rate of interest was around 8.5%, which was not okay for me , also they have told post documentation process , rate of interest would not get changed.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Home Loan
      "The best"
      0.5 5.0/5 "Blown Away!"
      After I booked my flat, I went over to SBI for the home loan and I am happy that I got a proper response and without much of paper work they just sanctioned the loan for me. The rate of interest is on a floating basis and when ever there is a decrease in the rate by the government, the bank follows the same.
      Was this review helpful? 4
      , guwahati
      Reviewed on May 31, 2017
    • HDFC Limited Home Loan
      "Not good enough"
      0.5 1.0/5 "Really Bad"
      My experience with HDFC ltd on home loan application is not good. They had not given me the loan even they had not provided any proper clarifications on documents part. They had taken one and half months to just say that my application has been cancelled. The had not disclosed any valid reason for loan rejection.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 03, 2017
    • HDFC Limited Home Loan
      "Needs to improve "
      0.5 3.0/5 "Satisfactory"
      HDFC limited was not okay to provide the funds for the property, which I have finalized. Customer service was good with them and they have intimated me with the instant information. I would like to suggest that they need to disclose their terms and conditions during the initial stage itself.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Axis bank responded me within two days after applying for the home loan through online. They were offering above 9% rate of interest for the loan but due to some personal loan my plan was postponed so the application was closed. Will take the loan later.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 14, 2016
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My property was in different location so it was difficult to give the home loan by axis bank but the communication was good from them. They responded me very delay like after one month of submitting the application online mean while my plan was changed so it will be better if they response quickly.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 12, 2016
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.