A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Ghaziabad Home Loan

    We found 46 Ghaziabad Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.70% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 9.89% Floating
    0.5% One time fee
    30L - 5Crs
    3-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Ghaziabad Home Loan Reviews

    • Bank Bazaar Customer Support
      "Better Service"
      0.5 4.0/5 "Great!"
      I received proper service from Bankbazaar. I visited the website and I submitted my loan application over the website. Then my application had been followed up by their executives and contacted me on the same. Post which they forwarded my application to the bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 15, 2017
    • ICICI Bank Home Loan
      "Average Service"
      0.5 3.5/5 "Pretty good"
      Partially I received a good response from ICICI bank for my housing loan. Because I had an issue with them. Actually the loan disbursement date is on 31st Mar'17 but the closing was on 15th Apr'17. I paid interest rate for these days 1-15 of Apr. This is the big issue with the bank and I am looking for the resolution. Still not received. Furthermore, the bank representative did not pick my calls sometime and he did not share the bank manager number as well. I got the manager contact number after 4-5 days only. Interest rate is something common in all the banks and nothing special about the rate of interest.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 15, 2017
    • Bank Bazaar Customer Support
      "good experince with Bankbazaar"
      0.5 5.0/5 "Blown Away!"
      Web Application is Good. I hope Services they are providing will be good as there front end application. I have recommended it to my friends. I am using Bankbazaar.com for the first time and am thorughly convinced with them. I would like to suggest that they need to monitor the bankers till the completion of the process.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 29, 2017
    • HDFC Limited Home Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      It was a nice experience of availing a home loan from HDFC ltd. This loan was taken on my wife name. The loan amount was 5 lakhs interest rate was less 9% and EMI is around 5000 rupees and it is for fifteen years after talking this loan with two years I have pre closed it, but they have charged 10000 rupees for that and this was not informed prior..
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 28, 2017
    • Bank Bazaar Customer Support
      "VERY NICE"
      0.5 5.0/5 "Blown Away!"
      I WAS VERY SURPRISED TO WORK WITH BANKBAZAR.COM ITS VERY NICE. I HAD APPLIED ON THE SITE FOR THE FIRST TIME ITS VERY GOOD EXPERIENCE. Though I received a call from Bankbazaar.com, it would have been better if they contacted me on the same day I had registered as I received a call only the next morning. Since I was in an emergency to get my loan through. The website is good and easy to use.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 28, 2017
    • Corporation Bank Home Loan
      "Need improvement on customer service"
      0.5 3.0/5 "Satisfactory"
      I have closed my home loan with the Corporation Bank and I have went ahead with them because of their interest rate , which is lesser one at that time. The loan amount was disbursed to my account within fifteen to twenty days of time and the response was fine, also there was no hassle with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Quick response"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com have transferred the information of mine related to my financial inquiry to the bankers, also they are having many option to choose for my needs. They are providing immediate response to the customers and it got happened in an impulsive way.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 26, 2017
    • ICICI Bank Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Overall experience with the ICICI bank was good for my home loan and the executive Mr. Satheesh from ICICI bank have helped me a lot. There was no hiccups with them for my approval of home loan. I would like to say that they are better in every aspects.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 26, 2017
    • Bank Bazaar Customer Support
      "Excellent job done"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has done a excellent job for me. I am happy with the whole process. They have played their role well by being prompt in contacting me and also helping me with all the details for the loan. The website is the best to browse through before taking a loan.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 18, 2017
    • Punjab National Bank Home Loan
      "Quick & Prompt process"
      0.5 5.0/5 "Blown Away!"
      I had no trouble in getting my home loan from PNB housing finance limited. The team has done a great job. The documents were collected at one shot and the process was completed on time. The rate of interest was of 8.5%, which was a good deal and it would have been better if the processing charges were made lesser.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 15, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 4.5/5 "Excellent!"
      Bankbazaar executives contacted me immediately when I submitted my application with them. Also I received a good support from them. They were helpful in assigning the application to the bank and regularly updated the status of my application.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Apr 13, 2017
    • Indiabulls Home Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      My home loan process was nice and smooth with Indiabulls. But I am not 100% satisfied with their interest rate and processing fee. In the beginning they said 8.5% through online source but later on they increased it as 8.75%. Also they said there is no processing fee but some how they made me to pay some amount.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 13, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is prompt, on the day I filled the form I got calls and my details were also sent promptly to the bank. The website is good, I would suggest that though it is good to capture the details of the customer initially when he looks for any given product. It would be better if the customer could see the information he is looking for and then go ahead with his requirement. Than to initially fill up the length of details at the first stage itself.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 13, 2017
    • ICICI Bank Home Loan
      "Good process. Can be more clear on charges."
      0.5 4.0/5 "Great!"
      The home loan experience was overall good with ICICI bank. The representative was quite helpful in the collection of the documents. I was initially informed a bit more of interest rate and at some time they brought it down to 8.5%. The processing fees was waived off, but actually the fee was broken in two parts. There was some hidden charges like admin charges. I do not mind paying the same, if I am informed well in advance.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 13, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar response and the follow up was done well with my home loan application. Bank bazaar was very supportive in the financial needs. I would say that, bank bazaar response was very quick and helpful. Bank bazaar web portal is easy to use and customer friendly.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 10, 2017
    • Oriental Bank of Commerce Home Loan
      "Need to be customer centric"
      0.5 3.0/5 "Satisfactory"
      Customer service is very poor with Oriental bank of commerce. OBC bank is fine but their employees need to cooperate with customers. The rate of interest, fee and charges are nominal with Obc. They took around 2 months to disburse my home loan but I had submitted all the documents on the very first day. Branch Manager needs to be more customer centric.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 10, 2017
    • Bank Bazaar Customer Support
      "Service is good "
      0.5 3.0/5 "Satisfactory"
      Bank bazaar follows up with the customers very well. The response was also very good. I am using bank bazaar for the very first time. Bank bazaar web portal is very easy to use and very user friendly. Over all, bank bazaar service is really very good.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Apr 08, 2017
    • Oriental Bank of Commerce Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Oriental bank of commerce disbursed my home loan in a good way. Apart from the fee and charges they are really good. But sbi won't charge so much amount for fee and charges. Oriental bank of commerce took around 10 days of time to disburse my loan. The response and the follow up was really good. I have personal rapport with bank person that would be the reason for their follow up.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 08, 2017
    • Bank Bazaar Customer Support
      "Quecker than queckest"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar mobile application is good and very fast. Bankbazaar is veryhelpful to compare bank to bank interest rate and other charges. It is a valuable service. Even it is helpful to get more ideas about financial services. Their customer service is excellent Its really quick and fast really amazing.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 07, 2017
    • Bank Bazaar Customer Support
      "Bank name is missing in the list"
      0.5 4.0/5 "Great!"
      I'm trying to add my salary bank name(axis bank), that is not listed over there. Please add this in the list of banks. I'm trying to add my salary bank name(axis bank), that is not listed over there. Please add this in the list of banks, thank you very much.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 01, 2017
    Common Loader Icon

    Ghaziabad Home Loan is Rated as "Great!" by 346 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ghaziabad Home Loan if you are

    01
    02
    03
    04
    Ghaziabad Home Loan Minimum Age

    At least 21 years old

     Ghaziabad Home Loan Maximum Age

    Less than 65 years old

    Ghaziabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ghaziabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Ghaziabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ghaziabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ghaziabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Home Loan amount by these steps

    01
    02
    03
    Ghaziabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ghaziabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ghaziabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ghaziabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Home Loan Interest RatesUpdated on 30 May 2017

    Ghaziabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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