A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Ghaziabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 8.95% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.85% - 8.95% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ghaziabad Home Loan if you are

    01
    02
    03
    04
    Ghaziabad Home Loan Minimum Age

    At least 21 years old

     Ghaziabad Home Loan Maximum Age

    Less than 65 years old

    Ghaziabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ghaziabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Ghaziabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ghaziabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ghaziabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Home Loan amount by these steps

    01
    02
    03
    Ghaziabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ghaziabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ghaziabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ghaziabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Home Loan Interest RatesUpdated on 24 Jun 2019

    Ghaziabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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    Ghaziabad Home Loan Reviews

    • Indiabulls Home Loan
      "you can veraious loan, Go for it"
      0.5 3.0/5 "Satisfactory"
      Purchased my home loan from Indiabulls. I am not satisfied with the loan service because of the high rate of interest rate and very slow response for the query. I have to do a follow up many times to resolve the query. The given the rate of Interest is very high. As per the RBI guideliness they have not deduced the interest rate
      Was this review helpful? 2
      , ghaziabad
      Reviewed on May 28, 2019
    • Canara Bank
      Canara Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with CANARA BANK and to get my application processed it has not took a long time. There was no delay. The interest rates moderate because they keep on changing the rates . Customer service is very good they are very professional .
      Was this review helpful? 2
      , ghaziabad
      Reviewed on May 22, 2019
    • HDFC Limited Home Loan
      "Excellent product along with excellent service"
      0.5 5.0/5 "Blown Away!"
      My experience with the Home Loan from HDFC LIMITED has been quite a good experience, where the process was pretty much easy and the loan was disbursed on the promised time. The interest rate and charges with them where all good and their customer support team where also responsive.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 11, 2019
    • HDFC Limited Home Loan
      "Good in all"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD has offered me a home loan and the process is good. The customer support and response is good. The process is on and it is smooth. The rate of interest and processing charges is also nominal. In all I ave no issues with this institution to get the loan.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 03, 2019
    • HDFC Limited Home Loan
      "Best service "
      0.5 5.0/5 "Blown Away!"
      I have taken home loan through HDFC LIMITED . I am happy with their services considering the loan experience. The tenure period is fair enough . The Application process was smooth and the loan amount was credited to my account with in few days. Rate of interest is nominal .
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 15, 2019
    • DHFL Home Loan
      "No to Go With DHFL"
      0.5 0.5/5 "Unacceptable"
      It is easy to get loan from DHFL but impossible to pay with EMI. They are increasing the interest rate 4 or 5 times in a year but not decreasing the interest rate when even RBI decreases the repo rate. I took a home loan for 20 years and after 20 months of EMI still 24 years are remaining to pay. Now Calculate before go with DHFL.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Apr 01, 2019
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have Taken HDFC LTD Home Loan on the year of 2012.This Home Loan is still running.The agent clearly explained the process .The loan amount was received on time.The loan amount was sufficient as well . The loan amount got sanctioned on time .While submitting the documents not yet faced any issues .The Overall Service is Good as well .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 26, 2019
    • ICICI Bank Home Loan
      "Need improvement in terms of bank customer support"
      0.5 4.0/5 "Great!"
      The loan documentation verification completed on time, I was part of ICICI group at the time hence my home loan process went well. But they don't have much branch in Delhi and Noida. The call center people they don't have much idea about the product , once the loan had disbursed, I need to follow up, when the interest rate come down.
      Was this review helpful? 6
      , ghaziabad
      Reviewed on Mar 06, 2019
    • LIC Housing Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my housing loan with Lic housing finance , The loan amount which they have given me was good, the rate of interest which they have charged me was less, the loan amount was sufficient,they have not charged me processing fee,as it was zero processing , and rate of interest is not fixed ,it use to float according to market value. Still this loan is running.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Feb 25, 2019
    • Indiabulls Home Loan
      "Qucik Loan Approval"
      0.5 5.0/5 "Blown Away!"
      From India bulls the interest rate was good , I got around 8.40% for the tenure period of 20 years when I was trying to research on the loan part, I got the best thing where other are providing 11% its huge. The good part about India Bulls, it got processed quickly within 24 to 48 hours.
      Was this review helpful? 3
      , ghaziabad
      Reviewed on Feb 22, 2019
    • Bank Bazaar Home Loan
      "Awesome experience"
      0.5 5.0/5 "Blown Away!"
      The most amazing experience ever even for a serious issue like home loan. Bank bazaar ... Just try it ! One cannot resist the ease of user friendly platform by bank bazaar The same is also 100% transparent & details every aspect purportedly mentioning the comparison with others.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Feb 12, 2019
    • Axis Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I have applied the housing loan with the AXIS BANK since from last three years. The documentation process is simple and i got the loan amount which is satisfactory with this bank. The rate of interest is 9.25% which is floating also the duration is for 15years.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Feb 02, 2019
    • ICICI Bank Home Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I have taken housing loan from ICICI bank , as they have given high rate of interest while comparing to other bank they are giving good rate of interest for the new customer but not for the existing , easy approval process ,Customer service and response is best regarding queries provides solution.
      Was this review helpful? 8
      , ghaziabad
      Reviewed on Jan 30, 2019
    • HDFC Limited Home Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD is good overall and the process is good for the home loan. The customer services and response is good and there are no issues to get the loan. They processed the loan very fast and the rate of interest and processing charges are normal too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 12, 2019
    • SBI Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with SBI and my experience was good, the process was smooth and i received the loan amount on time. Rate of interest was nominal when compared to other banks. Customer service was fine with this bank and tenure period for this loan is 25 years.
      Was this review helpful? 6
      , ghaziabad
      Reviewed on Dec 29, 2018
    • Bank Bazaar Home Loan
      "Review"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar Good Customer support Its a good online channel , I had better experience when I reached Bank Bazaar for the housing loan, I have saved my time rather visiting to the bank to do the paper work. Through online I done all the process without any difficulties. I got good help from your team.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Dec 05, 2018
    • Indian Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was an average experience with Indian bank for home loan, the loan amount was for Rs 18 lacs with nominal interest rate when compared to others. Customer support was not up to the mark and their response was delayed. The tenure period for this loan is 20 years.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 16, 2018
    • DHFL Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my home loan with DHFL , there service is not up to the mark, they have charged processing fee nominal and the rate of interest was also nominal they have charged to me,the loan amount they have given me up to 13,00,000 for 20 years tenure period, but they took to much delay in getting this loan amount.
      Was this review helpful? 5
      , ghaziabad
      Reviewed on Nov 15, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with HDFC LTD and the experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 20 years.
      Was this review helpful? 8
      , ghaziabad
      Reviewed on Sep 27, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan via BANK BAZAAR . The customer service and responses was really good.I have not faced any inconvenience with the service here. This is my first experience and i had a smooth reprocess . The website is quite satisfactory and good.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Sep 21, 2018
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