A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Ghaziabad

    Home loans in Ghaziabad can be availed by eligible self-employed and salaried individuals. Providers offer interest rates ranging from 6.85% p.a. to 11.50% p.a. with repayment tenure of up to 30 years and processing fees of up to 0.50% of the loan amount. The maximum loan amount ranges from Rs.30 lakh to no upper limit.

    Home Loan Interest Rate in Ghaziabad

    Interest Rates 6.85% to 11.50% p.a.
    Processing fee Up to 0.50% of loan amount
    Maximum Loan Amount Amounts exceeding Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest rate

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    We found 38 Ghaziabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Ghaziabad

    Home Loan Providers Branch Location
    Axis Bank Plot No.3, N/30,
    Ambedkar Road,
    Nehru Nagar,
    Ghaziabad-201001
    Bank of Baroda Rainbow Hotel Complex,
    Ghaziabad-201001
    Bank of India 59-60,
    Grand Trunk Road,
    Ghaziabad
    HDFC Bank D 44, RDC Raj Nagar,
    Rajnagar,
    Ghaziabad-201001
    ICICI Bank R- 1/88, Raj Nagar,
    Ghaziabad-201001
    Kotak Mahindra Bank Kotak Mahindra Bank,
    C, 12/15, Vasundhara,
    Ghaziabad
    State Bank of India Navyug Market,
    Ghaziabad-201001

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Passport, voter ID, PAN card, driving license
    Residency Resident of India Voter ID, passport, driving license, PAN card
    Employment Self-employed or salaried Employee ID
    Income Salaried – From Rs.10,000 p.m.
    Self-employed – Business income starting at Rs.1.8 lakh p.a.
    For self-employed:
    • Last 3 years income tax returns
    • Last 3 years profit & loss accounts with balance sheet
    • Last 12 months bank statements
    For salaried:
    • Last 3 years salary slips
    • Last 6 months bank statements
    • Last 2 years Form 16 and IT returns

    You can make your dream of buying or constructing your own home in Ghaziabad come true with the help of affordable home loans from any of the leading banks listed above. The repayment tenure of up to 30 years and minimal documentation with quick application processes makes it even easier to start living in your own home without waiting anymore.

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    Ghaziabad Home Loan Reviews

    • HDFC Limited Home Loan
      "Interest rate should be changed automatically "
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan from HDFC Limited before 3 years. Loan amount is 37 lakhs with the interest rate of 8.75% floating. It is a pathetic service according to the change interest rate. If the rate is reduced they will not change it, I need to contact customer support and mail them to get back my money. It is increased will be done automatically without any notification regarding the EMI amount.
      Was this review helpful? 11
      , ghaziabad
      Reviewed on Dec 31, 2019
    • LIC Housing
      LIC Housing Home Loan
      "Interest rate should be ecnonomic"
      0.5 4.0/5 "Great!"
      My home loan running with LIC, I availed Rs. 32 lakhs the process was hassle free. The field executive gave me the door step service and within 20 days I received the money based on the builder plan in one shot. But the drawback with them is the rate of interest is higher than others.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Sep 23, 2019
    • review Home Loan
      "Can do better"
      0.5 5.0/5 "Blown Away!"
      I took the home loan from Canfin service they completed the process on time, they gave me 9.5% per annum. I took the loan amount of Rs. 12 lakhs for the duration 20 years, the processing fee was higher around Rs. 11,000 and they taken insurance around Rs. 8000, the charges should be reduced. They have balance transfer, part payment, foreclosure.
      Was this review helpful? 11
      , ghaziabad
      Reviewed on Jul 23, 2019
    • HDFC Limited Home Loan
      "Should provide privilege benefits"
      0.5 3.0/5 "Satisfactory"
      HDFC Limited unable to give the top up loan for the property construction since I am an existing customer. I took the total outstanding of Rs.24.80 with the duration of 20 years. The loan process was not user friendly, they multiple documents was there and I paid the charges for the loan formalities. Hence I moved to Bajaj Finserv.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Jul 19, 2019
    • Bajaj Finserv Home Loan
      "Charges should be reasonable"
      0.5 5.0/5 "Blown Away!"
      My home loan is running Bajaj Finserv, the interest rate is good around 8.90 for per annum its a floating one, the process was very good and quick. I took the loan amount of Rs. 30 lakhs for the duration of 15 years. They do have balance transfer, part payment option. I done the balance transfer from Hdfc limited to Bajaj Finserv. But the cheque bounce charges are more they are taking Rs.3000 per transaction.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Jul 19, 2019
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      The process for getting the home loan in Hdfc Limited is very easy , I took the loan amount of Rs. 15 lakhs for the duration of 15 years, the interest rate was 8.6% . The customer service is also good, I got the door step service and completed the process on time without walk in to the branch. There was only Rs.4500 processing fee it was minimal when compared to PNB housing.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Jul 13, 2019
    • Punjab National Bank Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Several times I got response from PNB housing for my home loan request. But I took the loan from HDFC limited because I have my old loan with the same bank. But I believe PNB interest is more they quoted me 8.75 but in HDFC limited I got 8.6% of interest and also PNB housing is charging some where around Rs. 9000 fee.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Jul 13, 2019
    • SBI Home Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      My home loan is with State Bank of India. The services are excellent. I got a proper response and the process was smooth and easy. The customer support is good. It was timely and the documentation is also easy. The rate of interest and charges is normal.
      Was this review helpful? 3
      , ghaziabad
      Reviewed on Jul 05, 2019
    • ICICI Bank Home Loan
      "Unhappy with the process"
      0.5 1.0/5 "Really Bad"
      I had applied for a home loan with ICICI Bank. They have taken my documentation and also completed the verification as well. I received couple of calls in the process. After which got no response from them to inform me that the loan is not processed and the reason for declining the loan.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 05, 2019
    • Shriram Housing Home Loan
      "Need to improvement customer service"
      0.5 3.0/5 "Satisfactory"
      I have selected loan amount is 12 lakhs, tenure 15 year and Rate of interest 9.5% one time process fee Rs 5000, EMI Rs 9000, While documents through executive he given information so there no delay for disbursal loan amount. Need to be improvement in customer service.
      Was this review helpful? 5
      , ghaziabad
      Reviewed on Jun 24, 2019
    • review Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been holding housing loan with GIC housing finance from long time, the loan amount which they have given to me was sufficient , they have given me as per my requirement, they have not charged me processing fee as it was waived off. Still this loan is running.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jun 24, 2019
    • Indiabulls Home Loan
      "you can veraious loan, Go for it"
      0.5 3.0/5 "Satisfactory"
      Purchased my home loan from Indiabulls. I am not satisfied with the loan service because of the high rate of interest rate and very slow response for the query. I have to do a follow up many times to resolve the query. The given the rate of Interest is very high. As per the RBI guideliness they have not deduced the interest rate
      Was this review helpful? 4
      , ghaziabad
      Reviewed on May 28, 2019
    • Canara Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with CANARA BANK and to get my application processed it has not took a long time. There was no delay. The interest rates moderate because they keep on changing the rates . Customer service is very good they are very professional .
      Was this review helpful? 7
      , ghaziabad
      Reviewed on May 22, 2019
    • HDFC Limited Home Loan
      "Excellent product along with excellent service"
      0.5 5.0/5 "Blown Away!"
      My experience with the Home Loan from HDFC LIMITED has been quite a good experience, where the process was pretty much easy and the loan was disbursed on the promised time. The interest rate and charges with them where all good and their customer support team where also responsive.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 11, 2019
    • HDFC Limited Home Loan
      "Good in all"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD has offered me a home loan and the process is good. The customer support and response is good. The process is on and it is smooth. The rate of interest and processing charges is also nominal. In all I ave no issues with this institution to get the loan.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 03, 2019
    • HDFC Limited Home Loan
      "Best service "
      0.5 5.0/5 "Blown Away!"
      I have taken home loan through HDFC LIMITED . I am happy with their services considering the loan experience. The tenure period is fair enough . The Application process was smooth and the loan amount was credited to my account with in few days. Rate of interest is nominal .
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 15, 2019
    • DHFL Home Loan
      "No to Go With DHFL"
      0.5 0.5/5 "Unacceptable"
      It is easy to get loan from DHFL but impossible to pay with EMI. They are increasing the interest rate 4 or 5 times in a year but not decreasing the interest rate when even RBI decreases the repo rate. I took a home loan for 20 years and after 20 months of EMI still 24 years are remaining to pay. Now Calculate before go with DHFL.
      Was this review helpful? 7
      , ghaziabad
      Reviewed on Apr 01, 2019
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have Taken HDFC LTD Home Loan on the year of 2012.This Home Loan is still running.The agent clearly explained the process .The loan amount was received on time.The loan amount was sufficient as well . The loan amount got sanctioned on time .While submitting the documents not yet faced any issues .The Overall Service is Good as well .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 26, 2019
    • ICICI Bank Home Loan
      "Need improvement in terms of bank customer support"
      0.5 4.0/5 "Great!"
      The loan documentation verification completed on time, I was part of ICICI group at the time hence my home loan process went well. But they don't have much branch in Delhi and Noida. The call center people they don't have much idea about the product , once the loan had disbursed, I need to follow up, when the interest rate come down.
      Was this review helpful? 6
      , ghaziabad
      Reviewed on Mar 06, 2019
    • LIC Housing Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my housing loan with Lic housing finance , The loan amount which they have given me was good, the rate of interest which they have charged me was less, the loan amount was sufficient,they have not charged me processing fee,as it was zero processing , and rate of interest is not fixed ,it use to float according to market value. Still this loan is running.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Feb 25, 2019
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