A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Ghaziabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good To Know
    8.75% - 10% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
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  • Ghaziabad Home Loan is Rated as "Great!" by 412 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ghaziabad Home Loan

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ghaziabad Home Loan if you are

    01
    02
    03
    04
    Ghaziabad Home Loan Minimum Age

    At least 21 years old

     Ghaziabad Home Loan Maximum Age

    Less than 65 years old

    Ghaziabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ghaziabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Ghaziabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ghaziabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ghaziabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Home Loan amount by these steps

    01
    02
    03
    Ghaziabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ghaziabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ghaziabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ghaziabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Home Loan Interest RatesUpdated on 13 Nov 2018

    Ghaziabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Ghaziabad Home Loan Reviews

    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with HDFC LTD and the experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 20 years.
      Was this review helpful? 8
      , ghaziabad
      Reviewed on Sep 27, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan via BANK BAZAAR . The customer service and responses was really good.I have not faced any inconvenience with the service here. This is my first experience and i had a smooth reprocess . The website is quite satisfactory and good.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Sep 21, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a good platform for all the financial product. The service and responsiveness was very good. This is my first experience and there is no issues faced . I am happy with the overall process. The website is good and convenient.The web portals accuracy and speed is good.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Aug 30, 2018
    • Punjab National Bank Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my home loan with PNB. The process was very good and the loan amount was 68 lakhs. The service and responses was very bad since there is no proper response at all after sanctioning the loan The tenure period was 28 years . The processing fee was nominal here .
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Aug 30, 2018
    • Indiabulls Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My home loan experience was not good with IndiaBulls, the loan amount was for Rs 35 lacs with high interest rate and charges when compared to others in the market. Customer service was not up to the mark and their response was not good. The tenure period for this loan is 20 years out of which 6-7 years is already completed.
      Was this review helpful? 8
      , ghaziabad
      Reviewed on Aug 29, 2018
    • HDFC Limited Home Loan
      "More than satisfactory & excellent"
      0.5 5.0/5 "Blown Away!"
      I am very happy with HDFC LTD for the home loan. The customer services and response is good. I also got the loan on time. The process was very easy. The rate of interest is of 8.5% and the processing fee is normal as I got to pay only 3500 through the actual amount was 5400. The tenure is for 20 years.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Aug 23, 2018
    • Central Bank of India Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      My home loan experience was good with CBI, the loan amount was for Rs 12 lakhs with nominal interest rate when compared to other banks. Customer service was good and they followed up on time The tenure period for this loan is 15 years.
      Was this review helpful? 8
      , ghaziabad
      Reviewed on Aug 17, 2018
    • Bank Bazaar Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      My experience was good with BANK BAZAAR . I have already taken my credit card here. The customer service and responsiveness was up to the mark.The website is very user friendly and easy to navigate. My overall experience was really good with bank bazaar.com.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 07, 2018
    • Punjab National Bank Home Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have approached PNB for the housing loan . The loan amount was 20 lakhs and the interest rate was but high than other banks.I got a better interest rate and charges with SBI so I have canceled the request here and taken with SBI . I have got a very good customer service from PNB housing finance.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 07, 2018
    • Bank Bazaar Home Loan
      "Its been a Good Service from Bankbazaar"
      0.5 4.0/5 "Great!"
      I don't face any issue while i have applied the home loan with bankbazaar. This is the 1st time I've used bankbazaar website. I have got the Amazon Gift voucher after my home loan approval. I'm using Bankbazaar website for past 2 months. Everything is fine with Bankbazaar
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 14, 2018
    • ICICI Bank Home Loan
      "Good Services from ICICI for Home loan"
      0.5 5.0/5 "Blown Away!"
      The Processing fee is very much comfortable with ICICI Bank. Overall, the documentation process is good. I got the loan in the stipulated time like within 1 week. They have offered a interest rate of 8.50%. They have charged me around Rs. 5000 as processing fee. I have got hassle free services from ICICI bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 14, 2018
    • Bank Bazaar Home Loan
      "Services are good"
      0.5 4.0/5 "Great!"
      A good experience with Bankbazaar.com, as they were on time to contact me and informed me the details. The process was also good and on time. But it would be better if the amazon voucher was sent to me on time. Else the website is good and user friendly.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 09, 2018
    • ICICI Bank Home Loan
      "Need to be more proactive in services"
      0.5 2.0/5 "Expected more"
      I have taken my home loan with ICICI Bank and the rate of interest is of 8.45% on floating. I am not happy with the customer services. They are too slow and they was a lot of delay. The team has to be more proactive. The interest rate and processing fee was normal.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on May 09, 2018
    • Punjab National Bank Home Loan
      "Good. Can do better"
      0.5 4.5/5 "Excellent!"
      I had taken my home loan from PNB housing finance limited. It was a bit of a lengthy process for the documentation and the rate of interest was of 8.80% it was not reduced as promised as per RBI, I need to go and request for it. Else it was a good experience.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 15, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar gave me full support to avail the home loan from the best partner bank. I know bank bazaar via social media. I know bank bazaar for more than a year. The customer support and the response was good with the bank bazaar team, The mobile application of bank bazaar is easy to use and user friendly.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 13, 2018
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have availed the home loan from the ICICI bank within the promised time. The customer support and the response was good with the ICICI bank. The required loan amount has been approved and I am satisfied with it. The rate of interest and the charges are average with the ICICI bank.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Feb 13, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using Bankbazaar.com from the last one year of time. I would like to say that the customer service is good one with them and the online portal is really easy to access. Everything is better one with the Bankbazaar.com.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 02, 2018
    • Punjab National Bank Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      Its good experience with the Punjab National Bank housing finance limited home loan, which I have taken. Response was good one and it can be bit faster one. Rate of interest was around 8.35% and everything is good one too.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Feb 02, 2018
    • SBI Home Loan
      "Recommendable Home Loan"
      0.5 5.0/5 "Blown Away!"
      Before 10 years, I have taken home loan from SBI, they gave me lower interest rate around 8.5% of interest for the amount of Rs. 22 lakhs. It has the tenure of 30 years, however I can close by loan anytime without any charges. SBI is sending loan statement on time.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jan 24, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a fabulous experience with bankbazaar so far, they provide good services when compared to all other sources in the market. I know bankbazaar.com from last 4-5 months, customer service was good and their response was prompt. The website of bankbazaar is easy to access and it is user friendly.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 22, 2017
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