A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Ghaziabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Ghaziabad Home Loan Reviews

    • LIC Housing Home Loan
      "My housing loan"
      0.5 5.0/5 "Blown Away!"
      As a staff of LIC, I was given 5% interest rate which is the best also there was no processing fee charged for LIC for the housing loan. No documentation required, and it is very simple to avail the loan. LIC took around 5 days to provide the loan and the loan amount.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 20, 2017
    • Bank Bazaar Home Loan
      "Very good experience"
      0.5 4.0/5 "Great!"
      It was a nice process at Bankbazaar as there is no need in visiting the bank and a customer can just apply online for the loan. The process is fast and the customer services are very much friendly. There were follow ups done regularly too. The website is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 19, 2017
    • ICICI Bank Home Loan
      "Services and process is good"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from ICICI Bank and I am pretty happy with the overall services. The response was on time and there were no hassles in the process. The executive also collected my documents as promised. The disbursement was as expected too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 19, 2017
    • DHFL Home Loan
      "Housing loan"
      0.5 5.0/5 "Blown Away!"
      I had successfully taken a housing loan from DHFL. I had applied for the loan through direct channel. DHFL took around one week time to process the loan. Documentation process was completed in 10 days after 5 days the funds were released to my account. Interest rate charged by them was 8.5% and processing fee charged was 10k.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2017
    • Punjab National Bank Home Loan
      "I am very much happy"
      0.5 4.0/5 "Great!"
      I am very much impressed with the general service provided by PNB for the housing loan. The rate of interest offered by PNB was 8.50% flat. I have got all the documents from PNB. I had received a copy of title deeds and its a joint loan which I have taken with PNB.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2017
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Good service from Bankbazaar till the date I applied for my loan through the Bankbazaar website which was user friendly ,i even use to get regular followup calls from the representatives of Bankbazaar which helps me in regular update regarding my loan process and helps to complete my loan process ,service was excellent from Bankbazaar overall .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 09, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Good service from ICICI when it comes to my home loan process ,everything was good from their representatives and customer service was also responsible during my loan process ,overall service from ICICI went good . Even the interest rate was also 8.25% which was comfortable for me ,I can say overall service was good with ICICI for my home loan process.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 09, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was a very good service that I received from Bankbazaar .Each representatives of Bankbazaar was good and responsible in during my loan process.I got an immediate response from the Bankbazaar representatives once I applied through their website ,website was user friendly as well. I don't find any difficulty in their service . Overall service of Bankbazaar was excellent .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 08, 2017
    • Punjab National Bank Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Service was good from the date I applied for my loan . Everything was fine from their representatives till my loan process complete. Rate of interest was 9.5% which was comfortable for me,overall process was excellent and timely . Representatives helped me in finishing the process on time.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 08, 2017
    • Bank Bazaar Home Loan
      "Fantastic"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is very great and am using it from the last one year of time. I would like to say that the response is okay for me and I came to know about the Bankbazaar.com through telecomunication . I dont have any issues with Bankbazaar.com till now.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 23, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have not finalized the property , so only I have not dealt up with the PNB housing finance limited for the home loan. Customer service is very good and their responsiveness too. In future , I would like to go ahead with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 23, 2017
    • HDFC Limited Home Loan
      "Very proactive"
      0.5 5.0/5 "Blown Away!"
      PROS HDFC LTD housing loan process was very good they were quite proactive and they were very much responsive. CONS it would be great if there is a clarity when it comes to rates and other factors and the same needs to be informed to the customer before hand.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 23, 2017
    • Bajaj Finserv Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      My home loan was approved within minutes by Bajaj Finserv. The customer services are good and the overall experience was nice. I been a very long time customer of this company and I have always got the best of services. The interest and rate and charges are normal.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 14, 2017
    • Bank Bazaar Home Loan
      "Nice Experience "
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been good and the overall experience is perfect. It was a very nice process and without any difficulty I was able to register and receive calls and I was also connected to the bank too. The website is good as well.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      Since the land was a freehold land I could proceed for the home loan with ICICI Bank. The customer services and response was on time and the overall experience is good too. There were no hassles with the bank as they have done their job on time and it was proper.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 10, 2017
    • HDFC Limited Home Loan
      "Processing is not good"
      0.5 1.0/5 "Really Bad"
      HDFC LTD processing is not good they had asked me to visit their branch but the que is too long there . Normally I visit the branch to get the sanction letter and for signing the cheque in the home branch and even for the agreement letter too. But they are too good when it comes to rates.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 07, 2017
    • Bank Bazaar Home Loan
      "Very good site"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is a wonderful site I got to know about bankbazaar through google. Overall it is good, but it would be great if many banks are showcased on the site. The executives of bankbazaar provided very good service. I was looking out for an amount of 24 lakhs and they helped me in availing that.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 07, 2017
    • ICICI Bank Home Loan
      "Need to improve after service sales"
      0.5 5.0/5 "Blown Away!"
      Former part was very good, customer service was really good, at a latter stage after the disbursement it was not good. Initially I was confirmed stating that I can place any service request at my home branch later they confirmed that such services are not available and asked me to visit Sector 63 branch which I had to do. In simple terms post servicing was not good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 07, 2017
    • ICICI Bank Home Loan
      "Very Pathetic experience with ICICI HOME LOAN Department"
      0.5 0.5/5 "Unacceptable"
      I had a very Pathetic experience with ICICI HOME LOAN Department as their employees not aware of process to be followed for home loan. They did not consider House Government Proofs. They have their own list according to which all property documents should be arranged. No Responsible employee in Kaushambi Ghaziabad branch. ICICI should take care of this. Same property has been loaned from SBI bank and PNBHFL was also ready to provide loan on same property. Very Bad Service from Kaushambi Ghaziabad Team. Take care if you approach this branch.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 19, 2017
    • Bank Bazaar Home Loan
      "Helpfull"
      0.5 5.0/5 "Blown Away!"
      Easy to apply home loan & good followup by bankbazar. Thanks to representative. I have a great experience to applying home loan online it is very easy way to apply & I have got a good response from bank bazaar. & Thanks to PM Modi for these plans.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jun 19, 2017
    Common Loader Icon
    Ghaziabad Home Loan is Rated as "Great!" by 372 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ghaziabad Home Loan

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ghaziabad Home Loan if you are

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    Ghaziabad Home Loan Minimum Age

    At least 21 years old

     Ghaziabad Home Loan Maximum Age

    Less than 65 years old

    Ghaziabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ghaziabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Home Loan amount eligibility is based on these factors

    01
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    Ghaziabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ghaziabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ghaziabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Home Loan amount by these steps

    01
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    03
    Ghaziabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ghaziabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ghaziabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ghaziabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Home Loan Interest RatesUpdated on 24 Sep 2017

    Ghaziabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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