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    We found 37 Ghaziabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    Eligibility Criteria
    8.50% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
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    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
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    Good to Know
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  • Ghaziabad Home Loan is Rated as "Great!" by 399 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ghaziabad Home Loan

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ghaziabad Home Loan if you are

    01
    02
    03
    04
    Ghaziabad Home Loan Minimum Age

    At least 21 years old

     Ghaziabad Home Loan Maximum Age

    Less than 65 years old

    Ghaziabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ghaziabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Ghaziabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ghaziabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ghaziabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Home Loan amount by these steps

    01
    02
    03
    Ghaziabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ghaziabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ghaziabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ghaziabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Home Loan Interest RatesUpdated on 24 Apr 2018

    Ghaziabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Ghaziabad Home Loan Reviews

    • Punjab National Bank Home Loan
      "Good. Can do better"
      0.5 4.5/5 "Excellent!"
      I had taken my home loan from PNB housing finance limited. It was a bit of a lengthy process for the documentation and the rate of interest was of 8.80% it was not reduced as promised as per RBI, I need to go and request for it. Else it was a good experience.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 15, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar gave me full support to avail the home loan from the best partner bank. I know bank bazaar via social media. I know bank bazaar for more than a year. The customer support and the response was good with the bank bazaar team, The mobile application of bank bazaar is easy to use and user friendly.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 13, 2018
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have availed the home loan from the ICICI bank within the promised time. The customer support and the response was good with the ICICI bank. The required loan amount has been approved and I am satisfied with it. The rate of interest and the charges are average with the ICICI bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 13, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using Bankbazaar.com from the last one year of time. I would like to say that the customer service is good one with them and the online portal is really easy to access. Everything is better one with the Bankbazaar.com.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 02, 2018
    • Punjab National Bank Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      Its good experience with the Punjab National Bank housing finance limited home loan, which I have taken. Response was good one and it can be bit faster one. Rate of interest was around 8.35% and everything is good one too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 02, 2018
    • SBI Home Loan
      "Recommendable Home Loan"
      0.5 5.0/5 "Blown Away!"
      Before 10 years, I have taken home loan from SBI, they gave me lower interest rate around 8.5% of interest for the amount of Rs. 22 lakhs. It has the tenure of 30 years, however I can close by loan anytime without any charges. SBI is sending loan statement on time.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 24, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a fabulous experience with bankbazaar so far, they provide good services when compared to all other sources in the market. I know bankbazaar.com from last 4-5 months, customer service was good and their response was prompt. The website of bankbazaar is easy to access and it is user friendly.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 22, 2017
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB housing finance, my loan application was closed because i have postponed the plan to get the home loan. Customer service part was good and they responded on time, regular follow ups were done. The rate of interest was nominal when compared to all other sources.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 1 year, i came to know about bankbazaar through google. Bankbazaar provides good services when compared to all other banking websites. The customer service was good and their response was prompt. It was overall a good experience with bankbazaar.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 14, 2017
    • Indiabulls Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have applied for the home loan from Indiabulls, my loan application was approved and the requested amount was disbursed. When it comes to customer service, it was good, they responded on time and regular follow ups were done. The process was smooth and the loan amount was approved within 2-3 weeks which is normal time. It was overall a good experience.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 14, 2017
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I took home loan from HDFC ltd it got completed, I don't have any dues their interest rate was also nominal. Its a consumer friendly interest rate, even HDFC documentation procedure was also good for home loan. I took the loan for the period of 10 years, but I completed within 3.5 years.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Nov 11, 2017
    • Indiabulls Home Loan
      "Great place for Home Loan"
      0.5 4.0/5 "Great!"
      Indiabulls has been terrific in regards to with the Home Loan I took with them. It's already been a year with them and the way they have treated me is just amazing. The Rate of Interest of 9.5% is pretty ok with me and I got a 15 Years tenure for the loan.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 06, 2017
    • Bank Bazaar Home Loan
      "one stop solution"
      0.5 5.0/5 "Blown Away!"
      I have taken many financial consultation with Bank bazaar. The customer service and responses was up to the mark . The website was easy to navigate and understandable . I have not faced any run time or down time error while using it. My overall experience was good . The net banking system is very good and I would like to recommend to others.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 14, 2017
    • ICICI Bank Home Loan
      "Not bad"
      0.5 3.0/5 "Satisfactory"
      I have approached ICICI bank for my home loan . The loan amount was 48 lakhs and the customer service and responses was up to the mark but I have cancelled the application because the rate of interest was 8.5% which is bit high comparing to others banks and the reviews were not good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 14, 2017
    • Bank Bazaar Home Loan
      "Excellent services"
      0.5 4.5/5 "Excellent!"
      Good services by Bankbazaar, I am well satisfy Customer. life is very easy to access online things.Bankbazaar.com is a good website for using all financial products.t is a platform to get the list information about all the offers which is offered by different banks.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 13, 2017
    • Bank Bazaar Home Loan
      "Great service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar offers much more details on the website related to the banking. I am a regular customer of bank bazaar, very much satisfied with the service. They are doing a good service to the customers. Always my first preference would be BANK BAZAAR related to loans or credit cards,etc.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am completely satisfied with the service of ICICI Bank. I don't find any difficulties with the bank side. The only problem is My builder is not registered with ICICI Bank so they don't accept loan. Hence its been cancelled from my end. In future, definitely I will go with ICICI bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      I had a very good response from HDFC LTD on my home loan. The executive came to my place and collected my documents, it is time consumption. The rate of interest is nominal. But they have taken long time for the loan disbursement due to government norms, thats ok.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 06, 2017
    • Bank Bazaar Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good website for the financial products, Where I can explore about number of bankers related to the financial inquiry in a single place. The website is good and its easy to access, also its user friendly. Mobile application is working in a good way.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 06, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      Service is good from Punjab National Bank for my home loan service but the rate of interest was high compared to other bankers. Even the documentation part was fine with PNB. The customer service and response was up to the mark, there were no issues at all.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 06, 2017
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