Mr. Sharma invested in a home with a low-interest loan. What about you?Explore Home Loans
Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.
Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.
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HDFC LTD is good overall and the process is good for the home loan. The customer services and response is good and there are no issues to get the loan. They processed the loan very fast and the rate of interest and processing charges are normal too.
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ABHISHEK MISHRA
, ghaziabad
Reviewed on Jan 12, 2019
I have taken a home loan with SBI and my experience was good, the process was smooth and i received the loan amount on time. Rate of interest was nominal when compared to other banks. Customer service was fine with this bank and tenure period for this loan is 25 years.
Bank Bazaar
Good Customer support
Its a good online channel , I had better experience when I reached Bank Bazaar for the housing loan, I have saved my time rather visiting to the bank to do the paper work. Through online I done all the process without any difficulties. I got good help from your team.
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1
AMRESH KUMAR SRIVASTAW
, ghaziabad
Reviewed on Dec 05, 2018
It was an average experience with Indian bank for home loan, the loan amount was for Rs 18 lacs with nominal interest rate when compared to others. Customer support was not up to the mark and their response was delayed. The tenure period for this loan is 20 years.
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ROHITASH SINGH
, ghaziabad
Reviewed on Nov 16, 2018
I have been using my home loan with DHFL , there service is not up to the mark, they have charged processing fee nominal and the rate of interest was also nominal they have charged to me,the loan amount they have given me up to 13,00,000 for 20 years tenure period, but they took to much delay in getting this loan amount.
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4
KRISHNA KANT SHARMA
, ghaziabad
Reviewed on Nov 15, 2018
I have taken a home loan with HDFC LTD and the experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 20 years.
I have taken my home loan via BANK BAZAAR . The customer service and responses was really good.I have not faced any inconvenience with the service here. This is my first experience and i had a smooth reprocess . The website is quite satisfactory and good.
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1
JITENDRA NIGAM
, ghaziabad
Reviewed on Sep 21, 2018
BANK BAZAAR is a good platform for all the financial product. The service and responsiveness was very good. This is my first experience and there is no issues faced . I am happy with the overall process. The website is good and convenient.The web portals accuracy and speed is good.
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1
DEEPAK BANSAL
, ghaziabad
Reviewed on Aug 30, 2018
I have taken my home loan with PNB. The process was very good and the loan amount was 68 lakhs. The service and responses was very bad since there is no proper response at all after sanctioning the loan The tenure period was 28 years . The processing fee was nominal here .
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3
DEEPAK BANSAL
, ghaziabad
Reviewed on Aug 30, 2018
My home loan experience was not good with IndiaBulls, the loan amount was for Rs 35 lacs with high interest rate and charges when compared to others in the market. Customer service was not up to the mark and their response was not good. The tenure period for this loan is 20 years out of which 6-7 years is already completed.
I am very happy with HDFC LTD for the home loan. The customer services and response is good. I also got the loan on time. The process was very easy. The rate of interest is of 8.5% and the processing fee is normal as I got to pay only 3500 through the actual amount was 5400. The tenure is for 20 years.
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2
PANKAJ PANKAJ SRIVASTAV
, ghaziabad
Reviewed on Aug 23, 2018
My home loan experience was good with CBI, the loan amount was for Rs 12 lakhs with nominal interest rate when compared to other banks. Customer service was good and they followed up on time The tenure period for this loan is 15 years.
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9
BISHWANATH KANJILAL
, ghaziabad
Reviewed on Aug 17, 2018
My experience was good with BANK BAZAAR . I have already taken my credit card here. The customer service and responsiveness was up to the mark.The website is very user friendly and easy to navigate. My overall experience was really good with bank bazaar.com.
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SWETHA CHOUDHARY
, ghaziabad
Reviewed on Jul 07, 2018
I have approached PNB for the housing loan . The loan amount was 20 lakhs and the interest rate was but high than other banks.I got a better interest rate and charges with SBI so I have canceled the request here and taken with SBI . I have got a very good customer service from PNB housing finance.
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SWETHA CHOUDHARY
, ghaziabad
Reviewed on Jul 07, 2018
I don't face any issue while i have applied the home loan with bankbazaar. This is the 1st time I've used bankbazaar website. I have got the Amazon Gift voucher after my home loan approval. I'm using Bankbazaar website for past 2 months. Everything is fine with Bankbazaar
The Processing fee is very much comfortable with ICICI Bank. Overall, the documentation process is good. I got the loan in the stipulated time like within 1 week. They have offered a interest rate of 8.50%. They have charged me around Rs. 5000 as processing fee. I have got hassle free services from ICICI bank.
A good experience with Bankbazaar.com, as they were on time to contact me and informed me the details. The process was also good and on time. But it would be better if the amazon voucher was sent to me on time. Else the website is good and user friendly.
I have taken my home loan with ICICI Bank and the rate of interest is of 8.45% on floating. I am not happy with the customer services. They are too slow and they was a lot of delay. The team has to be more proactive. The interest rate and processing fee was normal.
I had taken my home loan from PNB housing finance limited. It was a bit of a lengthy process for the documentation and the rate of interest was of 8.80% it was not reduced as promised as per RBI, I need to go and request for it. Else it was a good experience.
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LOVKESH KUMAR
, ghaziabad
Reviewed on Feb 15, 2018
The bank bazaar gave me full support to avail the home loan from the best partner bank. I know bank bazaar via social media. I know bank bazaar for more than a year. The customer support and the response was good with the bank bazaar team, The mobile application of bank bazaar is easy to use and user friendly.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
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