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Ghaziabad Home Loan Reviews

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Home Loan

"Very Pathetic experience with ICICI HOME LOAN Department"

0.5 0.5/5 "Unacceptable"

I had a very Pathetic experience with ICICI HOME LOAN Department as their employees not aware of process to be followed for home loan. They did not consider House Government Proofs. They have their own list according to which all property documents should be arranged. No Responsible employee in Kaushambi Ghaziabad branch. ICICI should take care of this. Same property has been loaned from SBI bank and PNBHFL was also ready to provide loan on same property. Very Bad Service from Kaushambi Ghaziabad Team. Take care if you approach this branch.

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PRADEEP GOSWAMI , ghaziabad
Reviewed on Jul 19, 2017
Customer Support

"Helpfull"

0.5 5.0/5 "Blown Away!"

Easy to apply home loan & good followup by bankbazar. Thanks to representative. I have a great experience to applying home loan online it is very easy way to apply & I have got a good response from bank bazaar. & Thanks to PM Modi for these plans.

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DEVRAJ SHARMA , ghaziabad
Reviewed on Jun 19, 2017
Home Loan

"Response part should be faster"

0.5 3.0/5 "Satisfactory"

I applied for the home loan same time with a different institute . ICICI delayed a lot, meanwhile I got a response from Can fin home limited, they had done fast process when it comes to home loan. But ICICI interest rate is good, they offered me 8.65% of interest but Can fin house limited provided around 8.95% as the interest.

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SHISHIR SINGH , ghaziabad
Reviewed on Jun 14, 2017
Customer Support

"Awesome "

0.5 5.0/5 "Blown Away!"

Applying for the home loan through bankbazaar is awesome! Very simple and incredible! The interactive forms / pages were very much easy to fill. Apart from the above that, I had seen they had mentioned an amazing new idea to reduce the loan processing days by uploading the bank statement using user id and password. The bank bazaar representative called me just after 2 minutes after applying online! again it is very much awesome!!

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MOHAMMED SHAD , ghaziabad
Reviewed on Jun 10, 2017
Home Loan

"Its Good"

0.5 3.5/5 "Pretty good"

One month back, I had done a home loan balance transfer to PNB housing, My loan amount is Rs.45 lakhs, this was taken for a tenure of 15 years with an interest rate of 8.5% which is a floating one. I had paid the amount of Rs. 5000 as processing fee for the balance transfer it is very much nominal and it is in line with the market rate.

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CHANDRESH VIJ , ghaziabad
Reviewed on Jun 07, 2017
Home Loan

"Back end team should give proactive customer"

0.5 4.0/5 "Great!"

I had taken the home loan from Tata Capital, initially they offered me an interest rate of around 10% this was taken two years back. Finally, Tata Capital offered me the interest rate around 9.5% then I had done the balance transfer with PNB housing, they gave me interest rate of 8.5%, But Tata Capital took a long time to provide the NOC, back office work should be done faster.

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CHANDRESH VIJ , ghaziabad
Reviewed on Jun 07, 2017
Customer Support

"Great experience "

0.5 4.0/5 "Great!"

First time i'm using bank bazaar site and just loved it. Very good user friendly interface and quick service. long list of options provided for loans. I'm really glad full to Bank Bazaar.com. Thanks to bank bazaar. I'm waiting for callback.

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HARISH KUMAR , ghaziabad
Reviewed on Jun 07, 2017
Customer Support

"Simple Process"

0.5 4.5/5 "Excellent!"

Very simple process to apply for online loan. Love it , step by step guideline is awesome. Also to do the alteration on back pages is very simple and smoother , very nice and very user friendly process for application. Will surely convey it to my friends to get connected .

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NAVEEN KUMAR , ghaziabad
Reviewed on Jun 05, 2017
Customer Support

"Better Service"

0.5 4.0/5 "Great!"

I received proper service from Bankbazaar. I visited the website and I submitted my loan application over the website. Then my application had been followed up by their executives and contacted me on the same. Post which they forwarded my application to the bank.

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MANINDER SINGH , ghaziabad
Reviewed on May 15, 2017
Home Loan

"Average Service"

0.5 3.5/5 "Pretty good"

Partially I received a good response from ICICI bank for my housing loan. Because I had an issue with them. Actually the loan disbursement date is on 31st Mar'17 but the closing was on 15th Apr'17. I paid interest rate for these days 1-15 of Apr. This is the big issue with the bank and I am looking for the resolution. Still not received. Furthermore, the bank representative did not pick my calls sometime and he did not share the bank manager number as well. I got the manager contact number after 4-5 days only. Interest rate is something common in all the banks and nothing special about the rate of interest.

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MANINDER SINGH , ghaziabad
Reviewed on May 15, 2017
Customer Support

"good experince with Bankbazaar"

0.5 5.0/5 "Blown Away!"

Web Application is Good. I hope Services they are providing will be good as there front end application. I have recommended it to my friends. I am using Bankbazaar.com for the first time and am thorughly convinced with them. I would like to suggest that they need to monitor the bankers till the completion of the process.

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TOUSEEF AHMAD , ghaziabad
Reviewed on Apr 29, 2017
Home Loan

"Satisfactory"

0.5 3.0/5 "Satisfactory"

It was a nice experience of availing a home loan from HDFC ltd. This loan was taken on my wife name. The loan amount was 5 lakhs interest rate was less 9% and EMI is around 5000 rupees and it is for fifteen years after talking this loan with two years I have pre closed it, but they have charged 10000 rupees for that and this was not informed prior..

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HARANDER SINGH , ghaziabad
Reviewed on Apr 28, 2017
Customer Support

"VERY NICE"

0.5 5.0/5 "Blown Away!"

I WAS VERY SURPRISED TO WORK WITH BANKBAZAR.COM ITS VERY NICE. I HAD APPLIED ON THE SITE FOR THE FIRST TIME ITS VERY GOOD EXPERIENCE. Though I received a call from Bankbazaar.com, it would have been better if they contacted me on the same day I had registered as I received a call only the next morning. Since I was in an emergency to get my loan through. The website is good and easy to use.

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PREM SHANKAR , ghaziabad
Reviewed on Apr 28, 2017
Home Loan

"Need improvement on customer service"

0.5 3.0/5 "Satisfactory"

I have closed my home loan with the Corporation Bank and I have went ahead with them because of their interest rate , which is lesser one at that time. The loan amount was disbursed to my account within fifteen to twenty days of time and the response was fine, also there was no hassle with them.

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MANISH SETH , ghaziabad
Reviewed on Apr 26, 2017
Customer Support

"Quick response"

0.5 5.0/5 "Blown Away!"

Bankbazaar.com have transferred the information of mine related to my financial inquiry to the bankers, also they are having many option to choose for my needs. They are providing immediate response to the customers and it got happened in an impulsive way.

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MANISH SETH , ghaziabad
Reviewed on Apr 26, 2017
Home Loan

"Excellent "

0.5 5.0/5 "Blown Away!"

Overall experience with the ICICI bank was good for my home loan and the executive Mr. Satheesh from ICICI bank have helped me a lot. There was no hiccups with them for my approval of home loan. I would like to say that they are better in every aspects.

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MANISH SETH , ghaziabad
Reviewed on Apr 26, 2017
Customer Support

"Excellent job done"

0.5 5.0/5 "Blown Away!"

Bankbazaar has done a excellent job for me. I am happy with the whole process. They have played their role well by being prompt in contacting me and also helping me with all the details for the loan. The website is the best to browse through before taking a loan.

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S , ghaziabad
Reviewed on Apr 18, 2017
Home Loan

"Quick & Prompt process"

0.5 5.0/5 "Blown Away!"

I had no trouble in getting my home loan from PNB housing finance limited. The team has done a great job. The documents were collected at one shot and the process was completed on time. The rate of interest was of 8.5%, which was a good deal and it would have been better if the processing charges were made lesser.

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S , ghaziabad
Reviewed on Apr 15, 2017
Customer Support

"Better Service"

0.5 4.5/5 "Excellent!"

Bankbazaar executives contacted me immediately when I submitted my application with them. Also I received a good support from them. They were helpful in assigning the application to the bank and regularly updated the status of my application.

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RAHUL CHAUDHARY , ghaziabad
Reviewed on Apr 13, 2017
Home Loan

"Better Service"

0.5 4.0/5 "Great!"

My home loan process was nice and smooth with Indiabulls. But I am not 100% satisfied with their interest rate and processing fee. In the beginning they said 8.5% through online source but later on they increased it as 8.75%. Also they said there is no processing fee but some how they made me to pay some amount.

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RAHUL CHAUDHARY , ghaziabad
Reviewed on Apr 13, 2017

Ghaziabad Home Loan is Rated as "Great!" by 354 Users

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Check your Eligibility!

Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.

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You’re probably eligible for an Ghaziabad Home Loan if you are

At least 21 years old

Less than 65 years old

Ghaziabad Home Loan Eligible Employment Type

Salaried / Self-employed
with regular income

Earn more than the minimum
income required

Check if you’re eligible >>

Your Ghaziabad Home Loan amount eligibility is based on these factors

EMI limited to about 50%
of monthly income

Ghaziabad Home Loan Maximum Loan to property value

Loan capped @ 75% - 85% on property value

EMIs of other loans lower
your eligibility

Check how much you can borrow >>

Increase your eligible Ghaziabad Home Loan amount by these steps

Ghaziabad Home Loan Add Spouse as Co-applicant

Make your spouse a co-applicant,
and her income will add
to your eligibility

Choose longer tenure loan up to 20 - 30 years

Ghaziabad Home Loan Add parents as Co-applicant

Alternatively add your parents

Check eligible loan amount >>

Documentation needed to apply for an Ghaziabad Home Loan

1. Photo ID and age proof
2. Signed application form with photograph
3. Processing fee cheque
4. Last 6 months bank statement
5. Documentation for salaried applicants:
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Apply now >>

Ghaziabad Home Loan Interest Rates_{Updated on 29 Jul 2017}

Ghaziabad Home Loan Details

Interest Rate (Monthly reducing balance)	10% - 10.5%
Processing Fees	0.50% of Loan
Loan Tenure	1 year to 20 - 30 years
Partial pre-payment Charges	Nil
Pre-closure Charges	Nil

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Get IFSC Codes from Ghaziabad City

GST Rate of 18% Applicable for All Financial Services Effective July 1, 2017.

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