A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Ghaziabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Ghaziabad Home Loan is Rated as "Great!" by 387 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ghaziabad Home Loan

    Ghaziabad is in Uttar Pradesh in India. As its boundary is adjacent to Delhi, it acts as the main entrance of Uttar Pradesh and that is why it is also called the Gateway of Uttar Pradesh.Recent construction works have led to the city being described by a City Mayors Foundation survey as the second-fastest growing in the world.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ghaziabad Home Loan if you are

    01
    02
    03
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    Ghaziabad Home Loan Minimum Age

    At least 21 years old

     Ghaziabad Home Loan Maximum Age

    Less than 65 years old

    Ghaziabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ghaziabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ghaziabad Home Loan amount eligibility is based on these factors

    01
    02
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    Ghaziabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ghaziabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ghaziabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ghaziabad Home Loan amount by these steps

    01
    02
    03
    Ghaziabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ghaziabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ghaziabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ghaziabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ghaziabad Home Loan Interest RatesUpdated on 21 Oct 2017

    Ghaziabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Ghaziabad Home Loan Reviews

    • Bank Bazaar Home Loan
      "one stop solution"
      0.5 5.0/5 "Blown Away!"
      I have taken many financial consultation with Bank bazaar. The customer service and responses was up to the mark . The website was easy to navigate and understandable . I have not faced any run time or down time error while using it. My overall experience was good . The net banking system is very good and I would like to recommend to others.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 14, 2017
    • ICICI Bank Home Loan
      "Not bad"
      0.5 3.0/5 "Satisfactory"
      I have approached ICICI bank for my home loan . The loan amount was 48 lakhs and the customer service and responses was up to the mark but I have cancelled the application because the rate of interest was 8.5% which is bit high comparing to others banks and the reviews were not good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 14, 2017
    • Bank Bazaar Home Loan
      "Excellent services"
      0.5 4.5/5 "Excellent!"
      Good services by Bankbazaar, I am well satisfy Customer. life is very easy to access online things.Bankbazaar.com is a good website for using all financial products.t is a platform to get the list information about all the offers which is offered by different banks.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 13, 2017
    • Bank Bazaar Home Loan
      "Great service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar offers much more details on the website related to the banking. I am a regular customer of bank bazaar, very much satisfied with the service. They are doing a good service to the customers. Always my first preference would be BANK BAZAAR related to loans or credit cards,etc.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am completely satisfied with the service of ICICI Bank. I don't find any difficulties with the bank side. The only problem is My builder is not registered with ICICI Bank so they don't accept loan. Hence its been cancelled from my end. In future, definitely I will go with ICICI bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      I had a very good response from HDFC LTD on my home loan. The executive came to my place and collected my documents, it is time consumption. The rate of interest is nominal. But they have taken long time for the loan disbursement due to government norms, thats ok.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 06, 2017
    • Bank Bazaar Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good website for the financial products, Where I can explore about number of bankers related to the financial inquiry in a single place. The website is good and its easy to access, also its user friendly. Mobile application is working in a good way.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 06, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      Service is good from Punjab National Bank for my home loan service but the rate of interest was high compared to other bankers. Even the documentation part was fine with PNB. The customer service and response was up to the mark, there were no issues at all.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 06, 2017
    • Axis Bank Home Loan
      "Good experience overall"
      0.5 3.5/5 "Pretty good"
      I had switched my home loan from HDFC to AXIS Bank. The reason for switch was cheap rate of interest due to MCLR based home loan rates.The process for balance transfer was smooth and i was satisfied with Axis bank home loan process. Reason for reduced rating: 1. I was forcefully sold insurance along with Home loan. Also the insured property address has typo. So technically it is waste of money. 2. AXIS bank misplaced my online home loan access details and it was a challenge to retrieve it via customer care.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 01, 2017
    • Bank Bazaar Home Loan
      "VERY GOOD"
      0.5 4.5/5 "Excellent!"
      Bankbazaar is very much helpful and they supported me a lot in taking a home loan. When I approached them, they provided all the information about the home loan and they guided me to select the bank for a loan according to my convenience. They where very prompt in service and followup calls
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 30, 2017
    • Indiabulls Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Good to choose India bulls for home loan purpose. Basically it is easy to reach the customers on time. But what i regret from them is that they have contacted me late like after 8 to 10 days. The loan amount AI have opted for is 22 laks processing fee was nil stamp duty was around 1500 and emi is 22k yet to pay it and balance 5 to 6 laks is on hold actually its partial amount.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 30, 2017
    • ICICI Bank Home Loan
      "Best bank"
      0.5 5.0/5 "Blown Away!"
      Truly the efforts taken by ICICI bank has to be appreciated because they hardly took around 15 days to process the housing loan. They were able to complete the task on time. Interest rate offered by the 8.5%, recently i had applied for the loan they will send the documents shortly. Above all, they have offered the loan with NIL processing fee and very nominal charges they had taken for verification.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 27, 2017
    • HDFC Limited Home Loan
      "Easy to approach"
      0.5 5.0/5 "Blown Away!"
      I am very much satisfied with HDFC Limited home loan, because they have offered me very affordable interest rate, which is lower in the market. I took the amount of Rs. 44 lakhs for the tenure of 20 years. Overall I am very fine with HDFC Limited.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 26, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bankbazaar service was very good from the date I applied for my loan ,I got immediate response from the Bankbazaar representatives, even the customer service was good from Bankbazaar I even checked Bankbazaar website which was also very user friendly overall it was a good service from Bankbazaar.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 24, 2017
    • Indiabulls Home Loan
      "WORST SERVICE"
      0.5 1.0/5 "Really Bad"
      Their service was not good ,even the representatives where also not helpful . I also feel their interest rate was very high compare to market value ,no regular followups not responsive in service ,overall I am not happy with INDIA BULLS service.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 24, 2017
    • LIC Housing Home Loan
      "My housing loan"
      0.5 5.0/5 "Blown Away!"
      As a staff of LIC, I was given 5% interest rate which is the best also there was no processing fee charged for LIC for the housing loan. No documentation required, and it is very simple to avail the loan. LIC took around 5 days to provide the loan and the loan amount.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 20, 2017
    • Bank Bazaar Home Loan
      "Very good experience"
      0.5 4.0/5 "Great!"
      It was a nice process at Bankbazaar as there is no need in visiting the bank and a customer can just apply online for the loan. The process is fast and the customer services are very much friendly. There were follow ups done regularly too. The website is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 19, 2017
    • ICICI Bank Home Loan
      "Services and process is good"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from ICICI Bank and I am pretty happy with the overall services. The response was on time and there were no hassles in the process. The executive also collected my documents as promised. The disbursement was as expected too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 19, 2017
    • DHFL Home Loan
      "Housing loan"
      0.5 5.0/5 "Blown Away!"
      I had successfully taken a housing loan from DHFL. I had applied for the loan through direct channel. DHFL took around one week time to process the loan. Documentation process was completed in 10 days after 5 days the funds were released to my account. Interest rate charged by them was 8.5% and processing fee charged was 10k.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2017
    • Punjab National Bank Home Loan
      "I am very much happy"
      0.5 4.0/5 "Great!"
      I am very much impressed with the general service provided by PNB for the housing loan. The rate of interest offered by PNB was 8.50% flat. I have got all the documents from PNB. I had received a copy of title deeds and its a joint loan which I have taken with PNB.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2017
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