If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Ranchi Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.25% - 9% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
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    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Perks
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    13.50% - 15% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 9.30% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.85% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
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  • Ranchi Car Loan Reviews

    • HDFC Bank Car Loan
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with HDFC Bank for the car loan. I had taken this loan for an interest rate of 5.14%. I am happy with the bank for the car loan process. Documentation process is too simple. Actually they did not ask me for too many documents to proceed with the loan.
      Was this review helpful? 1
      , ranchi
      Reviewed on Jun 16, 2017
    • Bank Bazaar Customer Support
      "One stop solution"
      0.5 4.0/5 "Great!"
      The bank bazaar is quite good, where the customers can find the bests rates in the market with the different kind of bank partners under a single roof. The bank bazaar web site is easy to use and user friendly, the bank bazaar customer service gave very prompt and very quick in their response. The service with bank bazaar was good and I am satisfied with that.
      Was this review helpful? 2
      , ranchi
      Reviewed on Jun 09, 2017
    • HDFC Bank Car Loan
      "Perfect service"
      0.5 4.0/5 "Great!"
      After the Verifying my documents the HDFC bank told that my credit score has not met their eligibility criteria. That was the reason I cannot proceed with HDFC bank car loan. The Customer service and the reponse and the follow up was goodwith HDFC bank. The service with HDFC bank was perfect.
      Was this review helpful? 3
      , ranchi
      Reviewed on Jun 09, 2017
    • Bank Bazaar Customer Support
      "Quick response"
      0.5 4.5/5 "Excellent!"
      The services and response was excellent from Bankbazaar as they were on time to contact me. But I have a suggestion for the team. They should not offer only one bank where the customer already has a savings account. Instead they could tell the customer that he has two options. The first one is with his existing savings bank, where the process would be easier and what the interest rate would cost. The second option would be to tell the customer that there are other nationalized banks with a lesser rate of interest, and the process would not be easy with the paper work, and leave the choice to the customer to decide which option he wants to choose. This could be done instead of limiting the customer to just one bank.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jun 09, 2017
    • HDFC Bank Car Loan
      "High on ROI"
      0.5 3.5/5 "Pretty good"
      HDFC Bank contacted me properly after I applied for a car loan. But I did not go ahead as I got a much lesser rate of interest from another bank. The interest rate offered to me was 10.35% and the processing charges were at par with the other banks. This bank is recommendable for those who are in need of very minimal paper works.
      Was this review helpful? 1
      , ranchi
      Reviewed on Jun 09, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar is quite fine in providing financial services to the people. It is approachable and when I submitted my loan application with them, I got a good response. I had no issues with Bankbazaar while processing my application with them.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 02, 2017
    • HDFC Bank Car Loan
      "Improve the service level"
      0.5 2.0/5 "Expected more"
      They way HDFC bank approached me was not good. Because in the beginning they informed me some higher interest rate for car loan, after few days I received one more call from HDFC bank and they informed me some different interest rate. So I am not comfortable with their communication because they kept changing the interest rate. Hence, I just dropped my idea of taking loan completely.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 02, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar is good, they are doing their job well as a mediator and the process is also quick. The coordination is good right through the process and I am also happy to have used the portal, it was pretty informative and useful.
      Was this review helpful? 0
      , ranchi
      Reviewed on Mar 10, 2017
    • HDFC Bank Car Loan
      "High on ROI & charges"
      0.5 3.0/5 "Satisfactory"
      The first and foremost reason why, I did proceed ahead with HDFC bank for the car loan is because I did not have the necessary documents at that moment to proceed ahead. The rate of interest was very high, it was around 13% and the processing charges was also very high. The bank is not recommendable because of the higher rate.
      Was this review helpful? 0
      , ranchi
      Reviewed on Mar 10, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was an immediate response from Bankbazaar and the services from them has been very good. The services and response has been all through the process and it has been very much to my satisfaction as I was getting updates as well. The website is also excellent.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 02, 2017
    • HDFC Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience with HDFC bank and I got the approval for my car loan within time limit from them. The process was swift and the documentation was also on the normal side. The best is I got a lesser rate of interest when compared to other banks. The charges was also nominal for me.I had made down payment of 73k rest EMI.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 02, 2017
    • Bank Bazaar Customer Support
      "Good to apply!"
      0.5 4.0/5 "Great!"
      I am here to narrate my first experience of taking a financial product through the bankbazaar portal. I got a proper follow up from the bankbazaar executives regarding my car loan. It would be better if they provide the updated status of the loan application from the banker at the earliest.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 31, 2016
    • HDFC Bank Car Loan
      "Need proper status update on time!"
      0.5 3.0/5 "Satisfactory"
      Car loan application was easy through online with HDFC bank. As my CIBIL score was not up to the bank norms, the banker is not able to process my car loan. But it took around 10 days for the banker to update the loan status and it would be nice if they provide the update on loan status at the earliest.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 31, 2016
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Indeed bankbazaar is splendid from my point of view. People who are in need of a credit card or loans can grab the opportunity and get it from bankbazaar. I have not taken any products from bankbazaar but still, I am very much happy with their response and support.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 07, 2016
    • HDFC Bank Car Loan
      "Its good. "
      0.5 5.0/5 "Blown Away!"
      I had finalized swift dzire car when I opted to go for a car loan with the HDFC bank. I had no issues with them and the 10.25% of interest rate was quoted to me which was fine to proceed further. Unfortunately due to some personal reasons, I have postponed the loan.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 07, 2016
    • Bank Bazaar Customer Support
      "Easy process for getting information"
      0.5 4.0/5 "Great!"
      The service provided was soo good related to the loan application.They are sending customer mails related to the loan steps which is good.I came to know about the site through my friend basically.Through the link I am getting in the mail I saw the form page as well.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 03, 2016
    • HDFC Bank Car Loan
      "Instant loan"
      0.5 3.0/5 "Satisfactory"
      I was facing some issue related to the car loan application with HDFC Bank.They have not discussed about the rates applied.Its good but they can improve much related to the loan application.They are not taking much time to process which is a advantage.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 03, 2016
    • HDFC Bank Car Loan
      "Very good experience and hassle free"
      0.5 5.0/5 "Blown Away!"
      I had taken a HDFC car loan around 2 years back. They had offered an interest rate of 16% with a processing fee of Rs.2800 which was affordable at that time. The loan processing and documentation was very much smooth and hassle free. The process and disbursal all took place within 72 hours. They have a very good and quick service.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 07, 2016
    • Bank Bazaar Customer Support
      "Good in responding!"
      0.5 5.0/5 "Blown Away!"
      The website is pretty good in providing response to the customers. I really had a good experience in applying for the car loan through the portal through which I can get the interest rate from various banks. On searching for loan applications in Google, I got to know about the bankbazaaar portal.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 16, 2016
    • HDFC Bank Car Loan
      "Pretty high charges!"
      0.5 4.0/5 "Great!"
      Charges are pretty high with HDFC bank in terms of car loan. As I am planning to take the car in the month of April, I just postponed the plan of taking the car loan with HDFC bank. Apart from this, the services offered by them was pretty good from the executives.
      Was this review helpful? 0
      , ranchi
      Reviewed on Feb 16, 2016
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    Ranchi Car Loan is Rated as "Excellent!" by 50 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    The capital city of the state of Jharkhand, Ranchi has a lot to boast about. It is a city with an urban format that caters to the growing needs of the city.Since the separation of the state, the city of Ranchi has adopted an open attitude to welcoming new industries and encouraging trade and commerce.The population of the city is on a steady increase and now that the city is well connected with other major parts of the country, there is a trend suggesting migration from nearby locations. A major healthcare hub for nearby towns and a strong contributor to the nation’s economy, Ranchi has definitely made its way up the ladder.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Ranchi Car Loan if you are

    01
    02
    03
    04
    Ranchi Car Loan Minimum Age

    At least 21 years old

    Ranchi Car Loan Maximum Age

    Less than 67 years old

    Ranchi Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ranchi Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ranchi Car Loan amount eligibility is based on these factors

    01
    02
    03
    Ranchi Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Ranchi Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Ranchi Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ranchi Car Loan amount by these steps

    01
    02
    Ranchi Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Ranchi Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ranchi Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ranchi Car Loan Interest RatesUpdated on 24 Jul 2017

    Ranchi Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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