HSBC Credit Card IFSC Code

Paying your HSBC Credit Card bill using the IFSC code is simple, secure, and can be done via NEFT (National Electronic Funds Transfer). Here's a step-by-step process:

• Login to Your Net Banking Account: Open your bank’s net banking portal or mobile app from where you want to make the payment.
• Add HSBC as a Beneficiary: Payee Name: Enter your name as it appears on the credit card. Account Number: Use your HSBC Credit Card number as the account number. Bank Name: HSBC Bank. IFSC Code: Enter the HSBC Credit Card IFSC code – HSBC0400002. Branch: HSBC Cards, Mumbai.
  • Payee Name: Enter your name as it appears on the credit card.
  • Account Number: Use your HSBC Credit Card number as the account number.
  • Bank Name: HSBC Bank.
  • IFSC Code: Enter the HSBC Credit Card IFSC code – HSBC0400002.
  • Branch: HSBC Cards, Mumbai.
• Enter Payment Amount: Type in the exact amount you want to pay towards your credit card bill.
• Confirm & Proceed: Review all the details and confirm the transaction.

Note: Payments made via NEFT before the bank’s cut-off time (usually before 6:00 PM on working days) are processed on the same day. Otherwise, it will be credited the next working day.

Format of HSBC Credit Card IFSC Code

The IFSC (Indian Financial System Code) for HSBC Credit Card payments follows the standard 11-character alphanumeric structure defined by the RBI:

Standard Format:

AAAA0BBBBBB

1. AAAA: First 4 letters represent the bank code (for HSBC, it is HSBC).
2. 0: The 5th character is always a zero (0), reserved for future use.
3. BBBBBB: The last 6 digits indicate the specific branch code.

HSBC Credit Card IFSC Code:

HSBC0400002

1. Bank Code: HSBC
2. Zero: 0 (fifth digit)
3. Branch Code: 400002 (Mumbai branch for credit card payments)

This code is unique to HSBC’s card payment processing branch and must be used only for NEFT or RTGS payments towards HSBC credit card bills.

Uses & Benefits of HSBC Credit Card IFSC Code

1. A quick way to make online credit card bill payments
2. A highly safe interface to use
3. Fast and cost effective
4. Payments can be made through net banking or internet banking
5. Convenient for those who do not have a savings bank account in the same bank.

How to Search for HSBC Credit Card IFSC Code

1. To search for HSBC credit card IFSC code look up online. The information is easily available on a lot of web portals and websites
2. The other option is to log on to the bank website and look for the code
3. This unique key can also be obtained by contacting the concerned customer care or by directly visiting the bank branch.