HSBC credit card IFSC code is a unique 11-digit alphanumeric code that can be used to pay online credit card bills in a matter of seconds. The payment towards an outstanding bill can be processed by a net banking transaction using National Electronic Funds Transfer (NEFT). So, those who hold a HSBC credit card will be able to make a payment towards the credit card bill even if they do not have a savings account with the bank. Indian Financial System Code also referred to as IFSC is assigned by the Reserve Bank of India to all bank credit cards. The credit card IFSC code is used to mainly pay bills in a timely fashion.
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The HSBC Bank credit card IFSC code is HSBC0400002. The first four letters of this unique key ‘HSBC’ stands for the title of the bank, while the next digit ‘zero’ is set aside for later usage. The last 6 digits, which is ‘400002’ signifies the bank branch code.
|Name of Bank||‘Zero’||Bank Branch Code|
How to Search for HSBC Credit Card IFSC Code
- To search for HSBC credit card IFSC code look up online. The information is easily available on a lot of web portals and websites
- The other option is to log on to the bank website and look for the code
- This unique key can also be obtained by contacting the concerned customer care or by directly visiting the bank branch
Uses & Benefits of HSBC Credit Card IFSC Code
- A quick way to make online credit card bill payments
- A highly safe interface to use
- Fast and cost effective
- Payments can be made through net banking or internet banking
- Convenient for those who do not have a savings bank account in the same bank
Check IFSC Code for Top Banks:
|State Bank of India IFSC Code||HDFC Bank IFSC Code||Indian Bank IFSC Code|
|Axis bank IFSC Code||Canara bank IFSC Code||ICICI Bank IFSC Code|
Faq’s on HSBC Credit Card IFSC Code
What are the charges for making payments through this type of method?
Ans: There are no charges. The service is completely free.
What is NEFT?
Ans: National Electronic Fund Transfer also known as NEFT is a type of fund transfer method that takes place in certain hourly batches.
What is IFSC code?
Ans: Indian Financial System Code is a type of unique 11 digit key that is issued by the RBI to streamline the fund transfer process and also make credit card payments easier.
What is the remedy available to a remitter who is paying a bill if the wrong IFSC code is entered?
Ans: There are two possibilities. If the code is non-existent then even if the account is debited the funds will be credited back. If the code exists, then it will become difficult to claim the amount back. Either way, the best thing to do in such a situation is to contact the bank’s customer care representative.
In how many days will the amount paid reflect in the account of the credit card holder?
Ans: It will take around 2 working days for the amount to be credited.
Other IFSC Related Article
|NEFT Timing||Digital Wallet||Mobile Wallet|
|SBI UPI||Bank IFSC Code|
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