UCO Bank IFSC and MICR Code:

State wise list of UCO Bank IFSC code, MICR code and addresses of all branches in India

Locate any details of UCO Bank branch in India.

Reset Details

or Choose State from list below

UCO Bank IFSC Code:

UCO Bank IFSC Code

Online money transfer has been a boon to the world of banking, enabling customers to wire money and make payments electronically, often from the comfort of their home. UCO Bank also offers its customers the service of making payments electronically via NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) system. Both these payment systems have been introduced by the RBI and employ a special code known as the IFSC code to function. IFSC codes are issued by the RBI to each bank participating in the NEFT network and helps identify the source bank from the destination bank in the process of a transaction.

An IFSC (Indian Financial System Code) is an 11 character alphanumeric code which is made up of three parts. The first 4 characters denote the name of the bank, the fifth character is always zero, reserved for future use and the last 6 characters represent the specific branch of the bank. For instance the UCO Bank IFSC code for their Davangere branch is UCBA0001043. Looking at the breakup of the same, ‘UCBA’ stands for the name of the bank i.e. UCO Bank, the fifth character is 0, and the last 6 characters of the code ‘001043’ represent the Davangere branch of UCO bank.

How to Search For UCO Bank IFSC & MICR Codes?

It is easy to find the IFSC or MICR code for any UCO Bank branch that you may be looking for. You can find the IFSC and MICR codes for any UCO bank branch printed on the cheque leaves of cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued. You may also find the IFSC and MICR code for UCO bank on several third party websites which provide such information. One of the easier ways to look up the IFSC or MICR code for any branch of UCO bank is to visit BankBazaar which provides such information is a compact yet effective format. All you have to do is go to the website’s main page and click on the ‘Bank IFSC page’ tab located at the very bottom of the page. This will redirect you to another page which will ask you to provide information such as the name of the bank you’re looking for, the state and district it is located in and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the preferred bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

Transferring money via NEFT and RTGS is one of the most convenient ways of making payments, for not only is it quick and convenient but also extremely secure. UCO bank enables its customers to carry out NEFT and RTGS payments not only at the branches but also online via net banking.


NEFT or National Electronic Funds Transfer is a nation-wide payment system which allows banks and its customers to electronically make payments to any other bank account which is also a part of the NEFT network. This facility operates on the Deferred Net Settlement (DNS) basis and is open not only the customers holding accounts with UCO bank but also for walk-in customers who do not have an account with the bank. However, though there is no limit on the minimum or maximum amount of an NEFT transaction, all cash based NEFT transactions carry an upper limit of Rs 50,000. Funds can be transferred to any bank account in India which is a part of the NEFT network. In order to transfer funds via NEFT, customers making cash based remittances must furnish details like complete address, contact number, bank account number, etc. The service charges for NEFT transactions are as follows:

Amount Charge
Up to Rs 10,000 Free for bank’s customers
Rs 10,001 to Rs 1 lakh Free for bank’s customers
Rs 1,00,001 to Rs 2 lakh Rs 17/- per transaction
Above Rs 2 lakh Rs 29/- per transaction


Days NEFT Batches
Monday to Friday 8 AM to 7 PM (hourly batches)
Saturday 8 AM to 1 PM (hourly batches)


RTGS or Real Time Gross Settlement is another system of making online payments. Following are the charges applicable for RTGS transactions. RTGS transactions are done on an order to order basis, which means that the transaction process takes place as soon as the instructions are received, in real time. RTGS is especially ideal for making high monetary value payments wherein the minimum amount for a transaction is fixed at Rs 2 lakh. There is no upper limit on the transaction. In order to initiate an RTGS transaction, customers must furnish the following information.

  • Amount to be remitted
  • Sender’s account number from which the amount is to be debited.
  • Name of the beneficiary.
  • Beneficiary’s bank name.
  • Beneficiary’s account number.
  • Sender to receiver information (if any).
  • IFSC code of the beneficiary’s bank branch.

Charges applicable on RTGS transactions are as follows:

Amount Timing Charge
Rs 2 lakh – Rs 5 lakh 8 AM - 12 Noon Rs 29/-
12 Noon – 3:30 PM Rs 30/-
After 3:30 Pm – 5:30 PM Rs 34/-
After 5:30 PM Rs 34/-
Above Rs 5 lakh 8 AM - 12 Noon Rs 57/-
12 Noon – 3:30 PM Rs 58/-
After 3:30 Pm – 5:30 PM Rs 63/-
After 5:30 PM Rs 63/-


Days Customer Transactions Inter-bank Transactions
Monday - Friday 9 AM to 4:30 PM 9 AM to 6:30 PM
Saturday 9 AM to 2 PM 9 AM to 3 PM

Established in 1943, UCO Bank, formerly known as Union Commercial Bank, is one of the leading Government owned financial services company in India. The bank operates via 49 zonal offices located across India, along with two branches located overseas in Hong Kong and Singapore. Serving a diverse customer base, the bank offers financial products and services like corporate banking, consumer banking, investment banking, insurance, private banking, wealth management and mortgage loans, among others.

News Related to UCO Bank IFSC Code
  • UCO Bank and Future Generali partnership

    UCO Bank and Future Generali has partnered up to provide a host of insurance related products. Future Generali has already tied up with over 100 banks in India for offering their products and services nationwide. Future Generali's products such as health and personal accident insurance, home, travel, motor, and rural insurance will be provided through their tied up banks in India. Since the announcement, the share prices for UCO Bank has gone up. UCO Bank has over 3050 branches over pan India, the tie-up can turn out to be mutually benefiting for both the institutions.

    15th March 2017

  • UCO Bank's share prices are up by 2% after tie-up with Future Generali India

    UCO Bank's share prices have gone up by 2% after the tie-up with Future Generali India for offering health and personal accident insurance along with travel, motor, home and rural insurance products. The insurance products will be offered across 3050 branches of UCO Bank in India. Recently, Future Generali India has tied up with over 100 banks across the nation to offer a broad range of insurance products and services. The tie-up has caused a surge in the share prices of UCO bank. The insurance products are targeted more towards health and accident coverage.

    15th March 2017

  • India’s UCO Bank plans to open in Iran

    After reaching international sanctions deal last year Iran hopes to boost investment, for this purpose three international banks are opening representative offices in the country. Oman’s Bank Muscat SAOG, Woori Bank of South Korea and India’s UCO Bank will be the three banks. Iranian and Austrian bankers met in Vienna to discuss the continuation of trade financing. There are three Austrian banks which could possibly join the fray and begin operations in Iran.

    1st November 2016

  • UCO Bank Set to Raise Rs. 270 Crore Through Sale of Equity Shares to LIC India

    SUCO Bank is all set to raise Rs. 270 crore by way of selling 7.17 crore equity shares to LIC India. The Bank’s Board of Directors approved the issue of equity shares that will give LIC India a 5.5% stake in the bank. The shares of Rs. 10/- are set to be issued on a preferential basis and the issue price will be fixed in accordance with the SEBI ICDR Regulations, 2009. At present, insurance companies, including LIC India, have a 12.02 stake in UCO Bank.

    6th October 2016

  • UCO Bank Announces Issue of Equity Shares to LIC India

    UCO Bank recently announced the issue of 7,17,00,000 equity shares on a preferential basis to LIC India at Rs.10/- per share. The Bank’s board of Directors cleared the proposal and subsequently informed the Securities and Exchange Board of India. The issue price will be be determined as per the SEBI ICDR Regulations, 2009. The bank’s Board of Directors duly approved the proposal through circulation.

    6th October 2016

  • UCO Bank Employees Preparing for Intensified Revival Efforts

    UCO Bank, which was one of the worst performers in the banking sector due to a large number of non-performing assets (NPAs), is looking forward to turning around its performance and fortunes. Banks Board Bureau Chairman Vinod Rai said recently that UCO bank would receive a boost to continue as a standalone bank instead of merging it with any larger institution.

    K. Vijhayan, general secretary, All India UCO Bank Employees’ Association, said the employees were confident of the bank’s success. “We are all working hard to recover dues, mobilise CASA (current account and savings account) deposits, curtail costs and improve customer service,” he said.

    In the fiscal year 2015-16, UCO Bank – whose headquarters in Kolkata sports the IFSC code UCBA0000190 – registered a net loss of Rs.2,799 crore.

    25th May 2016

  • UCO Bank to take corrective measures to compensate losses

    Owing to continuity in non-performing assets (NPAs), UCO bank posted heavy losses in the last fiscal quarter. In its elaborate plan to turn things around quickly, the management and regulators are working towards recovering dues and mobilise current account and savings account (CASA) deposits. In its path aimed at quick recovery, UCO is strongly considering cutting costs and upping customer service to retain existing customers and add more to the base.

    There were also talks of merger which looks like will be abandoned due to protests from the employee unions. This Kolkata based bank recorded a net loss of Rs.2,799 crores in FY 2016. Another contributing factor seems to be emanating from the shrinkage of corpus fund from the scheme where the bank was the only channel for banks to settle trade with Iran. The imbalance in retail-corporate mix of business has also led to losses during the fourth quarter.

    25th May 2016

  • Central Government Employs Takkar as CEO & MD of UCO Bank

    UCO Bank has announced BSE that in exercise of the powers deliberated by the clause (a) of the sub-section (3) of Section 9 of The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970/80, read with sub-clause (1) of clause 3, clause 8 and sub-clause (1) of clause 8 of The Nationalized Banks (Management and Assorted Provisions) Scheme, 1970/80, the Central Government after a discussion with the RBI appointed Mr. Ravi Krishan Takkar, as Managing Director and Chief Executive Officer of the Bank for a duration of three years with effect from 2nd November 2015 or till the day of his retirement, stepping down or until more orders, whichever is earliest as mentioned in the notification. fund transactions can be done online too using IFSC Code.

    3rd November 2015

  • FreeCharge Ties-up with UCO Bank to Promote E-Payments

    FreeCharge and government-owned UCO Bank have become alliance partners in the bid to increase efficiency of e-payments. Some of the additional features introduced through this tie-up will be: cashback offers on recharges and bill payments made through UCO Bank. This alliance is expected to enhance user experience through higher rewards and better accessibility. The recent trend of banks entering a partnership with e-commerce organizations have been attributed to their intention of earning a higher ROI by facilitating more digital cash transactions by their customers. Net Banking and Mobile banking transactions enabled through the process of entering the IFSC code and beneficiary account, etc. for online transactions, have taken a backseat with the availability of platforms like FreeCharge.

    4th September 2015

  • UCO Bank Quarterly Returns Go Down by 51 Percent

    UCO Bank's first three months’ overall income came down by a shocking 50.76 percent as lesser interest earning and higher supplies pulled down its outcome. It is a sorry day for a bank that has done prolific work that resulted in enhancing people’s financial discipline. UCO’s total turnover in the specific quarter was INR 256.70 crore. This is less than half of what was before the previous year, INR 521.40 crore.

    Income from interest alone dropped to INR 4728.99 crore from the previous year’s revenue, INR 5072.94. The metropolitan-based bank continued to drop returns in the commercial sector as requests for credit became weaker by the day. Supplies and emergencies augmented to INR 763.56 crore from INR 521.40 crore.

    28th August 2015

Uco Bank Balasore BranchUco bank Balesar Satta BranchUco Bank Bandlaguda Hyderabad Branch
Uco Bank Bazar Rourkela BranchUco Bank Bhagalpur Kahalgaon BranchUco Bank Bhagwandas Road Jaipur Branch
Uco Bank Bihar Kshetriya Gramin Bank RRB BranchUco Bank Bishnupur Manipur BranchUco Bank Burrabazar Kolkata Branch
Uco Bank Coimbatore Main Trichy Rd BranchUco Bank Cuttack Main BranchUCO Bank Damoh Branch
Uco Bank Delhi High Court BranchUco Bank Didwana BranchUco Bank Dumdum Kolkata Branch
Uco Bank Gotan BranchUco Bank GSI Jhalana Dungri BranchUco Bank High Court Shimla Branch
Uco Bank India Exchange Place Kolkata BranchUco Bank Jaipur Hotel Holiday Inn BranchUco Bank Jorasanko Kolkata Branch
Uco Bank Kengeri BranchUco Bank Kolkata Main BranchUco Bank Krishna Nagar Delhi Branch
Uco Bank Model Town Delhi BranchUco Bank Mukherjee Nagar Delhi BranchUCO Bank Muvatupuzha Branch
Uco Bank Mylapore BranchUco Bank New Market Kolkata BranchUco Bank Nizamuddin W New Delhi Branch
Uco Bank Nuapada Cuttack BranchUco Bank Pondicherry Main BranchUco Bank Purasawalkam Branch
Uco Bank Rajgangpur BranchUco Bank Ram Bazar Shimla BranchUco Bank Ramamurthy Nagar Branch
Uco Bank Rewari BranchUco Bank Sahid Nagar Bhubaneshwar BranchUco Bank Salai Road Trichy Branch
Uco Bank Salem Shevapet BranchUco Bank Shopping Centre Kota BranchUco Bank Silpukhuri Guwahati Branch
Uco Bank Southern Avenue Kolkata BranchUco Bank T Nagar BranchUco Bank Trichy Main Branch
Uco Bank Vidyanagar Kolhapur BranchUco Bank Visakhapatnam Main BranchUco Bank Salt Lake DD Block Branch
Uco Bank High Court Bench Agartala BranchUco Bank Kolivakkam Branch

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

This Page is BLOCKED as it is using Iframes.