If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
  • Car Loan BYTES FROM OUR KITCHEN

    Types of Cars

    The world of automobiles offers a range of vehicle types, and each comes with its own set of advantages. Deciding on the type of car is one of the tough decisions that you may have to encounter during the purchase process. If you are living in a rural area that is free of any vehicular congestion, you may go for a large car that has ample space for all your requirements. City folks, on the other hand, must worry about the traffic in their cities especially when they are using the car for their everyday work commute and weekend outings.

    Most importantly, the family of the vehicle user is another big factor to be considered. If there are more than 5 members in a family, a large SUV would be an automatic choice compared to a compact hatchback. Other factors such as fuel efficiency, looks, luggage space requirement, etc. influence the purchase decision of a vehicle user. While the classification of cars based on body types is endless, we have narrowed the list to some of the commonly used types of cars in India. This brief explanation of car body types will guide you choose the appropriate vehicle suitable for your needs.

    Hatchback

    Hatchback is the most common type of car found in the India. A hatchback is a small car with 4-doors and a boot. Most hatchbacks in India are designed to seat 5 people inside. For better comfort, it is advisable to seat only 4 people at a time. Among the many advantages of a hatchback, fuel efficiency is right on top. Being small and light, hatchbacks can provide better mileage than other cars. If you have a small family and fuel budget is a major concern, hatchbacks are the best car types to own.

    Hatchbacks are most suitable for congested city roads where car size is a major concern for all vehicles. Besides, parking can be a nightmare in most cities and hatchbacks are the ideal vehicle models of parking convenience. One of the downsides of a hatchback is that the boot space is extremely small, and these types of cars cannot be used for carrying high volume luggages. Some of the best hatchback cars in India include Tata Indica, Hyundai i10, Maruthi Alto, Maruthi Swift, Ford Figo, etc.

    Sedan

    Sedan is another category that is very common in the Indian market. These cars are ideal for families, and they ensure adequate space for all requirements. Similar to a hatchback, a sedan comes with 4 doors for passengers and one for the boot space. Here, the boot space is much larger and allows carrying luggages of different sizes. In certain cases, manufacturers convert the existing hatchback car into a sedan by adding extra boot space. Maruthi Swift Dzire is one of the top examples of this conversion.

    Generally, sedans are considered to be much classier than hatchback vehicles. There is an endless list of luxury sedans available in the market that could be both stylish and comfortable. There are plenty of sub variants within the sedan class, and manufacturers are continuously innovating with new body types. Some of the top sedans available in the Indian market include Ford Fiesta, Hyundai Verna, Mahindra Verito, Honda Amaze, etc.

    SUV

    Apart from hatchbacks and sedans, sport-utility vehicles (SUV) are among the most common in Indian roads. One of the major advantages of SUVs over other types of cars is the space. A large family of 7 or 8 can comfortably sit in an SUV with adequate leg room. Most SUVs also come with enough space for carrying a great volume of luggages. In addition to space, SUVs are also known for their stylish looks and impeccable performance.

    In the conventional sense, SUVs are originally designed to be used on different terrains ranging from smooth highways to rugged country roads. There are many SUVs in the market that satisfy this requirement for vehicle owners. Some of the top SUV models available in the country are built with exceptional technology, and they offer great performance on rough roads. SUVs are ideally suited for long-drives in highways and driving them in congested city roads may be extremely inconvenient. Moreover, the large body of an SUV makes it very difficult to park in city roads. Some of the top SUVs in the country include Tata Safari, Toyota Fortuner, Ford Endeavour, Honda C-RV, Mahindra Scorpio, etc.

    MUV

    MUV stands for multi-utility vehicle. As the name implies, these cars are intended for different usage. Though most of these vehicles share looks with SUVs, they are very different from SUVs in terms of build, design, space, and utility. The body of MUVs are built in such a way that they can carry heavy loads. The interiors of MUVs are quite flexible, and they can be redesigned according to the convenience of vehicle owners. Based on the way in which they are built, these cars can carry a lot of passengers or large volumes of luggage.

    While space and convenience are the best features of MUVs, they also have certain downsides that must not be ignored. MUVs are not suitable for small families since they are too large and not fuel efficient. In city roads, MUVs are not the best vehicles to drive since they are large and require a lot of space. Some of the top MUVs available in the Indian market include Tata Sumo, Mahindra Bolero, Force Trax, Chevrolet Tavera, Toyota Innova, Mahindra Xylo, etc.

    Crossover

    Crossovers are cars with body types that are a mix of the above mentioned vehicle types. With the requirements of customers changing everyday, manufacturers are coming up with new designs with different combinations. The most common crossover found in Indian markets is the hybrid between a hatchback and an SUV. Most of these vehicles are designed in the shape of hatchbacks but have the look, feel, and engineering of SUVs. In the recent days, crossovers are getting increasing popular in the Indian market.

    Almost all manufacturers in the country have their own version of crossover vehicles in their lineup. Though they are considered to be a hybrid of SUVs and hatchbacks, crossover vehicles are manufactured in a process that is entirely different from both. The combination of both features enable soft-roading features through their exceptional engineering. Some of the common crossover vehicles available in the Indian market are Maruthi Suzuki S-cross, Chevrolet Adra, Toyota Etios, Hyundai i20 Active, etc.

    Coupe

    Coupes come with a fixed-roof body style, and they have only 2 doors. Since they are most commonly available only in luxury models, coupes are not very popular among the general public in India. While the traditional model coupe cars came only with 2 doors, manufacturers are now exploring their own design variants. It is not very uncommon to find coupes with 4 doors in North America and certain European countries.

    Coupes are well known for their stylish looks and luxury features. Some of the top vehicle brands like Audi, BMW, Rolls Royce, etc. have coupes specifically designed for the Indian market. Since coupes are reserved mainly for the luxury market, affordable car manufacturers do not offer that many coupe model vehicles for the Indian market. Some of the top model coupes available in India are Audi R8, Audi TT, Rolls Royce Phantom (coupe variant), Bentley Continental, etc.

    Convertible

    This is another niche segment in the Indian market. Convertibles are mostly available only in the luxury segment, and there are only a few models available in India. Convertibles take their name from the body design in which the roof structure can be removed as and when required. Most convertibles come with foldable roof structures that allow open-air driving during pleasant weather conditions.

    The tropical climate of India does not allow many users to opt for convertibles. This is the main reason why this design is not very common among affordable car makers. Moreover, convertibles are mostly preferred in regions where air pollution is minimal. These cars are not ideal for driving in cities with traffic congestion and high air pollution. Though not best suited for Indian roads, some passionate luxury car lovers prefer convertibles mainly for their stylish looks and luxury features. Some of the popular convertible models available in India are Porsche Boxster, BMW Z4, Rolls Royce Dawn, Audi A3, etc.

    These are some of the common types of cars that are popular among the general public in India. When it comes to body types, the actual number of vehicle models available in different countries across the world are pretty huge. In addition to the ones listed here, we have other types of cars including wagons, vans, pickup trucks, etc. However, these are not frequently seen in Indian roads. The types listed here are pretty common in India, and they all come in affordable models suitable for the requirements of the average Indian user. When buying a car, you can do a quick comparison of these car types and choose the best one suitable for your specific requirements.

    Customer Reviews

    • ICICI Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my car loan with ICICI bank for long time, they have given me sufficient loan amount, and they have charged me nominal rate of interest in this loan , they have charged me up to 8.85% .And they have charged processing fee in this loan ,they have charged me up to 2000 rupees, overall experience was too good in this bank.Still the loan is running.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 22, 2019
    • SBI Car Loan
      "Car loan with lowest interest rate and easy repayment"
      0.5 5.0/5 "Blown Away!"
      I have bought my car loan from State bank of India. I have done the pre-closure and they have not charged anything extra money for that. I have got the loan in the year of 2018. They have provided me a car loan with the percentage of 9.25% and the documentation process was very easy.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 22, 2019
    • HDFC Bank Car Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this Car loan was quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal when compared with the market rate and the charges which they had made has also been nominal as well. Their customer support team had also been helpful as well.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jan 22, 2019
    • Bank Bazaar Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have recently started using the services of Bank Bazaar to get my Car loan, and the process was simple. I came across their services while i was going through the internet and i had downloaded their mobile application which has a very good user interface. Their customer support team had also been responsive and was helpful at times.
      Was this review helpful? 0
      , goa
      Reviewed on Jan 22, 2019
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen my Car loan from them since i was holding my Salary account from them. The process in getting this loan has been simple and the documentation was also simple. The loan amount has been sufficient and they had charged with an interest rate of 9.5% which is nominal with the market rate. The processing fee with this loan has also been nominal.
      Was this review helpful? 0
      , goa
      Reviewed on Jan 22, 2019
    • Capital First Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with my Car loan from them was quite good where the process has been simple. The loan amount has been sufficient and the interest rate with them has been nominal when compared with the market rate. There has not been any sort of charges which they had been making and the processing fee was nominal. Their customer support team had also been helpful as well.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 22, 2019
    • Bank Bazaar Car Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience i had with Bank Bazaar has been quite good and it was nice. They had been helpful for getting Personal loam, Home loans, Car loans and i had been using the mobile application of them which has been convenient in using. I had come to know about the services of them through advertisements and through my friends.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2019
    • ICICI Bank Car Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting loan was quite easy and smooth where it was not lengthy and they had collected the documents at the doorsteps. The loan amount which they had provided has been sufficient and the interest rate with them has been less when compared with the other banks. The charges which they had made has been nominal as well. Their customer support has also been responsive and was helpful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2019
    • Bank Bazaar Car Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience with Bank Bazaar while i was getting Car loan through them, i had been using the services of them for the last six months. I came to know about them through internet and i had used their website which has been convenient as well. Their customer support has also been responsive and has been helpful.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process was easy in getting the car loan from them and the loan amount was sufficient as well. The interest rate with them was nominal when compared with the market rate and the charges which they had made where also nominal. Their customer support also was helpful and i had not faced any issues.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • Bank Bazaar Car Loan
      "24/7 available bank service"
      0.5 5.0/5 "Blown Away!"
      To approach the bank for my car loan is very difficult for me. I have done the documentation through online. I got the car loan with the minimum effort because with the help of bankbazaar. I was searching the various products like mutual funds, loan and i have been checking the bankbazaar website for all kind of financial product. I go through this website for any kind of investment plan.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 21, 2019
    • HDFC Bank Car Loan
      "Easy and affordable car loan"
      0.5 5.0/5 "Blown Away!"
      It was available with the car loan with the minimum documentation hence i have selected the HDFC bank for my car loan. I have got the interest rate of 9.5% and I'm satisfied with the. At the amount of Rs. 2500 they have charged as a processing fee. They have sanctioned the loan time.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 21, 2019
    • Bank Bazaar Car Loan
      "Its Excellent"
      0.5 4.5/5 "Excellent!"
      I just explored about the car loan offers through Bank Bazaar. I got best deal from ICICI bank, then I selected that option. Bank Bazaar executive called me connected with the bank on time without any hassles or without approaching anyone i had received the loan on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
    • Bank Bazaar Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of Bank Bazaar for the last three years and whenever i go in Google to check any financial products where i had come to know about the services of Bank Bazaar. The process in getting my car loan through them was very simple and everything was done online. Their customer support has also been responsive and had a good communication.
      Was this review helpful? 0
      , gorakhpur
      Reviewed on Jan 21, 2019
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since it would be easy in getting a loan through them. The process had went well and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal when compared with the market rate. The charges which they had made has also not been high.
      Was this review helpful? 0
      , gorakhpur
      Reviewed on Jan 21, 2019
    • Bank Bazaar Car Loan
      "Its Customer friendly"
      0.5 5.0/5 "Blown Away!"
      One place to find all the financial banking offers and also I would say its easy to identify the best product. More over the site is nice to upload the documents for the loan products rather approaching the bank. Its a time saving website, the response is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2019
    • HDFC Bank Car Loan
      "Recommendable car loan"
      0.5 4.0/5 "Great!"
      My salary account belongs to HDFC bank, hence I thought go with the same bank for the car loan. I hope the interest rate is less for me and also paper work became very easy. Even my car loan got sanctioned within 3 to 4 days then I have purchased Tata Tiago car.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2019
    • Bank Bazaar Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The experience with Bank Bazaar has been quite good and i had started using the services of them for the last couple of months. Everything has been done online which was easy and convenient. I had used their mobile application which has a very good user interface. Their customer support has also been responsive and was helpful.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Jan 21, 2019
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan was quite simple and easy and the loan amount which they had provided has also been sufficient as well. I had chosen to go with them since the charges where very less with them as well as the interest rate which they where offering has been less when compared with the market rate which was around 9.2%. The customer support team of them has also been helpful at times.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Jan 21, 2019
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      Bankbazaar is good website and the overall process was easy. One of my friend has suggested me about the bankbazaar website. This is my first experience with bankbazaar. I have checked my credit score through bankbazaar website recently.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2019
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