Skoda Car Loan and Finance Solutions with Attractive Rates

Skoda Finance Fees and Charges

The various charges and fees that are levied by Skoda Finance are mentioned in the table below:

1. Loan amount less that Rs.5 lakh: Rs.3,379
2. Loan amount between Rs.5 lakh and Rs.10 lakh: Rs.3,887
3. Loan amount above Rs.10 lakh: Rs.4,565
4. Documentation Charges: Rs.350
5. Good & Service Tax: 18%

Skoda Finance Eligibility

The eligibility criteria for salaried employees and self-employed individuals would vary depending on the value of the car. The eligibility criteria for self-employed individuals and salaried employees are mentioned in the tables below:

Self-employed Individuals

Salaried Employees

Documents Required

Depending on your occupation, the documents that must be submitted will vary. The documents that must be submitted by salaried employees, self-employed individuals, Partnership Firms, and Limited Companies are mentioned below:

Salaried Employees

1. Identity Proof: Any of the below-mentioned documents can be submitted as proof of identity:
   1. Passport
   2. Permanent Account Number (PAN) Card
   3. Driving Licence
   4. Voter ID
   5. Aadhaar Card
   6. Any ID that has been issued by the government
2. Address Proof: Any of the below-mentioned documents can be submitted as proof of address:
   1. Bank Statement
   2. Utility Bill
   3. Telephone Bill
   4. Lease Agreement
   5. Passport
3. Income Proof: The below-mentioned documents can be submitted as income proof:
   1. Income Tax Returns (ITR) or Form 16
   2. Last 3 months' salary slips

Self-employed Individuals

1. Identity Proof: Any of the below-mentioned documents can be submitted as proof of identity:
   1. ST Registration
   2. Driving Licence
   3. PAN Card
   4. Passport
2. Address Proof: Any of the below-mentioned documents can be submitted as proof of address:
   1. Bank Statement
   2. Utility Bill
   3. Telephone Bill
   4. Lease Agreement
   5. Passport
3. Income Proof: ITR for the last 2 years must be submitted along with the balance sheet, computation, and accounts of profits and losses.

Partnership Firms

1. Identity Proof: Any of the below-mentioned documents can be submitted as proof of identity:
   1. Identity proof of all signing partners
   2. ST Registration Certificate
   3. Latest Sales Tax Assessment Order
   4. Partnership Deed
2. Address Proof: Any of the below-mentioned documents can be submitted as proof of address:
   1. Address proof of all signing partners
   2. Telephone/Water/Electricity Bill
3. Income Proof: Computation of income, profit and losses accounts, and balance sheet that have been audited must be submitted.Limited Company
4. Identity Proof: Any of the below-mentioned documents can be submitted as proof of identity:
   1. Identity proof of all signing partners
   2. ST Registration Certificate
   3. Latest Sales Tax Assessment Order
   4. Partnership Deed
5. Address Proof: Address proof of all the Directors.
6. Income Proof: Computation of income, profit and losses accounts, and balance sheet that have been audited must be submitted.

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