• Resale Value Cars

    Resale Value Cars - overview

    Whether you own a car or not, you know that a car is a depreciating asset. Its valuation declines with each passing year due to wear and tear. Therefore, it is imperative that you buy a car that has a good resale value so that if you must sell your car, you get a good price for it. Buying a car with a good resale value is even more important if you are one of those who likes to change their cars once in a couple of years. You do not want to be selling your old car at a price that is way below its purchase price.

    To help you make an informed decision on which car you should buy, below we have listed the top 10 cars in India that have good resale value after 3 to 5 years of usage:

    Top 10 cars in India with High Resale Value

    1. Maruti Suzuki Swift

    2. The Maruti Suzuki Swift is the most loved hatchback of the country and is presently in its 3rd generation. The car has the ability to retain more than 85% of its initial cost in a span of 3 years and hence, is one of the cars with the highest resale value in India. The Swift has a stylish look, offers high mileage, has a powerful engine, and is available in both petrol and diesel variants. Some of the key specifications of the Swift have been given below:

      Variants LDi (Diesel), VDi (Diesel), AMT VDi (Diesel), ZDi (Diesel), AMT ZDi (Diesel), ZDi Plus (Diesel), AMT ZDi Plus (Diesel), LXi (Petrol), VXi (Petrol), AMT VXi (Petrol), ZXi (Petrol), AMT ZXi (Petrol), ZXi Plus (Petrol), AMT ZXi Plus (Petrol)
      Engine Capacity 1,197 cc to 1,248 cc
      Maximum Power 74 bhp@4,000 rpm to 81.80 bhp@6,000 rpm
      Maximum Torque 113 nm@4,200 rpm to 190 nm@2,000 rpm
      Transmission Manual and automatic
      Mileage 22.0 km/litre to 28.4 km/litre
      Price Rs.4.99 lakh onwards
    3. Toyota Innova

    4. The Toyota Innova has been in the Indian market for 13 years and is an ideal car for fleet operators, family, and the chauffeur-driven. The trusted reliability and strong after-sales service of Toyota have been responsible for the Innova attaining cult status. The Toyota Innova has one of the highest resale value in the market and even a 13-year old Innova purchased at a price range between Rs.6.80 lakh and Rs.10 lakh manages to sell at around Rs.3.5 lakh and Rs.4 lakh in the pre-owned car market.

      Variants 2.7 GX 7 STR, 2.7 GX 8 STR, 2.4 G Plus 7 STR, 2.4 G Plus 8 STR, 2.4GX 7 STR, 2.4 GX 8 STR, 2.7 GX AT 7 STR, 2.7 GX AT 8 STR, 2.8 GX AT 7 STR, 2.8 GX AT 8 STR, 2.7 VX 7 STR, Touring Sport Petrol MT, 2.4 VX 7 STR, 2.4 VX 8 STR, Touring Sport Diesel MT, 2.7 ZX AT 7 STR, 2.4 ZX 7 STR, Touring Sport Petrol AT, 2.8 ZX AT 7 STR, Touring Sport Diesel AT
      Engine Capacity 2,393 cc to 2,755 cc
      Maximum Power 147.8 bhp@3400 rpm to 171.5 bhp @3400 rpm
      Maximum Torque 343 nm@1400-2800 rpm to 360 nm@1200-3400 rpm
      Transmission Manual and automatic
      Mileage 10.75 to 13.68 km/litre
      Price Rs.14.93 lakh onwards
    5. Ford EcoSport

    6. The Ford EcosSport sports a mini-SUV look and hence, appeals to many compact SUV buyers. Launched in 2013, the Ford EcoSport in its latest version receives a mild facelift, larger headlamps, and a mild redesign in the bottom splitter. On the safety side, the EcoSport scores well and is equipped with dual airbags and anti-lock braking system (ABS).

      In the used car market, it has a decent demand and after 2 years of usage, you can expect to recover around 80% of its original cost price.

      Variants Ambiente 1.5 1.5L Ti-VCT, Ambiente 1.5L TDCI, Trend 1.5L TI-VCT, Trend 1.5LTDCI, Titanium 1.5L TI-VCT, Titanium 1.5L TDCI, Titanium + 1.5L Ti-VCT, Thunder Edition Petrol, Titanium + 1.5L TDCI, Thunder Edition Diesel, S Petrol, Titanium + 1.5L Ti-VCT AT, S Diesel
      Engine Capacity 999 cc to 1,498 cc
      Maximum Power 98.96 bhp@3750 rpm
      Maximum Torque 205Nm@1750-3250rpm
      Transmission Manual and automatic
      Mileage 14.8 to 23 km/litre
      Price Rs.7.69 lakh onwards
    7. Maruti Suzuki Wagon R

    8. One of the highest selling cars in the country, the Maruti Suzuki Wagon R is reasonably-priced, spacious, offers high mileage, and enjoys the wide network of Maruti service outlets. The spare parts of the Wagon R are less expensive and in its latest version, the safety of the car has been enhanced by the addition of dual front airbags and standard ABS.

      The Wagon R depreciates by only around 20% in 3 years of usage which means that the owner of this car can recover a large portion of the car’s purchase price upon reselling. Hence, it finds a place in the list of top cars with good resale value.

      Variants LXi 1.0, LXi (O) 1.0, VXi 1.0, VXi (O) 1.0, LXi 1.0 CNG, VXi 1.2, LXi (O) 1.0 CNG, VXi (O) 1.2, VXi 1.0 AMT, ZXi 1.2, VXi (O) 1.0 AMT, VXi 1.2 AMT, VXi (O) 1.2 AMT, ZXi 1.2 AMT
      Engine Capacity 998 cc to 1,197 cc
      Maximum Power 67.04bhp@5500rpm to 81.80bhp@6000rpm
      Maximum Torque 90Nm@3500rpm to 113Nm@4200rpm
      Transmission Manual and automatic
      Mileage 21.5 to 22.5 km/litre (33.54 km/kg for CNG variants)
      Price Rs.4.29 lakh onwards
    9. Hyundai Grand i10

    10. The Hyundai Grand i10 boasts of many features such as decent mileage, ample space, a smart-phone compatible infotainment system, etc., which make it one of the most popular cars in India. The car is loaded with a fancy audio unit, climate control, reversing camera, steering mounted controls, and a cooled glovebox.

      The hatchback can retain more than 75% of its value even after it has been driven for 3 years.

      Variants Era 1.2 Kappa VTVT, Magna 1.2 Kappa VTVT, Sportz 1.2 Kappa VT VT, Era U2 1.2 CRDi, Sportz 1.2 Kappa VTVT Dual Tone, Magna 1.2 Kappa VTVT CNG, Magna AT 1.2 Kappa VTVT, Asta 1.2 Kappa VTVT, Magna U2 1.2 CRDi, Sportz AT 1.2 Kappa VTVT, Sportz U2 1.2 CRDi, Sportz U2 1.2 CRDi Dual Tone, Asta U2 1.2 CRDi
      Engine Capacity 1,186 cc to 1,197 cc
      Maximum Power 65 bhp @ 5600 rpm to 81.86 bhp@6000 rpm
      Maximum Torque 98 nm@4000 rpm to 190 nm@1750 rpm
      Transmission Manual and automatic
      Mileage 17.49% to 24.95 km/litre
      Price Rs.5 lakh onwards
    11. Honda City

    12. The Honda City is a favorite among many sedan buyers due to its stylish and attractive design, frugal diesel engine, comfortable interiors, and high reliability. It also finds a place in the list of the most fuel-efficient automatic vehicles in its segment. The other features that make the Honda City one of the most preferred sedans are its good build quality, one-touch electric sunroof, 6 airbags, and spacious boot.

      After 3 years of usage, the Honda City is capable of recovering at least 75% of its original cost and hence, is one of the top cars with high resale values.

      Variants SV Petrol, V Petrol, SV Diesel, VX Petrol, V CVT Petrol, V Diesel, ZX Petrol, VX CVT Petrol, VX Diesel, ZX CVT Petrol, ZX Diesel
      Engine Capacity 1,497 cc to 1,498 cc
      Maximum Power 98.6 bhp@3600 rpm to 117.3 bhp@6600 rpm
      Maximum Torque 145 nm@4600 rpm to 200 nm@1750 rpm
      Transmission Manual and automatic
      Mileage 17.4 to 25.6 km/litre
      Price Rs.9.94 lakh onwards
    13. Mahindra Scorpio

    14. The Mahindra Scorpio is one among the most affordable 7-seater SUVs in India. The SUV boasts of aggressive styling, abuse-friendly structure, and offers good city drivability. The Mahindra Scorpio is easy-to-maintain and has a powerful engine that makes it sufficiently rugged. The other features offered by this SUV are power windows, tilt adjustable steering, power-folding and adjustable mirrors, etc.

      The Scorpio retains 70% of its value even after being driven for around 3 years and therefore, features in the list of cars with high resale value.

      Variants S3 2WD 7 STR, S3 2WD 9 STR, S5 2WD 7 STR, S5 2WD 9 STR, S7 120 2WD 7 STR, S7 120 2WD 8 STR, S7 140 2WD 7 STR, S7 140 2WD 8 STR, S9 2WD 7 STR, S9 2WD 8 STR, S11 2WD 7 STR, S7 140 2WD 8 STR, S11 2WD 8 STR, S11 4WD 7 STR, S11 4WD 8 STR
      Engine Capacity 2,179 cc to 2,523 cc
      Maximum Power 75 bhp @3200 rpm to 140 bhp@3750 rpm
      Maximum Torque 200 nm@1400-2200 rpm to 320 nm@1500-2800 rpm
      Transmission Manual
      City Mileage 13.25 km/litre
      Price Rs.10.09 lakh onwards
    15. Hyundai Creta

    16. The Hyundai Creta is one of the most powerful SUVs in its segment and perhaps, the best looking among compact SUVs. Some of the features that make it a good buy are the powered driver’s seat, a sunroof, AC odour eliminator, wireless charging, 17-inch wheels, ventilated front seats, etc. Both its 1.6-litre diesel and petrol variants come with the option of a 6-speed automatic transmission.

      In the second-hand car market, the Hyundai Creta scores well by offering a high resale value as it can retain over 87% of its original cost even after being used for 3 years.

      Variants E Plus 1.4 CRDi, E Plus 1.6 Petrol, EX 1.6 Petrol, EX 1.4 CRDi, S 1.4 CRDi, SX 1.6 Petrol, SX 1.6 Dual Tone Petrol, S 1.6 AT CRDi, SX 1.6 CRDi, SX 1.6 AT Petrol, SX 1.6 (O) Petrol, SX 1.6 CRDi Dual Tone, SX 1.6 (O) Executive Petrol, SX 1.6 AT CRDi, SX 1.6 (O) CRDi, SX 1.6 (O) Executive CRDi
      Engine Capacity 1,396 cc to 1,591 cc
      Maximum Power 128 ps @4000 rpm
      Maximum Torque 26.5 kg.m @ 1500-3000 rpm
      Transmission Manual and automatic
      Mileage 15.29 to 21.38 km.litre
      Price Rs. 10 lakh onwards
    17. Maruti Vitara Brezza

    18. Another offering from Maruti Suzuki, the Maruti Vitara Brezza is a compact SUV powered by a fuel-efficient 1.3-litre diesel engine. A majority of buyers like the Vitara Brezza for its well-proportionate and mature styling along with other features such as cruise control, integration of Android Auto and CarPlay, auto climate control, and projector headlamps. Though the Brezza is available only in the diesel variant, its pricing is on-par with its petrol-powered rivals.

      Backed by the top-notch sales and services from Maruti outlets, the Maruti Vitara Brezza enjoys strong resale value. In fact, even after being driven for 3 years, it can retain around 90% of its original cost.

      Variants LDi, VDi, VDi AGS, ZDi, ZDi AGS, ZDi Plus, ZDI+ Dual Tone, ZDi Plus AGS, ZDi Plus Dual Tone AGS
      Engine Capacity 1,248 cc
      Maximum Power 88.5 bhp@4000 rpm
      Maximum Torque 200 nm@1750 rpm
      Transmission Manual and automatic
      ARAI Mileage 24.3 km/litre
      Price Rs.7.68 lakh onwards
    19. Toyota Fortuner

    20. Since the day of its launch, the Toyota Fortuner has been enjoying high sales in its segment with its macho looks and comfortable interiors. The premium SUV also boasts of a refined petrol motor that hardly makes any sound when driven. Even on the safety side, the Toyota Fortuner fares well with 7 airbags, anti-lock brakes with electronic brakeforce distribution (EBD). Leather upholstery, LED projector headlamps, powered tailgate and touchscreen infotainment system are some of the features that can be included in the expansive feature list.

      In the pre-owned car segment too, the Toyota Fortuner manages to occupy a good position in terms of resale value due to many factors, one of which is the legendary after-sales experience that the Toyota outlets offer. Even after 3 years of usage, the SUV is said to retain around 88% of its initial value.

      Variants 2.7 4x2 MT, 2.7 4x2 AT, 2.8 4x2 MT, 2.8 4x2 AT, 2.8 4x4 MT, 2.8 4x4 AT
      Engine Capacity 2,694 cc to 2,755 cc
      Maximum Power 122 kW (166 PS) @5,200 rpm to 130kW (177 PS) at 3,400 rpm
      Maximum Torque 245 nm@4000 rpm to 450 nm@1600-2400 rpm
      Transmission Manual and automatic
      Mileage 10.01 to 14.24 km/litre
      Price Rs.27.82 lakh onwards

    Avail Car Loans to Purchase Good Resale Value Cars

    The above-mentioned list of cars should help you make an informed decision about which car you should purchase, whether it’s a brand-new car or a pre-owned one, based on its resale value. Availing a car loan to purchase a new or a used car, is a good idea as you can enjoy affordable interest rates, flexible repayment tenures, quick approvals, etc. Through BankBazaar, you can access the benefits and features offered by top lenders in the country on their car loans. Once you explore the benefits offered by each lender, you can compare them and choose the one that suits your requirements.

    Just visit the ‘Loans’ section on the official website of BankBazaar and click on the ‘Car Loan’ section to explore, compare, and avail a car loan to fund the purchase of your dream car.

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