If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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  • Kotak Car Loan Customer Care is Rated as "Excellent!" by 319 Users

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    Car Loan BYTES FROM OUR KITCHEN
    rated 4.5/5.0 by 319 users

    Kotak Car Loan Customer Care

    Kotak Mahindra Bank offers you a wide range of car loans, including new car finance, used car and refinance, dealer finance, and top-up against car loans. The bank also provides you the facility to lease a car, if that is what you prefer.

    Kotak Mahindra Prime Ltd. (KMPL), a subsidiary of Kotak Mahindra Bank Ltd., is one of the largest passenger vehicle finance companies in the country. KMPL offers loans to customers for a large range of multi-utility vehicles, passenger cars, and pre-owned vehicles. The company provides infrastructure funding and inventory funding to car dealers through arrangements with car manufacturers. KMPL has a vast distribution network comprising of 79 branches spread across 18 states in the country.

    • The Kotak car loans are attractive as you can avail up to 90% of the ex-showroom price of the vehicle as loan.
    • The bank also offers you flexible repayment tenures to suit your needs.
    • In case you are looking to buy a luxury car, there is a facility to pay a lower EMI during the initial phase of the repayment tenure. The EMI will increase in value with your growing income.
    • You can also repay your loan faster with advance instalments or choose to pay low EMIs throughout the repayment period.
    • The scheme that you choose will determine the repayment period and EMIs.

    The bank also places a lot of focus on car loan customer service. They have a dedicated 24x7 customer service cell that caters to the needs of their car loan customers. It is possible to get in touch with the bank through their Phone Banking numbers, email address, SMS banking, or by visiting the bank branch in your locality.

    Kotak Car Loan Customer Care Toll Free Number

    Phone banking is an add-on service that Kotak Mahindra Bank offers customers who have availed a car loan. The toll-free car loan helpline number is 1800 419 0090 for customers anywhere in the country. Customer service representatives will be available to assist you between 9.30 am and 6.30 pm on weekdays.

    The head office of the bank is at the following address:

    27 BKC, C 27, G Block,

    Bandra Kurla Complex,

    Bandra (E), Mumbai - 400051

    The toll-free number of the bank where you can raise general banking queries is 1860 266 2666.

    The address of the main Customer Service Centre is as follows:

    Customer Service Centre

    P.O. Box 16344

    Mumbai-400013

    Kotak Car Loan Customer Care Numbers

    Listed below are the car loan customer care numbers of Kotak Mahindra Bank branches across India:

    City Number
    Ahmedabad 011 6600 6022
    Allahabad 011 6600 6022
    Amritsar 95161 6500 6022
    Ankleshwar 95265 6646022
    Bangalore 6600 6022
    Bardoli 95261 6600 6022
    Chandigarh 0161 6500 6022
    Chennai 6600 6022
    Coimbatore 6600 6022
    Goa 9522 6600 6022
    Gurgaon 9511 6600 6022
    Himmatnagar 9579 6600 6022
    Hyderabad 6600 6022
    Indore 1166006022
    Jaipur 6536 022
    Jalandhar 95161 6500 6022
    Kadi 9579 6600 6022
    Kanpur 011 6600 6022
    Kapurthala 95161 6500 6022
    Kochi 0422 6600 6022
    Kolkata 6550 6022
    Kottayam 0422 6600 6022
    Lucknow 011 6600 6022
    Ludhiana 6500 6022
    Mehsana 9579 6600 6022
    Mohali 95161 6500 6022
    Morbi 95281 6600 6022
    Mumbai 6600 6022
    Nagpur 9522 6600 6022
    Namakkal 9544 6600 6022
    Navsari 95261 6600 6022
    New Delhi 6600 6022
    Noida 9511 6600 6022
    Panchkula 95161 6500 6022
    Patna 033 6550 6022
    Phagwara 95161 6500 6022
    Pune 6521 6022
    Rajkot 6600 6022
    Rajpura 95161 6500 6022
    Sankari 9544 6600 6022
    Surat 6600 602
    Unjha 9579 6600 6022
    Vadodara 6646 022
    Vallabh Vidya Nagar 95265 6646 022
    Valsad 95261 6600 6022
    Vapi 95261 66006022
    Varanasi 011 6600 6022
    Visnagar 9579 66006022

    The car loan customer service cell of the bank can also be contacted through email at carloans@kotak.com or service.carfinance@kotak.com.

    Kotak Car Loan Customer Care SMS

    The SMS Banking service from Kotak Mahindra Bank, Bharat Banking app, enables the customer to access his/her bank account and car loan details from anywhere in the world. It is available 24x7 and is absolutely free of cost. The key features of the product includes:

    • It enables you to access your savings/current account, loan status, credit card balances, etc.
    • It is highly secure and allows only basic banking transactions.
    • The app works on the registered mobile number and requires no password.
    • All requests will be processed via SMS, and there is no need to be connected to the internet for the same.
    • The app enables the customer to perform 36 banking transactions with ease.
    • The Aadhaar number of the account holder can be linked to the bank account through the app.
    • The app is available in English and some regional languages as well.
    • Customers can transfer money up to Rs.2,500 without registering a beneficiary.
    • Customers can apply for Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana through the SMS Banking service.

    Registration Process

    To avail the facilities provided by the Bharat Banking app from Kotak Mahindra Bank, you will have to download the same from the Google Play Store on the phone with the registered mobile number. There is no need to register separately at the bank branch.

    BankBazaar Finance app

    The BankBazaar Finance app gives access to the customer service numbers of the banks where you have accounts. The app can be downloaded from the Google Play Store on Android phones. If a customer wants to enquire about his/her car loan, the app will provide the numbers for the same. Other significant features of the product include:

    • The app is embedded with a Personal Finance feature that helps in keeping track of the customer’s bank balance and credit card expenses.
    • The application is an extension of the BankBazaar website, and it offers the facility to compare car loans and apply for the most suitable one.
    • The app can be used 24x7, all throughout the year.
    • It is possible to understand the customer’s car loan eligibility through the BankBazaar Finance app. It also calculates the EMI through the Car Loan EMI Calculator feature.
    • Customers can read the latest news on car loan products in India.
    • The app also provides the customer exciting offers, discounts, and deals on financial products such as car loans.
    • In addition, customers can easily track their car loan application status through the app.

    About Kotak Mahindra Bank

    Kotak Mahindra is a leading banking and financial services group that provides a vast range of products to fulfill the financial needs of customers. The bank offers personal finance products that range from credit cards to savings accounts, insurance products and loans. The Wealth Management team of the bank is renowned throughout the country for their impeccable services.

    Car Loan Reviews

    • Kotak Car Loan
      "Nice bank"
      0.5 3.5/5 "Pretty good"
      With KOTAK MAHINDRA BANK i am holding a savings account. Its been 8 months i am started using this account with them. The net banking with Kotak is great. All the other features with the bank is comfortable. The customer service and response is comfortable.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • Kotak Car Loan
      "Smooth process"
      0.5 3.0/5 "Satisfactory"
      I had taken a car loan with Kotak Mahindra Bank which has now been completed. I had a good process with them while getting my loan approved and there was no issues during that time as well as as during the term of the loan. The service was good and completed smoothly.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 17, 2017
    • Kotak Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a very fast service from KOTAK MAHINDRA for my car loan service within two days the process have been completed the interest rate have been 7 % which was fine compare to others and the documents have been collected from my door step it was totally a excellent experience with KOTAK MAHINDRA for my car loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • Kotak Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a quick process with KOTAK for my car loan service within three days they completed the process the interest rate they quoted me was 8 % which is fine compare to others and the documentation part was also easy. They collected all my documents from my door steps,it was a good experience with KOTAK on my car loan process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2017
    • Kotak Car Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      The rate of interest offered by KOTAK for my car loan service is good compare to others in the market the documents have been collected directly also the payments are directly with KOTAK ,I am happy with the service KOTAK for my car loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 10, 2017
    • Kotak Car Loan
      "Excellent"
      0.5 3.0/5 "Satisfactory"
      I already taken car loan from Kotak Mahindra because their service is good. When I took that loan they said after six months they would reverse the interest rate but they didn't reduce it, and also they charged me Rs. 15000 extra on foreclosure of my loan.
      Was this review helpful? 0
      , howrah
      Reviewed on Nov 09, 2017
    • Kotak Car Loan
      "Satisfied with the experience"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from Kotak Mahindra Bank for a Maruti Suzuki Alto. I got the loan amount on the value of the car as needed. The bank offered me a 90%, I got the loan on time. The interest rate and charges is normal and I am also comfortable with the EMI amount.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 06, 2017
    • Kotak Car Loan
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      I have taken my car loan from Kotak Mahindra Bank. The process for this loan was also excellent. My documentation is normal and I got 80% of the loan value. I have take a Wagon R vehicle. The interest rate and processing charges is normal. The after loan services are good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 04, 2017
    • Kotak Car Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have closed the car loan with the Kotak Mahindra bank and the rate of interest was around 11%. It was happened before ten years of time. I would like to say that the loan amount got disbursed within ten days of time.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Nov 04, 2017
    • Kotak Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was good experience from KOTAK for my car loan service customer service was very good the interest rate they offered was 10.5% which was fine compare to others in the market and the payments where directly it was been 3.5 years since I had utilized the services of KOTAK.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 01, 2017
    • Kotak Car Loan
      "Fast response"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank processed my car loan immediately because I got the delivery date, my showroom guy taken initiate to complete the loan process quickly with Kotak. Rate of interest was also nominal for the amount of Rs. 2 lakhs as a car loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 26, 2017
    • Kotak Car Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The service is excellent with Kotak mahindra car loan , they have disbursed the loan amount within a week time. The customer support is good with Kotak mahindra. The rate of interest is average is kotak mahidra bank and I am satisfied with their better service.
      Was this review helpful? 0
      , hapur
      Reviewed on Oct 25, 2017
    • Kotak Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the car loan with the Kotak Mahindra bank and the interest rate was not aware by end exactly like and it could be around 14% to 15%. I would like to say that the response provided by KOTAK MAHINDRA is very good one and therefore I like their service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 24, 2017
    • Kotak Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The Kotak mahindra bank has disbursed my car loan amount within one week time. I got more than Two car loan from Kotak mahindra. I got the car loan around 5 years ago. The rate of interest is high with Kotak mahindra. I got an second hand car so there is no additional charges with this loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 24, 2017
    • Kotak Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The Kotak mahindra has disbursed my car loan within 3days of time. The required loan amount has been given and I am satisfied with the loan amount. The rate of interest which was offered by kotak was 9.3% which is nominal with when compared with others banks.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 24, 2017
    • Kotak Car Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      My car loan was taken with KOTAK bank 2 years back. They have offered 2 lakhs and the interest rate was 14.5% which was average and the EMI period was 36months. The process is very quick and hassle free. They have sanctioned the loan with the committed time and 5% for pre closure. I am satisfied and I would like to recommend also.
      Was this review helpful? 0
      , kanchipuram
      Reviewed on Oct 24, 2017
    • Kotak Car Loan
      "Quick Approval"
      0.5 4.0/5 "Great!"
      My car dealer suggested me a Kotak Mahindra Bank for the loan. The rate of interest was satisfied, so I have proceeded with them. The customer service and response was good. The loan was sanctioned on time. The EMI period is 5yrs and I pay through ECS.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • Kotak Car Loan
      "High on ROI and charges and poor services"
      0.5 1.0/5 "Really Bad"
      Kotak Mahindra bank has not been good in the car loan services too. The experience is not to my expectation and in all the interest rate and charges are also high and the bank charges a lot for everything concerned. I been banking with them for long and I am not happy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Kotak Car Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It have been a very good service from KOTAK ,customer service of KOTAK is very good even the rate of interest is nominal and the documentation procedure is easy they collected my documents from my home and the procedure have been completed within 2 days I can say the service of KOTAK is excellent for car loan service.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Kotak Car Loan
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra have reached me on time for the car loan process, within three to four business hours my car loan got sanctioned. I purchased Hyundai Grand I 20 my loan amount Rs. 6 lakhs for the period of five years. I am completely happy with them.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 14, 2017
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