If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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  • Car Loan Reviews

    • Kotak Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Two years ago the car loan was pretty slow and Kotak Mahindra bank collected several papers. At that point of time service was good and interest rate was 12%, I guess. I have taken the loan amount of 3 lakhs for 3 years in 2015 last months i have completed the loan
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      , new delhi
      Reviewed on Sep 22, 2017
    • Kotak Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Kotak Mahindra for the car loan. The services was good. They were very quick. The loan got approved within a day. It was a fast process. They rate of interest offered was pleasing also the processing charges. They also never had a charge for the preclosure option. It was a good benefit I was looking for.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 22, 2017
    • Kotak Car Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      Remarkable performance by KOTAK when it comes to Car loan. Day one I applied for the loan the next day funds were disbursed. No discount was provided however they managed to provide 90% of the loan amount. Plus, they had also provided some insurance as an addon.
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      , hyderabad
      Reviewed on Sep 21, 2017
    • Kotak Car Loan
      "Car loan process"
      0.5 5.0/5 "Blown Away!"
      KOTAK MAHINDRA is providing the lowest interest in the market. Their executives came to my place collected all my documents . Even the documentation part was perfect, step by step information was provided. Also KOTAK is very much reasonable when it comes to rates. KOTAK was able to sponsor 80% of the ex showroom price the car model which I had shortlisted is Maruthi 800.
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      , hyderabad
      Reviewed on Sep 20, 2017
    • Kotak Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The service offered by Kotak mahindra in concern to my car loan was very good. The customer service and the response with Kotak mahindra was really good.They took around short time to disburse my car loan . The required loan amount has been disbursed and I am completely satisfied with their service too
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • Kotak Car Loan
      "Good Process"
      0.5 4.0/5 "Great!"
      About nine months ago, I preferred Kotak Mahindra Bank to get the car loan and I availed it too. The bank provided the loan with an interest rate of 14%. The loan process of Kotak bank is very simple and it was disbursed on time. In all it was a hassles free service.
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      , bangalore
      Reviewed on Sep 06, 2017
    • Kotak Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Part payment facility is available in KOTAK for my loan process which I needed ,Rate of interest was also comfortable for me ,Regarding the service of KOTAK for my loan process everything was good ,No issue with KOTAK ,Overall service of KOTAK was good .
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      , gurgaon
      Reviewed on Sep 01, 2017
    • Kotak Car Loan
      "friendly customer service executive"
      0.5 5.0/5 "Blown Away!"
      I am so happy to tell that I got a loan from KOTAK MAHINDRA BANK with the rate of interest just for 5.7%, it was really friendly service from KOTAK MAHINDRA BANK. I have friends working in KOTAK MAHINDRA BANK but i really feel that the service was good and all my documents got collected. Using my house documents i got this loan, I applied loan from SBI bank and they said that they wont provide loan with this documents but with the same documents I got loan from KOTAK MAHINDRA BANK.
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      , hyderabad
      Reviewed on Aug 26, 2017
    • Kotak Car Loan
      "Can be a good customer service"
      0.5 3.0/5 "Satisfactory"
      I applied for a car loan in KOTAK MAHINDRA BANK, I applied it in MARUTHI SUZUKI show room. All my documentation process was done with on one a day span and I got the loan in tow days. I felt Customer service was not good because I havenâ??t received a call from their side about my loan process, no one from KOTAK MAHINDRA BANK called me and informed that the got approved. I am happy with the rate of interest of 11.52%. I bought a new ALTO K10.
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      , bangalore
      Reviewed on Aug 26, 2017
    • Kotak Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My car loan is from Kotak Mahindra Bank. The services was too good from them. The response was good as well. I just had to submit few documents like normal documents It was a simple process. The rate of interest offered was normal and processing fee was also normal and the tenured was for 5 years of time over all it was very good experience availing car loan from kotak.
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      , ahmedabad
      Reviewed on Aug 22, 2017
    • Kotak Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank have provided the car loan as around 80% to 85% of cost of car. The services are good one with them. Everything went in fine way with them like I got the loan on immediate basis, also there are no hassle with them .
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      , ghaziabad
      Reviewed on Aug 10, 2017
    • Kotak Car Loan
      "Quick Service"
      0.5 5.0/5 "Blown Away!"
      Since last three years, my car loan is running with Kotak Mahindra bank. I forgot the rate of interest the loan process went good. And they disbursed the loan on time. Actually they completed the loan within 48 hours. It was very good, I just submitted my application that's it, rest of the work done by the bankers end and they sanctioned it on time.
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      , guntur
      Reviewed on Aug 09, 2017
    • Kotak Car Loan
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      I have taken a car loan from Kotak Mahindra Bank earlier and I was not that happy with the process of the bank. The services and response could have been more quick in the process. The interest rate and charges was also on the higher side. An average experience overall.
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      , jaipur
      Reviewed on Aug 08, 2017
    • Kotak Car Loan
      "Convenient and Good Experience"
      0.5 5.0/5 "Blown Away!"
      I was working with Kotak Mahindra earlier, hence I have taken car loan from same bank. I got good offers from Kotak as a staff. I have taken the car loan of Rs. 6.5 lakhs its a 75% of loan from on road prices with floating interest rate. I am very fine with that, even my EMI is going without any hassles.
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      , chennai
      Reviewed on Aug 03, 2017
    • Kotak Car Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have explained my requirement with the banker, the Kotak mahindra came up and offered me a car loan with a bit higher interest rate. The customer service and the response is good with Kotak mahindra. I have got the required loan amount and I am satisfied with the service.
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      , gurgaon
      Reviewed on Jul 24, 2017
    • Kotak Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The service rendered by Kotak mahindra in concern to my car loan was very good. The customer service and the response with Kotak mahindra was really good . They took around 7 days to disburse my car loan . The required loan amount has been disbursed and I am completely satisfied with their service too.
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      , mumbai
      Reviewed on Jul 18, 2017
    • Kotak Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am very much glad that I must say, Kotak Mahindra has exceeded my expectations with the service rendered based on my salary account they have offered me the car loan and the interest rate was very low 7.5%. Loan amount got disbursed within 1 hour of time and the services were good with them. Response is also a good one with them and I can say its up to my expectation
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      , ahmedabad
      Reviewed on Jul 07, 2017
    • Kotak Car Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I am very happy for getting this car loan from Mahindra Finance,The customer service offered was really good which is appreciable as well. The loan amount was disbursed within five days and the process of the loan was very easy and quick as well.The interest rate was minimal compared to other banks and I am really happy about the same
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      , kolkata
      Reviewed on Jul 06, 2017
    • Kotak Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      There is fore closure options available with Kotak Mahindra bank but the lock in period is for 2 years which is higher than normal. They took around 4 to 5 days to disburse my car loan. The rate of interest is low with Kotak Mahindra when compared with others. I am happy about the service,
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      , hyderabad
      Reviewed on Jul 05, 2017
    • Kotak Car Loan
      "Its Fine"
      0.5 4.0/5 "Great!"
      My existing car loan was running with Kotak Mahindra its good. Every month my due date falls on 5th, ECS automatically debit the EMI from my ICICI account. I have taken the amount of Rs.3.72 ,000 to purchase Mahindra Scorpio its good. Everything is good and convenient.
      Was this review helpful? 1
      , erode
      Reviewed on Jun 28, 2017
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    Kotak Car Loan Customer Care is Rated as "Excellent!" by 291 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN
    rated 4.5/5.0 by 291 users

    Kotak Car Loan Customer Care

    Kotak Mahindra Bank offers you a wide range of car loans, including new car finance, used car and refinance, dealer finance, and top-up against car loans. The bank also provides you the facility to lease a car, if that is what you prefer.

    Kotak Mahindra Prime Ltd. (KMPL), a subsidiary of Kotak Mahindra Bank Ltd., is one of the largest passenger vehicle finance companies in the country. KMPL offers loans to customers for a large range of multi-utility vehicles, passenger cars, and pre-owned vehicles. The company provides infrastructure funding and inventory funding to car dealers through arrangements with car manufacturers. KMPL has a vast distribution network comprising of 79 branches spread across 18 states in the country.

    • The Kotak car loans are attractive as you can avail up to 90% of the ex-showroom price of the vehicle as loan.
    • The bank also offers you flexible repayment tenures to suit your needs.
    • In case you are looking to buy a luxury car, there is a facility to pay a lower EMI during the initial phase of the repayment tenure. The EMI will increase in value with your growing income.
    • You can also repay your loan faster with advance instalments or choose to pay low EMIs throughout the repayment period.
    • The scheme that you choose will determine the repayment period and EMIs.

    The bank also places a lot of focus on car loan customer service. They have a dedicated 24x7 customer service cell that caters to the needs of their car loan customers. It is possible to get in touch with the bank through their Phone Banking numbers, email address, SMS banking, or by visiting the bank branch in your locality.

    Apply for Car Loan Online

    Kotak Car Loan Customer Care Toll Free Number

    Phone banking is an add-on service that Kotak Mahindra Bank offers customers who have availed a car loan. The toll-free car loan helpline number is 1800 419 0090 for customers anywhere in the country. Customer service representatives will be available to assist you between 9.30 am and 6.30 pm on weekdays.

    The head office of the bank is at the following address:

    27 BKC, C 27, G Block,

    Bandra Kurla Complex,

    Bandra (E), Mumbai - 400051

    The toll-free number of the bank where you can raise general banking queries is 1860 266 2666.

    The address of the main Customer Service Centre is as follows:

    Customer Service Centre

    P.O. Box 16344

    Mumbai-400013

    Kotak Car Loan Customer Care Numbers

    Listed below are the car loan customer care numbers of Kotak Mahindra Bank branches across India:

    City Number
    Ahmedabad 011 6600 6022
    Allahabad 011 6600 6022
    Amritsar 95161 6500 6022
    Ankleshwar 95265 6646022
    Bangalore 6600 6022
    Bardoli 95261 6600 6022
    Chandigarh 0161 6500 6022
    Chennai 6600 6022
    Coimbatore 6600 6022
    Goa 9522 6600 6022
    Gurgaon 9511 6600 6022
    Himmatnagar 9579 6600 6022
    Hyderabad 6600 6022
    Indore 1166006022
    Jaipur 6536 022
    Jalandhar 95161 6500 6022
    Kadi 9579 6600 6022
    Kanpur 011 6600 6022
    Kapurthala 95161 6500 6022
    Kochi 0422 6600 6022
    Kolkata 6550 6022
    Kottayam 0422 6600 6022
    Lucknow 011 6600 6022
    Ludhiana 6500 6022
    Mehsana 9579 6600 6022
    Mohali 95161 6500 6022
    Morbi 95281 6600 6022
    Mumbai 6600 6022
    Nagpur 9522 6600 6022
    Namakkal 9544 6600 6022
    Navsari 95261 6600 6022
    New Delhi 6600 6022
    Noida 9511 6600 6022
    Panchkula 95161 6500 6022
    Patna 033 6550 6022
    Phagwara 95161 6500 6022
    Pune 6521 6022
    Rajkot 6600 6022
    Rajpura 95161 6500 6022
    Sankari 9544 6600 6022
    Surat 6600 602
    Unjha 9579 6600 6022
    Vadodara 6646 022
    Vallabh Vidya Nagar 95265 6646 022
    Valsad 95261 6600 6022
    Vapi 95261 66006022
    Varanasi 011 6600 6022
    Visnagar 9579 66006022

    The car loan customer service cell of the bank can also be contacted through email at carloans@kotak.com or service.carfinance@kotak.com.

    Kotak Car Loan Customer Care SMS

    The SMS Banking service from Kotak Mahindra Bank, Bharat Banking app, enables the customer to access his/her bank account and car loan details from anywhere in the world. It is available 24x7 and is absolutely free of cost. The key features of the product includes:

    • It enables you to access your savings/current account, loan status, credit card balances, etc.
    • It is highly secure and allows only basic banking transactions.
    • The app works on the registered mobile number and requires no password.
    • All requests will be processed via SMS, and there is no need to be connected to the internet for the same.
    • The app enables the customer to perform 36 banking transactions with ease.
    • The Aadhaar number of the account holder can be linked to the bank account through the app.
    • The app is available in English and some regional languages as well.
    • Customers can transfer money up to Rs.2,500 without registering a beneficiary.
    • Customers can apply for Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana through the SMS Banking service.

    Registration Process

    To avail the facilities provided by the Bharat Banking app from Kotak Mahindra Bank, you will have to download the same from the Google Play Store on the phone with the registered mobile number. There is no need to register separately at the bank branch.

    BankBazaar Finance app

    The BankBazaar Finance app gives access to the customer service numbers of the banks where you have accounts. The app can be downloaded from the Google Play Store on Android phones. If a customer wants to enquire about his/her car loan, the app will provide the numbers for the same. Other significant features of the product include:

    • The app is embedded with a Personal Finance feature that helps in keeping track of the customer’s bank balance and credit card expenses.
    • The application is an extension of the BankBazaar website, and it offers the facility to compare car loans and apply for the most suitable one.
    • The app can be used 24x7, all throughout the year.
    • It is possible to understand the customer’s car loan eligibility through the BankBazaar Finance app. It also calculates the EMI through the Car Loan EMI Calculator feature.
    • Customers can read the latest news on car loan products in India.
    • The app also provides the customer exciting offers, discounts, and deals on financial products such as car loans.
    • In addition, customers can easily track their car loan application status through the app.

    About Kotak Mahindra Bank

    Kotak Mahindra is a leading banking and financial services group that provides a vast range of products to fulfill the financial needs of customers. The bank offers personal finance products that range from credit cards to savings accounts, insurance products and loans. The Wealth Management team of the bank is renowned throughout the country for their impeccable services.

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