If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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  • Jammu Kashmir Bank Car Loan Customer Care

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  • Jammu Kashmir Bank offers its customers a car finance scheme for new vehicles at attractive interest rates. Finance is provided on the ex-showroom price or on-road price of vehicles, based on the choice of the customer. Employees of public and private enterprises and self-employed professionals are eligible for this loan. Additionally, retired employees of public sector organisations and joint borrowers can avail the loan, if required. The upper limit for the loan amount is Rs.50 lakh.

    The bank also offers flexible repayment options with the auto loan, ranging from 12 to 84 months, in the form of EMIs. If the customer chooses to avail the car loan for the on-road price of the vehicle, the entire loan amount will be inclusive of the ex-showroom cost, the registration charges, and the insurance premium for the first year. There are no prepayment penalties associated with the loan. The bank also provides a rebate of 0.25% on interest rate for women borrowers. Additionally, Jammu Kashmir Bank offers used car loans for vehicles that are less than 5 years old.

    The bank has a dedicated customer service centre that can be contacted through its toll-free number. Customers can get clarifications on loan queries and resolution of issues by contacting the customer care service of the bank. Alternatively, customers can walk into any of the bank branches to get the assistance of a customer service associate.

    Jammu Kashmir Bank Car Loan Customer Care Toll Free Number

    The Jammu Kashmir Bank car loan customer care number of Jammu Kashmir Bank is 1800 1800 234. Customers can also contact the bank at 0194-2481999. The corporate headquarters of the bank is at the following address:

    M A Road

    Srinagar 190 001

    Jammu & Kashmir

    Board line numbers are (0194) 2481930-2481935.

    Alternatively, customers can get in touch with the bank through the email address, www.jkbank.net.

    Jammu Kashmir Bank Car Loan Customer Care Numbers

    The contact numbers of Jammu Kashmir Bank branches across India are as follows:

    City State Address Phone
    Delhi Delhi Chandni Chowk, 384-390, Lok Nath Building, Delhi - 110006 011-23830595
    Delhi Delhi C-107, Shivalik Road, Malviya Nagar, New Delhi, Delhi - 110017 011-26686470
    Delhi Delhi Chawri Bazar, 3462 – Gali Bajrang Bali, Delhi, Delhi - 110006 011-23260597
    Delhi Delhi Karol Bagh, Gurduwara Road, 6/32-33, Near Jessa Ram Hospital, Karol Bagh, Delhi, Delhi - 110005 011-28756066
    Delhi Delhi Vasant Vihar, New Delhi, 63-D, Basant Lok, Delhi, Delhi - 110057 011-26148366 011-26156472 011-26142568
    Chennai Tamil Nadu 1st Floor, Metrol Plaza, 221 (Old No.162) Anna Salai (Mount Road), Chennai, Tamil Nadu - 600002 044-28515260
    Chennai Tamil Nadu Parrys Chennai, 52, Armenian Street, Chennai, Tamil Nadu - 600001 044-25357428 044-25358939
    Chennai Tamil Nadu T-Nagar Chennai,60-Rainbow Archad, Sir Theagaraya Road, Pondy Bazar, Chennai, Tamil Nadu - 600017 044-24313851 044-24313852
    Bangalore Karnataka Indira Nagar, 8th Edifice, CMH Road, Bangalore, Karnataka - 560034 080-25213854
    Bangalore Karnataka Bangalore Main, F 6-7, Infantry Road, Gem Plaza, Bangalore, Karnataka - 570001 080-25583747
    Bangalore Karnataka Ground Floor, 95 Mosque Road, Frazer Town, Bangalore, Karnataka - 560005 080-41203888
    Hyderabad Andhra Pradesh Hyderabad J.N Road, J.N Road Hyderabad, Andhra Pradesh - 500002 040-24743829
    Hyderabad Andhra Pradesh Pathargathi,22-7-110 SYJ Shopping Mall, Hyderabad, Andhra Pradesh - 500002 040-66712111
    Mumbai Maharashtra Andheri, Suyog Sadan Building, Maha Kali Caves Road, Andheri East, Greater Bombay, Maharashtra - 400093 022-28360174 022-28214472
    Mumbai Maharashtra Bandra, 184 Ashra, Water Field Road, Bandra West, Mumbai, Maharashtra - 400050 022-26408630
    Kolkata West Bengal R.N Mukherji Road, 6D – R.N Mukherji Road, Stephen House, Dalhousie Square, Kolkata, West Bengal - 700001 033-24899875
    Kolkata West Bengal Malik Bazar, 6-Ekta Road, Malik Bazar Kolkatta, Kolkata, West Bengal - 700017 033-22874729

    Jammu Kashmir Bank Car Loan Customer Care SMS

    Jammu Kashmir Bank offers its car loan customers the facility to communicate with the bank through the SMS Alert service. The service is also available for joint car loan customers of the bank. Messages corresponding to loan installment overdue, stop payment instructions, etc. will be communicated through the SMS Alert service. In case the customer changes his/her mobile number, the bank should be notified immediately.

    Registration Process

    The SMS Alerts service can be activated through a form that is available at the website of the bank. The application form can be downloaded and duly filled in by the customer. He/she would then have to submit this application at the nearest bank branch.

    BankBazaar Finance app

    The BankBazaar Finance app can be downloaded and installed on Android phones from the Google Play Store. The application enables customers to access the customer care numbers of the banks where they hold accounts. Customers can benefit from this app in several ways, such as:

    • The Personal Finance feature of the application assists the customer in tracking his/her bank balance and credit card expenses.
    • The app is essentially an extension of the BankBazaar website, through which you can compare car loans and apply for the most suitable one. These services are available 24x7, all days of the week.
    • The app displays the car loan eligibility of the customer and calculates his/her EMI through its Car Loan EMI Calculator.
    • Customers can read the latest news related to car loan products in the market.
    • The app also provides attractive deals and offers to the customer, including promotions on car loans.
    • The status of the customer’s loan application can be checked easily through the app.

    About Jammu Kashmir Bank

    Jammu Kashmir Bank has a predominant presence in the states of Jammu & Kashmir, Delhi, and Punjab. It also operates as a specialised bank throughout India. The bank is the sole private sector player designated as RBI’s agent for banking business. Jammu Kashmir Bank, apart from performing the banking business of the Central Government, also collects central taxes for CBDT.

    The bank focuses on delivering innovative financial solutions to small/medium enterprises and households. Jammu Kashmir Bank has observed uninterrupted profits and dividends for around 4 decades in the industry, hence cementing its position as a top player in the Indian banking domain.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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