If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
  • Jammu Kashmir Bank Car Loan Customer Care is Rated as "Blown Away!" by 11 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service



    Jammu Kashmir Bank Car Loan Customer Care

    Jammu Kashmir Bank offers its customers a car finance scheme for new vehicles at attractive interest rates. Finance is provided on the ex-showroom price or on-road price of vehicles, based on the choice of the customer. Employees of public and private enterprises and self-employed professionals are eligible for this loan. Additionally, retired employees of public sector organisations and joint borrowers can avail the loan, if required. The upper limit for the loan amount is Rs.50 lakh.

    The bank also offers flexible repayment options with the auto loan, ranging from 12 to 84 months, in the form of EMIs. If the customer chooses to avail the car loan for the on-road price of the vehicle, the entire loan amount will be inclusive of the ex-showroom cost, the registration charges, and the insurance premium for the first year. There are no prepayment penalties associated with the loan. The bank also provides a rebate of 0.25% on interest rate for women borrowers. Additionally, Jammu Kashmir Bank offers used car loans for vehicles that are less than 5 years old.

    The bank has a dedicated customer service centre that can be contacted through its toll-free number. Customers can get clarifications on loan queries and resolution of issues by contacting the customer care service of the bank. Alternatively, customers can walk into any of the bank branches to get the assistance of a customer service associate.

    Jammu Kashmir Bank Car Loan Customer Care Toll Free Number

    The Jammu Kashmir Bank car loan customer care number of Jammu Kashmir Bank is 1800 1800 234. Customers can also contact the bank at 0194-2481999. The corporate headquarters of the bank is at the following address:

    M A Road

    Srinagar 190 001

    Jammu & Kashmir

    Board line numbers are (0194) 2481930-2481935.

    Alternatively, customers can get in touch with the bank through the email address, www.jkbank.net.

    Jammu Kashmir Bank Car Loan Customer Care Numbers

    The contact numbers of Jammu Kashmir Bank branches across India are as follows:

    City Number E-mail id
    Hyderabad 040-24615539, 24743829, 040-66712111, 24527631, haider@jkbmail.com bhawni@jkbmail.com
    Secunderabad 09908847260 seabad@jkbmail.com
    Patna 0612-2555450 sharif@jkbmail.com
    Chandigarh 0172-2776394, 0172-2703265 sector@jkbmail.com
    Chattisgarh 0771-2236467, 4001457 raipur@jkbmail.com
    Delhi 7503134300, 7503134301, 011-27675053, 7503134400/01/02/03, 011-43659600, 43659666, 011-23352098, 41627506, 23352102, 011-42331394 ansall@jkbmail.com azdpur@jkbmail.com bhogal@jkbmail.com circus@jkbmail.com dwarka@jkbmail.com
    Panaji 0832-2435215, 2903383 panaji@jkbmail.com
    Baroda 0265-2636142, 2336713 baroda@jkbmail.com
    Ahmedabad 079-26562553, 26469016 ahamad@jkbmail.com
    Udhampur 7298004651, 7298004763 edream@jkbmail.com
    Satellite Area - - Ahmedabad 079-26742573/4 satlit@jkbmail.com
    Surat 0261-2325657, 2347788 soorat@jkbmail.com
    Haryana 0171-2630009, 2640009, 9802005231, 0124-4222334-35, 0124-4715800, 0129-4105871, 4045870, 7503134316/17, 0166-2231215, 9802005233 ambala@jkbmail.com dlfgur@jkbmail.com frabad@jkbmail.com hissar@jkbmail.com
    Dharamshala 0189-2228075, 8679002228 dshala@jkbmail.com
    Kulu 0190-2222227, 8679002227 kulloo@jkbmail.com
    Manali 0190-2253778, 8679053779 manali@jkbmail.com
    Shimla 0177-2657790 shimla@jkbmail.com
    Jammu 01924-252237, 252399, 9419139852, 2564017, 7298004566, 9419160180, 9469175164, 0191-2565147, 7298004471, 9419086735, 9697044308 akhnor@jkbmail.com amphla@jkbmail.com baggaa@jkbmail.com eluxur@jkbmail.com ahmadd@jkbmail.com
    Srinagar 0194-2313490, 0194-2313485, 0194-2312757, 7298004201, 2424451, 7298004202, 2465212, 7298004206, 0194-2424906, 7298004214 aircar@jkbmail.com almgri@jkbmail.com badami@jkbmail.com botsha@jkbmail.com
    Ranchi 0651-2202865 ranchi@jkbmail.com
    Bangalore 7795367396, 080-25213854, 25213855/56, 080-25321979, 25583747, 25585740 frazer@jkbmail.com inbang@jkbmail.com bnglor@jkbmail.com
    Mysore 0821-2428468, 2428768, 6521088 mysore@jkbmail.com
    Mangalore 0824-2440261/62 mangal@jkbmail.com
    Kochi 0484-2381073 kuchie@jkbmail.com
    Thiruvananthapuram 0471-2468337, 2468336 tpuram@jkbmail.com
    Mumbai 28214472, 8360174, 022-26408630, 26402751, 26408451, 26408493, 022-24469978/9, 022-26384100, 26384200, 26384220 anderi@jkbmail.com bandra@jkbmail.com mahimm@jkbmail.com woorli@jkbmail.com
    Aurangabad 0240-2341685, 0240-2340760 aurang@jkbmail.com
    Nagpur 0712-2520148, 2530148 nagpur@jkbmail.com
    Pune 020-26341952, 40068643 poonah@jkbmail.com
    Nasik 0253-2316294/95 naasik@jkbmail.com
    Bhopal 0755-2777649, 2778913, 2779467 bhopal@jkbmail.com
    Indore 0731-2538884, 2538887, 2538886 indore@jkbmail.com
    Punjab 0186-2220917, 9803004311, 0164-2238986, 9803004316, 01632-220741, 9803004315, 0161-2750213, 2745410, 9803004313, 01824-264648, 9803004320 pathan@jkbmail.com bhatin@jkbmail.com feroze@jkbmail.com ludhia@jkbmail.com pagwar@jkbmail.com
    Jaipur 2372522, 2370523 jaipur@jkbmail.com
    Coimbatore 0422-2542967 comtor@jkbmail.com
    Chennai 044-28515260, 044-28512940, 044-28589948, 044-28589981, 044-25330478, 25359131/25357430, 044-24313851 madras@jkbmail.com parrys@jkbmail.com tchnai@jkbmail.com
    Uttar Pradesh 0522-2625885, 0562-2460281, 2268497, 0532-2563388, 0120-2796213, 7503134441, 0121-2653657, 2663452, 0542-2451552 aminlk@jkbmail.com moghul@jkbmail.com alabad@jkbmail.com gzabad@jkbmail.com meerut@jkbmail.com varnas@jkbmail.com
    Kolkata 033-22485457, 22489875, 22420372, 033-22874729, 22808483, 22811971 calcat@jkbmail.com bazzar@jkbmail.com

    Jammu Kashmir Bank Car Loan Customer Care SMS

    Jammu Kashmir Bank offers its car loan customers the facility to communicate with the bank through the SMS Alert service. The service is also available for joint car loan customers of the bank. Messages corresponding to loan installment overdue, stop payment instructions, etc. will be communicated through the SMS Alert service. In case the customer changes his/her mobile number, the bank should be notified immediately.

    Registration Process

    The SMS Alerts service can be activated through a form that is available at the website of the bank. The application form can be downloaded and duly filled in by the customer. He/she would then have to submit this application at the nearest bank branch.

    BankBazaar Finance app

    The BankBazaar Finance app can be downloaded and installed on Android phones from the Google Play Store. The application enables customers to access the customer care numbers of the banks where they hold accounts. Customers can benefit from this app in several ways, such as:

    • The Personal Finance feature of the application assists the customer in tracking his/her bank balance and credit card expenses.
    • The app is essentially an extension of the BankBazaar website, through which you can compare car loans and apply for the most suitable one. These services are available 24x7, all days of the week.
    • The app displays the car loan eligibility of the customer and calculates his/her EMI through its Car Loan EMI Calculator.
    • Customers can read the latest news related to car loan products in the market.
    • The app also provides attractive deals and offers to the customer, including promotions on car loans.
    • The status of the customer’s loan application can be checked easily through the app.

    About Jammu Kashmir Bank

    Jammu Kashmir Bank has a predominant presence in the states of Jammu & Kashmir, Delhi, and Punjab. It also operates as a specialised bank throughout India. The bank is the sole private sector player designated as RBI’s agent for banking business. Jammu Kashmir Bank, apart from performing the banking business of the Central Government, also collects central taxes for CBDT.

    The bank focuses on delivering innovative financial solutions to small/medium enterprises and households. Jammu Kashmir Bank has observed uninterrupted profits and dividends for around 4 decades in the industry, hence cementing its position as a top player in the Indian banking domain.

    Car Loan Reviews

    • Jammu Kashmir Bank Car Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      Being a local bank they always consider the local customers. I've been banking with them for a while. The documentation was really good and they took care of the documentation. Overall it was a good experience with the car loan application. Overall it was a good.
      Was this review helpful? 2
      , srinagar
      Reviewed on May 15, 2018
    • Jammu Kashmir Bank Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Applied Car loan with J & K bank . Jammu and Kashmir bank just took 2 to 3 days to disburse my loan. The required loan amount has been approved and disbursed. I am satisfied with the loan amount The rate of interest is nominal with Jammu and Kashmir car loan.
      Was this review helpful? 3
      , jammu
      Reviewed on Aug 12, 2017
    • Jammu Kashmir Bank Car Loan
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I had raised my request for my car loan with Jammu And Kashmir Bank, The staffs cooperated with me very well. They were given proper response about my loan. Due to personal issue I was post pond my plan for the next 3 months. In future when I am planning to take car loan, definitely I will approach Jammu And Kashmir Bank for the same.
      Was this review helpful? 0
      , udhampur
      Reviewed on Feb 22, 2017
    • Jammu Kashmir Bank Car Loan
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      I have applied for car loan with J& K bank. Initially they have contacted me for the same, after which they have not followed up on my request. Since it has been an average experience, I would not wish to recommend this bank to others. I am unable to rate them on the charges as I do not remember the same.
      Was this review helpful? 1
      , delhi
      Reviewed on Feb 20, 2017
    • Jammu Kashmir Bank Car Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      I had applied for my car loan with Jammu And Kashmir Bank through online. I had received calls from the bank, I wanted loan for commercial car, they said they will get back to me, but after that I didn't receive any call from them. They are not giving loan for commercial car, So they denied my application.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Feb 16, 2017
    • Jammu Kashmir Bank Car Loan
      "Good response"
      0.5 5.0/5 "Blown Away!"
      Jammu &Kashmir bank is a good bank in the customer services. I had applied for a car loan and they were quick to contact me and give me information about the loan details. I could not proceed for the loan due to reasons known to me. I do not wish to rate the bank on the interest rate and charges as I have not taken the loan.
      Was this review helpful? 4
      , jammu
      Reviewed on Feb 14, 2017
    • Jammu Kashmir Bank Car Loan
      0.5 5.0/5 "Blown Away!"
      This car loan is in my name but my brother is paying the payments. Interest rate would be 12 to 13%, I believe. On and average the Jammu and Kashmir bank processed within three to four days the car loan. Customer service and support was very nice at that time.
      Was this review helpful? 4
      , jammu
      Reviewed on Jan 15, 2016
    • Jammu Kashmir Bank Car Loan
      "Excellent !!!!!"
      0.5 5.0/5 "Blown Away!"
      The service provided in Jammu &Kashmir bank is too good and the employees are also good. They took only 2 days for the disbursing my car loan.Interest rate offered was around 9% they have not charge any processing fee and documentation process was very easy.
      Was this review helpful? 3
      , new delhi
      Reviewed on Sep 21, 2015
    • Jammu Kashmir Bank Car Loan
      "Car loan"
      0.5 5.0/5 "Blown Away!"
      I already had purchased a card from bank , I opted for car loan. The loan was sanctioned in just 2 days at simple interest. No lox charges were charged for the loan and tenure was also 7 years which means my EMI was low , the bank often contacts me regarding the loan and keep me updated , also it informs me about the insurance of the vehicle though I haven't taken insurance from the bank itself
      Was this review helpful? 3
      , srinagar
      Reviewed on Jun 19, 2015
    • Jammu Kashmir Bank Car Loan
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I took a car loan from Jammu and Kashmir bank.The service is awesome. I just went twice to the bank for the process of the loan with the documents. The loan got approved within 10 days. Jammu and Kashmir is the best bank to take care of the customers.
      Was this review helpful? 3
      , srinagar
      Reviewed on May 14, 2015
    • Jammu Kashmir Bank Car Loan
      "Satisfied with Service"
      0.5 5.0/5 "Blown Away!"
      Car loan with jammu and kashmir bank it was nice experience they approved my loan and disbursed the loan amount in weeks time. Interest rate was 11% it was bit high they would have reduced on that. The customer relationship was best. Overall it was hassle fee service.
      Was this review helpful? 10
      , srinagar
      Reviewed on Oct 24, 2014
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