• HDFC Bank ZipDrive - Instant New Car Loan

    HDFC Bank offers one of the best fixed-rate auto loans in the country. The interest rate for new car loans from HDFC Bank starts at 9.25% for a loan tenure of 1 to 7 years. The interest rate for used car loans from HDFC Bank starts at 13% for a loan tenure of 1 to 5 years. The bank has introduced an instant new car loan scheme exclusively for its existing customers called the ZipDrive. Customers can obtain a car loan from HDFC Bank for the purchase of most makes and models of cars in the market.

    HDFC Bank ZipDrive - Instant New Car Loan Eligibility

    To find out if a customer is eligible for the ZipDrive - Instant New Car Loan, he or she can log on to their HDFC netbanking webpage and click on the 'Offers' tab. ZipDrive boasts of the world’s fastest/instant car loan disbursal, 24/7 car loan application online, and minimal paperwork. The eligibility check will take just 60 seconds. It can be carried out from the comfort of your home or office.

    The loan amount, interest rate, and loan tenure of HDFC ZipDrive - Instant New Car Loan are subjective to the customer's eligibility criteria such as credit score, occupation, and income. The interest rate of a new car loan from HDFC Bank depends on the loan amount, loan tenure, age, occupation, income, and the credit score of the applicant.

    HDFC Bank ZipDrive - Instant New Car Loan Application

    The application process for ZipDrive - Instant New Car Loan from HDFC Bank is done online. Therefore, the process is simple and hassle-free. Here is a step-by-step guide on how to apply for HDFC Bank ZipDrive - Instant New Car Loan:

    • Existing customers of the bank can log into the HDFC netbanking webpage using their username and password.
    • Click on the ‘Offers’ section which is on the top right corner of the page.
    • You will get a list of all the offers that HDFC Bank has to offer you such as pre-approved two-wheeler loan, ZipDrive - Instant New Car Loan, credit card, etc.
    • Click on the ZipDrive offer. You will be directed to a new webpage with details about your pre-approved new car loan such as the maximum loan amount, interest rate, processing fees, and Equated Monthly Installment (EMI).
    • If you need a higher loan amount, you can
    • Fill up the online application form with your personal details, vehicle and loan details, and declaration.
    • After submitting your online car loan application form on the HDFC netbanking webpage, a representative of the bank will contact you with reference to your application. You can also track your HDFC Car Loan Application Status online now.

    HDFC Bank offers ZipDrive - Instant New Car Loan for a starting EMI of Rs.1597/lakh, approximately. The bank levies a processing fee of 0.40% of the loan amount, subject to a maximum of Rs.10,000 plus GST. HDFC Bank car loan prepayment is allowed only after 6 months. The bank levies a penalty fee of 6% for prepayment from 7th to 12th month, 5% for prepayment over 13th to 24th month, and 3% for prepayment after 24 months. HDFC Bank offers new car loans for the purchase of most passenger cars and multi-utility vehicles manufactured by India's leading automobile companies.

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