• Ford Finance

    Customers who wish to drive away with their dream Ford Car can make use of the Ford Credit car loan scheme to fulfil their desire. Offered at attractive interest rates, Ford offers car loans that cover the on-road expenses plus taxes, insurance, etc.

    Eligibility Criteria for Ford Car Loan

    Listed below are those who can avail a Ford Car Loan:

    • Salaried individuals
    • Self-employed individuals
    • Companies
    • Partnership Firms
    • Proprietorships

    Documents Required to Apply for Ford Car Loan

    Listed in the tables below are the documents that Ford Car Loan applicants need to submit for the car loan approval from Ford:

    Salaried Individuals
    Address proof Utility bills, Aadhaar card, Passport, Driving License etc.
    ID proof PAN Card, Voter ID, Driving License, Passport, etc.
    Income proof
    • Last 3 months’ salary slips and Form 16 or Income Tax Return Certificate
    • Salary Bank Statement of the last 6 months
    Self-employed Individuals
    Address proof Aadhaar card, Passport, Lease Agreement, Driving Licence etc.
    ID proof PAN Card, Voter ID, ST registration, Driving License, Passport, etc.
    Income proof
    • Last 2 years Income Tax Returns with computation of return
    • Business Bank Salary Credit of the last 6 months
    • Sales Tax Certificate
    Business Customers
    Address proof Utility Bills or Bank Statements
    ID proof PAN card of the company
    Income proof
    • Audited Balance sheet
    • Audited ITR report
    • Last 6 months bank statements
    • Board Partners Authorisation Letter
    • Sales Tax Certificate, Service Tax Certificate, VAT Certificate
    • KYC Documents of Proprietor
    • Partnership Deed

    Quantum of Finance of Ford Car Loan

    Listed below is the minimum amount and maximum loan amount that can be availed from Ford Finance to purchase a car:

    Minimum finance amount Rs.1 lakh
    Maximum finance amount The complete cost of the car plus road tax, service tax, insurance, down payment, etc.

    Repayment Details for Ford Car Loan

    Repayment schedule EMIs of the principal amount of the car loan plus interest
    Minimum loan term 12 months
    Maximum loan term 60 months


    1. What is the process to avail a car loan from Ford?
    2. You can email Ford at fcicare@ford.com of your desire to avail a car loan from them and you will have to then visit the nearest Ford dealership showroom. Fill in the application form and submit relevant documents for verification. If your car loan application is approved, Ford will finance the car you wish to purchase and set up a repayment schedule as per your financial situation and repayment ability.

    3. Is it possible to avail a Ford Car loan to buy any car or just cars manufactured by Ford?
    4. You can avail a car loan from Ford to buy either a passenger vehicle or an SUV that is manufactured by them. Ford does not offer car loans to buy cars from other manufacturers.

    5. Do I need a guarantor and security/collateral to avail a Ford Car Loan?
    6. In most cases, you will not require a guarantor, but a guarantor letter might be requested after the documents are verified. That said, you do need to submit a collateral to avail a car loan from Ford, however, for the duration of the repayment tenure, the car will be hypothecated to FCIPL.

    7. Is Ford car loan prepayment allowed?
    8. Yes, Ford customers have the option of closing their car loan before the stipulated date of complete repayment but a prepayment charge of 3% of the outstanding balance plus service tax will be applicable.

    9. Does Ford charge a fixed interest for their car loan schemes?

    The interest will certainly depend on the loan amount availed and the repayment tenure chosen by the car loan applicant. Customers can visit any Ford Dealership or write to Ford at fcicare@ford.com to know more about the interest rates offered.

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