If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    Cars Under Rs.3 lakh in India 2018

    Cars serve as a convenient mode of transportation for both short and long-distance travels. Whether you reside in a rural area or an urban area, having a car of your own comes in handy when you want to commute to the office, drops kids off at the school, or even go shopping. In the case of long road trips, when you have a car of your own, you don’t have to worry about expensive taxi rides or rental cars. If you are looking to purchase a new or used car under Rs.3 lakh, then take a look at the below-listed cars from some of the top carmakers in the Indian market:

    • Maruti Suzuki Omni: The 8-seater car from Maruti Suzuki India is priced at Rs.2.65-3.02 lakh, approximately. It claims a mileage of 16.8 kmpl. The car is powered by a 796cc petrol engine that generates 34.2 bhp power and 59 Nm torque. The engine is mated to a 4-speed manual gearbox. Maruti Omni is available in 3 variants - Omni 8 Seater at Rs.2.65 lakh, Omni MPI STD BSIV at Rs.2.69 lakh, and Omni Ambulance BSIV at Rs.3.02 lakh. The safety features of the 8-seater car include seat belts, an engine immobilizer, and rear defogger.
    • Datsun Redi GO: The Redi GO is priced at Rs.2.49-3.96 lakh, approximately. It is available in 10 variants - Redi GO D at Rs.2.49 lakh, Redi GO A at Rs.3.04 lakh, Redi GO T at Rs.3.30 lakh, Redi GO T Option at Rs.3.39 lakh, Redi GO S at Rs.3.54 lakh, Redi GO 1.0T Option at Rs.3.63 lah, Redi GO Gold 1.0 at Rs.3.75 lakh, Redi GO 1.0S at Rs.3.78 lakh, Redi GO AMT 1.0 T Option at Rs.3.81 lakh, and Redi GO AMT 1.0 S at Rs.3.96 lakh. The car claims a mileage of 22.7 kmpl. It is powered by a 799cc i-SAT petrol engine that generates 53.64 bhp power and 72 Nm torque. The engine is mated to a 5-speed manual gearbox. The safety features of this car are pretty basic like seat belts and child safety lock. Datsun Redi GO has a seating capacity of 5.
    • Renault Kwid: This 5-seater car from the French carmaker, Renault is priced at Rs.2.67-4.60 lakh, approximately. Renault Kwid claims a mileage of 25.17 kmpl and a top speed of 135 kmph. It is powered by a 799cc petrol engine that generates 67 bhp power and 91 Nm torque. The engine is mated to a 5-speed manual gearbox. The safety features of this car include an engine immobilizer, central locking system, child safety lock, and seat belts. Renault KWID is available in 19 variants from KWID Reloaded 0.8 at Rs.2.67 lakh to KWID RXE at Rs.3.10 lakh.
    • Maruti Suzuki Alto 800: The Alto 800 is one of the top-selling cars in the Indian market. It is priced at Rs.2.51-3.78 lakh, approximately. The car is powered by a 796cc F8D petrol engine that generates 47.3 bhp power and 69 Nm torque. The engine is mated to a 5-speed manual gearbox. The car claims a top-speed of 140 kmph and a mileage of 24.7 kmpl. It has a seating capacity of 5. The safety features of the Alto 800 include seat belts and an engine immobilizer. Maruti Alto 800 is available in 9 variants from Alto 800 STD at Rs.2.51 lakh to Alto 800 LXI at Rs.3.09 lakh.
    • Tata Nano: This small-sized car from Tata Motors India is priced at Rs.2.26-3.20 lakh, approximately. The car claims a mileage of 23.9 kmpl and a top speed of 105 kmph. It is powered by a 624cc engine that generates 37 bhp power and 51 Nm torque. The engine is mated to a 4-speed gearbox. The Nano is available in 5 variants from Nano XE at Rs.2.26 lakh to Nano XTA at Rs.3.20 lakh. The XE GenX and XM GenX have an engine immobilizer and a headlamp beam adjuster while the XT GenX, XM CNG, and XMA GenX have central locking and child safety lock too.

    The above-mentioned cars can be bought with a low-interest rate car loan from a reliable lender like a bank or a non-banking financial company. Visit a third-party website to compare various car loan offers online and choose one with the lowest interest rate, zero processing fee, and flexible repayment options. Any salaried or self-employed individual aged between 21 to 65 years with a good credit score of 750 and above, a minimum net income of Rs.3-4 lakh, and a minimum work experience of 2 years in the same field is eligible for a car loan.

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