Cars Under 4 Lakhs in India
Cars under Rs.4 lakh in India today include the Maruti Suzuki Alto K10 (from Rs.3.70 lakh) and Maruti Suzuki S-Presso (from Rs.3.50 lakh), the most affordable new models currently on sale. Prices and model line-ups change frequently, so confirm the latest ex-showroom price with an authorised dealer before you buy.
The best thing about these cars are, though they are offered at competitive prices, they are no less than their high-priced counterparts when it comes to manufacturing, design, style, and performance. If you want a budget-friendly car that will be sturdy and reliable in all aspects, then you are in the right place. Here is a list of cars available under Rs.4 lakh in the Indian car market.
Most Popular Cars Under Rs.4 Lakh
Maruti Suzuki Alto K10
The Alto K10 has dual-tone interiors, fog lamps, keyless entry, and power windows. This car model is available in 5 colours - tango orange, fire brick red, superior white, silky silver, and granite grey. Safety features of this car include driver side airbag, front disc brake, childproof rear door locks, seatbelts, and front fog lamps. Alto K10 offers fuel economy in heavy urban traffic. The i-GPI CNG technology in K10 makes the car eco-friendly.
Price: As of August 2026, the Maruti Suzuki Alto K10's ex-showroom price in Delhi starts from Rs.3.70 lakh.
Maruti Suzuki Alto K10 Technical Specifications | ||
Engine | 1-litre K-Next | |
Fuel type | Gasoline | CNG |
Fuel tank capacity | 35 litres | 60 litres |
Mileage | 24.07 km/l | 32.26 km/kg |
Displacement | K10B (998cc) | |
Transmission | 5MT/Auto gear shift | 5MT |
Maximum power | 50 kW @ 6,000 rpm | 43.3 kW @ 6,000 rpm |
Peak torque | 90 Nm @ 3,500 rpm | 78 Nm @ 3,500 rpm |
Seating capacity | 5 | |
Maruti Suzuki S-Presso
Maruti Suzuki S-Presso is a compact hatchback with SUV-styled design cues and raised ground clearance, positioned as a value-focused option for first-time buyers. It offers Maruti Suzuki's Auto Gear Shift (AGS) automatic on select variants, along with dual airbags and ABS with EBD as standard safety features.
Price: As of August 2026, the Maruti Suzuki S-Presso's ex-showroom price in Delhi starts from Rs.3.50 lakh, making it one of the most affordable new cars under Rs.4 lakh in India.
When it comes to cars which cost under Rs.4 lakh, these are the most popular ones which have become common choices among the low income groups and students. However, the number of low budget cars is gradually increasing and the above list is not an exhaustive one. Whether it is cars or car loans, take the time to do some research and find the one that best suits your driving needs and auto financing needs.
Summary
Cars under Rs.4 lakh in India are budget hatchbacks such as the Maruti Suzuki Alto K10 and Maruti Suzuki S-Presso, valued for low running costs, basic safety features and petrol or petrol-CNG engines suited to first-time buyers. Because prices and model availability shift often, always confirm the current ex-showroom price with a dealer before you shortlist one.
FAQs on Cars Under 4 Lakhs in India
1.What is considered a car under 4 lakh in India?
A car under 4 lakh in India is a new hatchback priced at or below this ex-showroom mark, typically from mass-market brands aimed at first-time and budget-conscious buyers. These models focus on low running costs rather than premium features. Exact prices vary by city and change periodically, so it's worth checking the current figure before you shortlist a car under 4 lakh.
2.Which body type do most cars under 4 lakh in India come in?
Most cars under 4 lakh in India are compact hatchbacks, chosen for easier manoeuvrability, smaller engines and lower running costs. This body style also keeps manufacturing costs down, helping brands price these cars under 4 lakh competitively. Some models in this segment also offer a factory-fitted CNG option for further fuel savings.
3.Are diesel cars available under 4 lakh in India?
No, diesel engines are largely unavailable in cars under 4 lakh in India, since tightening BS6 emission norms made diesel powertrains too costly for entry-level hatchbacks. Most manufacturers now offer only petrol or petrol-CNG options in this segment. Buyers shortlisting a car under 4 lakh should expect a petrol engine as standard.
4.Does the list of cars under 4 lakh in India change often?
Yes, the list of cars under 4 lakh in India changes as manufacturers revise prices, launch new models or discontinue older ones. A model available under 4 lakh today can move above this price band after a price revision or facelift. Always verify current pricing and availability with a dealer before deciding on a car under 4 lakh.
5.Can I get a car loan for a car under 4 lakh?
Yes, banks and NBFCs offer car loans for a car under 4 lakh, usually financing a large share of the on-road price. Eligibility depends on your income, credit score and the lender's own policy for the vehicle segment. Comparing multiple lenders can help you find a car loan for a car under 4 lakh with favourable terms.
6.What documents are needed for a loan on a car under 4 lakh?
A loan for a car under 4 lakh typically needs identity proof, address proof, income proof and the car's quotation or invoice from the dealer. Salaried applicants usually submit salary slips, while self-employed applicants provide income tax returns. Exact document requirements can vary slightly by lender for a car under 4 lakh.
7.Do cars under 4 lakh in India come with safety features?
Yes, most cars under 4 lakh in India now include basic safety features such as dual airbags, ABS with EBD and rear parking sensors as standard, in line with government safety mandates. Higher variants within this budget segment may add more features. It's still worth checking the specific variant's feature list before buying a car under 4 lakh.
8.How many seats do cars under 4 lakh typically offer?
Cars under 4 lakh in India are almost always 5-seater hatchbacks, designed for small families or individual buyers. This seating capacity keeps the car compact and fuel-efficient. Buyers needing more seats will usually need to look beyond the cars under 4 lakh segment.
Car Loan Articles
- Car Prices in India
- How To Transfer a Car Loan to Another Person
- How GST Affected Car Prices in India
- Car Lease Vs Car Loan
- Car Loan Foreclosure Procedure
- Vehicle Registration
- Car Loan Document Checklist
- Bad Credit Car Loan
- Car Loan Refinancing
- Zero Downpayment Car Loan
- Commercial Car Loan
- Car Loan for Nris
- Car Loan Schemes for Women
- Car Loan Preclosure
- Transfer Car Registration
- Top 10 Banks for Car Loan
- Car Loan Schemes for Government Employees
- Fuel Efficient Sedan Cars
- Automatic Cars for Women
- Chepest Cars in India
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.