Pradhan Mantri Kisan Samman Nidhi Yojana

An initiative of the Government of India, Pradhan Mantri Kisan Samman Nidhi Yojana works to make the life of farmers in India better. Under this scheme, farmers get Rs.6,000 per year as a minimum income support. All landholding farmer households with agricultural land are given income support by PM-Kisan.

The Government of India provides all financing for this program. It attempts to augment farmers' financial need for purchasing agricultural supplies in order to ensure proper crop health and suitable output.

Families of farmers who qualify for financial assistance under the scheme's guidelines are identified by the State Government and UT administration. After the beneficiaries have been selected, the funds are sent directly to their bank accounts.

Pradhan Mantri Kisan Samman Nidhi Yojana

Latest Updates about Pradhan Mantri Kisan Samman Nidhi Yojana

On 27 July 2023, the prime minister distributed the 14th instalment of PM-Kisan to over 8.5 crore framers. More than Rs.17,000 crore was transferred to the bank accounts of eligible farmers across the country. Under the 14th instalment of PM-Kisan, the farmers will be given Rs.2,000.

The 13th instalment of PM-Kisan was released by the prime minister on 27 February 2023 at 3:00 p.m. An amount of Rs.2,000 was deposited directly into the bank accounts of 8 crore farmer families, totalling Rs.16,800 crore. Beneficiaries who finished the PM-Kisan eKYC ahead of schedule were paid the instalment.

The PM-Kisan's 12th instalment payment amount was distributed on 17 October 2022 at 11:00 a.m. The beneficiaries of PM-Kisan received a Direct Benefit Transfer of Rs.16,000 crore from the prime minister. The 12th instalment of Rs.2,000 was distributed to over than 8 crore framers via bank accounts linked to the PM-Kisan Yojana. To be eligible for the 12th instalment, the beneficiary farmer should have finished the PM-Kisan eKYC process by 31 August 2022.

Details of Pradhan Mantri Kisan Samman Nidhi Yojana

All the details of Pradhan Mantri Kisan Samman Nidhi Yojana are mentioned below - 

Name of the scheme

Pradhan Mantri Kisan Samman Nidhi Yojana 

Type of scheme

Central sector scheme 

Effective date of scheme

1 December 2018 

Department

Department of agriculture and farmers welfare 

Benefit of scheme

Rs.6,000 per year given in 3 instalments 

Beneficiary of scheme

Small and marginal farmers 

Official website

www.pmkisan.gov.in  

Eligibility Criteria for Pradhan Mantri Kisan Samman Nidhi Yojana

All landowner farmer families are eligible to receive rewards under this program. According to the scheme's standards, a landholder farmer's family is one with a husband, wife, and minor children who own cultivable land according to the relevant state's or UT's land records. The beneficiaries are determined using the current land ownership structure.

Under the Pradhan Mantri Kisan Samman Nidhi Yojana, every farmer will receive Rs.6,000 in three equal installments every year. These instalments are given out in April - July,  August - November, and  December - March.

Exclusions of Pradhan Mantri Kisan Samman Nidhi Yojana

The beneficiary groups with higher economic status that will not be eligible to receive benefits under PM-Kisan are as follows:

  1. Institutional landholders
  2. Families of farmers who fall into one or more of the following categories:
  1. Holders of constitutional positions in the past and present
  2. Members of the Lok Sabha or Rajya Sabha, as well as current and former ministers, state ministers, mayors of municipal corporations, and district panchayat chairpersons
  1. Individuals who paid Income Tax in the last assessment year
  2. Employees of local bodies as well as retired and active officers from central or state government ministries, departments, or offices, as well as their field units, central or state PSEs, and attached offices or autonomous institutions run by the government. (Excluding employees in Group D, Class IV, and Multi Tasking Staff)
  3. Professionals such as engineers, lawyers, doctors, architects, and chartered accountants, who are registered with professional bodies
  4. All superannuated or retired pensioners receiving a pension of at least Rs. 10,000 per month (Group D employees, Class IV, and Multi Tasking Staff excluded)

Benefits of Pradhan Mantri Kisan Samman Nidhi Yojana

No matter how much land they own, all farmer families with cultivable land in their names are eligible for an income support of Rs.6,000 per year under the PM-Kisan scheme. Every year, Rs. 6,000 is distributed in three equal instalments in the following manner:

Payment Period 

Amount 

April to July  

Rs.2,000 

August to November 

Rs.2,000 

December to March 

Rs.2,000 

How to Apply for PM Kisan

Farmers who are interested in applying for PM Kisan, can do so in three ways. They are mentioned below - 

  1. Farmers who meet the requirements can pay the required fees at their local Common Service Centers (CSCs) to register for the program.
  2. The eligible farmers can apply for this program by providing the necessary information to the revenue officials, village patwaris, or other specified officers or agencies.
  1. Through Farmers Corner, eligible farmers may also self-register on the PM-Kisan portal.
    The information that must be provided in order to register is as follows:
  1. Name
  2. Gender
  3. Age
  4. Mobile number
  5. Category (SC/ST)
  1. Applicant’s bank account number
  2. Aadhaar Number (or, in the absence of an Aadhaar Number, the Aadhaar Enrolment Number and any other identification required by law, such as a driving licence, NREGA Job Card, voter ID, or any other document issued by the central, UT, or state government.

Documents Needed for Registration of PM Kisan Scheme

The documents needed for registration of PM Kisan scheme are mentioned below -

  1. Citizenship proof
  2. Aadhaar card
  3. Bank account details
  4. Documents proving ownership of the land

Online Registration Process for PM Kisan

Follow the steps mentioned below to register for the PM Kisan scheme -

Step 1: Open the official website of PM Kisan.

Step 2: Click the "New Farmer Registration" link in the "Farmers Corner" section after scrolling down.

Step 3: The page labelled "New Farmer Registration Form" will load. If the farmer is already registered on the portal, it will be confirmed on the registration page.

Step 4: The farmer must choose the "Rural Farmer Registration" or "Urban Farmer Registration" option, enter their Aadhar number, choose their state from the drop-down menu, complete the captcha, and then click the "Search" button to have their information verified.

Step 5: The screen will ask if you wish to register yourself and display a confirmation if the farmer's information cannot be found in the database. The 'Yes' tab needs to be selected by the farmer.

Step 6: The registration form will then open, requiring the farmer to enter their personal and financial information before pressing the "save" button.

Step 7: Then, the farmer will be registered.

Mobile App Registration Process for PM-Kisan

The farmers can register themselves by downloading the PMKISAN mobile app from the Google Play store. To register on the PMKISAN mobile app, follow the steps mentioned below:

Step 1: Install the PMKISAN mobile app on your smartphone.

Step 2: Select the language from the list and click on the ‘New Farmer Registration’ option.

Step 3: Enter your Aadhaar card number and Captcha.

Step 4: Complete the registration form with the necessary information, including your name, address, bank account details, land details, IFSC Code, etc.

Step 5: Click on the ‘Submit’ button.

The beneficiaries will be identified by the relevant state and UT. The states or UTs will keep track of the farmers' information either manually or electronically. The beneficiaries will receive a direct bank account transfer of the benefits.

How to Check PM Kisan Application status

Follow the steps mentioned below to check the application status of PM Kisan -

Step 1: Open the official website of PM Kisan.

Step 2: Click on the "Status of Self Registered/CSC Farmers" link in the "Farmers Corner," which may be found by scrolling down.

Step 3: Click the "Search" button after entering your "Aadhaar Number" and the "Image code" (captcha code).

Step 4: The submitted registration application's status will be shown.

How to Check PM Kisan Beneficiary Status

The list of PM-Kisan beneficiaries is released on the official PM-Kisan portal by the government. Farmers can view their PM-Kisan status after completing their registration. The farmers whose names appear on the PM-Kisan beneficiary list will benefit from the scheme. Here is how you can check the PM-Kisan status:

Step 1: Visit the official PM-Kisan portal.

Step 2: Click on the 'Beneficiary Status' button under the 'Farmers Corner' section.

Step 3: Enter your Aadhaar number, account number or mobile number.

Step 4: Enter the Captcha and click on the ‘Get Data’ option.

Step 5: The PM-Kisan beneficiary's transaction information will be displayed.

The last instalment's details, the date it was transferred to the beneficiary account, and the bank account to which it was credited will be displayed.

Aadhaar Linking for Pradhan Mantri Kisan Samman Nidhi Yojana

For farmers to take advantage of the PM-Kisan scheme, they must have an Aadhaar card. Farmers who do not possess an Aadhaar card cannot register themselves as PM-Kisan beneficiaries. The Aadhaar-seed database is the only basis on which the instalment can be paid. To link the Aadhaar with the PM-Kisan portal's bank account, beneficiaries need to follow the steps mentioned below:

Step 1: Visit the official PM-Kisan portal.

Step 2: Click on the ‘Edit Aadhaar Failure Records’ option under the ‘Farmers Corner’ section.

Step 3: The Aadhaar details editing page will appear. Click on the ‘Aadhaar Number’ option and enter the Aadhaar number.

Step 4: Enter the Captcha and click the ‘Submit’ option.

Step 5: The farmers dashboard will appear, allowing them to update or modify their Aadhaar number before clicking the ‘Submit’ button.

e-KYC Process for Farmers

The e-KYC process has been made mandatory by the government so that the farmers receive their instalments under PM-Kisan. Therefore, farmers who have registered for the PM-Kisan scheme need to complete their e-KYC by 31 August 2022. A farmer will not receive the instalment under the scheme if they have not completed the e-KYC.

Farmers will now be able to complete Aadhar-based eKYC via OTP authentication on the PM-Kisan portal. The following is the procedure for completing eKYC via the PM-Kisan portal:

Step 1: Visit the official PM-Kisan portal.

Step 2: Click on the ‘eKYC’ option under the ‘Farmers Corner’ section.

Step 3: After inputting the Aadhaar number, click the 'Search' button.

Step 4: You will receive an OTP on the registered mobile number.

Step 5: Enter the OTP and click the ‘Submit OTP’ option.

PM-Kisan Samman Nidhi Credit Card

In 1988, the government introduced the Kisan Credit Card (KCC) scheme, giving farmers immediate access to credit. The purpose of this scheme is to give farmers access to short-term formal credit. The PM-Kisan scheme and the KCC have been linked by the government. The beneficiaries of PM-Kisan are eligible to apply for KCC cards, which provide low-interest short-term loans.

The farmers are given a credit limit through the loans provided by the KCC card. This can be used for equipment purchases as well as to pay for other expenses.

The features of the PM-Kisan credit card are as follows:

  1. The interest rates on loans are low, ranging from 2% to 4%.
  2. Built-in protection against crop loss.
  1. The loans have a flexible repayment option.
  2. Collateral-free loans of up to Rs.3 lakh are offered.

The steps to apply for PM-Kisan credit card is mentioned below:

Step 1: Visit the official PM-Kisan portal.

Step 2: Under the ‘Farmers Corner’ section, select the ‘Download KCC Form’ option.

Step 3: The Agricultural Credit Loan Application Form for PM-Kisan beneficiaries will appear on screen which should be downloaded.

Step 4: Complete all the fields on the form.

Step 5: Farmers must fill out the form with the option ‘Issue of fresh KCC,’ located under option ‘B’ section.

Step 6: Submit the form along with the required documents to the farmer's bank.

The farmer will receive the KCC card from the bank after the request has been processed.

Beneficiaries can also go to the bank's website, fill out the PM-Kisan credit card application, and submit it online. Once the application has been processed, the KCC card will be issued to the beneficiary.

Helpline Number of PM Kisan

The helpline of PM Kisan where applicants can call to ask for help is -

155261/011-24300606

FAQs on Pradhan Mantri Kisan Samman Nidhi Yojana

  • Can all farmers of India apply for PM Kisan?

    Yes, the PM Kisan scheme is available to farmers who have cultivable land. 

  • Are farmers who live in urban areas eligible for the PM-Kisan scheme's benefits?

    Yes. The program makes no distinction between cultivable land in rural and urban areas. So, given that the lands located in urban regions are actually under cultivation, both farmers located in rural and urban areas are covered under the program. 

  • Can farmers use the PM-Kisan program to offset the usage of agricultural land for non-agricultural purposes?

    No, the program does not cover agricultural land utilized for non-agricultural purposes. Only farmers who own property that can be used for agriculture are eligible to receive incentives under the program. 

  • How many times a year will the benefit be provided?

      All landholding farmers' families will receive financial assistance under the PM-Kisan scheme, valued at Rs.6,000 per family annually. It is payable in three equal instalments of Rs.2,000 each, every four months. 

  • Will the beneficiaries' accounts be immediately credited with the benefit under the PM-Kisan scheme?

      Yes, the beneficiaries' bank accounts will be immediately credited with the benefit of Rs.2,000 per instalment. 

  • Are farmers who own land in urban areas eligible to receive benefits under the PM-Kisan scheme?

      Yes, there isn’t any difference between cultivable land in rural and urban areas. Therefore, as long as the lands in urban areas are under actual cultivation, the scheme covers farmers in both rural and urban areas. 

  • Will the scheme provide any benefits to any person or farming family that owns more than 2 hectares of cultivable land?

      Yes, all farming families are now included in the scheme, regardless of the size of their land holdings. 

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.