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  • Tata AIA Life Micro Insurance Plans

    Tata Aia Life Insurance

    Tata AIA has made available Micro Insurance products that can significantly aid in lowering financial losses by offering sufficient financial cover. The plans are designed in a manner such that they can meet the requirements of individuals who fall in the low income group. Features such as low premiums, no medical tests, and easy policy terms make these plans the ideal solution for those who wish to reduce their financial risks.

    1. Tata AIA Life Insurance Navkalyan Yojana

      The Navkalyan Yojana from Tata AIA Life Insurance Company Limited is a non-participating, regular premium paying plan that is tailored with a five-year premium paying term. The plan is designed especially for individuals in rural areas who want to avail life insurance protection.

      Features and Benefits of Tata AIA Life Insurance Navkalyan Yojana

      1. Insurance coverage for the entirety of the policy term.
      2. No medical examinations required.
      3. The premium paying term is fixed at five years.
      4. The policy term is also fixed at five years.
      5. The Sum Assured on Death will be the higher of 10x annualised premium, or basic sum assured, or 105% of the overall premium paid.
    2. Tata AIA Life Insurance Saat Saath

      The Saat Saath plan from Tata AIA Life Insurance Company Limited is a non-participating, non-linked endowment plan that promises at the end of the policy term a return of a predetermined percentage of the overall premiums paid. Not only does this policy offer life cover, but also ensures returns upon the maturity of the policy.

      Features and Benefits of Tata AIA Life Insurance Saat Saath

      1. Attractive returns at predetermine rates for higher sum assured in case the policyholder survives until the maturity of the policy.
      2. Insurance cover for the entirety of the policy term.
      3. The policy term is fixed at 10 years.
      4. The premium paying term is fixed at seven years.
      5. Preferential rates for female applicants.
      6. No medical examinations required. 
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