Insurance is like a spare tyre. You may not require it, but not having one is not an option.
Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Carry All Your Documents When Going On A Long Drive

    A lot of us who live in the urban jungle often look forward to taking a long road trip away from the noise and stress of the city. It could even be an impromptu plan that involves a picnic with your special someone. Before we head out of the city, we generally go about making a checklist of the essentials that we may need on the trip. This could include your mobile phone, music, maps, snacks, etc. But what about the documents of your car and insurance policy? A long road trip can be a therapeutic experience, but, on the flip side, it can also be quite an ordeal if you are stranded, away from home, without any documents related to your vehicle.

    An experienced traveler will tell you that it is very important that you carry your vehicle documents when travelling on the road. There are general inspections carried out at state borders and highways, during times of riots, or the police could even stop you for an inspection. You might get stopped for breaking a traffic rule and the police have every right to ask you for the documents of your vehicle. It is a good habit to carry all your documents needed when you travel on the road. There is no need to put yourself in a tough spot when you’re far away from home and help isn’t easily available.

    Let us take a look at the important documents that everyone should carry with them when on a road trip or a long drive:

    • Registration Certificate of your vehicle: The Registration Certificate (RC) of your vehicle is the most important document that you should carry when on the road. The RC book is an official document that provides proof of registration of the vehicle that is driven. The RC book contains technical details about the vehicle such as vehicle number, chassis number, address of the owner, etc.
    • Pollution Under Control Certificate: A Pollution Under Control (PUC) certificate is an important document to carry when travelling on Indian roads. Every vehicle emits smoke and gases that are a product of fuel being burnt within the engine. These gases need to undergo a stream of filters that clean them to ensure that no harmful or pollution causing gases are emitted out into the atmosphere. A PUC certificate can be obtained at any computerized facility that is authorised to issue the certificate. These facilities are commonly found at petrol bunks and workshops.
    • Driving Licence: A driving licence is an official document that is issued by the Regional Transport Authority/Offices (RTA/RTO) to people who clear the driving test. This document is important to carry when travelling on a long road trip and also acts as an identity card. Another point to keep in mind is that it is illegal to drive on Indian roads without a valid driving licence. This is also one of the first documents that officials ask for if you are stopped on the road by the police.
    • Certificate of Insurance: Every vehicle that plies on Indian roads has to have an updated insurance coverage for the vehicle. This was mandated in 1988 by the Motor Vehicle Act. This applies for both cars as well as two-wheelers. According to Rule 141 of the Act, an insurance agency will provide a Certificate of Insurance for your vehicle which will contain the particulars pertaining to your automobile. A copy of this certificate can be carried in the vehicle while it is advisable to leave the original at home or at the office. Apart from inspection or spot checks, you will require the details of your insurance policy in case your vehicle breaks down. Without these details, seeking help from the insurance company becomes quite a hassle.

    Each one of us deserves a break from our daily life to recharge our mind and spirits. Therefore, don’t spend time on your drive calling home to find out details about documents that you should have been carrying. You don’t have to shell out any holiday money as fines if you carry all the documents mentioned above. Most importantly, you get to keep your vehicle as officials can sometimes impound your vehicle if you do not carry these important documents.

    Read More On Car Insurance

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.