Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • ICICI Lombard Motor Insurance

    ICICI Lombard General Insurance Company Ltd. is one of the top general insurance providers in India. The company provides various kinds of general insurance products for the benefit of its vast customer base.

    The insurance solutions offered by the company safeguards your family from unexpected events in life. A customer can buy insurance for personal purposes and business liabilities across urban and rural regions in the country. The comprehensive motor insurance policy offered by the company provides extensive coverage. In addition to this, there are ample add-on protection plans that can be purchased separately to enhance the motor insurance coverage.

    Why Should You Buy Motor Insurance From ICICI Lombard?

    The reasons for buying ICICI Lombard motor insurance are many, as indicated below:

    • The company is one of the leaders in the industry to offer long-term two-wheeler insurance to customers.
    • ICICI Lombard offers a bouquet of add-on covers that takes good care of your vehicle.
    • The insurer is affiliated to more than 2,150 network garages where you can avail cashless claim facility for your two-wheeler. The number of network garages for cars is more than 3,450.
    • The insurer offers a roadside assistance cover that lets you enjoy your journey without having to worry about punctured tyres, empty fuel tank, vehicle breakdown, etc.
    • You will be able to effortlessly transfer your accrued NCB to a different insurance company.
    • The insurance provider offers instant issuance of two-wheeler insurance policies, even if the coverage has lapsed.
    • The insurer is now offering the facility of self-inspection of the car using the Insure mobile app. Once you have made the payment for a break-in insurance policy, you can request for the insurance company to send a surveyor for inspection or inspect the car yourself. In the case of self-inspection, the insurer provides approval for the policy within a few hours of submission of the required video and other details.

    Types Of Motor Insurance From ICICI Lombard

    ICICI Lombard offers the following types of insurance plans for your motor vehicle:

    1. Car insurance
    2. Two-wheeler insurance

    The insurance protection can be availed through any of the following plans:

    • Comprehensive motor insurance
    • Third-party liability insurance

    ICICI Lombard Third-Party Liability Insurance - Inclusions

    If needed, the customer can opt for a standalone third-party liability policy from ICICI Lombard. This policy protects the insured from legal liability to a third party for injuries, death, or property damage. It does not offer protection to the insured vehicle for any damages or theft. It also does not protect the policyholder from accidental injuries or death.

    ICICI Lombard Comprehensive Motor Insurance - Inclusions

    The coverage under the car and two-wheeler insurance policies from ICICI Lombard are very similar. The inclusions under the plans are as indicated below:

    • Damages to the insured vehicle due to natural calamities such as floods, lightning, earthquakes, and the like
    • Losses due to man-made disasters such as strikes, terrorist acts, in-transit damage, malicious activities, etc.
    • Theft of the insured vehicle
    • Third-party liability insurance cover which protects the insured against legal liabilities to a third party following an accident - Coverage is provided for injuries/death of the individual and damage to his/her property.
    • Personal accident cover for the owner-driver - For car insurance, this coverage can go up to Rs.2 lakh. In the case of two-wheeler insurance, the maximum coverage under this head is Rs.1 lakh. It is also possible to opt for personal accident cover for the passengers through a rider.

    ICICI Lombard motor insurance - Exclusions

    The following incidents are not offered coverage under the car and two-wheeler insurance policies from ICICI Lombard:

    • Normal wear and tear of the vehicle with age
    • Consequential losses, such as an oil leak leading to engine damage
    • Electrical/mechanical breakdown
    • Losses due to nuclear disasters, war, mutiny, etc.
    • Driving the insured vehicle without a valid license
    • Driving the vehicle while under the influence of drugs/alcohol
    • Using the vehicle beyond its limits, as prescribed by the manufacturer
    • Depletion of consumables used in the vehicle
    • Damage to the tubes and tyres of the vehicle, unless there are damages to the vehicle itself

    It is crucial to be well aware of the exclusions under the policy, so that there are no unpleasant surprises at the time of a claim. Hence, you should go through the policy wordings carefully and have a thorough understanding of the coverage.

    FAQs for ICICI Motor Insurance

    1. Is it possible to renew my ICICI Lombard motor insurance online?
    2. Yes, you can do this easily through the website of the insurance company. All policies can be renewed 60 days before expiry. If the policy is already in expired status, a surveyor will have to inspect the vehicle before giving a go-ahead.

    3. Is it better to buy motor insurance online?
    4. Yes, it is. When you buy a motor insurance policy online, it will be issued instantly with minimal involvement of paperwork. You can also choose multiple payment options, such as net banking, credit card, debit card, etc.

    5. How can I transfer my NCB to another insurer?
    6. You should first inform your current insurer about the transfer of insurance. Then, you can request the current insurance company for an NCB retention letter. Using this letter, you can preserve the NCB for up to 3 months. Within this time you should attach it to another motor insurance policy in your name.

    7. How many times can I request for a roadside assistance service in a policy year?
    8. Under the Roadside Assistance add-on cover, you can request for roadside assistance facility up to 4 times in a policy year. These services should be the ones you opt for at the time of policy purchase.

    9. What is an endorsement in motor insurance?
    10. An endorsement is an update made to the coverage under a motor insurance policy. It may or may not bear premiums.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    ICICI Lombard Motor Insurance Reviews

  • Page 1 of 19 1 2 3 4 5
    • ICICI Lombard Car Insurance
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      My Car is insured with the ICICI Lombard general insurance company. I ma paying a premium of 11600 Per year, they have given me a fair IDV value. It offers bumper to bumper coverage and I've claimed this policy two times. Both the times I was able to claim the 90% of the amount.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 29, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a car insurance with ICICI Lombard from last 3 years, i am happy with the coverage value of this insurance policy. I pay an annual fee of Rs 40000 for this insurance policy. I have not claimed anything so far from this insurance and it is a full coverage.
      Was this review helpful? 1
      , new delhi
      Reviewed on Aug 17, 2018
    • ICICI Lombard Car Insurance
      "Nice policy"
      0.5 5.0/5 "Blown Away!"
      I have purchased the card insurance policy with ICICI - Lombard insurance. I have taken this policy in the year of 2016. I never had any claim experience so far hence i have not called the customer care service. I have paid the premium amount of Rs. 8000. I'm not aware of the claim amount. I've taken the zero depreciation policy. Bumper to bumper and road side assistance also available.
      Was this review helpful? 3
      , new delhi
      Reviewed on Jul 27, 2018
    • ICICI Lombard Car Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      I don't have any claim experience so far hence i have not contact the customer care service. I have paid the premium of Rs. 13000. The bumper to bumper insurance not available. Its a third party insurance policy. Its a not tax benefitable policy
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 26, 2018
    • ICICI Lombard Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a car insurance policy with ICICI lombard from last 1 year, i am happy with the coverage value of this insurance policy. A premium of Rs 7000 has to be paid every year for this insurance policy. They cover bumper to bumper damage and i had no claim experience so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 20, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a Car insurance with ICICI lombard from last 7 months, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. They cover bumper to bumper damages and i pay a premium of Rs 10500 for this insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 06, 2018
    • ICICI Lombard Car Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I do have the four wheeler insurance policy with the ICICI Lombard general insurance company and I have not made any claims with them till now. Premium coverage value is fine with the ICICI Lombard general insurance company.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 23, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I got Car insurance from Icici Lombard general insurance through tata finance As The premium amount is nominal one am satisfied with it , as it has low premium amount with cashless garages comprehensive cover with bumper to bumper coverage .Customer service and response is good . I pay it annual through on line banking
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 18, 2018
    • ICICI Lombard Car Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My car is insured with the ICICI Lombard general Insurance. I pay a premium of 5000 Per year, The IDV value is good. There is cashless garage facility. Overall I am happy with the features and benefits of the policy even though I never had any claim experience with the policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2018
    • ICICI Lombard Car Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      Got the car insurance policy from the ICICI LOMBARD GENERAL INSURANCE company. I have got the insurance policy around 4 months ago. I have paid Rs,23,000 to get this policy ans it is valid only for one year. The cashless garages options is available here. The coverage is good here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 01, 2018
    • ICICI Lombard Car Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I hold a car insurance with ICICI lombard from last 2 years and it is a good policy to use. They give full coverage like bumper to bumper damages and third party. I pay a premium of Rs 28000 for this insurance policy and i have not claimed anything so far from this insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 01, 2018
    • ICICI Lombard Car Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      From ICICI LOMBARD GENERAL INSURANCE i have taken a car insurance. I have made an one time payment of 8000 for 5 years.The policy comes with accidental coverage and third party coverage. I have to renew the policy every year.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 29, 2018
    • ICICI Lombard Car Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a car insurance Policy from the ICICI Lombard. I've been paying a premium of 20000 per year. I do not have any claim experience with the policy. I never had any issues with the policy and their services. I'll have to wait and see how they respond to my claim requests in future.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 29, 2018
    • ICICI Lombard Car Insurance
      "Car insurance with ICICI"
      0.5 5.0/5 "Blown Away!"
      From ICICI lombard i have taken a car insurance and the premium i was paying for every month was 15000. The process was very good for car insurance claim. They gave me a cashless garage.The overall experience was good.I am satisfied with them.
      Was this review helpful? 0
      , gaya
      Reviewed on May 25, 2018
    • ICICI Lombard Car Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've ca insurance with the ICICI Lombard . I am paying a premium of 5000, I do not have any claim experience with the policy. I never faced any issues with the policy and their services. Overall this is a recommendable policy to have.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2018
    • ICICI Lombard Car Insurance
      "Poor Service"
      0.5 1.0/5 "Really Bad"
      I was using the ICICI Lombard car insurance. I was paying a premium of 9000 per year. I make Cash payment with the dealer. No claim experience with the policy, I don't have any insurance for my car as the car is very old. I have a bad experience with them in the past.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a car insurance with ICICI Lombard from last 1 month, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 14000 which has to be renewed every year for this insurance policy. They cover only bumper to bumper damges and there was no claim experience so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • ICICI Lombard Car Insurance
      "Car insurance with ICICI"
      0.5 5.0/5 "Blown Away!"
      From i have taken a car insurance 19000 were the premium of 19000 for an year.The policy benefits include bumber to bumber, cashless garage, road assistance and accidental coverage to the passengers as well. I have to renew the policy every year.
      Was this review helpful? 0
      , thrissur
      Reviewed on May 15, 2018
    • ICICI Lombard Car Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken the car insurance from ICICI LOMBARD GENERAL INSURANCE.The policy benefits include bumber to bumber cashless garage, road assistance and accidental coverage. I took this policy through the dealer. No experience with the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 13, 2018
    • ICICI Lombard Car Insurance
      "Car insurance with ICICI"
      0.5 4.0/5 "Great!"
      I have taken the car insurance from ICICI LOMBARD GENERAL INSURANCE.The policy benefits include accidental coverage to the passengers and the driver as this was an used car . Its a good policy for cars. I made the online payment. No claim experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 13, 2018
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