• ICICI Lombard Motor Insurance

    ICICI Lombard General Insurance Company Ltd. is one of the top general insurance providers in India. The company provides various kinds of general insurance products for the benefit of its vast customer base.

    The insurance solutions offered by the company safeguards your family from unexpected events in life. A customer can buy insurance for personal purposes and business liabilities across urban and rural regions in the country. The comprehensive motor insurance policy offered by the company provides extensive coverage. In addition to this, there are ample add-on protection plans that can be purchased separately to enhance the motor insurance coverage.

    Why Should You Buy Motor Insurance From ICICI Lombard?

    The reasons for buying ICICI Lombard motor insurance are many, as indicated below:

    • The company is one of the leaders in the industry to offer long-term two-wheeler insurance to customers.
    • ICICI Lombard offers a bouquet of add-on covers that takes good care of your vehicle.
    • The insurer is affiliated to more than 2,150 network garages where you can avail cashless claim facility for your two-wheeler. The number of network garages for cars is more than 3,450.
    • The insurer offers a roadside assistance cover that lets you enjoy your journey without having to worry about punctured tyres, empty fuel tank, vehicle breakdown, etc.
    • You will be able to effortlessly transfer your accrued NCB to a different insurance company.
    • The insurance provider offers instant issuance of two-wheeler insurance policies, even if the coverage has lapsed.
    • The insurer is now offering the facility of self-inspection of the car using the Insure mobile app. Once you have made the payment for a break-in insurance policy, you can request for the insurance company to send a surveyor for inspection or inspect the car yourself. In the case of self-inspection, the insurer provides approval for the policy within a few hours of submission of the required video and other details.

    Types Of Motor Insurance From ICICI Lombard

    ICICI Lombard offers the following types of insurance plans for your motor vehicle:

    1. Car insurance
    2. Two-wheeler insurance

    The insurance protection can be availed through any of the following plans:

    • Comprehensive motor insurance
    • Third-party liability insurance

    ICICI Lombard Third-Party Liability Insurance - Inclusions

    If needed, the customer can opt for a standalone third-party liability policy from ICICI Lombard. This policy protects the insured from legal liability to a third party for injuries, death, or property damage. It does not offer protection to the insured vehicle for any damages or theft. It also does not protect the policyholder from accidental injuries or death.

    ICICI Lombard Comprehensive Motor Insurance - Inclusions

    The coverage under the car and two-wheeler insurance policies from ICICI Lombard are very similar. The inclusions under the plans are as indicated below:

    • Damages to the insured vehicle due to natural calamities such as floods, lightning, earthquakes, and the like
    • Losses due to man-made disasters such as strikes, terrorist acts, in-transit damage, malicious activities, etc.
    • Theft of the insured vehicle
    • Third-party liability insurance cover which protects the insured against legal liabilities to a third party following an accident - Coverage is provided for injuries/death of the individual and damage to his/her property.
    • Personal accident cover for the owner-driver - For car insurance, this coverage can go up to Rs.2 lakh. In the case of two-wheeler insurance, the maximum coverage under this head is Rs.1 lakh. It is also possible to opt for personal accident cover for the passengers through a rider.

    ICICI Lombard motor insurance - Exclusions

    The following incidents are not offered coverage under the car and two-wheeler insurance policies from ICICI Lombard:

    • Normal wear and tear of the vehicle with age
    • Consequential losses, such as an oil leak leading to engine damage
    • Electrical/mechanical breakdown
    • Losses due to nuclear disasters, war, mutiny, etc.
    • Driving the insured vehicle without a valid license
    • Driving the vehicle while under the influence of drugs/alcohol
    • Using the vehicle beyond its limits, as prescribed by the manufacturer
    • Depletion of consumables used in the vehicle
    • Damage to the tubes and tyres of the vehicle, unless there are damages to the vehicle itself

    It is crucial to be well aware of the exclusions under the policy, so that there are no unpleasant surprises at the time of a claim. Hence, you should go through the policy wordings carefully and have a thorough understanding of the coverage.

    FAQs for ICICI Motor Insurance

    1. Is it possible to renew my ICICI Lombard motor insurance online?
    2. Yes, you can do this easily through the website of the insurance company. All policies can be renewed 60 days before expiry. If the policy is already in expired status, a surveyor will have to inspect the vehicle before giving a go-ahead.

    3. Is it better to buy motor insurance online?
    4. Yes, it is. When you buy a motor insurance policy online, it will be issued instantly with minimal involvement of paperwork. You can also choose multiple payment options, such as net banking, credit card, debit card, etc.

    5. How can I transfer my NCB to another insurer?
    6. You should first inform your current insurer about the transfer of insurance. Then, you can request the current insurance company for an NCB retention letter. Using this letter, you can preserve the NCB for up to 3 months. Within this time you should attach it to another motor insurance policy in your name.

    7. How many times can I request for a roadside assistance service in a policy year?
    8. Under the Roadside Assistance add-on cover, you can request for roadside assistance facility up to 4 times in a policy year. These services should be the ones you opt for at the time of policy purchase.

    9. What is an endorsement in motor insurance?
    10. An endorsement is an update made to the coverage under a motor insurance policy. It may or may not bear premiums.

    ICICI Lombard Motor Insurance Reviews

  • Page 1 of 18 1 2 3 4 5
    • ICICI Lombard Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      The service of Icici Lambard car insurance service is awesome compared to others in the market. They collected all my documents directly which was an easy process. The payments are through online. It was a good experience with Icici Lambard car insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2018
    • ICICI Lombard Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I directly purchased my car insurance service from the showroom through Icici. The payments are through cheques. They use to intimate regularly. The payments are through cheques. The staffs where friendly during the process. It was an good experience with Icici car insurance service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 23, 2018
    • ICICI Lombard Car Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have my car insured with ICICI lombard from last 7 years, my claim experience was not up to the mark with this car insurance policy as they covered only bumper to bumper damage. I got a coverage value of Rs 2000 for this claim experience. I pay a premium of Rs 6000 for this insurance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • ICICI Lombard Car Insurance
      "ICICI LOMBARD Car Insurance"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance with ICICI lombard and the premium is 28000. They provide bumber to bumber, road assistance, cashless garages, zero depression, accidental coverage to the first party and the third party. While comparing its a good policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with ICICI lombard from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far with this insurance. I am not aware of the premium amount of this car insurance. They cover only bumper to bumper damages for this insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have recently taken a car insurance with ICICI lombard 6 months back. Customer service was good and they gave all the right information and guided well. I have a basic coverage of bumper to bumper damages and i do not have claim experience so far. I pay a premium of Rs 5000 for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 11, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a car insurance with ICICI lombard from last 10-11 months and it is a good insurance policy to use. I am not aware of the premium amount for this car insurance. I do not have claim experience so far with this insurance. They cover bumper to bumper damages and even third party.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 02, 2018
    • ICICI Lombard Car Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I am renewing the car insurance policy from the ICICI LOMBARD GENERAL INSURANCE company for the past 5 years. The customer support service is good with this company ,because they give intimations on time to renew the policy before the due date. I had paid Rs,14,000 to renew the policy last year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 31, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a car insurance with ICICI lombard from last 1 year and it is a good policy to use. The premium amount for this insurance is Rs 10000 which has to be every year. I do not have claim experience so far with this insurance. They cover bumper to bumper damaged and i am satisfied with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 31, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my car insured with ICICI lombard from last 4 years and it is a good insurance policy. I pay a premium of Rs 9500 which has to be paid every year for this insurance. My claim experience with this car insurance was very good and they covered bumper to bumper. The coverage value is 60-65%.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 31, 2018
    • ICICI Lombard Car Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      Got the car insurance policy from the ICICI Lombard around 2years ago and I am renewing the policy with the same ICICI Lombard general insurance policy . I have paid around Rs,11,000 to renew the policy last year. The customer support service is good with the ICICI they give intimations to renew the policy on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 28, 2018
    • ICICI Lombard Car Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken the car insurance from ICICI LOMBARD GENERAL INSURANCE. The premium amount is 13000. They have bumper to bumper and road assistance and cashless garage as well. Its a good policy and i have to renew the policy every year.The customer service and response is also equally good.
      Was this review helpful? 0
      , bhopal
      Reviewed on Mar 25, 2018
    • ICICI Lombard Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance with ICICI bank and the loan experience was good. This policy has to be renewed every year and i pay a premium of Rs 18100 for this insurance. I do not have claim experience so far with this insurance. They cover bumper to bumper and i am satisfied with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 16, 2018
    • ICICI Lombard Car Insurance
      "good insurance policy"
      0.5 4.0/5 "Great!"
      I had applied and got a For wheeler insurance policy from a top most private sector company ICICI LOMBARD GENERAL INSURANCE. My annual premium amount is Rs. 14,000/- which i feel very affordable. Most of the benefits are covered under one policy. I didn't have any claim experience so i cant able to comment on it. Most of all I can prefer online payments to renew my for wheeler insurance policy with in due time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 03, 2018
    • ICICI Lombard Car Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance with ICICI LOMBARD GENERAL INSURANCE and the premium amount is 6800. The benefits include road assistance, cashless garage. This policy also cover the accidental benefits to me as well. Its a good policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 02, 2018
    • ICICI Lombard Car Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Two wheeler Insurance with ICICI Lombard,the premium amount is 7800 i have registered for an auto debit payment.The policy coverage amount is 2.5 lakhs,I have no claim experience with them till date. I have taken this insurance during the year 2011.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 02, 2018
    • ICICI Lombard Car Insurance
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken Car Insurance with ICICI Lombard,the premium amount is 13.600 per year.The policy coverage is four lakhs.I have claim experience with them once they had covered 100% its zero depreciation.The response is good.i make cash payments.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 27, 2018
    • ICICI Lombard Car Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a car insurance with Icici, I have directly taken the car insurance with Icici. The documentation procedure was been smooth. The response is good with Icici car insurance they use to intimate me regularly. It is a good experience with Icici car insurance service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2018
    • ICICI Lombard Car Insurance
      "Good Insurance company"
      0.5 4.0/5 "Great!"
      I had Maruthi Wagon R car, now I sold out my vehicle. Earlier I took car insurance from ICICI Lombard. The premium amount was less before three years and they gave me good IDV value with road side assistance, third party and accidental cover.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Lombard Car Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have recently renewed my car insurance from the ICICI LOMBARD GENERAL INSURANCE company. I have paid Rs,14,000 to renew the policy last year. I never got any claim experience with this policy. This policy has the validity up to a year. I would say it is a good policy to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
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