Kotak Credit Card IFSC Code
Kotak Credit Card IFSC code comprises 11 digits that are alphanumeric and is mainly used to make a payment towards an outstanding credit card bill through National Electronics Fund Transfer (NEFT). Expanded an Indian Financial System Code, IFSC, is also uniquely assigned by the Reserve Bank of India to all bank credit cards.
It is very important to keep in mind here that the IFSC code for a credit card is different from what is assigned to account holders for a savings bank account. The Kotak Credit Card IFSC code is KKBK0000958, and this key is exclusively used to make credit card bill payments. Here, the first part of the code, which is 'KKBK', stands for the bank name and the next character is 'zero'. The other 6 digits '00958' stands for the code of the branch which in this instance is the Mumbai branch.
K | K | B | K | 0 | 0 | 0 | 0 | 9 | 5 | 8 |
Name of Bank | 'Zero' | Bank Branch Code | ||||||||
How to Pay Kotak Credit Card Bill Using IFSC Code?
**It is important to note here that the credit card IFSC code for almost all bank branches of Kotak will be the same**.
The information that is required for paying your credit card bill through NEFT is the payee name, account type, account number, bank name, and credit card IFSC code.
The account number in this case will be the 16-digit credit card number and the name of the payee will be that of the customer.
Kotak Credit Card IFSC Code Format
The IFSC Code (Indian Financial System Code) is structured in the standard RBI-prescribed 11-character format:
Format: AAAA0BBBBBB
- AAAA: The first four letters represent the bank code (e.g., KKBK for Kotak Mahindra Bank).
- 0: The fifth character is always zero, reserved for future use.
- BBBBBB: The last six characters denote the specific branch code (e.g., 000958 for the credit card payment branch).
Kotak Credit Card IFSC Code: KKBK0000958
This IFSC code must be used only when making NEFT/RTGS payments toward Kotak credit card bills.
How to Search for Kotak Credit Card IFSC Code?
Looking up for this key is quite simple and it can be easily found online on a number of websites
The credit card IFSC code can also be found on the specific bank website
The information can also be obtained by calling the bank customer care account
The code can also be obtained by going to the bank physically
Uses & Benefits of Kotak Bank Credit Card IFSC Code
- Very convenient way of paying credit card bills online through NEFT.
- Easy to use.
- Fast and hassle-free.
- Very economical method of payment.
- Safe and secure method.
- The other big advantage of this method of payment is that even those who do not have a Kotak account will be able to make payments through this IFSC code towards their outstanding credit card bill.
Kotak Credit Card NEFT Cut-Off Timings
The cut-off timings for NEFT determine when your payment is processed and credited. Though NEFT is available 24x7 now, the crediting timeline may depend on the originating bank.
Here’s what you need to know:
Transaction Time | Processing Status |
Before 6:00 PM (Weekdays) | Usually credited same working day |
After 6:00 PM | May reflect on the next working day |
Sundays & Bank Holidays | Processed next working day |
Other IFSC Related Article
FAQs on Kotak Bank Credit Card IFSC Code
- Is it possible for all credit card holders to make a credit card bill payment using this method?
Ans: Yes. all customers will be able to make a payment using this method.
- When will the customer know the status of the payment?
Ans: It will take around two working days for the payment to be processed and reflect in the customers credit card account.
- What should the customer do if the account is debited but the payment has not gone through?
Ans: In such a case, contact the customer care centre at the earliest possible to resolve the issue.
- What is IFSC?
Ans: Indian Financial System Code is a 11-digit code that is given out by the RBI to all banks in the country to make the electronic fund transfer process through NEFT, IMPS, and RTGS, streamlined.
- What is NEFT?
Ans: NEFT is a batch-wise fund transfer process that can be used to transfer funds or make credit card bill payments.
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