Kaizala App - Microsoft App Enabling Digital Payment Services

Kaizala is a Microsoft-owned mobile app that is available on both Android, Windows and iOS platforms. The app is formulated and made in such a way that it can be used for business communication, work management, and digital payment services.

Microsoft has joined hands with Yes Bank and MobiKwik to allow users to send and receive funds through the app. Payments can be made using the Unified Payment Interface (UPI) system, through which all types of peer-to-peer transactions can be carried out with a UPI ID. The app, primarily designed for work groups and enterprises to better manage their workflow and communication systems, is equipped with an easy-to-use chat interface.

The app has two versions, one is paid and the other is free. This is a mobile-only product that has been designed for communication for large-groups in a work environment and help better work management. The app aims to encourage more mobility and support collaboration among large work groups. Through the one of a kind UPI platform, a seamless payment environment is likely to be created to help all business payments and users integrate in a modern digital world. The app is already being used in a number of organizations in the country.

How to Register for Kaizala

  1. Download the Kaizala app on Google Play or Apple App Store
  2. Register for the app by providing all details such as name, mobile number, etc
  3. Submit details

How to use Kaizala UPI

  1. Log in to the app and click on the UPI option
  2. Create a UPI username and also choose a password
  3. Click on the funds transfer option, follow the given set of instructions
  4. Provide the VPA of the payee and key in UPI pin to authenticate the transaction.

Features of Kaizala

  1. Ability to seamlessly communicate in a collaborative manner using the group chat feature
  2. Digital payments through the UPI interface on all 365 days a year including bank holidays on a 24/7 basis
  3. Kaizala UPI helps save both time and money
  4. Advance user management
  5. Easy to use and safe payment system
  6. Secure application system
  7. This app seamlessly enables communication in large groups
  8. Helps better work management
  9. Helps connect with external vendors and supply chain managers for example
  10. The chat-interface is very user-friendly

Benefits of Using Kaizala for Digital Payments

Microsoft Kaizala is more than just a messaging app—it offers a secure and convenient platform for digital transactions. Here are some of the top benefits of using Kaizala for digital payments:

Seamless UPI Integration

Kaizala supports UPI (Unified Payments Interface), allowing users to send and receive money instantly—just like using any other popular UPI app.

Secure Transactions

With Microsoft's backing, Kaizala ensures encrypted and secure payments. It uses two-factor authentication and UPI PIN for every transaction.

Easy Payments Within Chats

You can make payments directly in chat groups or individual chats—ideal for teams, vendors, and group activities like bill splitting or task payments.

Business-Friendly Features

Businesses can use Kaizala to:

  1. Pay salaries or reimbursements
  2. Manage vendor payments
  3. Collect payments from customers
  4. Integrate workflows with payment approvals

Real-Time Transaction Updates

Users receive instant notifications for every transaction, along with a detailed payment history that can be tracked anytime.

Lightweight & Works on 2G/3G

Kaizala is designed to work even in low bandwidth areas, making it accessible across urban and rural India.

No Need for Separate Payment Apps

With chat, task management, and payment options all in one app, Kaizala reduces the need to juggle between multiple platforms.

Kaizala UPI

  1. Money can be sent and received on the Kaizala app using the UPI interface
  2. Digital payment services will be available to all users through the UPI interface through the collaboration with Yes Bank
  3. The UPI service through Kaizala works with as many as 86 banks that are part of the UPI participating network
  4. Payment can be made on a one-on-one basis to any Kaizala user using a Virtual Payment Address (VPA)
  5. There is no need for a bank account number or IFSC Code while sending money through this method
  6. Money can be sent faster and received faster without having to leave the Kaizala app window

What can be Done through Kaizala UPI:

  1. Make micro-payments
  2. Pay employees leave travel allowances
  3. Pay reimbursements
  4. Make other payment transactions

Use Kaizala to:

  • Communicate
  • Send feedback
  • Assign tasks
  • Chat
  • Share media files
  • Make payments through UPI

Faqs on Kaizala App

  • Does Kaizala work only on tablets with a Wi-Fi connection?

    Unfortunately, no.

  • Is it a must to have an internet connection or a data connection to use this app?

    Yes, it is a must.

  • Can this app be used by one person with one account on multiple devices?

    No. Unfortunately, this is not possible and the app will log you out if you use the same login credentials on multiple phones.

  • Is it possible to create and manage exclusive groups on the app?

    Yes, exclusive work-related groups can be created and deleted at any point of time.

  • Whats are the other tasks that can be done?

    The other features include the announcement option, the ability to share photos and location on a live basis, assign jobs, submit bills, create a checklist, surveys, request for locations, make payments, etc.

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