Citibank Credit Card IFSC Code

Citibank credit card IFSC code is a unique 11-digit key that is specifically used by card holders to make payments towards their outstanding credit card bill through National Electronic Funds Transfer (NEFT). Indian Financial System Code, also known as IFSC, for a credit card, is exclusive and this key is different from the bank IFSC code, which is used for money transfers. Those who do not hold a bank account with Citibank can add the credit card as a payee via NEFT and make bill payments easily.

The Citibank credit card IFSC code is ‘CITI0000003’. Here, the first four characters ‘CITI’ is indicative of the title of the bank, while zero is set out for later use. On the other hand, it is only the last 6 digits that specifically indicate the bank code, which is Chennai in this case.

How to Check Citibank Credit Card IFSC Code

This key can be found online easily on various financial portals or third-party websites

The IFSC code of a credit card can also be found on the respective bank website

This piece of information can also be found out by calling the bank customer care

Customers who wish to visit the nearest branch can also do so

How to Pay Citibank Credit Card Bill using IFSC Code

The credit card IFSC code will remain the same across all branches in the country and this same key can be used to make payments from anywhere in the country. To make a bill payment, register the payee as the bank credit card, key in the account number as the 16-digit card number, choose the type of account, bank name, IFSC code. Once the payee is registered, the regular NEFT transfer process can be initiated.

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Uses & Benefits of Citibank Credit Card IFSC Code

  • Non-account holders will be able to make credit card bill payments
  • Easy & reliable method
  • Saves time
  • Safe and secure
  • Helps streamline the bill payment process

FAQs of Citibank Credit Card IFSC Code

1. Can all customers of the bank holding a credit card make payments using NEFT?

Yes, as long as the cardholder has an active internet banking account to carry out the transaction.

2. How long does it take for the payment to be credited to the credit card holders account?

In most cases, it will take around 2 working days for a payment to be processed and reflect in the account of the customer.

3. Can payment also be made through IMPS or RTGS for a credit card bill?

As of now, the service is not yet available.

4. What are the charges for the same?

As of now, this service can be availed free of cost.

5. What should a customer do if he/she enters a wrong IFSC code?

In such a case, it is recommended that the customer contact the bank’s customer care representative at the earliest.

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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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