Axis Bank Credit Card IFSC Code

Even those who do not have an Axis Bank savings account will be able to make credit card bill payments using the NEFT method for which IFSC is a prerequisite. Given below is the process involved:

1. Log on to net banking.
2. Register the credit card as a beneficiary.
3. Make a fund transfer using NEFT to the credit card.

Note: Here, to register the credit card as a beneficiary, you will have to make the beneficiary name the same as the one on the credit card, the beneficiary bank as Axis Bank and the account number as the 16-digit credit card number.

Uses & Benefits of Axis Bank Credit Card IFSC Code

1. Very easy way to pay credit card bills.
2. Safe and reliable.
3. Cost effective.
4. Convenient for those who do not have a savings account with the bank.

Where to Find IFSC Code on Axis Credit Card Statement

You typically won’t find the IFSC code printed directly on your credit card. However, to pay an Axis Bank credit card bill via NEFT, you can find the IFSC code in:

1. The credit card statement, under the “payment instructions” section.
2. Axis Bank official website.
3. Customer care support if it’s not listed elsewhere.

The standard IFSC for Axis Bank credit card payments is usually: UTIB0000400, but always confirm via statement or bank sources.

Axis Bank Credit Card IFSC Code for NEFT vs RTGS Payments

1. NEFT (National Electronic Funds Transfer): Available 24x7 including holidays. Preferred for credit card bill payments using the IFSC code.
2. RTGS (Real-Time Gross Settlement): Usually for high-value transactions (above ₹2 lakhs), but not commonly used for credit card payments.
3. Use IFSC code UTIB0000400 and beneficiary account format: Axis credit card number (16 digits).

How to Contact Axis Bank for IFSC Code Help

1. Call Axis Bank customer care: 1860-419-5555 / 1860-500-5555.
2. Visit a local branch for in-person assistance.
3. Chat support via mobile app or website.
4. Use the Axis Bank “Locate IFSC” tool on their official site.